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Oportun Financial Corp（OPRT）与Ranger Energy Services, Inc.（RNGR）财务数据对比。点击上方公司名可切换其他公司
Oportun Financial Corp的季度营收约是Ranger Energy Services, Inc.的1.7倍（$247.7M vs $142.2M），Ranger Energy Services, Inc.净利率更高（2.3% vs 1.4%，领先0.9%），Ranger Energy Services, Inc.同比增速更快（-0.6% vs -1.3%），过去两年Ranger Energy Services, Inc.的营收复合增速更高（1.9% vs -0.5%）
Oportun Financial Corp是总部位于美国的金融科技公司，专注为信用记录有限或无信用记录的中低收入弱势消费群体提供个人贷款、信用卡、储蓄产品等可负担的金融服务，依托自研AI风控模型保障服务公平性与风险可控。
Ranger Energy Services是北美领先的陆上油田服务提供商，为上游油气运营商提供完井、修井、钻机作业及产能优化等全套解决方案，业务主要覆盖美国本土的页岩和致密资源开采作业区。
OPRT vs RNGR — 直观对比
营收规模更大
OPRT
是对方的1.7倍
$142.2M
营收增速更快
RNGR
高出0.6%
-1.3%
净利率更高
RNGR
高出0.9%
1.4%
两年增速更快
RNGR
近两年复合增速
-0.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $247.7M | $142.2M |
| 净利润 | $3.4M | $3.2M |
| 毛利率 | — | — |
| 营业利润率 | 2.6% | 2.3% |
| 净利率 | 1.4% | 2.3% |
| 营收同比 | -1.3% | -0.6% |
| 净利润同比 | -61.0% | -44.8% |
| 每股收益（稀释后） | $0.07 | $0.14 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OPRTRNGR
| Q4 25 | $247.7M | $142.2M | ||
| Q3 25 | $238.7M | $128.9M | ||
| Q2 25 | $234.3M | $140.6M | ||
| Q1 25 | $235.9M | $135.2M | ||
| Q4 24 | $250.9M | $143.1M | ||
| Q3 24 | $250.0M | $153.0M | ||
| Q2 24 | $250.4M | $138.1M | ||
| Q1 24 | $250.5M | $136.9M |
净利润OPRTRNGR
| Q4 25 | $3.4M | $3.2M | ||
| Q3 25 | $5.2M | $1.2M | ||
| Q2 25 | $6.9M | $7.3M | ||
| Q1 25 | $9.8M | $600.0K | ||
| Q4 24 | $8.7M | $5.8M | ||
| Q3 24 | $-30.0M | $8.7M | ||
| Q2 24 | $-31.0M | $4.7M | ||
| Q1 24 | $-26.4M | $-800.0K |
营业利润率OPRTRNGR
| Q4 25 | 2.6% | 2.3% | ||
| Q3 25 | 6.0% | 2.0% | ||
| Q2 25 | 4.3% | 6.1% | ||
| Q1 25 | 5.6% | 0.7% | ||
| Q4 24 | 89.6% | 6.2% | ||
| Q3 24 | -15.8% | 8.4% | ||
| Q2 24 | -19.6% | 5.3% | ||
| Q1 24 | -12.2% | -0.4% |
净利率OPRTRNGR
| Q4 25 | 1.4% | 2.3% | ||
| Q3 25 | 2.2% | 0.9% | ||
| Q2 25 | 2.9% | 5.2% | ||
| Q1 25 | 4.1% | 0.4% | ||
| Q4 24 | 200.1% | 4.1% | ||
| Q3 24 | -12.0% | 5.7% | ||
| Q2 24 | -12.4% | 3.4% | ||
| Q1 24 | -10.6% | -0.6% |
每股收益（稀释后）OPRTRNGR
| Q4 25 | $0.07 | $0.14 | ||
| Q3 25 | $0.11 | $0.05 | ||
| Q2 25 | $0.14 | $0.32 | ||
| Q1 25 | $0.21 | $0.03 | ||
| Q4 24 | $0.26 | $0.24 | ||
| Q3 24 | $-0.75 | $0.39 | ||
| Q2 24 | $-0.78 | $0.21 | ||
| Q1 24 | $-0.68 | $-0.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $105.5M | $10.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $390.1M | $300.1M |
| 总资产 | $3.3B | $419.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资OPRTRNGR
| Q4 25 | $105.5M | $10.3M | ||
| Q3 25 | $104.6M | $45.2M | ||
| Q2 25 | $96.8M | $48.9M | ||
| Q1 25 | $78.5M | $40.3M | ||
| Q4 24 | $60.0M | $40.9M | ||
| Q3 24 | $71.8M | $14.8M | ||
| Q2 24 | $72.9M | $8.7M | ||
| Q1 24 | $69.2M | $11.1M |
总债务OPRTRNGR
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | $0 | ||
| Q1 24 | — | $0 |
股东权益OPRTRNGR
| Q4 25 | $390.1M | $300.1M | ||
| Q3 25 | $383.9M | $270.0M | ||
| Q2 25 | $376.0M | $276.9M | ||
| Q1 25 | $366.1M | $272.6M | ||
| Q4 24 | $353.8M | $273.8M | ||
| Q3 24 | $327.6M | $267.6M | ||
| Q2 24 | $354.1M | $260.5M | ||
| Q1 24 | $382.0M | $261.7M |
总资产OPRTRNGR
| Q4 25 | $3.3B | $419.3M | ||
| Q3 25 | $3.2B | $372.8M | ||
| Q2 25 | $3.2B | $381.7M | ||
| Q1 25 | $3.2B | $376.5M | ||
| Q4 24 | $3.2B | $381.6M | ||
| Q3 24 | $3.3B | $373.9M | ||
| Q2 24 | $3.3B | $359.6M | ||
| Q1 24 | $3.3B | $355.5M |
负债/权益比OPRTRNGR
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.00× | ||
| Q1 24 | — | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $413.4M | $24.1M |
| 自由现金流经营现金流 - 资本支出 | — | $17.1M |
| 自由现金流率自由现金流/营收 | — | 12.0% |
| 资本支出强度资本支出/营收 | — | 4.9% |
| 现金转化率经营现金流/净利润 | 121.45× | 7.53× |
| 过去12个月自由现金流最近4个季度 | — | $42.9M |
8季度趋势，按日历期对齐
经营现金流OPRTRNGR
| Q4 25 | $413.4M | $24.1M | ||
| Q3 25 | $99.0M | $13.6M | ||
| Q2 25 | $104.5M | $20.7M | ||
| Q1 25 | $101.0M | $10.6M | ||
| Q4 24 | $393.5M | $32.7M | ||
| Q3 24 | $108.5M | $17.7M | ||
| Q2 24 | $107.7M | $22.1M | ||
| Q1 24 | $85.9M | $12.0M |
自由现金流OPRTRNGR
| Q4 25 | — | $17.1M | ||
| Q3 25 | — | $8.0M | ||
| Q2 25 | — | $14.4M | ||
| Q1 25 | — | $3.4M | ||
| Q4 24 | — | $27.3M | ||
| Q3 24 | — | $10.8M | ||
| Q2 24 | — | $6.8M | ||
| Q1 24 | — | $5.5M |
自由现金流率OPRTRNGR
| Q4 25 | — | 12.0% | ||
| Q3 25 | — | 6.2% | ||
| Q2 25 | — | 10.2% | ||
| Q1 25 | — | 2.5% | ||
| Q4 24 | — | 19.1% | ||
| Q3 24 | — | 7.1% | ||
| Q2 24 | — | 4.9% | ||
| Q1 24 | — | 4.0% |
资本支出强度OPRTRNGR
| Q4 25 | — | 4.9% | ||
| Q3 25 | — | 4.3% | ||
| Q2 25 | — | 4.5% | ||
| Q1 25 | — | 5.3% | ||
| Q4 24 | — | 3.8% | ||
| Q3 24 | — | 4.5% | ||
| Q2 24 | — | 11.1% | ||
| Q1 24 | — | 4.7% |
现金转化率OPRTRNGR
| Q4 25 | 121.45× | 7.53× | ||
| Q3 25 | 19.05× | 11.33× | ||
| Q2 25 | 15.20× | 2.84× | ||
| Q1 25 | 10.34× | 17.67× | ||
| Q4 24 | 45.04× | 5.64× | ||
| Q3 24 | — | 2.03× | ||
| Q2 24 | — | 4.70× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OPRT
暂无分部数据
RNGR
| High Specification Rigs | $92.3M | 65% |
| Processing Solutions And Ancillary Services | $37.5M | 26% |
| Wireline Services | $12.4M | 9% |
