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OP Bancorp（OPBK）与Rumble Inc.（RUM）财务数据对比。点击上方公司名可切换其他公司
Rumble Inc.的季度营收约是OP Bancorp的1.1倍（$27.1M vs $24.3M），OP Bancorp同比增速更快（13.7% vs -10.5%），OP Bancorp自由现金流更多（$23.4M vs $-31.7M），过去两年Rumble Inc.的营收复合增速更高（15.2% vs 11.4%）
OP Bancorp是Open Bank的控股母公司，总部位于美国加利福尼亚州，主营社区商业银行业务，提供储蓄支票账户、商业地产贷款、小微企业融资等多元金融产品，主要服务南加州的中小企业、移民群体及零售客户。
Rumble Inc.是一家加美跨国企业，主营在线视频平台、网络托管及云服务，总部位于加拿大多伦多，美国总部设在佛罗里达州朗博特基。公司由加拿大科技创业者克里斯·帕夫洛夫斯基于2013年创立，云服务板块为Truth Social提供托管支持，其视频平台在美国保守派及极右翼用户群体中广受欢迎，属于“另类科技”阵营。
OPBK vs RUM — 直观对比
营收规模更大
RUM
是对方的1.1倍
$24.3M
营收增速更快
OPBK
高出24.2%
-10.5%
自由现金流更多
OPBK
多$55.1M
$-31.7M
两年增速更快
RUM
近两年复合增速
11.4%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $24.3M | $27.1M |
| 净利润 | — | $-32.7M |
| 毛利率 | — | 5.5% |
| 营业利润率 | 39.2% | -131.1% |
| 净利率 | — | -120.8% |
| 营收同比 | 13.7% | -10.5% |
| 净利润同比 | — | 86.2% |
| 每股收益（稀释后） | $0.48 | $-0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OPBKRUM
| Q4 25 | $24.3M | $27.1M | ||
| Q3 25 | $24.5M | $24.8M | ||
| Q2 25 | $23.7M | — | ||
| Q1 25 | $22.2M | $23.7M | ||
| Q4 24 | $21.3M | $30.2M | ||
| Q3 24 | $20.7M | $25.1M | ||
| Q2 24 | $20.4M | $22.5M | ||
| Q1 24 | $19.6M | $17.7M |
净利润OPBKRUM
| Q4 25 | — | $-32.7M | ||
| Q3 25 | $6.7M | $-16.3M | ||
| Q2 25 | $6.3M | — | ||
| Q1 25 | $5.6M | $-2.7M | ||
| Q4 24 | — | $-236.8M | ||
| Q3 24 | $5.4M | $-31.5M | ||
| Q2 24 | $5.4M | $-26.8M | ||
| Q1 24 | $5.2M | $-43.3M |
毛利率OPBKRUM
| Q4 25 | — | 5.5% | ||
| Q3 25 | — | -1.8% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -26.7% | ||
| Q4 24 | — | -14.2% | ||
| Q3 24 | — | -45.4% | ||
| Q2 24 | — | -58.8% | ||
| Q1 24 | — | -79.5% |
营业利润率OPBKRUM
| Q4 25 | 39.2% | -131.1% | ||
| Q3 25 | 39.5% | -113.6% | ||
| Q2 25 | 35.7% | — | ||
| Q1 25 | 34.6% | -153.5% | ||
| Q4 24 | 31.2% | -80.1% | ||
| Q3 24 | 36.5% | -131.0% | ||
| Q2 24 | 37.2% | -172.7% | ||
| Q1 24 | 37.1% | -197.4% |
净利率OPBKRUM
| Q4 25 | — | -120.8% | ||
| Q3 25 | 27.4% | -65.7% | ||
| Q2 25 | 26.7% | — | ||
| Q1 25 | 25.0% | -11.2% | ||
| Q4 24 | — | -783.2% | ||
| Q3 24 | 26.2% | -125.9% | ||
| Q2 24 | 26.7% | -119.2% | ||
| Q1 24 | 26.7% | -244.1% |
每股收益（稀释后）OPBKRUM
| Q4 25 | $0.48 | $-0.13 | ||
| Q3 25 | $0.45 | $-0.06 | ||
| Q2 25 | $0.42 | — | ||
| Q1 25 | $0.37 | $-0.01 | ||
| Q4 24 | $0.33 | $-1.17 | ||
| Q3 24 | $0.36 | $-0.15 | ||
| Q2 24 | $0.36 | $-0.13 | ||
| Q1 24 | $0.34 | $-0.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $167.3M | $237.9M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $227.9M | $274.8M |
| 总资产 | $2.7B | $336.8M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资OPBKRUM
| Q4 25 | $167.3M | $237.9M | ||
| Q3 25 | $166.7M | $269.8M | ||
| Q2 25 | $205.4M | — | ||
| Q1 25 | $198.9M | $301.3M | ||
| Q4 24 | $134.9M | $114.0M | ||
| Q3 24 | $166.8M | $132.0M | ||
| Q2 24 | $127.7M | $154.2M | ||
| Q1 24 | $139.2M | $183.8M |
股东权益OPBKRUM
| Q4 25 | $227.9M | $274.8M | ||
| Q3 25 | $221.5M | $302.2M | ||
| Q2 25 | $213.7M | — | ||
| Q1 25 | $210.1M | $339.6M | ||
| Q4 24 | $205.0M | $-63.1M | ||
| Q3 24 | $203.6M | $166.1M | ||
| Q2 24 | $195.9M | $192.7M | ||
| Q1 24 | $194.7M | $210.7M |
总资产OPBKRUM
| Q4 25 | $2.7B | $336.8M | ||
| Q3 25 | $2.6B | $367.2M | ||
| Q2 25 | $2.6B | — | ||
| Q1 25 | $2.5B | $391.1M | ||
| Q4 24 | $2.4B | $195.3M | ||
| Q3 24 | $2.4B | $217.2M | ||
| Q2 24 | $2.3B | $243.2M | ||
| Q1 24 | $2.2B | $263.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $26.2M | $-29.4M |
| 自由现金流经营现金流 - 资本支出 | $23.4M | $-31.7M |
| 自由现金流率自由现金流/营收 | 96.2% | -117.2% |
| 资本支出强度资本支出/营收 | 11.5% | 8.5% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $43.3M | $-70.8M |
8季度趋势，按日历期对齐
经营现金流OPBKRUM
| Q4 25 | $26.2M | $-29.4M | ||
| Q3 25 | $23.9M | $-10.6M | ||
| Q2 25 | $-7.0M | — | ||
| Q1 25 | $5.6M | $-14.5M | ||
| Q4 24 | $31.2M | $-12.4M | ||
| Q3 24 | $13.3M | $-19.1M | ||
| Q2 24 | $15.8M | $-21.7M | ||
| Q1 24 | $-3.2M | $-33.9M |
自由现金流OPBKRUM
| Q4 25 | $23.4M | $-31.7M | ||
| Q3 25 | $23.4M | $-12.0M | ||
| Q2 25 | $-7.7M | — | ||
| Q1 25 | $4.2M | $-14.6M | ||
| Q4 24 | $29.7M | $-12.4M | ||
| Q3 24 | $12.8M | $-19.9M | ||
| Q2 24 | $15.7M | $-23.1M | ||
| Q1 24 | $-3.2M | $-34.3M |
自由现金流率OPBKRUM
| Q4 25 | 96.2% | -117.2% | ||
| Q3 25 | 95.6% | -48.6% | ||
| Q2 25 | -32.5% | — | ||
| Q1 25 | 19.0% | -61.7% | ||
| Q4 24 | 139.0% | -40.9% | ||
| Q3 24 | 61.5% | -79.5% | ||
| Q2 24 | 77.0% | -102.8% | ||
| Q1 24 | -16.6% | -193.3% |
资本支出强度OPBKRUM
| Q4 25 | 11.5% | 8.5% | ||
| Q3 25 | 2.3% | 5.7% | ||
| Q2 25 | 3.0% | — | ||
| Q1 25 | 6.4% | 0.6% | ||
| Q4 24 | 7.3% | 0.1% | ||
| Q3 24 | 2.8% | 3.4% | ||
| Q2 24 | 0.4% | 6.1% | ||
| Q1 24 | 0.5% | 2.4% |
现金转化率OPBKRUM
| Q4 25 | — | — | ||
| Q3 25 | 3.57× | — | ||
| Q2 25 | -1.10× | — | ||
| Q1 25 | 1.02× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.45× | — | ||
| Q2 24 | 2.90× | — | ||
| Q1 24 | -0.60× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OPBK
暂无分部数据
RUM
| Audience Monetization | $23.8M | 88% |
| Other Initiatives | $3.3M | 12% |
