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合众银行（OSBC）与RMR GROUP INC.（RMR）财务数据对比。点击上方公司名可切换其他公司
合众银行的季度营收约是RMR GROUP INC.的1.4倍（$93.8M vs $66.7M），合众银行净利率更高（27.3% vs 18.3%，领先9.0%）
合众银行是一家总部位于美国明尼阿波利斯、在特拉华州注册的美国跨国银行机构。截至2025年，它是美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构，主营银行、投资、抵押等金融服务。
RMR集团是总部位于美国的另类资产管理企业，核心业务聚焦不动产及相关投资，覆盖商业地产、住宅物业、基础设施等赛道，服务全球核心市场的机构投资者、高净值人士及零售客户。
OSBC vs RMR — 直观对比
营收规模更大
OSBC
是对方的1.4倍
$66.7M
净利率更高
OSBC
高出9.0%
18.3%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $93.8M | $66.7M |
| 净利润 | $25.6M | $12.2M |
| 毛利率 | — | — |
| 营业利润率 | — | 48.1% |
| 净利率 | 27.3% | 18.3% |
| 营收同比 | — | 40.8% |
| 净利润同比 | 29.0% | 91.1% |
| 每股收益（稀释后） | $0.48 | $0.71 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OSBCRMR
| Q1 26 | $93.8M | — | ||
| Q4 25 | $95.2M | $66.7M | ||
| Q3 25 | $95.9M | — | ||
| Q2 25 | $75.1M | — | ||
| Q1 25 | $73.1M | — | ||
| Q4 24 | $73.2M | — | ||
| Q3 24 | $71.2M | — | ||
| Q2 24 | $70.8M | — |
净利润OSBCRMR
| Q1 26 | $25.6M | — | ||
| Q4 25 | — | $12.2M | ||
| Q3 25 | $9.9M | — | ||
| Q2 25 | $21.8M | — | ||
| Q1 25 | $19.8M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $23.0M | — | ||
| Q2 24 | $21.9M | — |
营业利润率OSBCRMR
| Q1 26 | — | — | ||
| Q4 25 | 41.2% | 48.1% | ||
| Q3 25 | 13.6% | — | ||
| Q2 25 | 38.9% | — | ||
| Q1 25 | 35.8% | — | ||
| Q4 24 | 34.7% | — | ||
| Q3 24 | 41.9% | — | ||
| Q2 24 | 41.2% | — |
净利率OSBCRMR
| Q1 26 | 27.3% | — | ||
| Q4 25 | — | 18.3% | ||
| Q3 25 | 10.3% | — | ||
| Q2 25 | 29.0% | — | ||
| Q1 25 | 27.1% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 32.3% | — | ||
| Q2 24 | 30.9% | — |
每股收益（稀释后）OSBCRMR
| Q1 26 | $0.48 | — | ||
| Q4 25 | $0.53 | $0.71 | ||
| Q3 25 | $0.18 | — | ||
| Q2 25 | $0.48 | — | ||
| Q1 25 | $0.43 | — | ||
| Q4 24 | $0.42 | — | ||
| Q3 24 | $0.50 | — | ||
| Q2 24 | $0.48 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $115.7M | $49.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $893.3M | $232.7M |
| 总资产 | $6.8B | $687.1M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资OSBCRMR
| Q1 26 | $115.7M | — | ||
| Q4 25 | $124.0M | $49.3M | ||
| Q3 25 | $116.5M | — | ||
| Q2 25 | $141.8M | — | ||
| Q1 25 | $256.1M | — | ||
| Q4 24 | $99.3M | — | ||
| Q3 24 | $115.8M | — | ||
| Q2 24 | $120.9M | — |
股东权益OSBCRMR
| Q1 26 | $893.3M | — | ||
| Q4 25 | $896.8M | $232.7M | ||
| Q3 25 | $866.7M | — | ||
| Q2 25 | $718.6M | — | ||
| Q1 25 | $694.5M | — | ||
| Q4 24 | $671.0M | — | ||
| Q3 24 | $661.4M | — | ||
| Q2 24 | $619.3M | — |
总资产OSBCRMR
| Q1 26 | $6.8B | — | ||
| Q4 25 | $6.9B | $687.1M | ||
| Q3 25 | $7.0B | — | ||
| Q2 25 | $5.7B | — | ||
| Q1 25 | $5.7B | — | ||
| Q4 24 | $5.6B | — | ||
| Q3 24 | $5.7B | — | ||
| Q2 24 | $5.7B | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $10.7M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 0.88× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流OSBCRMR
| Q1 26 | — | — | ||
| Q4 25 | $122.3M | $10.7M | ||
| Q3 25 | $35.9M | — | ||
| Q2 25 | $24.2M | — | ||
| Q1 25 | $17.8M | — | ||
| Q4 24 | $131.5M | — | ||
| Q3 24 | $48.5M | — | ||
| Q2 24 | $11.6M | — |
自由现金流OSBCRMR
| Q1 26 | — | — | ||
| Q4 25 | $117.8M | — | ||
| Q3 25 | $34.7M | — | ||
| Q2 25 | $23.5M | — | ||
| Q1 25 | $16.2M | — | ||
| Q4 24 | $120.7M | — | ||
| Q3 24 | $46.2M | — | ||
| Q2 24 | $8.7M | — |
自由现金流率OSBCRMR
| Q1 26 | — | — | ||
| Q4 25 | 123.7% | — | ||
| Q3 25 | 36.2% | — | ||
| Q2 25 | 31.2% | — | ||
| Q1 25 | 22.2% | — | ||
| Q4 24 | 165.0% | — | ||
| Q3 24 | 64.9% | — | ||
| Q2 24 | 12.3% | — |
资本支出强度OSBCRMR
| Q1 26 | — | — | ||
| Q4 25 | 4.7% | — | ||
| Q3 25 | 1.3% | — | ||
| Q2 25 | 1.1% | — | ||
| Q1 25 | 2.2% | — | ||
| Q4 24 | 14.7% | — | ||
| Q3 24 | 3.3% | — | ||
| Q2 24 | 4.2% | — |
现金转化率OSBCRMR
| Q1 26 | — | — | ||
| Q4 25 | — | 0.88× | ||
| Q3 25 | 3.64× | — | ||
| Q2 25 | 1.11× | — | ||
| Q1 25 | 0.90× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.11× | — | ||
| Q2 24 | 0.53× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OSBC
| Net Interest Income | $81.1M | 87% |
| Noninterest Income | $12.6M | 13% |
RMR
| Management Service Incentive | $23.6M | 35% |
| Industrial Logistics Properties Trust | $15.1M | 23% |
| Managed Private Real Estate Capital | $11.1M | 17% |
| Office Properties Income Trust | $5.6M | 8% |
| Other Private Entities | $5.3M | 8% |
| RMR Residential | $3.4M | 5% |
| Sonesta International Hotels Corporation | $2.1M | 3% |
| Investment Advisory Management And Administrative Service | $1.2M | 2% |
