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OLD NATIONAL BANCORP（ONB）与TRINET GROUP, INC.（TNET）财务数据对比。点击上方公司名可切换其他公司
TRINET GROUP, INC.的季度营收约是OLD NATIONAL BANCORP的1.8倍（$1.2B vs $702.8M），OLD NATIONAL BANCORP同比增速更快（0.6% vs -2.2%），过去两年OLD NATIONAL BANCORP的营收复合增速更高（34.5% vs -0.6%）
Old National Bank是美国地区性银行，隶属于Old National Bancorp，总部位于芝加哥及印第安纳州埃文斯维尔，总资产485亿美元，拥有250个银行网点、近200家零售分行，是总部设于印第安纳州的最大金融服务银行控股公司，位列全美银行企业前30，业务覆盖美国八个州。
TriNet Group, Inc.是一家面向中小企业的专业雇主组织，总部位于加州都柏林，服务员工规模在3至2500人之间的各类机构。可提供薪资管理、健康福利管理服务，还能为客户提供劳动法规合规、风险降低相关咨询，可作为外包人力资源部门为企业分担人事相关事务。
ONB vs TNET — 直观对比
营收规模更大
TNET
是对方的1.8倍
$702.8M
营收增速更快
ONB
高出2.8%
-2.2%
两年增速更快
ONB
近两年复合增速
-0.6%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $702.8M | $1.2B |
| 净利润 | $233.7M | — |
| 毛利率 | — | — |
| 营业利润率 | — | 0.1% |
| 净利率 | 33.3% | — |
| 营收同比 | 0.6% | -2.2% |
| 净利润同比 | 61.5% | — |
| 每股收益（稀释后） | — | $0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ONBTNET
| Q1 26 | $702.8M | — | ||
| Q4 25 | $580.8M | $1.2B | ||
| Q3 25 | $574.6M | $1.2B | ||
| Q2 25 | $514.8M | $1.2B | ||
| Q1 25 | $387.6M | $1.3B | ||
| Q4 24 | $394.2M | $1.3B | ||
| Q3 24 | $391.7M | $1.2B | ||
| Q2 24 | $388.4M | $1.2B |
净利润ONBTNET
| Q1 26 | $233.7M | — | ||
| Q4 25 | $216.6M | — | ||
| Q3 25 | $182.6M | $34.0M | ||
| Q2 25 | $125.4M | $37.0M | ||
| Q1 25 | $144.7M | $85.0M | ||
| Q4 24 | $153.9M | — | ||
| Q3 24 | $143.8M | $45.0M | ||
| Q2 24 | $121.2M | $60.0M |
营业利润率ONBTNET
| Q1 26 | — | — | ||
| Q4 25 | 46.7% | 0.1% | ||
| Q3 25 | 40.5% | 4.1% | ||
| Q2 25 | 30.2% | 4.1% | ||
| Q1 25 | 46.8% | 8.9% | ||
| Q4 24 | 47.2% | -2.9% | ||
| Q3 24 | 47.2% | 4.7% | ||
| Q2 24 | 40.3% | 6.5% |
净利率ONBTNET
| Q1 26 | 33.3% | — | ||
| Q4 25 | 37.3% | — | ||
| Q3 25 | 31.8% | 2.8% | ||
| Q2 25 | 24.4% | 3.0% | ||
| Q1 25 | 37.3% | 6.6% | ||
| Q4 24 | 39.0% | — | ||
| Q3 24 | 36.7% | 3.6% | ||
| Q2 24 | 31.2% | 4.9% |
每股收益（稀释后）ONBTNET
| Q1 26 | — | — | ||
| Q4 25 | $0.55 | $0.02 | ||
| Q3 25 | $0.46 | $0.70 | ||
| Q2 25 | $0.34 | $0.77 | ||
| Q1 25 | $0.44 | $1.71 | ||
| Q4 24 | $0.47 | $-0.44 | ||
| Q3 24 | $0.44 | $0.89 | ||
| Q2 24 | $0.37 | $1.20 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $287.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $8.5B | $54.0M |
| 总资产 | $73.0B | $3.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ONBTNET
| Q1 26 | — | — | ||
| Q4 25 | $1.8B | $287.0M | ||
| Q3 25 | $1.7B | $321.0M | ||
| Q2 25 | $1.8B | $407.0M | ||
| Q1 25 | $1.2B | $349.0M | ||
| Q4 24 | $1.2B | $360.0M | ||
| Q3 24 | $1.2B | $301.0M | ||
| Q2 24 | $1.2B | $249.0M |
股东权益ONBTNET
| Q1 26 | $8.5B | — | ||
| Q4 25 | $8.5B | $54.0M | ||
| Q3 25 | $8.3B | $110.0M | ||
| Q2 25 | $8.1B | $107.0M | ||
| Q1 25 | $6.5B | $63.0M | ||
| Q4 24 | $6.3B | $69.0M | ||
| Q3 24 | $6.4B | $129.0M | ||
| Q2 24 | $6.1B | $100.0M |
总资产ONBTNET
| Q1 26 | $73.0B | — | ||
| Q4 25 | $72.2B | $3.8B | ||
| Q3 25 | $71.2B | $3.4B | ||
| Q2 25 | $71.0B | $3.7B | ||
| Q1 25 | $53.9B | $3.8B | ||
| Q4 24 | $53.6B | $4.1B | ||
| Q3 24 | $53.6B | $3.7B | ||
| Q2 24 | $53.1B | $3.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $61.0M |
| 自由现金流经营现金流 - 资本支出 | — | $43.0M |
| 自由现金流率自由现金流/营收 | — | 3.4% |
| 资本支出强度资本支出/营收 | — | 1.4% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $234.0M |
8季度趋势，按日历期对齐
经营现金流ONBTNET
| Q1 26 | — | — | ||
| Q4 25 | $159.2M | $61.0M | ||
| Q3 25 | $341.2M | $72.0M | ||
| Q2 25 | $72.9M | $75.0M | ||
| Q1 25 | $108.2M | $95.0M | ||
| Q4 24 | $235.8M | $65.0M | ||
| Q3 24 | $121.3M | $84.0M | ||
| Q2 24 | $161.0M | $39.0M |
自由现金流ONBTNET
| Q1 26 | — | — | ||
| Q4 25 | $137.3M | $43.0M | ||
| Q3 25 | $333.6M | $55.0M | ||
| Q2 25 | $64.1M | $57.0M | ||
| Q1 25 | $102.4M | $79.0M | ||
| Q4 24 | $229.0M | $47.0M | ||
| Q3 24 | $115.7M | $59.0M | ||
| Q2 24 | $151.6M | $22.0M |
自由现金流率ONBTNET
| Q1 26 | — | — | ||
| Q4 25 | 23.6% | 3.4% | ||
| Q3 25 | 58.1% | 4.5% | ||
| Q2 25 | 12.4% | 4.6% | ||
| Q1 25 | 26.4% | 6.1% | ||
| Q4 24 | 58.1% | 3.7% | ||
| Q3 24 | 29.5% | 4.8% | ||
| Q2 24 | 39.0% | 1.8% |
资本支出强度ONBTNET
| Q1 26 | — | — | ||
| Q4 25 | 3.8% | 1.4% | ||
| Q3 25 | 1.3% | 1.4% | ||
| Q2 25 | 1.7% | 1.5% | ||
| Q1 25 | 1.5% | 1.2% | ||
| Q4 24 | 1.7% | 1.4% | ||
| Q3 24 | 1.4% | 2.0% | ||
| Q2 24 | 2.4% | 1.4% |
现金转化率ONBTNET
| Q1 26 | — | — | ||
| Q4 25 | 0.73× | — | ||
| Q3 25 | 1.87× | 2.12× | ||
| Q2 25 | 0.58× | 2.03× | ||
| Q1 25 | 0.75× | 1.12× | ||
| Q4 24 | 1.53× | — | ||
| Q3 24 | 0.84× | 1.87× | ||
| Q2 24 | 1.33× | 0.65× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ONB
暂无分部数据
TNET
| Insurance Services | $1.1B | 85% |
| Professional Services | $169.0M | 14% |
