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OP Bancorp（OPBK）与万物新生（RERE）财务数据对比。点击上方公司名可切换其他公司
万物新生的季度营收约是OP Bancorp的1.8倍（$43.2M vs $24.3M）
OP Bancorp是Open Bank的控股母公司，总部位于美国加利福尼亚州，主营社区商业银行业务，提供储蓄支票账户、商业地产贷款、小微企业融资等多元金融产品，主要服务南加州的中小企业、移民群体及零售客户。
万物新生集团（ATRenew Inc.）是中国领先的二手消费电子产品交易与服务平台运营商，核心业务覆盖数码产品回收、质检、翻新及售卖，运营有爱回收等知名品牌，服务覆盖个人消费者及企业客户，市场遍及国内及部分东南亚地区。
OPBK vs RERE — 直观对比
营收规模更大
RERE
是对方的1.8倍
$24.3M
损益表 — Q4 FY2025 vs Q1 FY2023
| 指标 | | |
|---|---|---|
| 营收 | $24.3M | $43.2M |
| 净利润 | — | $7.3M |
| 毛利率 | — | — |
| 营业利润率 | 39.2% | — |
| 净利率 | — | 16.9% |
| 营收同比 | 13.7% | — |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $0.48 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OPBKRERE
| Q4 25 | $24.3M | — | ||
| Q3 25 | $24.5M | — | ||
| Q2 25 | $23.7M | — | ||
| Q1 25 | $22.2M | — | ||
| Q4 24 | $21.3M | — | ||
| Q3 24 | $20.7M | — | ||
| Q2 24 | $20.4M | — | ||
| Q1 24 | $19.6M | — |
净利润OPBKRERE
| Q4 25 | — | — | ||
| Q3 25 | $6.7M | — | ||
| Q2 25 | $6.3M | — | ||
| Q1 25 | $5.6M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $5.4M | — | ||
| Q2 24 | $5.4M | — | ||
| Q1 24 | $5.2M | — |
营业利润率OPBKRERE
| Q4 25 | 39.2% | — | ||
| Q3 25 | 39.5% | — | ||
| Q2 25 | 35.7% | — | ||
| Q1 25 | 34.6% | — | ||
| Q4 24 | 31.2% | — | ||
| Q3 24 | 36.5% | — | ||
| Q2 24 | 37.2% | — | ||
| Q1 24 | 37.1% | — |
净利率OPBKRERE
| Q4 25 | — | — | ||
| Q3 25 | 27.4% | — | ||
| Q2 25 | 26.7% | — | ||
| Q1 25 | 25.0% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 26.2% | — | ||
| Q2 24 | 26.7% | — | ||
| Q1 24 | 26.7% | — |
每股收益（稀释后）OPBKRERE
| Q4 25 | $0.48 | — | ||
| Q3 25 | $0.45 | — | ||
| Q2 25 | $0.42 | — | ||
| Q1 25 | $0.37 | — | ||
| Q4 24 | $0.33 | — | ||
| Q3 24 | $0.36 | — | ||
| Q2 24 | $0.36 | — | ||
| Q1 24 | $0.34 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $167.3M | $228.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $227.9M | $557.1M |
| 总资产 | $2.7B | $722.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资OPBKRERE
| Q4 25 | $167.3M | — | ||
| Q3 25 | $166.7M | — | ||
| Q2 25 | $205.4M | — | ||
| Q1 25 | $198.9M | — | ||
| Q4 24 | $134.9M | — | ||
| Q3 24 | $166.8M | — | ||
| Q2 24 | $127.7M | — | ||
| Q1 24 | $139.2M | — |
股东权益OPBKRERE
| Q4 25 | $227.9M | — | ||
| Q3 25 | $221.5M | — | ||
| Q2 25 | $213.7M | — | ||
| Q1 25 | $210.1M | — | ||
| Q4 24 | $205.0M | — | ||
| Q3 24 | $203.6M | — | ||
| Q2 24 | $195.9M | — | ||
| Q1 24 | $194.7M | — |
总资产OPBKRERE
| Q4 25 | $2.7B | — | ||
| Q3 25 | $2.6B | — | ||
| Q2 25 | $2.6B | — | ||
| Q1 25 | $2.5B | — | ||
| Q4 24 | $2.4B | — | ||
| Q3 24 | $2.4B | — | ||
| Q2 24 | $2.3B | — | ||
| Q1 24 | $2.2B | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $26.2M | — |
| 自由现金流经营现金流 - 资本支出 | $23.4M | — |
| 自由现金流率自由现金流/营收 | 96.2% | — |
| 资本支出强度资本支出/营收 | 11.5% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $43.3M | — |
8季度趋势，按日历期对齐
经营现金流OPBKRERE
| Q4 25 | $26.2M | — | ||
| Q3 25 | $23.9M | — | ||
| Q2 25 | $-7.0M | — | ||
| Q1 25 | $5.6M | — | ||
| Q4 24 | $31.2M | — | ||
| Q3 24 | $13.3M | — | ||
| Q2 24 | $15.8M | — | ||
| Q1 24 | $-3.2M | — |
自由现金流OPBKRERE
| Q4 25 | $23.4M | — | ||
| Q3 25 | $23.4M | — | ||
| Q2 25 | $-7.7M | — | ||
| Q1 25 | $4.2M | — | ||
| Q4 24 | $29.7M | — | ||
| Q3 24 | $12.8M | — | ||
| Q2 24 | $15.7M | — | ||
| Q1 24 | $-3.2M | — |
自由现金流率OPBKRERE
| Q4 25 | 96.2% | — | ||
| Q3 25 | 95.6% | — | ||
| Q2 25 | -32.5% | — | ||
| Q1 25 | 19.0% | — | ||
| Q4 24 | 139.0% | — | ||
| Q3 24 | 61.5% | — | ||
| Q2 24 | 77.0% | — | ||
| Q1 24 | -16.6% | — |
资本支出强度OPBKRERE
| Q4 25 | 11.5% | — | ||
| Q3 25 | 2.3% | — | ||
| Q2 25 | 3.0% | — | ||
| Q1 25 | 6.4% | — | ||
| Q4 24 | 7.3% | — | ||
| Q3 24 | 2.8% | — | ||
| Q2 24 | 0.4% | — | ||
| Q1 24 | 0.5% | — |
现金转化率OPBKRERE
| Q4 25 | — | — | ||
| Q3 25 | 3.57× | — | ||
| Q2 25 | -1.10× | — | ||
| Q1 25 | 1.02× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.45× | — | ||
| Q2 24 | 2.90× | — | ||
| Q1 24 | -0.60× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
