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OFG BANCORP（OFG）与STURM RUGER & CO INC（RGR）财务数据对比。点击上方公司名可切换其他公司
OFG BANCORP的季度营收约是STURM RUGER & CO INC的1.2倍（$184.3M vs $151.1M），STURM RUGER & CO INC同比增速更快（3.6% vs 0.9%），OFG BANCORP自由现金流更多（$199.3M vs $12.3M），过去两年STURM RUGER & CO INC的营收复合增速更高（5.1% vs 2.8%）
OFG Bancorp成立于1964年，总部位于波多黎各圣胡安，是东方银行的金融控股公司。公司通过东方银行、东方金融服务有限责任公司、东方保险有限责任公司等核心子公司，主要面向波多黎各和美属维尔京群岛市场，提供多元化的零售与商业银行、贷款、财富管理相关产品、服务及技术解决方案。
鲁格公司（Ruger）是总部位于美国康涅狄格州绍斯波特的枪械制造企业，除总部外，还在新罕布什尔州纽波特、北卡罗来纳州梅约丹以及亚利桑那州普雷斯科特设有生产工厂。公司由亚历山大·麦考密克·斯特姆与威廉·B·鲁格于1949年共同创立，自1969年起公开上市交易。
OFG vs RGR — 直观对比
营收规模更大
OFG
是对方的1.2倍
$151.1M
营收增速更快
RGR
高出2.7%
0.9%
自由现金流更多
OFG
多$187.0M
$12.3M
两年增速更快
RGR
近两年复合增速
2.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $184.3M | $151.1M |
| 净利润 | $55.9M | — |
| 毛利率 | — | 17.8% |
| 营业利润率 | 25.7% | 2.3% |
| 净利率 | 30.3% | — |
| 营收同比 | 0.9% | 3.6% |
| 净利润同比 | 11.0% | — |
| 每股收益（稀释后） | $1.27 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OFGRGR
| Q4 25 | $184.3M | $151.1M | ||
| Q3 25 | $186.2M | $126.8M | ||
| Q2 25 | $182.4M | $132.5M | ||
| Q1 25 | $178.6M | $135.7M | ||
| Q4 24 | $182.7M | $145.8M | ||
| Q3 24 | $174.7M | $122.3M | ||
| Q2 24 | $179.8M | $130.8M | ||
| Q1 24 | $174.4M | $136.8M |
净利润OFGRGR
| Q4 25 | $55.9M | — | ||
| Q3 25 | $51.8M | $1.6M | ||
| Q2 25 | $51.8M | $-17.2M | ||
| Q1 25 | $45.6M | $7.8M | ||
| Q4 24 | $50.3M | — | ||
| Q3 24 | $47.0M | $4.7M | ||
| Q2 24 | $51.1M | $8.3M | ||
| Q1 24 | $49.7M | $7.1M |
毛利率OFGRGR
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | — | 3.9% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | — | 22.8% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | 22.3% | ||
| Q1 24 | — | 21.5% |
营业利润率OFGRGR
| Q4 25 | 25.7% | 2.3% | ||
| Q3 25 | 33.0% | -2.7% | ||
| Q2 25 | 36.1% | -15.6% | ||
| Q1 25 | 33.3% | 6.2% | ||
| Q4 24 | 28.9% | 7.8% | ||
| Q3 24 | 35.4% | 3.1% | ||
| Q2 24 | 39.6% | 6.9% | ||
| Q1 24 | 38.9% | 5.5% |
净利率OFGRGR
| Q4 25 | 30.3% | — | ||
| Q3 25 | 27.8% | 1.2% | ||
| Q2 25 | 28.4% | -13.0% | ||
| Q1 25 | 25.5% | 5.7% | ||
| Q4 24 | 27.6% | — | ||
| Q3 24 | 26.9% | 3.9% | ||
| Q2 24 | 28.4% | 6.3% | ||
| Q1 24 | 28.5% | 5.2% |
每股收益（稀释后）OFGRGR
| Q4 25 | $1.27 | $0.22 | ||
| Q3 25 | $1.16 | $0.10 | ||
| Q2 25 | $1.15 | $-1.05 | ||
| Q1 25 | $1.00 | $0.46 | ||
| Q4 24 | $1.10 | $0.62 | ||
| Q3 24 | $1.00 | $0.28 | ||
| Q2 24 | $1.08 | $0.47 | ||
| Q1 24 | $1.05 | $0.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.0B | $92.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.4B | $283.8M |
| 总资产 | $12.5B | $342.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资OFGRGR
| Q4 25 | $1.0B | $92.5M | ||
| Q3 25 | $740.3M | $80.8M | ||
| Q2 25 | $851.8M | $101.4M | ||
| Q1 25 | $710.6M | $108.3M | ||
| Q4 24 | $591.1M | $105.5M | ||
| Q3 24 | $680.6M | $96.0M | ||
| Q2 24 | $740.4M | $105.6M | ||
| Q1 24 | $754.4M | $115.3M |
股东权益OFGRGR
| Q4 25 | $1.4B | $283.8M | ||
| Q3 25 | $1.4B | $279.6M | ||
| Q2 25 | $1.3B | $289.3M | ||
| Q1 25 | $1.3B | $321.5M | ||
| Q4 24 | $1.3B | $319.6M | ||
| Q3 24 | $1.3B | $314.9M | ||
| Q2 24 | $1.2B | $321.5M | ||
| Q1 24 | $1.2B | $332.0M |
总资产OFGRGR
| Q4 25 | $12.5B | $342.0M | ||
| Q3 25 | $12.2B | $342.3M | ||
| Q2 25 | $12.2B | $349.5M | ||
| Q1 25 | $11.7B | $379.0M | ||
| Q4 24 | $11.5B | $384.0M | ||
| Q3 24 | $11.5B | $373.5M | ||
| Q2 24 | $11.3B | $376.7M | ||
| Q1 24 | $11.2B | $385.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $217.7M | $15.5M |
| 自由现金流经营现金流 - 资本支出 | $199.3M | $12.3M |
| 自由现金流率自由现金流/营收 | 108.1% | 8.2% |
| 资本支出强度资本支出/营收 | 10.0% | 2.1% |
| 现金转化率经营现金流/净利润 | 3.90× | — |
| 过去12个月自由现金流最近4个季度 | $345.4M | $38.5M |
8季度趋势，按日历期对齐
经营现金流OFGRGR
| Q4 25 | $217.7M | $15.5M | ||
| Q3 25 | $39.5M | $12.9M | ||
| Q2 25 | $35.9M | $14.7M | ||
| Q1 25 | $83.1M | $11.1M | ||
| Q4 24 | $252.5M | $20.0M | ||
| Q3 24 | $58.1M | $9.4M | ||
| Q2 24 | $95.1M | $18.7M | ||
| Q1 24 | $61.0M | $7.3M |
自由现金流OFGRGR
| Q4 25 | $199.3M | $12.3M | ||
| Q3 25 | $35.5M | $7.0M | ||
| Q2 25 | $31.8M | $9.1M | ||
| Q1 25 | $78.7M | $10.0M | ||
| Q4 24 | $231.2M | $16.4M | ||
| Q3 24 | $51.8M | $2.6M | ||
| Q2 24 | $90.4M | $10.1M | ||
| Q1 24 | $54.8M | $5.6M |
自由现金流率OFGRGR
| Q4 25 | 108.1% | 8.2% | ||
| Q3 25 | 19.1% | 5.5% | ||
| Q2 25 | 17.4% | 6.9% | ||
| Q1 25 | 44.1% | 7.4% | ||
| Q4 24 | 126.5% | 11.2% | ||
| Q3 24 | 29.6% | 2.1% | ||
| Q2 24 | 50.3% | 7.7% | ||
| Q1 24 | 31.4% | 4.1% |
资本支出强度OFGRGR
| Q4 25 | 10.0% | 2.1% | ||
| Q3 25 | 2.1% | 4.6% | ||
| Q2 25 | 2.3% | 4.2% | ||
| Q1 25 | 2.4% | 0.8% | ||
| Q4 24 | 11.7% | 2.5% | ||
| Q3 24 | 3.6% | 5.5% | ||
| Q2 24 | 2.6% | 6.6% | ||
| Q1 24 | 3.5% | 1.3% |
现金转化率OFGRGR
| Q4 25 | 3.90× | — | ||
| Q3 25 | 0.76× | 8.15× | ||
| Q2 25 | 0.69× | — | ||
| Q1 25 | 1.82× | 1.43× | ||
| Q4 24 | 5.02× | — | ||
| Q3 24 | 1.24× | 1.98× | ||
| Q2 24 | 1.86× | 2.27× | ||
| Q1 24 | 1.23× | 1.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OFG
暂无分部数据
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
