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OFG BANCORP（OFG）与Thermon Group Holdings, Inc.（THR）财务数据对比。点击上方公司名可切换其他公司
OFG BANCORP的季度营收约是Thermon Group Holdings, Inc.的1.3倍（$184.3M vs $147.3M），OFG BANCORP净利率更高（30.3% vs 12.4%，领先17.9%），Thermon Group Holdings, Inc.同比增速更快（9.6% vs 0.9%），OFG BANCORP自由现金流更多（$199.3M vs $13.1M）
OFG Bancorp成立于1964年，总部位于波多黎各圣胡安，是东方银行的金融控股公司。公司通过东方银行、东方金融服务有限责任公司、东方保险有限责任公司等核心子公司，主要面向波多黎各和美属维尔京群岛市场，提供多元化的零售与商业银行、贷款、财富管理相关产品、服务及技术解决方案。
Thermon Group Holdings是全球专业热管理解决方案供应商，主打伴热系统、加热电缆、温控监测设备及相关安装支持服务，服务油气、化工、发电、食品饮料等核心工业领域，业务覆盖北美、欧洲、亚太、拉美等全球主要市场。
OFG vs THR — 直观对比
营收规模更大
OFG
是对方的1.3倍
$147.3M
营收增速更快
THR
高出8.8%
0.9%
净利率更高
OFG
高出17.9%
12.4%
自由现金流更多
OFG
多$186.3M
$13.1M
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $184.3M | $147.3M |
| 净利润 | $55.9M | $18.3M |
| 毛利率 | — | 46.6% |
| 营业利润率 | 25.7% | 18.1% |
| 净利率 | 30.3% | 12.4% |
| 营收同比 | 0.9% | 9.6% |
| 净利润同比 | 11.0% | -1.3% |
| 每股收益（稀释后） | $1.27 | $0.55 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OFGTHR
| Q4 25 | $184.3M | $147.3M | ||
| Q3 25 | $186.2M | $131.7M | ||
| Q2 25 | $182.4M | $108.9M | ||
| Q1 25 | $178.6M | — | ||
| Q4 24 | $182.7M | — | ||
| Q3 24 | $174.7M | — | ||
| Q2 24 | $179.8M | — | ||
| Q1 24 | $174.4M | — |
净利润OFGTHR
| Q4 25 | $55.9M | $18.3M | ||
| Q3 25 | $51.8M | $15.0M | ||
| Q2 25 | $51.8M | $8.6M | ||
| Q1 25 | $45.6M | — | ||
| Q4 24 | $50.3M | — | ||
| Q3 24 | $47.0M | — | ||
| Q2 24 | $51.1M | — | ||
| Q1 24 | $49.7M | — |
毛利率OFGTHR
| Q4 25 | — | 46.6% | ||
| Q3 25 | — | 46.4% | ||
| Q2 25 | — | 44.1% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
营业利润率OFGTHR
| Q4 25 | 25.7% | 18.1% | ||
| Q3 25 | 33.0% | 16.4% | ||
| Q2 25 | 36.1% | 10.8% | ||
| Q1 25 | 33.3% | — | ||
| Q4 24 | 28.9% | — | ||
| Q3 24 | 35.4% | — | ||
| Q2 24 | 39.6% | — | ||
| Q1 24 | 38.9% | — |
净利率OFGTHR
| Q4 25 | 30.3% | 12.4% | ||
| Q3 25 | 27.8% | 11.4% | ||
| Q2 25 | 28.4% | 7.9% | ||
| Q1 25 | 25.5% | — | ||
| Q4 24 | 27.6% | — | ||
| Q3 24 | 26.9% | — | ||
| Q2 24 | 28.4% | — | ||
| Q1 24 | 28.5% | — |
每股收益（稀释后）OFGTHR
| Q4 25 | $1.27 | $0.55 | ||
| Q3 25 | $1.16 | $0.45 | ||
| Q2 25 | $1.15 | $0.26 | ||
| Q1 25 | $1.00 | — | ||
| Q4 24 | $1.10 | — | ||
| Q3 24 | $1.00 | — | ||
| Q2 24 | $1.08 | — | ||
| Q1 24 | $1.05 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.0B | $46.9M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.4B | $538.7M |
| 总资产 | $12.5B | $816.7M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资OFGTHR
| Q4 25 | $1.0B | $46.9M | ||
| Q3 25 | $740.3M | $29.7M | ||
| Q2 25 | $851.8M | $36.5M | ||
| Q1 25 | $710.6M | — | ||
| Q4 24 | $591.1M | — | ||
| Q3 24 | $680.6M | — | ||
| Q2 24 | $740.4M | — | ||
| Q1 24 | $754.4M | — |
股东权益OFGTHR
| Q4 25 | $1.4B | $538.7M | ||
| Q3 25 | $1.4B | $515.2M | ||
| Q2 25 | $1.3B | $509.3M | ||
| Q1 25 | $1.3B | — | ||
| Q4 24 | $1.3B | — | ||
| Q3 24 | $1.3B | — | ||
| Q2 24 | $1.2B | — | ||
| Q1 24 | $1.2B | — |
总资产OFGTHR
| Q4 25 | $12.5B | $816.7M | ||
| Q3 25 | $12.2B | $778.2M | ||
| Q2 25 | $12.2B | $765.3M | ||
| Q1 25 | $11.7B | — | ||
| Q4 24 | $11.5B | — | ||
| Q3 24 | $11.5B | — | ||
| Q2 24 | $11.3B | — | ||
| Q1 24 | $11.2B | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $217.7M | $18.0M |
| 自由现金流经营现金流 - 资本支出 | $199.3M | $13.1M |
| 自由现金流率自由现金流/营收 | 108.1% | 8.9% |
| 资本支出强度资本支出/营收 | 10.0% | 3.3% |
| 现金转化率经营现金流/净利润 | 3.90× | 0.98× |
| 过去12个月自由现金流最近4个季度 | $345.4M | — |
8季度趋势，按日历期对齐
经营现金流OFGTHR
| Q4 25 | $217.7M | $18.0M | ||
| Q3 25 | $39.5M | $7.4M | ||
| Q2 25 | $35.9M | $10.7M | ||
| Q1 25 | $83.1M | — | ||
| Q4 24 | $252.5M | — | ||
| Q3 24 | $58.1M | — | ||
| Q2 24 | $95.1M | — | ||
| Q1 24 | $61.0M | — |
自由现金流OFGTHR
| Q4 25 | $199.3M | $13.1M | ||
| Q3 25 | $35.5M | $4.4M | ||
| Q2 25 | $31.8M | $8.3M | ||
| Q1 25 | $78.7M | — | ||
| Q4 24 | $231.2M | — | ||
| Q3 24 | $51.8M | — | ||
| Q2 24 | $90.4M | — | ||
| Q1 24 | $54.8M | — |
自由现金流率OFGTHR
| Q4 25 | 108.1% | 8.9% | ||
| Q3 25 | 19.1% | 3.3% | ||
| Q2 25 | 17.4% | 7.6% | ||
| Q1 25 | 44.1% | — | ||
| Q4 24 | 126.5% | — | ||
| Q3 24 | 29.6% | — | ||
| Q2 24 | 50.3% | — | ||
| Q1 24 | 31.4% | — |
资本支出强度OFGTHR
| Q4 25 | 10.0% | 3.3% | ||
| Q3 25 | 2.1% | 2.3% | ||
| Q2 25 | 2.3% | 2.2% | ||
| Q1 25 | 2.4% | — | ||
| Q4 24 | 11.7% | — | ||
| Q3 24 | 3.6% | — | ||
| Q2 24 | 2.6% | — | ||
| Q1 24 | 3.5% | — |
现金转化率OFGTHR
| Q4 25 | 3.90× | 0.98× | ||
| Q3 25 | 0.76× | 0.50× | ||
| Q2 25 | 0.69× | 1.25× | ||
| Q1 25 | 1.82× | — | ||
| Q4 24 | 5.02× | — | ||
| Q3 24 | 1.24× | — | ||
| Q2 24 | 1.86× | — | ||
| Q1 24 | 1.23× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OFG
暂无分部数据
THR
| Other | $73.7M | 50% |
| Transferred At Point In Time | $56.1M | 38% |
| Transferred Over Time | $17.5M | 12% |
