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OLD NATIONAL BANCORP（ONB）与Rivian Automotive, Inc.（RIVN）财务数据对比。点击上方公司名可切换其他公司
Rivian Automotive, Inc.的季度营收约是OLD NATIONAL BANCORP的1.8倍（$1.3B vs $702.8M），OLD NATIONAL BANCORP净利率更高（33.3% vs -63.1%，领先96.3%），OLD NATIONAL BANCORP同比增速更快（0.6% vs -25.8%），过去两年OLD NATIONAL BANCORP的营收复合增速更高（34.5% vs 3.3%）
Old National Bank是美国地区性银行，隶属于Old National Bancorp，总部位于芝加哥及印第安纳州埃文斯维尔，总资产485亿美元，拥有250个银行网点、近200家零售分行，是总部设于印第安纳州的最大金融服务银行控股公司，位列全美银行企业前30，业务覆盖美国八个州。
Rivian Automotive是2009年成立的美国电动汽车制造商及汽车科技企业，主打基于自研滑板平台打造的电动SUV、皮卡及EDV电动配送货车，旗下R1T皮卡于2021年末正式开启交付，还计划于2023年底前在美国和加拿大布局专属充电网络，其平台可适配新车型也可对外授权使用。
ONB vs RIVN — 直观对比
营收规模更大
RIVN
是对方的1.8倍
$702.8M
营收增速更快
ONB
高出26.4%
-25.8%
净利率更高
ONB
高出96.3%
-63.1%
两年增速更快
ONB
近两年复合增速
3.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $702.8M | $1.3B |
| 净利润 | $233.7M | $-811.0M |
| 毛利率 | — | 9.3% |
| 营业利润率 | — | -64.8% |
| 净利率 | 33.3% | -63.1% |
| 营收同比 | 0.6% | -25.8% |
| 净利润同比 | 61.5% | -9.0% |
| 每股收益（稀释后） | — | $-0.66 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ONBRIVN
| Q1 26 | $702.8M | — | ||
| Q4 25 | $580.8M | $1.3B | ||
| Q3 25 | $574.6M | $1.6B | ||
| Q2 25 | $514.8M | $1.3B | ||
| Q1 25 | $387.6M | $1.2B | ||
| Q4 24 | $394.2M | $1.7B | ||
| Q3 24 | $391.7M | $874.0M | ||
| Q2 24 | $388.4M | $1.2B |
净利润ONBRIVN
| Q1 26 | $233.7M | — | ||
| Q4 25 | $216.6M | $-811.0M | ||
| Q3 25 | $182.6M | $-1.2B | ||
| Q2 25 | $125.4M | $-1.1B | ||
| Q1 25 | $144.7M | $-545.0M | ||
| Q4 24 | $153.9M | $-744.0M | ||
| Q3 24 | $143.8M | $-1.1B | ||
| Q2 24 | $121.2M | $-1.5B |
毛利率ONBRIVN
| Q1 26 | — | — | ||
| Q4 25 | — | 9.3% | ||
| Q3 25 | — | 1.5% | ||
| Q2 25 | — | -15.8% | ||
| Q1 25 | — | 16.6% | ||
| Q4 24 | — | 9.8% | ||
| Q3 24 | — | -44.9% | ||
| Q2 24 | — | -38.9% |
营业利润率ONBRIVN
| Q1 26 | — | — | ||
| Q4 25 | 46.7% | -64.8% | ||
| Q3 25 | 40.5% | -63.1% | ||
| Q2 25 | 30.2% | -85.5% | ||
| Q1 25 | 46.8% | -52.8% | ||
| Q4 24 | 47.2% | -38.1% | ||
| Q3 24 | 47.2% | -133.8% | ||
| Q2 24 | 40.3% | -118.7% |
净利率ONBRIVN
| Q1 26 | 33.3% | — | ||
| Q4 25 | 37.3% | -63.1% | ||
| Q3 25 | 31.8% | -75.3% | ||
| Q2 25 | 24.4% | -85.7% | ||
| Q1 25 | 37.3% | -44.0% | ||
| Q4 24 | 39.0% | -42.9% | ||
| Q3 24 | 36.7% | -125.9% | ||
| Q2 24 | 31.2% | -125.8% |
每股收益（稀释后）ONBRIVN
| Q1 26 | — | — | ||
| Q4 25 | $0.55 | $-0.66 | ||
| Q3 25 | $0.46 | $-0.96 | ||
| Q2 25 | $0.34 | $-0.97 | ||
| Q1 25 | $0.44 | $-0.48 | ||
| Q4 24 | $0.47 | $-0.67 | ||
| Q3 24 | $0.44 | $-1.08 | ||
| Q2 24 | $0.37 | $-1.46 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $6.1B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $8.5B | $4.6B |
| 总资产 | $73.0B | $14.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ONBRIVN
| Q1 26 | — | — | ||
| Q4 25 | $1.8B | $6.1B | ||
| Q3 25 | $1.7B | $7.1B | ||
| Q2 25 | $1.8B | $7.5B | ||
| Q1 25 | $1.2B | $7.2B | ||
| Q4 24 | $1.2B | $7.7B | ||
| Q3 24 | $1.2B | $6.7B | ||
| Q2 24 | $1.2B | $7.9B |
总债务ONBRIVN
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $5.5B |
股东权益ONBRIVN
| Q1 26 | $8.5B | — | ||
| Q4 25 | $8.5B | $4.6B | ||
| Q3 25 | $8.3B | $5.1B | ||
| Q2 25 | $8.1B | $6.1B | ||
| Q1 25 | $6.5B | $6.2B | ||
| Q4 24 | $6.3B | $6.6B | ||
| Q3 24 | $6.4B | $5.9B | ||
| Q2 24 | $6.1B | $6.8B |
总资产ONBRIVN
| Q1 26 | $73.0B | — | ||
| Q4 25 | $72.2B | $14.9B | ||
| Q3 25 | $71.2B | $15.2B | ||
| Q2 25 | $71.0B | $15.6B | ||
| Q1 25 | $53.9B | $15.5B | ||
| Q4 24 | $53.6B | $15.4B | ||
| Q3 24 | $53.6B | $14.3B | ||
| Q2 24 | $53.1B | $15.4B |
负债/权益比ONBRIVN
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.81× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-681.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-1.1B |
| 自由现金流率自由现金流/营收 | — | -89.0% |
| 资本支出强度资本支出/营收 | — | 36.0% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-2.5B |
8季度趋势，按日历期对齐
经营现金流ONBRIVN
| Q1 26 | — | — | ||
| Q4 25 | $159.2M | $-681.0M | ||
| Q3 25 | $341.2M | $26.0M | ||
| Q2 25 | $72.9M | $64.0M | ||
| Q1 25 | $108.2M | $-188.0M | ||
| Q4 24 | $235.8M | $1.2B | ||
| Q3 24 | $121.3M | $-876.0M | ||
| Q2 24 | $161.0M | $-754.0M |
自由现金流ONBRIVN
| Q1 26 | — | — | ||
| Q4 25 | $137.3M | $-1.1B | ||
| Q3 25 | $333.6M | $-421.0M | ||
| Q2 25 | $64.1M | $-398.0M | ||
| Q1 25 | $102.4M | $-526.0M | ||
| Q4 24 | $229.0M | $856.0M | ||
| Q3 24 | $115.7M | $-1.2B | ||
| Q2 24 | $151.6M | $-1.0B |
自由现金流率ONBRIVN
| Q1 26 | — | — | ||
| Q4 25 | 23.6% | -89.0% | ||
| Q3 25 | 58.1% | -27.0% | ||
| Q2 25 | 12.4% | -30.5% | ||
| Q1 25 | 26.4% | -42.4% | ||
| Q4 24 | 58.1% | 49.4% | ||
| Q3 24 | 29.5% | -131.9% | ||
| Q2 24 | 39.0% | -89.6% |
资本支出强度ONBRIVN
| Q1 26 | — | — | ||
| Q4 25 | 3.8% | 36.0% | ||
| Q3 25 | 1.3% | 28.7% | ||
| Q2 25 | 1.7% | 35.5% | ||
| Q1 25 | 1.5% | 27.3% | ||
| Q4 24 | 1.7% | 18.9% | ||
| Q3 24 | 1.4% | 31.7% | ||
| Q2 24 | 2.4% | 24.4% |
现金转化率ONBRIVN
| Q1 26 | — | — | ||
| Q4 25 | 0.73× | — | ||
| Q3 25 | 1.87× | — | ||
| Q2 25 | 0.58× | — | ||
| Q1 25 | 0.75× | — | ||
| Q4 24 | 1.53× | — | ||
| Q3 24 | 0.84× | — | ||
| Q2 24 | 1.33× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ONB
暂无分部数据
RIVN
| Automotive Segment | $839.0M | 65% |
| Software And Services Segment | $447.0M | 35% |
| Regulatory Credits | $30.0M | 2% |
