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OFG BANCORP（OFG）与RESOURCES CONNECTION, INC.（RGP）财务数据对比。点击上方公司名可切换其他公司
OFG BANCORP的季度营收约是RESOURCES CONNECTION, INC.的1.6倍（$184.3M vs $117.7M），OFG BANCORP净利率更高（30.3% vs -10.8%，领先41.1%），OFG BANCORP同比增速更快（0.9% vs -19.2%），OFG BANCORP自由现金流更多（$199.3M vs $15.6M），过去两年OFG BANCORP的营收复合增速更高（2.8% vs -11.8%）
OFG Bancorp成立于1964年，总部位于波多黎各圣胡安，是东方银行的金融控股公司。公司通过东方银行、东方金融服务有限责任公司、东方保险有限责任公司等核心子公司，主要面向波多黎各和美属维尔京群岛市场，提供多元化的零售与商业银行、贷款、财富管理相关产品、服务及技术解决方案。
RGP原名 Resources Global Professionals，是 Resources Connection, Inc. 的核心运营主体，面向全球客户提供多领域专业咨询服务，覆盖财务会计、信息管理、治理风险合规、人力资本、法务监管、企业咨询与重组、战略传播以及供应链管理等板块。
OFG vs RGP — 直观对比
营收规模更大
OFG
是对方的1.6倍
$117.7M
营收增速更快
OFG
高出20.0%
-19.2%
净利率更高
OFG
高出41.1%
-10.8%
自由现金流更多
OFG
多$183.8M
$15.6M
两年增速更快
OFG
近两年复合增速
-11.8%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $184.3M | $117.7M |
| 净利润 | $55.9M | $-12.7M |
| 毛利率 | — | 37.1% |
| 营业利润率 | 25.7% | -10.3% |
| 净利率 | 30.3% | -10.8% |
| 营收同比 | 0.9% | -19.2% |
| 净利润同比 | 11.0% | 81.6% |
| 每股收益（稀释后） | $1.27 | $-0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OFGRGP
| Q4 25 | $184.3M | $117.7M | ||
| Q3 25 | $186.2M | $120.2M | ||
| Q2 25 | $182.4M | $139.3M | ||
| Q1 25 | $178.6M | $129.4M | ||
| Q4 24 | $182.7M | $145.6M | ||
| Q3 24 | $174.7M | $136.9M | ||
| Q2 24 | $179.8M | $148.2M | ||
| Q1 24 | $174.4M | $151.3M |
净利润OFGRGP
| Q4 25 | $55.9M | $-12.7M | ||
| Q3 25 | $51.8M | $-2.4M | ||
| Q2 25 | $51.8M | $-73.3M | ||
| Q1 25 | $45.6M | $-44.1M | ||
| Q4 24 | $50.3M | $-68.7M | ||
| Q3 24 | $47.0M | $-5.7M | ||
| Q2 24 | $51.1M | $10.5M | ||
| Q1 24 | $49.7M | $2.5M |
毛利率OFGRGP
| Q4 25 | — | 37.1% | ||
| Q3 25 | — | 39.5% | ||
| Q2 25 | — | 40.2% | ||
| Q1 25 | — | 35.1% | ||
| Q4 24 | — | 38.5% | ||
| Q3 24 | — | 36.5% | ||
| Q2 24 | — | 40.2% | ||
| Q1 24 | — | 37.0% |
营业利润率OFGRGP
| Q4 25 | 25.7% | -10.3% | ||
| Q3 25 | 33.0% | -1.7% | ||
| Q2 25 | 36.1% | -47.0% | ||
| Q1 25 | 33.3% | -38.4% | ||
| Q4 24 | 28.9% | -52.7% | ||
| Q3 24 | 35.4% | -3.5% | ||
| Q2 24 | 39.6% | 7.6% | ||
| Q1 24 | 38.9% | 2.8% |
净利率OFGRGP
| Q4 25 | 30.3% | -10.8% | ||
| Q3 25 | 27.8% | -2.0% | ||
| Q2 25 | 28.4% | -52.6% | ||
| Q1 25 | 25.5% | -34.0% | ||
| Q4 24 | 27.6% | -47.2% | ||
| Q3 24 | 26.9% | -4.2% | ||
| Q2 24 | 28.4% | 7.1% | ||
| Q1 24 | 28.5% | 1.7% |
每股收益（稀释后）OFGRGP
| Q4 25 | $1.27 | $-0.38 | ||
| Q3 25 | $1.16 | $-0.07 | ||
| Q2 25 | $1.15 | $-2.21 | ||
| Q1 25 | $1.00 | $-1.34 | ||
| Q4 24 | $1.10 | $-2.08 | ||
| Q3 24 | $1.00 | $-0.17 | ||
| Q2 24 | $1.08 | $0.31 | ||
| Q1 24 | $1.05 | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.0B | $89.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.4B | $194.6M |
| 总资产 | $12.5B | $289.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资OFGRGP
| Q4 25 | $1.0B | $89.8M | ||
| Q3 25 | $740.3M | $77.5M | ||
| Q2 25 | $851.8M | $86.1M | ||
| Q1 25 | $710.6M | $72.5M | ||
| Q4 24 | $591.1M | $78.2M | ||
| Q3 24 | $680.6M | $89.6M | ||
| Q2 24 | $740.4M | $108.9M | ||
| Q1 24 | $754.4M | $113.8M |
股东权益OFGRGP
| Q4 25 | $1.4B | $194.6M | ||
| Q3 25 | $1.4B | $206.4M | ||
| Q2 25 | $1.3B | $207.1M | ||
| Q1 25 | $1.3B | $277.8M | ||
| Q4 24 | $1.3B | $325.7M | ||
| Q3 24 | $1.3B | $407.2M | ||
| Q2 24 | $1.2B | $418.8M | ||
| Q1 24 | $1.2B | $414.9M |
总资产OFGRGP
| Q4 25 | $12.5B | $289.3M | ||
| Q3 25 | $12.2B | $287.2M | ||
| Q2 25 | $12.2B | $304.7M | ||
| Q1 25 | $11.7B | $375.6M | ||
| Q4 24 | $11.5B | $424.9M | ||
| Q3 24 | $11.5B | $512.9M | ||
| Q2 24 | $11.3B | $510.9M | ||
| Q1 24 | $11.2B | $523.2M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $217.7M | $15.9M |
| 自由现金流经营现金流 - 资本支出 | $199.3M | $15.6M |
| 自由现金流率自由现金流/营收 | 108.1% | 13.2% |
| 资本支出强度资本支出/营收 | 10.0% | 0.3% |
| 现金转化率经营现金流/净利润 | 3.90× | — |
| 过去12个月自由现金流最近4个季度 | $345.4M | $24.3M |
8季度趋势，按日历期对齐
经营现金流OFGRGP
| Q4 25 | $217.7M | $15.9M | ||
| Q3 25 | $39.5M | $-7.8M | ||
| Q2 25 | $35.9M | $16.8M | ||
| Q1 25 | $83.1M | $659.0K | ||
| Q4 24 | $252.5M | $1.8M | ||
| Q3 24 | $58.1M | $-309.0K | ||
| Q2 24 | $95.1M | $3.2M | ||
| Q1 24 | $61.0M | $20.5M |
自由现金流OFGRGP
| Q4 25 | $199.3M | $15.6M | ||
| Q3 25 | $35.5M | $-8.0M | ||
| Q2 25 | $31.8M | $16.5M | ||
| Q1 25 | $78.7M | $238.0K | ||
| Q4 24 | $231.2M | $61.0K | ||
| Q3 24 | $51.8M | $-575.0K | ||
| Q2 24 | $90.4M | $3.0M | ||
| Q1 24 | $54.8M | $20.4M |
自由现金流率OFGRGP
| Q4 25 | 108.1% | 13.2% | ||
| Q3 25 | 19.1% | -6.6% | ||
| Q2 25 | 17.4% | 11.8% | ||
| Q1 25 | 44.1% | 0.2% | ||
| Q4 24 | 126.5% | 0.0% | ||
| Q3 24 | 29.6% | -0.4% | ||
| Q2 24 | 50.3% | 2.1% | ||
| Q1 24 | 31.4% | 13.5% |
资本支出强度OFGRGP
| Q4 25 | 10.0% | 0.3% | ||
| Q3 25 | 2.1% | 0.1% | ||
| Q2 25 | 2.3% | 0.2% | ||
| Q1 25 | 2.4% | 0.3% | ||
| Q4 24 | 11.7% | 1.2% | ||
| Q3 24 | 3.6% | 0.2% | ||
| Q2 24 | 2.6% | 0.1% | ||
| Q1 24 | 3.5% | 0.1% |
现金转化率OFGRGP
| Q4 25 | 3.90× | — | ||
| Q3 25 | 0.76× | — | ||
| Q2 25 | 0.69× | — | ||
| Q1 25 | 1.82× | — | ||
| Q4 24 | 5.02× | — | ||
| Q3 24 | 1.24× | — | ||
| Q2 24 | 1.86× | 0.30× | ||
| Q1 24 | 1.23× | 8.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OFG
暂无分部数据
RGP
| US | $93.7M | 80% |
| Non Us | $24.0M | 20% |
