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合众银行（OSBC）与RESOURCES CONNECTION, INC.（RGP）财务数据对比。点击上方公司名可切换其他公司
RESOURCES CONNECTION, INC.的季度营收约是合众银行的1.3倍（$117.7M vs $93.8M），合众银行净利率更高（27.3% vs -10.8%，领先38.0%），过去两年合众银行的营收复合增速更高（15.1% vs -11.8%）
合众银行是一家总部位于美国明尼阿波利斯、在特拉华州注册的美国跨国银行机构。截至2025年，它是美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构，主营银行、投资、抵押等金融服务。
RGP原名 Resources Global Professionals，是 Resources Connection, Inc. 的核心运营主体，面向全球客户提供多领域专业咨询服务，覆盖财务会计、信息管理、治理风险合规、人力资本、法务监管、企业咨询与重组、战略传播以及供应链管理等板块。
OSBC vs RGP — 直观对比
营收规模更大
RGP
是对方的1.3倍
$93.8M
净利率更高
OSBC
高出38.0%
-10.8%
两年增速更快
OSBC
近两年复合增速
-11.8%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $93.8M | $117.7M |
| 净利润 | $25.6M | $-12.7M |
| 毛利率 | — | 37.1% |
| 营业利润率 | — | -10.3% |
| 净利率 | 27.3% | -10.8% |
| 营收同比 | — | -19.2% |
| 净利润同比 | 159.2% | 81.6% |
| 每股收益（稀释后） | $0.48 | $-0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OSBCRGP
| Q1 26 | $93.8M | — | ||
| Q4 25 | $95.2M | $117.7M | ||
| Q3 25 | $95.9M | $120.2M | ||
| Q2 25 | $75.1M | $139.3M | ||
| Q1 25 | $73.1M | $129.4M | ||
| Q4 24 | $73.2M | $145.6M | ||
| Q3 24 | $71.2M | $136.9M | ||
| Q2 24 | $70.8M | $148.2M |
净利润OSBCRGP
| Q1 26 | $25.6M | — | ||
| Q4 25 | — | $-12.7M | ||
| Q3 25 | $9.9M | $-2.4M | ||
| Q2 25 | $21.8M | $-73.3M | ||
| Q1 25 | $19.8M | $-44.1M | ||
| Q4 24 | — | $-68.7M | ||
| Q3 24 | $23.0M | $-5.7M | ||
| Q2 24 | $21.9M | $10.5M |
毛利率OSBCRGP
| Q1 26 | — | — | ||
| Q4 25 | — | 37.1% | ||
| Q3 25 | — | 39.5% | ||
| Q2 25 | — | 40.2% | ||
| Q1 25 | — | 35.1% | ||
| Q4 24 | — | 38.5% | ||
| Q3 24 | — | 36.5% | ||
| Q2 24 | — | 40.2% |
营业利润率OSBCRGP
| Q1 26 | — | — | ||
| Q4 25 | 41.2% | -10.3% | ||
| Q3 25 | 13.6% | -1.7% | ||
| Q2 25 | 38.9% | -47.0% | ||
| Q1 25 | 35.8% | -38.4% | ||
| Q4 24 | 34.7% | -52.7% | ||
| Q3 24 | 41.9% | -3.5% | ||
| Q2 24 | 41.2% | 7.6% |
净利率OSBCRGP
| Q1 26 | 27.3% | — | ||
| Q4 25 | — | -10.8% | ||
| Q3 25 | 10.3% | -2.0% | ||
| Q2 25 | 29.0% | -52.6% | ||
| Q1 25 | 27.1% | -34.0% | ||
| Q4 24 | — | -47.2% | ||
| Q3 24 | 32.3% | -4.2% | ||
| Q2 24 | 30.9% | 7.1% |
每股收益（稀释后）OSBCRGP
| Q1 26 | $0.48 | — | ||
| Q4 25 | $0.53 | $-0.38 | ||
| Q3 25 | $0.18 | $-0.07 | ||
| Q2 25 | $0.48 | $-2.21 | ||
| Q1 25 | $0.43 | $-1.34 | ||
| Q4 24 | $0.42 | $-2.08 | ||
| Q3 24 | $0.50 | $-0.17 | ||
| Q2 24 | $0.48 | $0.31 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $115.7M | $89.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $893.3M | $194.6M |
| 总资产 | $6.8B | $289.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资OSBCRGP
| Q1 26 | $115.7M | — | ||
| Q4 25 | $124.0M | $89.8M | ||
| Q3 25 | $116.5M | $77.5M | ||
| Q2 25 | $141.8M | $86.1M | ||
| Q1 25 | $256.1M | $72.5M | ||
| Q4 24 | $99.3M | $78.2M | ||
| Q3 24 | $115.8M | $89.6M | ||
| Q2 24 | $120.9M | $108.9M |
股东权益OSBCRGP
| Q1 26 | $893.3M | — | ||
| Q4 25 | $896.8M | $194.6M | ||
| Q3 25 | $866.7M | $206.4M | ||
| Q2 25 | $718.6M | $207.1M | ||
| Q1 25 | $694.5M | $277.8M | ||
| Q4 24 | $671.0M | $325.7M | ||
| Q3 24 | $661.4M | $407.2M | ||
| Q2 24 | $619.3M | $418.8M |
总资产OSBCRGP
| Q1 26 | $6.8B | — | ||
| Q4 25 | $6.9B | $289.3M | ||
| Q3 25 | $7.0B | $287.2M | ||
| Q2 25 | $5.7B | $304.7M | ||
| Q1 25 | $5.7B | $375.6M | ||
| Q4 24 | $5.6B | $424.9M | ||
| Q3 24 | $5.7B | $512.9M | ||
| Q2 24 | $5.7B | $510.9M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $15.9M |
| 自由现金流经营现金流 - 资本支出 | — | $15.6M |
| 自由现金流率自由现金流/营收 | — | 13.2% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $24.3M |
8季度趋势，按日历期对齐
经营现金流OSBCRGP
| Q1 26 | — | — | ||
| Q4 25 | $122.3M | $15.9M | ||
| Q3 25 | $35.9M | $-7.8M | ||
| Q2 25 | $24.2M | $16.8M | ||
| Q1 25 | $17.8M | $659.0K | ||
| Q4 24 | $131.5M | $1.8M | ||
| Q3 24 | $48.5M | $-309.0K | ||
| Q2 24 | $11.6M | $3.2M |
自由现金流OSBCRGP
| Q1 26 | — | — | ||
| Q4 25 | $117.8M | $15.6M | ||
| Q3 25 | $34.7M | $-8.0M | ||
| Q2 25 | $23.5M | $16.5M | ||
| Q1 25 | $16.2M | $238.0K | ||
| Q4 24 | $120.7M | $61.0K | ||
| Q3 24 | $46.2M | $-575.0K | ||
| Q2 24 | $8.7M | $3.0M |
自由现金流率OSBCRGP
| Q1 26 | — | — | ||
| Q4 25 | 123.7% | 13.2% | ||
| Q3 25 | 36.2% | -6.6% | ||
| Q2 25 | 31.2% | 11.8% | ||
| Q1 25 | 22.2% | 0.2% | ||
| Q4 24 | 165.0% | 0.0% | ||
| Q3 24 | 64.9% | -0.4% | ||
| Q2 24 | 12.3% | 2.1% |
资本支出强度OSBCRGP
| Q1 26 | — | — | ||
| Q4 25 | 4.7% | 0.3% | ||
| Q3 25 | 1.3% | 0.1% | ||
| Q2 25 | 1.1% | 0.2% | ||
| Q1 25 | 2.2% | 0.3% | ||
| Q4 24 | 14.7% | 1.2% | ||
| Q3 24 | 3.3% | 0.2% | ||
| Q2 24 | 4.2% | 0.1% |
现金转化率OSBCRGP
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 3.64× | — | ||
| Q2 25 | 1.11× | — | ||
| Q1 25 | 0.90× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.11× | — | ||
| Q2 24 | 0.53× | 0.30× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OSBC
| Net Interest Income | $81.1M | 87% |
| Noninterest Income | $12.6M | 13% |
RGP
| US | $93.7M | 80% |
| Non Us | $24.0M | 20% |
