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OFG BANCORP（OFG）与CarParts.com, Inc.（PRTS）财务数据对比。点击上方公司名可切换其他公司
OFG BANCORP的季度营收约是CarParts.com, Inc.的1.5倍（$184.3M vs $120.4M），OFG BANCORP净利率更高（30.3% vs -9.6%，领先39.9%），OFG BANCORP同比增速更快（0.9% vs -9.8%），过去两年OFG BANCORP的营收复合增速更高（2.8% vs -8.6%）
OFG Bancorp成立于1964年，总部位于波多黎各圣胡安，是东方银行的金融控股公司。公司通过东方银行、东方金融服务有限责任公司、东方保险有限责任公司等核心子公司，主要面向波多黎各和美属维尔京群岛市场，提供多元化的零售与商业银行、贷款、财富管理相关产品、服务及技术解决方案。
GPC是一家总部位于美国佐治亚州亚特兰大的汽车与工业零部件分销商，1928年由弗雷泽兄弟创立，目前拥有约六万名员工。除美国本土市场外，公司业务还覆盖澳大拉西亚、比利时、加拿大、法国、德国、墨西哥、荷兰、波兰及英国，旗下拥有知名汽车零部件零售商NAPA Auto Parts和工业零部件分销商Motion。
OFG vs PRTS — 直观对比
营收规模更大
OFG
是对方的1.5倍
$120.4M
营收增速更快
OFG
高出10.7%
-9.8%
净利率更高
OFG
高出39.9%
-9.6%
两年增速更快
OFG
近两年复合增速
-8.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $184.3M | $120.4M |
| 净利润 | $55.9M | $-11.6M |
| 毛利率 | — | 33.2% |
| 营业利润率 | 25.7% | — |
| 净利率 | 30.3% | -9.6% |
| 营收同比 | 0.9% | -9.8% |
| 净利润同比 | 11.0% | 25.0% |
| 每股收益（稀释后） | $1.27 | $-0.82 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OFGPRTS
| Q4 25 | $184.3M | $120.4M | ||
| Q3 25 | $186.2M | $127.8M | ||
| Q2 25 | $182.4M | $151.9M | ||
| Q1 25 | $178.6M | $147.4M | ||
| Q4 24 | $182.7M | $133.5M | ||
| Q3 24 | $174.7M | $144.8M | ||
| Q2 24 | $179.8M | $144.3M | ||
| Q1 24 | $174.4M | — |
净利润OFGPRTS
| Q4 25 | $55.9M | $-11.6M | ||
| Q3 25 | $51.8M | $-10.9M | ||
| Q2 25 | $51.8M | $-12.7M | ||
| Q1 25 | $45.6M | $-15.3M | ||
| Q4 24 | $50.3M | $-15.4M | ||
| Q3 24 | $47.0M | $-10.0M | ||
| Q2 24 | $51.1M | $-8.7M | ||
| Q1 24 | $49.7M | — |
毛利率OFGPRTS
| Q4 25 | — | 33.2% | ||
| Q3 25 | — | 33.1% | ||
| Q2 25 | — | 32.8% | ||
| Q1 25 | — | 32.1% | ||
| Q4 24 | — | 32.5% | ||
| Q3 24 | — | 35.2% | ||
| Q2 24 | — | 33.5% | ||
| Q1 24 | — | — |
营业利润率OFGPRTS
| Q4 25 | 25.7% | — | ||
| Q3 25 | 33.0% | -7.9% | ||
| Q2 25 | 36.1% | -8.2% | ||
| Q1 25 | 33.3% | -10.3% | ||
| Q4 24 | 28.9% | -11.6% | ||
| Q3 24 | 35.4% | -6.9% | ||
| Q2 24 | 39.6% | -6.0% | ||
| Q1 24 | 38.9% | — |
净利率OFGPRTS
| Q4 25 | 30.3% | -9.6% | ||
| Q3 25 | 27.8% | -8.5% | ||
| Q2 25 | 28.4% | -8.4% | ||
| Q1 25 | 25.5% | -10.4% | ||
| Q4 24 | 27.6% | -11.5% | ||
| Q3 24 | 26.9% | -6.9% | ||
| Q2 24 | 28.4% | -6.0% | ||
| Q1 24 | 28.5% | — |
每股收益（稀释后）OFGPRTS
| Q4 25 | $1.27 | $-0.82 | ||
| Q3 25 | $1.16 | $-0.19 | ||
| Q2 25 | $1.15 | $-0.23 | ||
| Q1 25 | $1.00 | $-0.27 | ||
| Q4 24 | $1.10 | $-0.28 | ||
| Q3 24 | $1.00 | $-0.17 | ||
| Q2 24 | $1.08 | $-0.15 | ||
| Q1 24 | $1.05 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.0B | $25.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.4B | $53.5M |
| 总资产 | $12.5B | $184.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资OFGPRTS
| Q4 25 | $1.0B | $25.8M | ||
| Q3 25 | $740.3M | — | ||
| Q2 25 | $851.8M | — | ||
| Q1 25 | $710.6M | — | ||
| Q4 24 | $591.1M | — | ||
| Q3 24 | $680.6M | — | ||
| Q2 24 | $740.4M | — | ||
| Q1 24 | $754.4M | — |
股东权益OFGPRTS
| Q4 25 | $1.4B | $53.5M | ||
| Q3 25 | $1.4B | $64.2M | ||
| Q2 25 | $1.3B | $62.4M | ||
| Q1 25 | $1.3B | $72.8M | ||
| Q4 24 | $1.3B | $85.2M | ||
| Q3 24 | $1.3B | $97.2M | ||
| Q2 24 | $1.2B | $103.9M | ||
| Q1 24 | $1.2B | — |
总资产OFGPRTS
| Q4 25 | $12.5B | $184.9M | ||
| Q3 25 | $12.2B | $200.3M | ||
| Q2 25 | $12.2B | $189.6M | ||
| Q1 25 | $11.7B | $216.5M | ||
| Q4 24 | $11.5B | $210.6M | ||
| Q3 24 | $11.5B | $227.6M | ||
| Q2 24 | $11.3B | $238.0M | ||
| Q1 24 | $11.2B | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $217.7M | — |
| 自由现金流经营现金流 - 资本支出 | $199.3M | — |
| 自由现金流率自由现金流/营收 | 108.1% | — |
| 资本支出强度资本支出/营收 | 10.0% | — |
| 现金转化率经营现金流/净利润 | 3.90× | — |
| 过去12个月自由现金流最近4个季度 | $345.4M | — |
8季度趋势，按日历期对齐
经营现金流OFGPRTS
| Q4 25 | $217.7M | — | ||
| Q3 25 | $39.5M | $-6.4M | ||
| Q2 25 | $35.9M | $-25.6M | ||
| Q1 25 | $83.1M | $5.5M | ||
| Q4 24 | $252.5M | $1.8M | ||
| Q3 24 | $58.1M | $8.5M | ||
| Q2 24 | $95.1M | $-3.6M | ||
| Q1 24 | $61.0M | — |
自由现金流OFGPRTS
| Q4 25 | $199.3M | — | ||
| Q3 25 | $35.5M | $-8.3M | ||
| Q2 25 | $31.8M | $-27.9M | ||
| Q1 25 | $78.7M | $3.4M | ||
| Q4 24 | $231.2M | $-631.0K | ||
| Q3 24 | $51.8M | $4.9M | ||
| Q2 24 | $90.4M | $-10.8M | ||
| Q1 24 | $54.8M | — |
自由现金流率OFGPRTS
| Q4 25 | 108.1% | — | ||
| Q3 25 | 19.1% | -6.5% | ||
| Q2 25 | 17.4% | -18.3% | ||
| Q1 25 | 44.1% | 2.3% | ||
| Q4 24 | 126.5% | -0.5% | ||
| Q3 24 | 29.6% | 3.4% | ||
| Q2 24 | 50.3% | -7.5% | ||
| Q1 24 | 31.4% | — |
资本支出强度OFGPRTS
| Q4 25 | 10.0% | — | ||
| Q3 25 | 2.1% | 1.5% | ||
| Q2 25 | 2.3% | 1.5% | ||
| Q1 25 | 2.4% | 1.4% | ||
| Q4 24 | 11.7% | 1.8% | ||
| Q3 24 | 3.6% | 2.5% | ||
| Q2 24 | 2.6% | 4.9% | ||
| Q1 24 | 3.5% | — |
现金转化率OFGPRTS
| Q4 25 | 3.90× | — | ||
| Q3 25 | 0.76× | — | ||
| Q2 25 | 0.69× | — | ||
| Q1 25 | 1.82× | — | ||
| Q4 24 | 5.02× | — | ||
| Q3 24 | 1.24× | — | ||
| Q2 24 | 1.86× | — | ||
| Q1 24 | 1.23× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
