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Oscar Health, Inc.（OSCR）与RUSH ENTERPRISES INC \TX\（RUSHA）财务数据对比。点击上方公司名可切换其他公司
Oscar Health, Inc.的季度营收约是RUSH ENTERPRISES INC \TX\的1.7倍（$2.8B vs $1.7B），RUSH ENTERPRISES INC \TX\净利率更高（3.7% vs -3933.2%，领先3936.9%），Oscar Health, Inc.同比增速更快（17.3% vs -9.0%），Oscar Health, Inc.自由现金流更多（$1.1B vs $411.6M），过去两年Oscar Health, Inc.的营收复合增速更高（14.4% vs -6.8%）
奥斯卡健康（Oscar Health, Inc.）是美国营利性健康保险公司，2012年由约书亚·库什纳、凯文·纳泽米与马里奥·施洛瑟联合创立，总部设于纽约市。公司深耕健康保险领域，依托远程医疗、医疗专属技术界面及透明的理赔定价体系，帮助患者更便捷地享受医疗相关服务。
Rush Enterprises是总部位于美国得克萨斯州新布朗费尔斯的商用车经销商，核心业务是通过旗下Rush Truck Centers销售全新及二手卡车。2019年该公司在全美20个州运营超200家卡车中心，在加拿大设有14个网点，2020年入选财富500强榜单。
OSCR vs RUSHA — 直观对比
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $2.8B | $1.7B |
| 净利润 | $-352.6M | $61.7M |
| 毛利率 | — | 20.4% |
| 营业利润率 | -3722.8% | 4.9% |
| 净利率 | -3933.2% | 3.7% |
| 营收同比 | 17.3% | -9.0% |
| 净利润同比 | -129.6% | 1.8% |
| 每股收益（稀释后） | $-1.19 | $0.77 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q1 26 | — | $1.7B | ||
| Q4 25 | $2.8B | $1.7B | ||
| Q3 25 | $3.0B | $1.8B | ||
| Q2 25 | $2.9B | $1.8B | ||
| Q1 25 | $3.0B | $1.8B | ||
| Q4 24 | $2.4B | $1.9B | ||
| Q3 24 | $2.4B | $1.8B | ||
| Q2 24 | $2.2B | $1.9B |
| Q1 26 | — | $61.7M | ||
| Q4 25 | $-352.6M | $64.3M | ||
| Q3 25 | $-137.4M | $66.7M | ||
| Q2 25 | $-228.4M | $72.4M | ||
| Q1 25 | $275.3M | $60.3M | ||
| Q4 24 | $-153.5M | $74.8M | ||
| Q3 24 | $-54.6M | $79.1M | ||
| Q2 24 | $56.2M | $78.7M |
| Q1 26 | — | 20.4% | ||
| Q4 25 | — | 20.8% | ||
| Q3 25 | — | 21.0% | ||
| Q2 25 | — | 20.7% | ||
| Q1 25 | — | 20.3% | ||
| Q4 24 | — | 19.3% | ||
| Q3 24 | — | 21.0% | ||
| Q2 24 | — | 20.2% |
| Q1 26 | — | 4.9% | ||
| Q4 25 | -3722.8% | 5.5% | ||
| Q3 25 | -4.3% | 5.6% | ||
| Q2 25 | -8.0% | 6.0% | ||
| Q1 25 | 9.8% | 5.2% | ||
| Q4 24 | -3070.1% | 5.8% | ||
| Q3 24 | -2.0% | 6.7% | ||
| Q2 24 | 3.1% | 6.4% |
| Q1 26 | — | 3.7% | ||
| Q4 25 | -3933.2% | 3.8% | ||
| Q3 25 | -4.6% | 3.7% | ||
| Q2 25 | -8.0% | 3.9% | ||
| Q1 25 | 9.0% | 3.4% | ||
| Q4 24 | -3190.9% | 3.9% | ||
| Q3 24 | -2.3% | 4.4% | ||
| Q2 24 | 2.5% | 4.1% |
| Q1 26 | — | $0.77 | ||
| Q4 25 | $-1.19 | $0.81 | ||
| Q3 25 | $-0.53 | $0.83 | ||
| Q2 25 | $-0.89 | $0.90 | ||
| Q1 25 | $0.92 | $0.73 | ||
| Q4 24 | $-0.50 | $-95.13 | ||
| Q3 24 | $-0.22 | $0.97 | ||
| Q2 24 | $0.20 | $97.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.8B | — |
| 总债务越低越好 | $430.1M | $277.8M |
| 股东权益账面价值 | $977.6M | $2.3B |
| 总资产 | $6.3B | $4.5B |
| 负债/权益比越低杠杆越低 | 0.44× | 0.12× |
8季度趋势，按日历期对齐
| Q1 26 | — | — | ||
| Q4 25 | $2.8B | $212.6M | ||
| Q3 25 | $2.1B | $242.0M | ||
| Q2 25 | $2.6B | $211.1M | ||
| Q1 25 | $2.2B | $228.7M | ||
| Q4 24 | $2.2B | $228.1M | ||
| Q3 24 | $1.2B | $185.1M | ||
| Q2 24 | $2.3B | $167.3M |
| Q1 26 | — | $277.8M | ||
| Q4 25 | $430.1M | $274.8M | ||
| Q3 25 | $686.3M | — | ||
| Q2 25 | $299.9M | — | ||
| Q1 25 | $299.7M | — | ||
| Q4 24 | $299.6M | $408.4M | ||
| Q3 24 | $299.4M | — | ||
| Q2 24 | $299.2M | — |
| Q1 26 | — | $2.3B | ||
| Q4 25 | $977.6M | $2.2B | ||
| Q3 25 | $1.0B | $2.2B | ||
| Q2 25 | $1.2B | $2.2B | ||
| Q1 25 | $1.3B | $2.2B | ||
| Q4 24 | $1.0B | $2.1B | ||
| Q3 24 | $1.2B | $2.1B | ||
| Q2 24 | $1.1B | $2.0B |
| Q1 26 | — | $4.5B | ||
| Q4 25 | $6.3B | $4.4B | ||
| Q3 25 | $5.7B | $4.6B | ||
| Q2 25 | $6.4B | $4.7B | ||
| Q1 25 | $5.8B | $4.7B | ||
| Q4 24 | $4.8B | $4.6B | ||
| Q3 24 | $4.5B | $4.6B | ||
| Q2 24 | $5.0B | $4.5B |
| Q1 26 | — | 0.12× | ||
| Q4 25 | 0.44× | 0.12× | ||
| Q3 25 | 0.67× | — | ||
| Q2 25 | 0.26× | — | ||
| Q1 25 | 0.22× | — | ||
| Q4 24 | 0.30× | 0.19× | ||
| Q3 24 | 0.26× | — | ||
| Q2 24 | 0.26× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.1B | — |
| 自由现金流经营现金流 - 资本支出 | $1.1B | $411.6M |
| 自由现金流率自由现金流/营收 | 37.7% | 24.4% |
| 资本支出强度资本支出/营收 | 1.3% | 2.0% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $1.5B | $828.4M |
8季度趋势，按日历期对齐
| Q1 26 | — | — | ||
| Q4 25 | $1.1B | $112.9M | ||
| Q3 25 | $-964.7M | $367.8M | ||
| Q2 25 | $509.1M | $227.6M | ||
| Q1 25 | $878.5M | $153.5M | ||
| Q4 24 | $978.2M | $392.3M | ||
| Q3 24 | $-500.1M | $111.7M | ||
| Q2 24 | $497.2M | $270.6M |
| Q1 26 | — | $411.6M | ||
| Q4 25 | $1.1B | $31.9M | ||
| Q3 25 | $-973.7M | $271.2M | ||
| Q2 25 | $499.8M | $113.8M | ||
| Q1 25 | $869.5M | $45.1M | ||
| Q4 24 | $950.3M | $263.5M | ||
| Q3 24 | $-507.7M | $-20.0M | ||
| Q2 24 | $489.6M | $177.2M |
| Q1 26 | — | 24.4% | ||
| Q4 25 | 37.7% | 1.9% | ||
| Q3 25 | -32.6% | 15.2% | ||
| Q2 25 | 17.5% | 6.2% | ||
| Q1 25 | 28.5% | 2.6% | ||
| Q4 24 | 39.7% | 13.7% | ||
| Q3 24 | -20.9% | -1.1% | ||
| Q2 24 | 22.1% | 9.1% |
| Q1 26 | — | 2.0% | ||
| Q4 25 | 1.3% | 4.8% | ||
| Q3 25 | 0.3% | 5.4% | ||
| Q2 25 | 0.3% | 6.2% | ||
| Q1 25 | 0.3% | 6.2% | ||
| Q4 24 | 1.2% | 6.7% | ||
| Q3 24 | 0.3% | 7.3% | ||
| Q2 24 | 0.3% | 4.8% |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.75× | ||
| Q3 25 | — | 5.51× | ||
| Q2 25 | — | 3.14× | ||
| Q1 25 | 3.19× | 2.55× | ||
| Q4 24 | — | 5.25× | ||
| Q3 24 | — | 1.41× | ||
| Q2 24 | 8.85× | 3.44× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OSCR
暂无分部数据
RUSHA
| New and used commercial vehicle sales | $955.1M | 57% |
| Aftermarket products and services sales | $627.2M | 37% |
| Lease and rental sales | $92.3M | 5% |
| Finance and insurance | $5.6M | 0% |
