vs
OCTAVE SPECIALTY GROUP INC（OSG）与READING INTERNATIONAL INC（RDI）财务数据对比。点击上方公司名可切换其他公司
OCTAVE SPECIALTY GROUP INC的季度营收约是READING INTERNATIONAL INC的1.3倍（$66.9M vs $50.3M），READING INTERNATIONAL INC净利率更高（-5.1% vs -73.8%，领先68.7%），OCTAVE SPECIALTY GROUP INC同比增速更快（2.6% vs -14.2%），过去两年OCTAVE SPECIALTY GROUP INC的营收复合增速更高（16.2% vs 5.6%）
奥克塔夫专业集团是一家专业保险控股企业，主营定制化财产与意外伤害保险产品，核心业务聚焦超额剩余保险领域，为北美地区的商业及个人客户提供定制化风险保障解决方案。
雷丁公司是总部位于美国费城的铁路企业，1924年起在宾夕法尼亚州东部及周边各州提供客运与货运运输服务，直至1976年被联合铁路公司收购。
OSG vs RDI — 直观对比
营收规模更大
OSG
是对方的1.3倍
$50.3M
营收增速更快
OSG
高出16.8%
-14.2%
净利率更高
RDI
高出68.7%
-73.8%
两年增速更快
OSG
近两年复合增速
5.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $66.9M | $50.3M |
| 净利润 | $-29.7M | $-2.6M |
| 毛利率 | — | — |
| 营业利润率 | -76.7% | -1.9% |
| 净利率 | -73.8% | -5.1% |
| 营收同比 | 2.6% | -14.2% |
| 净利润同比 | -41.7% | -14.5% |
| 每股收益（稀释后） | $-0.82 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OSGRDI
| Q4 25 | $66.9M | $50.3M | ||
| Q3 25 | $66.6M | $52.2M | ||
| Q2 25 | $55.0M | $60.4M | ||
| Q1 25 | $62.8M | $40.2M | ||
| Q4 24 | $65.2M | $58.6M | ||
| Q3 24 | $70.0M | $60.1M | ||
| Q2 24 | $51.0M | $46.8M | ||
| Q1 24 | $49.6M | $45.1M |
净利润OSGRDI
| Q4 25 | $-29.7M | $-2.6M | ||
| Q3 25 | $-112.6M | $-4.2M | ||
| Q2 25 | $-72.7M | $-2.7M | ||
| Q1 25 | $-44.7M | $-4.8M | ||
| Q4 24 | $-20.9M | $-2.2M | ||
| Q3 24 | $-27.5M | $-7.0M | ||
| Q2 24 | $-750.0K | $-12.8M | ||
| Q1 24 | $20.8M | $-13.2M |
营业利润率OSGRDI
| Q4 25 | -76.7% | -1.9% | ||
| Q3 25 | -48.2% | -0.6% | ||
| Q2 25 | -41.8% | 4.8% | ||
| Q1 25 | -24.1% | -17.2% | ||
| Q4 24 | -55.5% | 2.6% | ||
| Q3 24 | -29.7% | -0.6% | ||
| Q2 24 | -28.9% | -16.4% | ||
| Q1 24 | -6.5% | -16.7% |
净利率OSGRDI
| Q4 25 | -73.8% | -5.1% | ||
| Q3 25 | -169.1% | -8.0% | ||
| Q2 25 | -132.3% | -4.4% | ||
| Q1 25 | -71.3% | -11.8% | ||
| Q4 24 | -55.1% | -3.8% | ||
| Q3 24 | -39.3% | -11.7% | ||
| Q2 24 | -1.5% | -27.4% | ||
| Q1 24 | 41.9% | -29.4% |
每股收益（稀释后）OSGRDI
| Q4 25 | $-0.82 | $-0.11 | ||
| Q3 25 | $-2.35 | $-0.18 | ||
| Q2 25 | $-1.54 | $-0.12 | ||
| Q1 25 | $-1.22 | $-0.21 | ||
| Q4 24 | $-11.75 | $-0.11 | ||
| Q3 24 | $-0.63 | $-0.31 | ||
| Q2 24 | $-0.02 | $-0.57 | ||
| Q1 24 | $0.44 | $-0.59 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $146.4M | $10.5M |
| 总债务越低越好 | $117.6M | $185.1M |
| 股东权益账面价值 | $715.8M | $-18.2M |
| 总资产 | $2.2B | $434.9M |
| 负债/权益比越低杠杆越低 | 0.16× | — |
8季度趋势，按日历期对齐
现金及短期投资OSGRDI
| Q4 25 | $146.4M | $10.5M | ||
| Q3 25 | $27.5M | $8.1M | ||
| Q2 25 | $22.5M | $9.1M | ||
| Q1 25 | $34.1M | $5.9M | ||
| Q4 24 | $157.2M | $12.4M | ||
| Q3 24 | $40.8M | $10.1M | ||
| Q2 24 | $14.6M | $9.3M | ||
| Q1 24 | $13.8M | $7.5M |
总债务OSGRDI
| Q4 25 | $117.6M | $185.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $0 | $202.7M | ||
| Q3 24 | $518.0M | — | ||
| Q2 24 | $515.0M | — | ||
| Q1 24 | $512.0M | — |
股东权益OSGRDI
| Q4 25 | $715.8M | $-18.2M | ||
| Q3 25 | $843.4M | $-12.1M | ||
| Q2 25 | $859.8M | $-7.7M | ||
| Q1 25 | $852.2M | $-8.1M | ||
| Q4 24 | $798.4M | $-4.4M | ||
| Q3 24 | $1.5B | $1.6M | ||
| Q2 24 | $1.4B | $6.5M | ||
| Q1 24 | $1.4B | $18.0M |
总资产OSGRDI
| Q4 25 | $2.2B | $434.9M | ||
| Q3 25 | $2.1B | $435.2M | ||
| Q2 25 | $8.5B | $438.1M | ||
| Q1 25 | $8.3B | $441.0M | ||
| Q4 24 | $8.1B | $471.0M | ||
| Q3 24 | $9.3B | $495.7M | ||
| Q2 24 | $8.2B | $494.9M | ||
| Q1 24 | $8.4B | $494.9M |
负债/权益比OSGRDI
| Q4 25 | 0.16× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | 0.35× | — | ||
| Q2 24 | 0.38× | — | ||
| Q1 24 | 0.38× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-52.3M | $4.3M |
| 自由现金流经营现金流 - 资本支出 | — | $4.1M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-2.9M |
8季度趋势，按日历期对齐
经营现金流OSGRDI
| Q4 25 | $-52.3M | $4.3M | ||
| Q3 25 | $-41.2M | $295.0K | ||
| Q2 25 | $2.1M | $1.6M | ||
| Q1 25 | $-12.6M | $-7.7M | ||
| Q4 24 | $762.0K | $8.0M | ||
| Q3 24 | $48.9M | $1.3M | ||
| Q2 24 | $20.4M | $-10.4M | ||
| Q1 24 | $7.1M | $-2.8M |
自由现金流OSGRDI
| Q4 25 | — | $4.1M | ||
| Q3 25 | — | $-246.0K | ||
| Q2 25 | — | $1.2M | ||
| Q1 25 | — | $-8.0M | ||
| Q4 24 | — | $7.0M | ||
| Q3 24 | — | $-1.1M | ||
| Q2 24 | — | $-10.6M | ||
| Q1 24 | — | $-4.7M |
自由现金流率OSGRDI
| Q4 25 | — | 8.2% | ||
| Q3 25 | — | -0.5% | ||
| Q2 25 | — | 1.9% | ||
| Q1 25 | — | -19.8% | ||
| Q4 24 | — | 12.0% | ||
| Q3 24 | — | -1.8% | ||
| Q2 24 | — | -22.7% | ||
| Q1 24 | — | -10.4% |
资本支出强度OSGRDI
| Q4 25 | — | 0.3% | ||
| Q3 25 | — | 1.0% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 1.7% | ||
| Q3 24 | — | 4.0% | ||
| Q2 24 | — | 0.5% | ||
| Q1 24 | — | 4.3% |
现金转化率OSGRDI
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 0.34× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OSG
| Other | $28.7M | 43% |
| Specialty Property Casualty Program | $23.1M | 34% |
| Accident Health | $9.6M | 14% |
| Specialty Automobile | $3.1M | 5% |
| Niche Specialty Risks | $2.4M | 4% |
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
