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OFG BANCORP（OFG）与Ribbon Communications Inc.（RBBN）财务数据对比。点击上方公司名可切换其他公司
OFG BANCORP的季度营收约是Ribbon Communications Inc.的1.1倍（$184.3M vs $162.6M），Ribbon Communications Inc.净利率更高（54.8% vs 30.3%，领先24.4%），OFG BANCORP同比增速更快（0.9% vs -10.3%），过去两年OFG BANCORP的营收复合增速更高（2.8% vs -8.1%）
OFG Bancorp成立于1964年，总部位于波多黎各圣胡安，是东方银行的金融控股公司。公司通过东方银行、东方金融服务有限责任公司、东方保险有限责任公司等核心子公司，主要面向波多黎各和美属维尔京群岛市场，提供多元化的零售与商业银行、贷款、财富管理相关产品、服务及技术解决方案。
睿宾通信公司（Ribbon Communications Inc.）主要为电信运营商、企业及关键基础设施领域提供软件、IP与光网络解决方案。公司于2017年由Genband与Sonus Networks合并成立，总部位于美国得克萨斯州普莱诺，是一家上市科技企业。
OFG vs RBBN — 直观对比
营收规模更大
OFG
是对方的1.1倍
$162.6M
营收增速更快
OFG
高出11.2%
-10.3%
净利率更高
RBBN
高出24.4%
30.3%
两年增速更快
OFG
近两年复合增速
-8.1%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $184.3M | $162.6M |
| 净利润 | $55.9M | $89.1M |
| 毛利率 | — | 42.9% |
| 营业利润率 | 25.7% | 37.6% |
| 净利率 | 30.3% | 54.8% |
| 营收同比 | 0.9% | -10.3% |
| 净利润同比 | 11.0% | — |
| 每股收益（稀释后） | $1.27 | $0.50 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OFGRBBN
| Q1 26 | — | $162.6M | ||
| Q4 25 | $184.3M | $227.3M | ||
| Q3 25 | $186.2M | $215.4M | ||
| Q2 25 | $182.4M | $220.6M | ||
| Q1 25 | $178.6M | $181.3M | ||
| Q4 24 | $182.7M | $251.4M | ||
| Q3 24 | $174.7M | $210.2M | ||
| Q2 24 | $179.8M | $192.6M |
净利润OFGRBBN
| Q1 26 | — | $89.1M | ||
| Q4 25 | $55.9M | — | ||
| Q3 25 | $51.8M | $-12.1M | ||
| Q2 25 | $51.8M | $-11.1M | ||
| Q1 25 | $45.6M | $-26.2M | ||
| Q4 24 | $50.3M | — | ||
| Q3 24 | $47.0M | $-13.4M | ||
| Q2 24 | $51.1M | $-16.8M |
毛利率OFGRBBN
| Q1 26 | — | 42.9% | ||
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 50.1% | ||
| Q2 25 | — | 49.6% | ||
| Q1 25 | — | 45.4% | ||
| Q4 24 | — | 55.7% | ||
| Q3 24 | — | 52.1% | ||
| Q2 24 | — | 50.8% |
营业利润率OFGRBBN
| Q1 26 | — | 37.6% | ||
| Q4 25 | 25.7% | 4.1% | ||
| Q3 25 | 33.0% | 1.3% | ||
| Q2 25 | 36.1% | 1.9% | ||
| Q1 25 | 33.3% | -10.8% | ||
| Q4 24 | 28.9% | 13.2% | ||
| Q3 24 | 35.4% | -0.4% | ||
| Q2 24 | 39.6% | -1.0% |
净利率OFGRBBN
| Q1 26 | — | 54.8% | ||
| Q4 25 | 30.3% | — | ||
| Q3 25 | 27.8% | -5.6% | ||
| Q2 25 | 28.4% | -5.0% | ||
| Q1 25 | 25.5% | -14.5% | ||
| Q4 24 | 27.6% | — | ||
| Q3 24 | 26.9% | -6.4% | ||
| Q2 24 | 28.4% | -8.7% |
每股收益（稀释后）OFGRBBN
| Q1 26 | — | $0.50 | ||
| Q4 25 | $1.27 | $0.50 | ||
| Q3 25 | $1.16 | $-0.07 | ||
| Q2 25 | $1.15 | $-0.06 | ||
| Q1 25 | $1.00 | $-0.15 | ||
| Q4 24 | $1.10 | $0.05 | ||
| Q3 24 | $1.00 | $-0.08 | ||
| Q2 24 | $1.08 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.0B | $67.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.4B | $419.1M |
| 总资产 | $12.5B | — |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资OFGRBBN
| Q1 26 | — | $67.6M | ||
| Q4 25 | $1.0B | $96.4M | ||
| Q3 25 | $740.3M | $74.8M | ||
| Q2 25 | $851.8M | $60.5M | ||
| Q1 25 | $710.6M | $71.2M | ||
| Q4 24 | $591.1M | $87.8M | ||
| Q3 24 | $680.6M | $37.2M | ||
| Q2 24 | $740.4M | $64.6M |
总债务OFGRBBN
| Q1 26 | — | — | ||
| Q4 25 | — | $342.1M | ||
| Q3 25 | — | $344.3M | ||
| Q2 25 | — | $346.5M | ||
| Q1 25 | — | $347.4M | ||
| Q4 24 | — | $348.3M | ||
| Q3 24 | — | $349.1M | ||
| Q2 24 | — | $350.0M |
股东权益OFGRBBN
| Q1 26 | — | $419.1M | ||
| Q4 25 | $1.4B | $449.0M | ||
| Q3 25 | $1.4B | $360.1M | ||
| Q2 25 | $1.3B | $370.4M | ||
| Q1 25 | $1.3B | $381.8M | ||
| Q4 24 | $1.3B | $404.6M | ||
| Q3 24 | $1.3B | $395.5M | ||
| Q2 24 | $1.2B | $405.0M |
总资产OFGRBBN
| Q1 26 | — | — | ||
| Q4 25 | $12.5B | $1.2B | ||
| Q3 25 | $12.2B | $1.1B | ||
| Q2 25 | $12.2B | $1.1B | ||
| Q1 25 | $11.7B | $1.1B | ||
| Q4 24 | $11.5B | $1.2B | ||
| Q3 24 | $11.5B | $1.1B | ||
| Q2 24 | $11.3B | $1.1B |
负债/权益比OFGRBBN
| Q1 26 | — | — | ||
| Q4 25 | — | 0.76× | ||
| Q3 25 | — | 0.96× | ||
| Q2 25 | — | 0.94× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | — | 0.86× | ||
| Q3 24 | — | 0.88× | ||
| Q2 24 | — | 0.86× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $217.7M | — |
| 自由现金流经营现金流 - 资本支出 | $199.3M | — |
| 自由现金流率自由现金流/营收 | 108.1% | — |
| 资本支出强度资本支出/营收 | 10.0% | — |
| 现金转化率经营现金流/净利润 | 3.90× | — |
| 过去12个月自由现金流最近4个季度 | $345.4M | — |
8季度趋势，按日历期对齐
经营现金流OFGRBBN
| Q1 26 | — | — | ||
| Q4 25 | $217.7M | $29.2M | ||
| Q3 25 | $39.5M | $26.5M | ||
| Q2 25 | $35.9M | $-795.0K | ||
| Q1 25 | $83.1M | $-3.5M | ||
| Q4 24 | $252.5M | $61.8M | ||
| Q3 24 | $58.1M | $-14.8M | ||
| Q2 24 | $95.1M | $-9.8M |
自由现金流OFGRBBN
| Q1 26 | — | — | ||
| Q4 25 | $199.3M | $27.3M | ||
| Q3 25 | $35.5M | $21.0M | ||
| Q2 25 | $31.8M | $-6.5M | ||
| Q1 25 | $78.7M | $-15.7M | ||
| Q4 24 | $231.2M | $53.8M | ||
| Q3 24 | $51.8M | $-23.7M | ||
| Q2 24 | $90.4M | $-12.9M |
自由现金流率OFGRBBN
| Q1 26 | — | — | ||
| Q4 25 | 108.1% | 12.0% | ||
| Q3 25 | 19.1% | 9.7% | ||
| Q2 25 | 17.4% | -2.9% | ||
| Q1 25 | 44.1% | -8.7% | ||
| Q4 24 | 126.5% | 21.4% | ||
| Q3 24 | 29.6% | -11.3% | ||
| Q2 24 | 50.3% | -6.7% |
资本支出强度OFGRBBN
| Q1 26 | — | — | ||
| Q4 25 | 10.0% | 0.9% | ||
| Q3 25 | 2.1% | 2.6% | ||
| Q2 25 | 2.3% | 2.6% | ||
| Q1 25 | 2.4% | 6.7% | ||
| Q4 24 | 11.7% | 3.2% | ||
| Q3 24 | 3.6% | 4.2% | ||
| Q2 24 | 2.6% | 1.6% |
现金转化率OFGRBBN
| Q1 26 | — | — | ||
| Q4 25 | 3.90× | — | ||
| Q3 25 | 0.76× | — | ||
| Q2 25 | 0.69× | — | ||
| Q1 25 | 1.82× | — | ||
| Q4 24 | 5.02× | — | ||
| Q3 24 | 1.24× | — | ||
| Q2 24 | 1.86× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OFG
暂无分部数据
RBBN
| Service | $94.5M | 58% |
| Product | $68.1M | 42% |
