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合众银行（OSBC）与Ribbon Communications Inc.（RBBN）财务数据对比。点击上方公司名可切换其他公司
Ribbon Communications Inc.的季度营收约是合众银行的1.7倍（$162.6M vs $93.8M），Ribbon Communications Inc.净利率更高（54.8% vs 27.3%，领先27.5%），过去两年合众银行的营收复合增速更高（15.1% vs -8.1%）
合众银行是一家总部位于美国明尼阿波利斯、在特拉华州注册的美国跨国银行机构。截至2025年，它是美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构，主营银行、投资、抵押等金融服务。
睿宾通信公司（Ribbon Communications Inc.）主要为电信运营商、企业及关键基础设施领域提供软件、IP与光网络解决方案。公司于2017年由Genband与Sonus Networks合并成立，总部位于美国得克萨斯州普莱诺，是一家上市科技企业。
OSBC vs RBBN — 直观对比
营收规模更大
RBBN
是对方的1.7倍
$93.8M
净利率更高
RBBN
高出27.5%
27.3%
两年增速更快
OSBC
近两年复合增速
-8.1%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $93.8M | $162.6M |
| 净利润 | $25.6M | $89.1M |
| 毛利率 | — | 42.9% |
| 营业利润率 | — | 37.6% |
| 净利率 | 27.3% | 54.8% |
| 营收同比 | — | -10.3% |
| 净利润同比 | 159.2% | — |
| 每股收益（稀释后） | $0.48 | $0.50 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OSBCRBBN
| Q1 26 | $93.8M | $162.6M | ||
| Q4 25 | $95.2M | $227.3M | ||
| Q3 25 | $95.9M | $215.4M | ||
| Q2 25 | $75.1M | $220.6M | ||
| Q1 25 | $73.1M | $181.3M | ||
| Q4 24 | $73.2M | $251.4M | ||
| Q3 24 | $71.2M | $210.2M | ||
| Q2 24 | $70.8M | $192.6M |
净利润OSBCRBBN
| Q1 26 | $25.6M | $89.1M | ||
| Q4 25 | — | — | ||
| Q3 25 | $9.9M | $-12.1M | ||
| Q2 25 | $21.8M | $-11.1M | ||
| Q1 25 | $19.8M | $-26.2M | ||
| Q4 24 | — | — | ||
| Q3 24 | $23.0M | $-13.4M | ||
| Q2 24 | $21.9M | $-16.8M |
毛利率OSBCRBBN
| Q1 26 | — | 42.9% | ||
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 50.1% | ||
| Q2 25 | — | 49.6% | ||
| Q1 25 | — | 45.4% | ||
| Q4 24 | — | 55.7% | ||
| Q3 24 | — | 52.1% | ||
| Q2 24 | — | 50.8% |
营业利润率OSBCRBBN
| Q1 26 | — | 37.6% | ||
| Q4 25 | 41.2% | 4.1% | ||
| Q3 25 | 13.6% | 1.3% | ||
| Q2 25 | 38.9% | 1.9% | ||
| Q1 25 | 35.8% | -10.8% | ||
| Q4 24 | 34.7% | 13.2% | ||
| Q3 24 | 41.9% | -0.4% | ||
| Q2 24 | 41.2% | -1.0% |
净利率OSBCRBBN
| Q1 26 | 27.3% | 54.8% | ||
| Q4 25 | — | — | ||
| Q3 25 | 10.3% | -5.6% | ||
| Q2 25 | 29.0% | -5.0% | ||
| Q1 25 | 27.1% | -14.5% | ||
| Q4 24 | — | — | ||
| Q3 24 | 32.3% | -6.4% | ||
| Q2 24 | 30.9% | -8.7% |
每股收益（稀释后）OSBCRBBN
| Q1 26 | $0.48 | $0.50 | ||
| Q4 25 | $0.53 | $0.50 | ||
| Q3 25 | $0.18 | $-0.07 | ||
| Q2 25 | $0.48 | $-0.06 | ||
| Q1 25 | $0.43 | $-0.15 | ||
| Q4 24 | $0.42 | $0.05 | ||
| Q3 24 | $0.50 | $-0.08 | ||
| Q2 24 | $0.48 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $115.7M | $67.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $893.3M | $419.1M |
| 总资产 | $6.8B | — |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资OSBCRBBN
| Q1 26 | $115.7M | $67.6M | ||
| Q4 25 | $124.0M | $96.4M | ||
| Q3 25 | $116.5M | $74.8M | ||
| Q2 25 | $141.8M | $60.5M | ||
| Q1 25 | $256.1M | $71.2M | ||
| Q4 24 | $99.3M | $87.8M | ||
| Q3 24 | $115.8M | $37.2M | ||
| Q2 24 | $120.9M | $64.6M |
总债务OSBCRBBN
| Q1 26 | — | — | ||
| Q4 25 | — | $342.1M | ||
| Q3 25 | — | $344.3M | ||
| Q2 25 | — | $346.5M | ||
| Q1 25 | — | $347.4M | ||
| Q4 24 | — | $348.3M | ||
| Q3 24 | — | $349.1M | ||
| Q2 24 | — | $350.0M |
股东权益OSBCRBBN
| Q1 26 | $893.3M | $419.1M | ||
| Q4 25 | $896.8M | $449.0M | ||
| Q3 25 | $866.7M | $360.1M | ||
| Q2 25 | $718.6M | $370.4M | ||
| Q1 25 | $694.5M | $381.8M | ||
| Q4 24 | $671.0M | $404.6M | ||
| Q3 24 | $661.4M | $395.5M | ||
| Q2 24 | $619.3M | $405.0M |
总资产OSBCRBBN
| Q1 26 | $6.8B | — | ||
| Q4 25 | $6.9B | $1.2B | ||
| Q3 25 | $7.0B | $1.1B | ||
| Q2 25 | $5.7B | $1.1B | ||
| Q1 25 | $5.7B | $1.1B | ||
| Q4 24 | $5.6B | $1.2B | ||
| Q3 24 | $5.7B | $1.1B | ||
| Q2 24 | $5.7B | $1.1B |
负债/权益比OSBCRBBN
| Q1 26 | — | — | ||
| Q4 25 | — | 0.76× | ||
| Q3 25 | — | 0.96× | ||
| Q2 25 | — | 0.94× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | — | 0.86× | ||
| Q3 24 | — | 0.88× | ||
| Q2 24 | — | 0.86× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OSBC
| Net Interest Income | $81.1M | 87% |
| Noninterest Income | $12.6M | 13% |
RBBN
| Service | $94.5M | 58% |
| Product | $68.1M | 42% |
