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OFG BANCORP（OFG）与GIBRALTAR INDUSTRIES, INC.（ROCK）财务数据对比。点击上方公司名可切换其他公司
GIBRALTAR INDUSTRIES, INC.的季度营收约是OFG BANCORP的1.2倍（$225.0M vs $184.3M），GIBRALTAR INDUSTRIES, INC.同比增速更快（24.9% vs 0.9%），OFG BANCORP自由现金流更多（$199.3M vs $26.2M），过去两年OFG BANCORP的营收复合增速更高（2.8% vs -12.3%）
OFG Bancorp成立于1964年，总部位于波多黎各圣胡安，是东方银行的金融控股公司。公司通过东方银行、东方金融服务有限责任公司、东方保险有限责任公司等核心子公司，主要面向波多黎各和美属维尔京群岛市场，提供多元化的零售与商业银行、贷款、财富管理相关产品、服务及技术解决方案。
直布罗陀工业公司是专业建筑、基础设施及可再生能源产品制造商与分销商，主营通风系统、屋面配件、太阳能安装支架、园林景观产品等，主要服务北美地区住宅、商业建筑及清洁能源市场，专注提供创新可持续的客户解决方案。
OFG vs ROCK — 直观对比
营收规模更大
ROCK
是对方的1.2倍
$184.3M
营收增速更快
ROCK
高出24.1%
0.9%
自由现金流更多
OFG
多$173.1M
$26.2M
两年增速更快
OFG
近两年复合增速
-12.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $184.3M | $225.0M |
| 净利润 | $55.9M | — |
| 毛利率 | — | 25.3% |
| 营业利润率 | 25.7% | 7.9% |
| 净利率 | 30.3% | — |
| 营收同比 | 0.9% | 24.9% |
| 净利润同比 | 11.0% | — |
| 每股收益（稀释后） | $1.27 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OFGROCK
| Q4 25 | $184.3M | $225.0M | ||
| Q3 25 | $186.2M | $310.9M | ||
| Q2 25 | $182.4M | $309.5M | ||
| Q1 25 | $178.6M | $290.0M | ||
| Q4 24 | $182.7M | $180.1M | ||
| Q3 24 | $174.7M | $277.1M | ||
| Q2 24 | $179.8M | $273.6M | ||
| Q1 24 | $174.4M | $292.5M |
净利润OFGROCK
| Q4 25 | $55.9M | — | ||
| Q3 25 | $51.8M | $-89.1M | ||
| Q2 25 | $51.8M | $26.0M | ||
| Q1 25 | $45.6M | $21.1M | ||
| Q4 24 | $50.3M | — | ||
| Q3 24 | $47.0M | $34.0M | ||
| Q2 24 | $51.1M | $32.2M | ||
| Q1 24 | $49.7M | $24.9M |
毛利率OFGROCK
| Q4 25 | — | 25.3% | ||
| Q3 25 | — | 26.6% | ||
| Q2 25 | — | 28.4% | ||
| Q1 25 | — | 26.8% | ||
| Q4 24 | — | 29.0% | ||
| Q3 24 | — | 29.4% | ||
| Q2 24 | — | 30.5% | ||
| Q1 24 | — | 28.9% |
营业利润率OFGROCK
| Q4 25 | 25.7% | 7.9% | ||
| Q3 25 | 33.0% | 12.8% | ||
| Q2 25 | 36.1% | 12.8% | ||
| Q1 25 | 33.3% | 8.8% | ||
| Q4 24 | 28.9% | 13.3% | ||
| Q3 24 | 35.4% | 15.6% | ||
| Q2 24 | 39.6% | 14.9% | ||
| Q1 24 | 38.9% | 10.8% |
净利率OFGROCK
| Q4 25 | 30.3% | — | ||
| Q3 25 | 27.8% | -28.6% | ||
| Q2 25 | 28.4% | 8.4% | ||
| Q1 25 | 25.5% | 7.3% | ||
| Q4 24 | 27.6% | — | ||
| Q3 24 | 26.9% | 12.3% | ||
| Q2 24 | 28.4% | 11.8% | ||
| Q1 24 | 28.5% | 8.5% |
每股收益（稀释后）OFGROCK
| Q4 25 | $1.27 | — | ||
| Q3 25 | $1.16 | $-2.98 | ||
| Q2 25 | $1.15 | $0.87 | ||
| Q1 25 | $1.00 | — | ||
| Q4 24 | $1.10 | — | ||
| Q3 24 | $1.00 | $1.11 | ||
| Q2 24 | $1.08 | $1.05 | ||
| Q1 24 | $1.05 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.0B | $115.7M |
| 总债务越低越好 | — | $0 |
| 股东权益账面价值 | $1.4B | $950.4M |
| 总资产 | $12.5B | $1.4B |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资OFGROCK
| Q4 25 | $1.0B | $115.7M | ||
| Q3 25 | $740.3M | $89.4M | ||
| Q2 25 | $851.8M | $43.3M | ||
| Q1 25 | $710.6M | $25.1M | ||
| Q4 24 | $591.1M | $269.5M | ||
| Q3 24 | $680.6M | $228.9M | ||
| Q2 24 | $740.4M | $179.1M | ||
| Q1 24 | $754.4M | $146.7M |
总债务OFGROCK
| Q4 25 | — | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | $0 | ||
| Q1 24 | — | $0 |
股东权益OFGROCK
| Q4 25 | $1.4B | $950.4M | ||
| Q3 25 | $1.4B | $951.8M | ||
| Q2 25 | $1.3B | $1.0B | ||
| Q1 25 | $1.3B | $1.0B | ||
| Q4 24 | $1.3B | $1.0B | ||
| Q3 24 | $1.3B | $1.0B | ||
| Q2 24 | $1.2B | $975.7M | ||
| Q1 24 | $1.2B | $940.2M |
总资产OFGROCK
| Q4 25 | $12.5B | $1.4B | ||
| Q3 25 | $12.2B | $1.4B | ||
| Q2 25 | $12.2B | $1.5B | ||
| Q1 25 | $11.7B | $1.4B | ||
| Q4 24 | $11.5B | $1.4B | ||
| Q3 24 | $11.5B | $1.4B | ||
| Q2 24 | $11.3B | $1.4B | ||
| Q1 24 | $11.2B | $1.3B |
负债/权益比OFGROCK
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.00× | ||
| Q1 24 | — | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $217.7M | $35.5M |
| 自由现金流经营现金流 - 资本支出 | $199.3M | $26.2M |
| 自由现金流率自由现金流/营收 | 108.1% | 11.7% |
| 资本支出强度资本支出/营收 | 10.0% | 4.1% |
| 现金转化率经营现金流/净利润 | 3.90× | — |
| 过去12个月自由现金流最近4个季度 | $345.4M | $120.6M |
8季度趋势，按日历期对齐
经营现金流OFGROCK
| Q4 25 | $217.7M | $35.5M | ||
| Q3 25 | $39.5M | $73.0M | ||
| Q2 25 | $35.9M | $44.9M | ||
| Q1 25 | $83.1M | $13.7M | ||
| Q4 24 | $252.5M | $19.9M | ||
| Q3 24 | $58.1M | $64.7M | ||
| Q2 24 | $95.1M | $36.5M | ||
| Q1 24 | $61.0M | $53.2M |
自由现金流OFGROCK
| Q4 25 | $199.3M | $26.2M | ||
| Q3 25 | $35.5M | $64.8M | ||
| Q2 25 | $31.8M | $27.3M | ||
| Q1 25 | $78.7M | $2.3M | ||
| Q4 24 | $231.2M | $14.1M | ||
| Q3 24 | $51.8M | $60.5M | ||
| Q2 24 | $90.4M | $33.5M | ||
| Q1 24 | $54.8M | $48.8M |
自由现金流率OFGROCK
| Q4 25 | 108.1% | 11.7% | ||
| Q3 25 | 19.1% | 20.8% | ||
| Q2 25 | 17.4% | 8.8% | ||
| Q1 25 | 44.1% | 0.8% | ||
| Q4 24 | 126.5% | 7.8% | ||
| Q3 24 | 29.6% | 21.8% | ||
| Q2 24 | 50.3% | 12.2% | ||
| Q1 24 | 31.4% | 16.7% |
资本支出强度OFGROCK
| Q4 25 | 10.0% | 4.1% | ||
| Q3 25 | 2.1% | 2.6% | ||
| Q2 25 | 2.3% | 5.7% | ||
| Q1 25 | 2.4% | 3.9% | ||
| Q4 24 | 11.7% | 3.3% | ||
| Q3 24 | 3.6% | 1.5% | ||
| Q2 24 | 2.6% | 1.1% | ||
| Q1 24 | 3.5% | 1.5% |
现金转化率OFGROCK
| Q4 25 | 3.90× | — | ||
| Q3 25 | 0.76× | — | ||
| Q2 25 | 0.69× | 1.73× | ||
| Q1 25 | 1.82× | 0.65× | ||
| Q4 24 | 5.02× | — | ||
| Q3 24 | 1.24× | 1.90× | ||
| Q2 24 | 1.86× | 1.13× | ||
| Q1 24 | 1.23× | 2.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OFG
暂无分部数据
ROCK
| Transferred At Point In Time | $183.5M | 82% |
| Infrastructure | $22.5M | 10% |
| Other | $18.9M | 8% |
