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OFG BANCORP（OFG）与Priority Technology Holdings, Inc.（PRTH）财务数据对比。点击上方公司名可切换其他公司
Priority Technology Holdings, Inc.的季度营收约是OFG BANCORP的1.3倍（$247.1M vs $184.3M），OFG BANCORP净利率更高（30.3% vs 3.6%，领先26.7%），Priority Technology Holdings, Inc.同比增速更快（8.8% vs 0.9%），OFG BANCORP自由现金流更多（$199.3M vs $30.9M），过去两年Priority Technology Holdings, Inc.的营收复合增速更高（9.6% vs 2.8%）
OFG Bancorp成立于1964年，总部位于波多黎各圣胡安，是东方银行的金融控股公司。公司通过东方银行、东方金融服务有限责任公司、东方保险有限责任公司等核心子公司，主要面向波多黎各和美属维尔京群岛市场，提供多元化的零售与商业银行、贷款、财富管理相关产品、服务及技术解决方案。
Priority Technology Holdings, Inc.是一家聚焦信息技术领域的企业，业务围绕计算机、通信系统等相关信息设备展开，涵盖信息的创建、处理、存储、检索与传输等相关信息技术应用服务，依托计算机科学与工程技术支撑业务开展。
OFG vs PRTH — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $184.3M | $247.1M |
| 净利润 | $55.9M | $8.9M |
| 毛利率 | — | — |
| 营业利润率 | 25.7% | 13.6% |
| 净利率 | 30.3% | 3.6% |
| 营收同比 | 0.9% | 8.8% |
| 净利润同比 | 11.0% | 23.9% |
| 每股收益（稀释后） | $1.27 | $0.10 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $184.3M | $247.1M | ||
| Q3 25 | $186.2M | $241.4M | ||
| Q2 25 | $182.4M | $239.8M | ||
| Q1 25 | $178.6M | $224.6M | ||
| Q4 24 | $182.7M | $227.1M | ||
| Q3 24 | $174.7M | $227.0M | ||
| Q2 24 | $179.8M | $219.9M | ||
| Q1 24 | $174.4M | $205.7M |
| Q4 25 | $55.9M | $8.9M | ||
| Q3 25 | $51.8M | $27.6M | ||
| Q2 25 | $51.8M | $10.9M | ||
| Q1 25 | $45.6M | $8.3M | ||
| Q4 24 | $50.3M | $7.2M | ||
| Q3 24 | $47.0M | $10.6M | ||
| Q2 24 | $51.1M | $994.0K | ||
| Q1 24 | $49.7M | $5.2M |
| Q4 25 | 25.7% | 13.6% | ||
| Q3 25 | 33.0% | 15.6% | ||
| Q2 25 | 36.1% | 15.6% | ||
| Q1 25 | 33.3% | 14.5% | ||
| Q4 24 | 28.9% | 15.0% | ||
| Q3 24 | 35.4% | 16.8% | ||
| Q2 24 | 39.6% | 15.1% | ||
| Q1 24 | 38.9% | 13.6% |
| Q4 25 | 30.3% | 3.6% | ||
| Q3 25 | 27.8% | 11.4% | ||
| Q2 25 | 28.4% | 4.5% | ||
| Q1 25 | 25.5% | 3.7% | ||
| Q4 24 | 27.6% | 3.2% | ||
| Q3 24 | 26.9% | 4.7% | ||
| Q2 24 | 28.4% | 0.5% | ||
| Q1 24 | 28.5% | 2.5% |
| Q4 25 | $1.27 | $0.10 | ||
| Q3 25 | $1.16 | $0.34 | ||
| Q2 25 | $1.15 | $0.14 | ||
| Q1 25 | $1.00 | $0.10 | ||
| Q4 24 | $1.10 | $-0.05 | ||
| Q3 24 | $1.00 | $0.07 | ||
| Q2 24 | $1.08 | $-0.23 | ||
| Q1 24 | $1.05 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.0B | $77.2M |
| 总债务越低越好 | — | $1.0B |
| 股东权益账面价值 | $1.4B | $-100.4M |
| 总资产 | $12.5B | $2.4B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
| Q4 25 | $1.0B | $77.2M | ||
| Q3 25 | $740.3M | $57.0M | ||
| Q2 25 | $851.8M | $50.6M | ||
| Q1 25 | $710.6M | $47.6M | ||
| Q4 24 | $591.1M | $58.6M | ||
| Q3 24 | $680.6M | $41.1M | ||
| Q2 24 | $740.4M | $34.6M | ||
| Q1 24 | $754.4M | $34.3M |
| Q4 25 | — | $1.0B | ||
| Q3 25 | — | $997.5M | ||
| Q2 25 | — | $917.0M | ||
| Q1 25 | — | $918.9M | ||
| Q4 24 | — | $920.9M | ||
| Q3 24 | — | $808.1M | ||
| Q2 24 | — | $809.0M | ||
| Q1 24 | — | $631.4M |
| Q4 25 | $1.4B | $-100.4M | ||
| Q3 25 | $1.4B | $-110.3M | ||
| Q2 25 | $1.3B | $-146.1M | ||
| Q1 25 | $1.3B | $-158.3M | ||
| Q4 24 | $1.3B | $-166.8M | ||
| Q3 24 | $1.3B | $-165.8M | ||
| Q2 24 | $1.2B | $-172.1M | ||
| Q1 24 | $1.2B | $-159.9M |
| Q4 25 | $12.5B | $2.4B | ||
| Q3 25 | $12.2B | $2.2B | ||
| Q2 25 | $12.2B | $2.0B | ||
| Q1 25 | $11.7B | $1.9B | ||
| Q4 24 | $11.5B | $1.8B | ||
| Q3 24 | $11.5B | $1.8B | ||
| Q2 24 | $11.3B | $1.7B | ||
| Q1 24 | $11.2B | $1.6B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $217.7M | $36.8M |
| 自由现金流经营现金流 - 资本支出 | $199.3M | $30.9M |
| 自由现金流率自由现金流/营收 | 108.1% | 12.5% |
| 资本支出强度资本支出/营收 | 10.0% | 2.4% |
| 现金转化率经营现金流/净利润 | 3.90× | 4.12× |
| 过去12个月自由现金流最近4个季度 | $345.4M | $75.1M |
8季度趋势，按日历期对齐
| Q4 25 | $217.7M | $36.8M | ||
| Q3 25 | $39.5M | $36.1M | ||
| Q2 25 | $35.9M | $17.1M | ||
| Q1 25 | $83.1M | $10.0M | ||
| Q4 24 | $252.5M | $23.8M | ||
| Q3 24 | $58.1M | $19.8M | ||
| Q2 24 | $95.1M | $28.7M | ||
| Q1 24 | $61.0M | $13.3M |
| Q4 25 | $199.3M | $30.9M | ||
| Q3 25 | $35.5M | $30.1M | ||
| Q2 25 | $31.8M | $9.2M | ||
| Q1 25 | $78.7M | $4.9M | ||
| Q4 24 | $231.2M | $19.1M | ||
| Q3 24 | $51.8M | $14.5M | ||
| Q2 24 | $90.4M | $23.6M | ||
| Q1 24 | $54.8M | $6.7M |
| Q4 25 | 108.1% | 12.5% | ||
| Q3 25 | 19.1% | 12.5% | ||
| Q2 25 | 17.4% | 3.8% | ||
| Q1 25 | 44.1% | 2.2% | ||
| Q4 24 | 126.5% | 8.4% | ||
| Q3 24 | 29.6% | 6.4% | ||
| Q2 24 | 50.3% | 10.7% | ||
| Q1 24 | 31.4% | 3.3% |
| Q4 25 | 10.0% | 2.4% | ||
| Q3 25 | 2.1% | 2.5% | ||
| Q2 25 | 2.3% | 3.3% | ||
| Q1 25 | 2.4% | 2.3% | ||
| Q4 24 | 11.7% | 2.0% | ||
| Q3 24 | 3.6% | 2.3% | ||
| Q2 24 | 2.6% | 2.3% | ||
| Q1 24 | 3.5% | 3.2% |
| Q4 25 | 3.90× | 4.12× | ||
| Q3 25 | 0.76× | 1.31× | ||
| Q2 25 | 0.69× | 1.57× | ||
| Q1 25 | 1.82× | 1.20× | ||
| Q4 24 | 5.02× | 3.29× | ||
| Q3 24 | 1.24× | 1.87× | ||
| Q2 24 | 1.86× | 28.87× | ||
| Q1 24 | 1.23× | 2.56× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
