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Paymentus Holdings, Inc.（PAY）与Rapid7, Inc.（RPD）财务数据对比。点击上方公司名可切换其他公司
Paymentus Holdings, Inc.的季度营收约是Rapid7, Inc.的1.5倍（$330.5M vs $217.4M），Paymentus Holdings, Inc.净利率更高（6.3% vs 1.4%，领先4.8%），Paymentus Holdings, Inc.同比增速更快（28.1% vs 0.5%），Paymentus Holdings, Inc.自由现金流更多（$45.0M vs $36.4M），过去两年Paymentus Holdings, Inc.的营收复合增速更高（33.7% vs 3.0%）
Paymentus Holdings, Inc.是领先的云原生账单支付与客户互动技术服务商，面向公用事业、金融服务、政府、医疗、电信等领域企业提供集成数字支付解决方案、账单自动化工具和自助服务门户，核心业务覆盖北美市场。
Rapid7是全球领先的网络安全企业，提供漏洞管理、威胁检测与响应、云安全、安全分析等全系列安全解决方案，服务全球科技、医疗、金融、制造等行业的各类规模企业及公共部门客户，助力客户高效识别、应对和缓解网络安全风险。
PAY vs RPD — 直观对比
营收规模更大
PAY
是对方的1.5倍
$217.4M
营收增速更快
PAY
高出27.6%
0.5%
净利率更高
PAY
高出4.8%
1.4%
自由现金流更多
PAY
多$8.6M
$36.4M
两年增速更快
PAY
近两年复合增速
3.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $330.5M | $217.4M |
| 净利润 | $20.7M | $3.1M |
| 毛利率 | 25.4% | 68.9% |
| 营业利润率 | 7.3% | 1.0% |
| 净利率 | 6.3% | 1.4% |
| 营收同比 | 28.1% | 0.5% |
| 净利润同比 | 57.2% | 44.1% |
| 每股收益（稀释后） | $0.16 | $0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PAYRPD
| Q4 25 | $330.5M | $217.4M | ||
| Q3 25 | $310.7M | $218.0M | ||
| Q2 25 | $280.1M | $214.2M | ||
| Q1 25 | $275.2M | $210.3M | ||
| Q4 24 | $257.9M | $216.3M | ||
| Q3 24 | $231.6M | $214.7M | ||
| Q2 24 | $197.4M | $208.0M | ||
| Q1 24 | $184.9M | $205.1M |
净利润PAYRPD
| Q4 25 | $20.7M | $3.1M | ||
| Q3 25 | $17.7M | $9.8M | ||
| Q2 25 | $14.7M | $8.3M | ||
| Q1 25 | $13.8M | $2.1M | ||
| Q4 24 | $13.1M | $2.2M | ||
| Q3 24 | $14.4M | $15.4M | ||
| Q2 24 | $9.4M | $6.5M | ||
| Q1 24 | $7.2M | $1.4M |
毛利率PAYRPD
| Q4 25 | 25.4% | 68.9% | ||
| Q3 25 | 24.1% | 70.2% | ||
| Q2 25 | 25.5% | 70.6% | ||
| Q1 25 | 24.0% | 71.7% | ||
| Q4 24 | 25.6% | 69.5% | ||
| Q3 24 | 26.2% | 70.6% | ||
| Q2 24 | 29.8% | 70.7% | ||
| Q1 24 | 28.5% | 70.3% |
营业利润率PAYRPD
| Q4 25 | 7.3% | 1.0% | ||
| Q3 25 | 6.4% | 2.7% | ||
| Q2 25 | 5.7% | 1.6% | ||
| Q1 25 | 5.7% | -0.0% | ||
| Q4 24 | 5.5% | 3.4% | ||
| Q3 24 | 5.2% | 6.0% | ||
| Q2 24 | 5.2% | 2.5% | ||
| Q1 24 | 4.5% | 4.7% |
净利率PAYRPD
| Q4 25 | 6.3% | 1.4% | ||
| Q3 25 | 5.7% | 4.5% | ||
| Q2 25 | 5.3% | 3.9% | ||
| Q1 25 | 5.0% | 1.0% | ||
| Q4 24 | 5.1% | 1.0% | ||
| Q3 24 | 6.2% | 7.2% | ||
| Q2 24 | 4.7% | 3.1% | ||
| Q1 24 | 3.9% | 0.7% |
每股收益（稀释后）PAYRPD
| Q4 25 | $0.16 | $0.05 | ||
| Q3 25 | $0.14 | $0.15 | ||
| Q2 25 | $0.11 | $0.13 | ||
| Q1 25 | $0.11 | $0.03 | ||
| Q4 24 | $0.11 | $0.08 | ||
| Q3 24 | $0.11 | $0.21 | ||
| Q2 24 | $0.07 | $0.09 | ||
| Q1 24 | $0.06 | $0.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $320.9M | $474.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $560.4M | $154.7M |
| 总资产 | $667.9M | $1.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PAYRPD
| Q4 25 | $320.9M | $474.7M | ||
| Q3 25 | $287.9M | $407.1M | ||
| Q2 25 | $266.4M | $511.7M | ||
| Q1 25 | $245.8M | $493.5M | ||
| Q4 24 | $205.9M | $521.7M | ||
| Q3 24 | $187.5M | $443.7M | ||
| Q2 24 | $188.8M | $442.6M | ||
| Q1 24 | $180.1M | $411.7M |
股东权益PAYRPD
| Q4 25 | $560.4M | $154.7M | ||
| Q3 25 | $537.4M | $127.2M | ||
| Q2 25 | $516.7M | $90.4M | ||
| Q1 25 | $500.4M | $52.7M | ||
| Q4 24 | $485.6M | $17.7M | ||
| Q3 24 | $468.8M | $-5.1M | ||
| Q2 24 | $451.6M | $-52.6M | ||
| Q1 24 | $439.4M | $-86.4M |
总资产PAYRPD
| Q4 25 | $667.9M | $1.7B | ||
| Q3 25 | $644.4M | $1.7B | ||
| Q2 25 | $609.5M | $1.6B | ||
| Q1 25 | $590.9M | $1.6B | ||
| Q4 24 | $576.2M | $1.7B | ||
| Q3 24 | $552.9M | $1.6B | ||
| Q2 24 | $527.7M | $1.5B | ||
| Q1 24 | $514.0M | $1.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $45.1M | $37.6M |
| 自由现金流经营现金流 - 资本支出 | $45.0M | $36.4M |
| 自由现金流率自由现金流/营收 | 13.6% | 16.8% |
| 资本支出强度资本支出/营收 | 0.0% | 0.5% |
| 现金转化率经营现金流/净利润 | 2.18× | 12.01× |
| 过去12个月自由现金流最近4个季度 | $161.8M | $146.2M |
8季度趋势，按日历期对齐
经营现金流PAYRPD
| Q4 25 | $45.1M | $37.6M | ||
| Q3 25 | $35.1M | $39.0M | ||
| Q2 25 | $31.5M | $47.5M | ||
| Q1 25 | $50.4M | $29.8M | ||
| Q4 24 | $27.9M | $63.8M | ||
| Q3 24 | $6.7M | $44.0M | ||
| Q2 24 | $18.0M | $32.9M | ||
| Q1 24 | $11.0M | $31.1M |
自由现金流PAYRPD
| Q4 25 | $45.0M | $36.4M | ||
| Q3 25 | $35.0M | $34.8M | ||
| Q2 25 | $31.4M | $46.6M | ||
| Q1 25 | $50.4M | $28.4M | ||
| Q4 24 | $27.8M | $62.6M | ||
| Q3 24 | $6.7M | $42.6M | ||
| Q2 24 | $17.8M | $32.6M | ||
| Q1 24 | $10.8M | $30.4M |
自由现金流率PAYRPD
| Q4 25 | 13.6% | 16.8% | ||
| Q3 25 | 11.3% | 16.0% | ||
| Q2 25 | 11.2% | 21.8% | ||
| Q1 25 | 18.3% | 13.5% | ||
| Q4 24 | 10.8% | 28.9% | ||
| Q3 24 | 2.9% | 19.9% | ||
| Q2 24 | 9.0% | 15.7% | ||
| Q1 24 | 5.9% | 14.8% |
资本支出强度PAYRPD
| Q4 25 | 0.0% | 0.5% | ||
| Q3 25 | 0.0% | 1.9% | ||
| Q2 25 | 0.0% | 0.4% | ||
| Q1 25 | 0.0% | 0.6% | ||
| Q4 24 | 0.0% | 0.5% | ||
| Q3 24 | 0.0% | 0.6% | ||
| Q2 24 | 0.1% | 0.1% | ||
| Q1 24 | 0.1% | 0.3% |
现金转化率PAYRPD
| Q4 25 | 2.18× | 12.01× | ||
| Q3 25 | 1.98× | 3.97× | ||
| Q2 25 | 2.14× | 5.70× | ||
| Q1 25 | 3.65× | 14.14× | ||
| Q4 24 | 2.12× | 29.36× | ||
| Q3 24 | 0.47× | 2.85× | ||
| Q2 24 | 1.93× | 5.03× | ||
| Q1 24 | 1.52× | 22.10× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PAY
| Payment Transaction Processing Revenue | $326.9M | 99% |
| Other | $3.5M | 1% |
RPD
| Products | $209.1M | 96% |
| Services | $8.2M | 4% |
