vs
OFG BANCORP（OFG）与世纪互联（VNET）财务数据对比。点击上方公司名可切换其他公司
世纪互联的季度营收约是OFG BANCORP的2.0倍（$362.7M vs $184.3M），OFG BANCORP净利率更高（30.3% vs -10.7%，领先41.0%），OFG BANCORP自由现金流更多（$199.3M vs $-193.1M），过去两年世纪互联的营收复合增速更高（17.4% vs 2.8%）
OFG Bancorp成立于1964年，总部位于波多黎各圣胡安，是东方银行的金融控股公司。公司通过东方银行、东方金融服务有限责任公司、东方保险有限责任公司等核心子公司，主要面向波多黎各和美属维尔京群岛市场，提供多元化的零售与商业银行、贷款、财富管理相关产品、服务及技术解决方案。
VNET Group即世纪互联，是中国领先的第三方中立数据中心服务商，提供机柜托管、云基础设施、混合云部署及网络管理等解决方案，服务覆盖科技、金融、零售等多领域企业客户，为企业数字化运营提供稳定的算力与网络支撑。
OFG vs VNET — 直观对比
营收规模更大
VNET
是对方的2.0倍
$184.3M
净利率更高
OFG
高出41.0%
-10.7%
自由现金流更多
OFG
多$392.4M
$-193.1M
两年增速更快
VNET
近两年复合增速
2.8%
损益表 — Q4 FY2025 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $184.3M | $362.7M |
| 净利润 | $55.9M | $-38.7M |
| 毛利率 | — | 20.9% |
| 营业利润率 | 25.7% | 0.5% |
| 净利率 | 30.3% | -10.7% |
| 营收同比 | 0.9% | — |
| 净利润同比 | 11.0% | — |
| 每股收益（稀释后） | $1.27 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OFGVNET
| Q4 25 | $184.3M | — | ||
| Q3 25 | $186.2M | $362.7M | ||
| Q2 25 | $182.4M | — | ||
| Q1 25 | $178.6M | $309.5M | ||
| Q4 24 | $182.7M | — | ||
| Q3 24 | $174.7M | $302.2M | ||
| Q2 24 | $179.8M | $274.4M | ||
| Q1 24 | $174.4M | $262.9M |
净利润OFGVNET
| Q4 25 | $55.9M | — | ||
| Q3 25 | $51.8M | $-38.7M | ||
| Q2 25 | $51.8M | — | ||
| Q1 25 | $45.6M | $-2.4M | ||
| Q4 24 | $50.3M | — | ||
| Q3 24 | $47.0M | $-2.1M | ||
| Q2 24 | $51.1M | $-1.1M | ||
| Q1 24 | $49.7M | $-22.0M |
毛利率OFGVNET
| Q4 25 | — | — | ||
| Q3 25 | — | 20.9% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 25.2% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 23.2% | ||
| Q2 24 | — | 21.3% | ||
| Q1 24 | — | 21.6% |
营业利润率OFGVNET
| Q4 25 | 25.7% | — | ||
| Q3 25 | 33.0% | 0.5% | ||
| Q2 25 | 36.1% | — | ||
| Q1 25 | 33.3% | 0.1% | ||
| Q4 24 | 28.9% | — | ||
| Q3 24 | 35.4% | 24.5% | ||
| Q2 24 | 39.6% | 0.2% | ||
| Q1 24 | 38.9% | 0.2% |
净利率OFGVNET
| Q4 25 | 30.3% | — | ||
| Q3 25 | 27.8% | -10.7% | ||
| Q2 25 | 28.4% | — | ||
| Q1 25 | 25.5% | -0.8% | ||
| Q4 24 | 27.6% | — | ||
| Q3 24 | 26.9% | -0.7% | ||
| Q2 24 | 28.4% | -0.4% | ||
| Q1 24 | 28.5% | -8.4% |
每股收益（稀释后）OFGVNET
| Q4 25 | $1.27 | — | ||
| Q3 25 | $1.16 | — | ||
| Q2 25 | $1.15 | — | ||
| Q1 25 | $1.00 | — | ||
| Q4 24 | $1.10 | — | ||
| Q3 24 | $1.00 | — | ||
| Q2 24 | $1.08 | — | ||
| Q1 24 | $1.05 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.0B | $492.1M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.4B | $890.8M |
| 总资产 | $12.5B | $6.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资OFGVNET
| Q4 25 | $1.0B | — | ||
| Q3 25 | $740.3M | $492.1M | ||
| Q2 25 | $851.8M | — | ||
| Q1 25 | $710.6M | $544.3M | ||
| Q4 24 | $591.1M | — | ||
| Q3 24 | $680.6M | $219.5M | ||
| Q2 24 | $740.4M | $247.2M | ||
| Q1 24 | $754.4M | $246.9M |
总债务OFGVNET
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $1.2B | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益OFGVNET
| Q4 25 | $1.4B | — | ||
| Q3 25 | $1.4B | $890.8M | ||
| Q2 25 | $1.3B | — | ||
| Q1 25 | $1.3B | $927.8M | ||
| Q4 24 | $1.3B | — | ||
| Q3 24 | $1.3B | $902.9M | ||
| Q2 24 | $1.2B | $900.6M | ||
| Q1 24 | $1.2B | $895.1M |
总资产OFGVNET
| Q4 25 | $12.5B | — | ||
| Q3 25 | $12.2B | $6.1B | ||
| Q2 25 | $12.2B | — | ||
| Q1 25 | $11.7B | $5.4B | ||
| Q4 24 | $11.5B | — | ||
| Q3 24 | $11.5B | $4.3B | ||
| Q2 24 | $11.3B | $4.0B | ||
| Q1 24 | $11.2B | $3.9B |
负债/权益比OFGVNET
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.28× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $217.7M | $113.8M |
| 自由现金流经营现金流 - 资本支出 | $199.3M | $-193.1M |
| 自由现金流率自由现金流/营收 | 108.1% | -53.2% |
| 资本支出强度资本支出/营收 | 10.0% | 84.6% |
| 现金转化率经营现金流/净利润 | 3.90× | — |
| 过去12个月自由现金流最近4个季度 | $345.4M | $-589.7M |
8季度趋势，按日历期对齐
经营现金流OFGVNET
| Q4 25 | $217.7M | — | ||
| Q3 25 | $39.5M | $113.8M | ||
| Q2 25 | $35.9M | — | ||
| Q1 25 | $83.1M | $27.0M | ||
| Q4 24 | $252.5M | — | ||
| Q3 24 | $58.1M | $108.3M | ||
| Q2 24 | $95.1M | $55.8M | ||
| Q1 24 | $61.0M | $37.1M |
自由现金流OFGVNET
| Q4 25 | $199.3M | — | ||
| Q3 25 | $35.5M | $-193.1M | ||
| Q2 25 | $31.8M | — | ||
| Q1 25 | $78.7M | $-220.0M | ||
| Q4 24 | $231.2M | — | ||
| Q3 24 | $51.8M | $-95.0M | ||
| Q2 24 | $90.4M | $-81.6M | ||
| Q1 24 | $54.8M | $-102.2M |
自由现金流率OFGVNET
| Q4 25 | 108.1% | — | ||
| Q3 25 | 19.1% | -53.2% | ||
| Q2 25 | 17.4% | — | ||
| Q1 25 | 44.1% | -71.1% | ||
| Q4 24 | 126.5% | — | ||
| Q3 24 | 29.6% | -31.4% | ||
| Q2 24 | 50.3% | -29.8% | ||
| Q1 24 | 31.4% | -38.9% |
资本支出强度OFGVNET
| Q4 25 | 10.0% | — | ||
| Q3 25 | 2.1% | 84.6% | ||
| Q2 25 | 2.3% | — | ||
| Q1 25 | 2.4% | 79.8% | ||
| Q4 24 | 11.7% | — | ||
| Q3 24 | 3.6% | 67.3% | ||
| Q2 24 | 2.6% | 50.1% | ||
| Q1 24 | 3.5% | 53.0% |
现金转化率OFGVNET
| Q4 25 | 3.90× | — | ||
| Q3 25 | 0.76× | — | ||
| Q2 25 | 0.69× | — | ||
| Q1 25 | 1.82× | — | ||
| Q4 24 | 5.02× | — | ||
| Q3 24 | 1.24× | — | ||
| Q2 24 | 1.86× | — | ||
| Q1 24 | 1.23× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
