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Paysign, Inc.（PAYS）与Rumble Inc.（RUM）财务数据对比。点击上方公司名可切换其他公司
Rumble Inc.的季度营收约是Paysign, Inc.的1.2倍（$27.1M vs $22.8M），Paysign, Inc.净利率更高（6.0% vs -120.8%，领先126.8%），Paysign, Inc.同比增速更快（45.8% vs -10.5%），Paysign, Inc.自由现金流更多（$47.5M vs $-31.7M），过去两年Paysign, Inc.的营收复合增速更高（31.3% vs 15.2%）
Paysign, Inc.是一家专业支付解决方案提供商，主打定制化预付卡项目、端到端支付处理服务及数字发放工具，核心服务领域覆盖医疗保健、企业激励与大众消费市场，主要业务和客户群体分布于北美地区。
Rumble Inc.是一家加美跨国企业，主营在线视频平台、网络托管及云服务，总部位于加拿大多伦多，美国总部设在佛罗里达州朗博特基。公司由加拿大科技创业者克里斯·帕夫洛夫斯基于2013年创立，云服务板块为Truth Social提供托管支持，其视频平台在美国保守派及极右翼用户群体中广受欢迎，属于“另类科技”阵营。
PAYS vs RUM — 直观对比
营收规模更大
RUM
是对方的1.2倍
$22.8M
营收增速更快
PAYS
高出56.3%
-10.5%
净利率更高
PAYS
高出126.8%
-120.8%
自由现金流更多
PAYS
多$79.2M
$-31.7M
两年增速更快
PAYS
近两年复合增速
15.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $22.8M | $27.1M |
| 净利润 | $1.4M | $-32.7M |
| 毛利率 | 57.7% | 5.5% |
| 营业利润率 | 8.1% | -131.1% |
| 净利率 | 6.0% | -120.8% |
| 营收同比 | 45.8% | -10.5% |
| 净利润同比 | -0.7% | 86.2% |
| 每股收益（稀释后） | $0.02 | $-0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PAYSRUM
| Q4 25 | $22.8M | $27.1M | ||
| Q3 25 | $21.6M | $24.8M | ||
| Q2 25 | $19.1M | — | ||
| Q1 25 | $18.6M | $23.7M | ||
| Q4 24 | $15.6M | $30.2M | ||
| Q3 24 | $15.3M | $25.1M | ||
| Q2 24 | $14.3M | $22.5M | ||
| Q1 24 | $13.2M | $17.7M |
净利润PAYSRUM
| Q4 25 | $1.4M | $-32.7M | ||
| Q3 25 | $2.2M | $-16.3M | ||
| Q2 25 | $1.4M | — | ||
| Q1 25 | $2.6M | $-2.7M | ||
| Q4 24 | $1.4M | $-236.8M | ||
| Q3 24 | $1.4M | $-31.5M | ||
| Q2 24 | $697.1K | $-26.8M | ||
| Q1 24 | $309.1K | $-43.3M |
毛利率PAYSRUM
| Q4 25 | 57.7% | 5.5% | ||
| Q3 25 | 56.3% | -1.8% | ||
| Q2 25 | 61.6% | — | ||
| Q1 25 | 62.9% | -26.7% | ||
| Q4 24 | 58.9% | -14.2% | ||
| Q3 24 | 55.5% | -45.4% | ||
| Q2 24 | 52.9% | -58.8% | ||
| Q1 24 | 52.6% | -79.5% |
营业利润率PAYSRUM
| Q4 25 | 8.1% | -131.1% | ||
| Q3 25 | 7.3% | -113.6% | ||
| Q2 25 | 7.5% | — | ||
| Q1 25 | 13.4% | -153.5% | ||
| Q4 24 | 3.0% | -80.1% | ||
| Q3 24 | 4.5% | -131.0% | ||
| Q2 24 | 0.9% | -172.7% | ||
| Q1 24 | -2.0% | -197.4% |
净利率PAYSRUM
| Q4 25 | 6.0% | -120.8% | ||
| Q3 25 | 10.3% | -65.7% | ||
| Q2 25 | 7.3% | — | ||
| Q1 25 | 13.9% | -11.2% | ||
| Q4 24 | 8.8% | -783.2% | ||
| Q3 24 | 9.4% | -125.9% | ||
| Q2 24 | 4.9% | -119.2% | ||
| Q1 24 | 2.3% | -244.1% |
每股收益（稀释后）PAYSRUM
| Q4 25 | $0.02 | $-0.13 | ||
| Q3 25 | $0.04 | $-0.06 | ||
| Q2 25 | $0.02 | — | ||
| Q1 25 | $0.05 | $-0.01 | ||
| Q4 24 | $0.02 | $-1.17 | ||
| Q3 24 | $0.03 | $-0.15 | ||
| Q2 24 | $0.01 | $-0.13 | ||
| Q1 24 | $0.01 | $-0.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $237.9M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $48.5M | $274.8M |
| 总资产 | $276.3M | $336.8M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PAYSRUM
| Q4 25 | — | $237.9M | ||
| Q3 25 | — | $269.8M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $301.3M | ||
| Q4 24 | — | $114.0M | ||
| Q3 24 | — | $132.0M | ||
| Q2 24 | — | $154.2M | ||
| Q1 24 | — | $183.8M |
股东权益PAYSRUM
| Q4 25 | $48.5M | $274.8M | ||
| Q3 25 | $45.8M | $302.2M | ||
| Q2 25 | $42.2M | — | ||
| Q1 25 | $39.3M | $339.6M | ||
| Q4 24 | $30.4M | $-63.1M | ||
| Q3 24 | $28.5M | $166.1M | ||
| Q2 24 | $26.9M | $192.7M | ||
| Q1 24 | $25.5M | $210.7M |
总资产PAYSRUM
| Q4 25 | $276.3M | $336.8M | ||
| Q3 25 | $209.5M | $367.2M | ||
| Q2 25 | $193.9M | — | ||
| Q1 25 | $205.1M | $391.1M | ||
| Q4 24 | $179.0M | $195.3M | ||
| Q3 24 | $167.0M | $217.2M | ||
| Q2 24 | $182.3M | $243.2M | ||
| Q1 24 | $173.0M | $263.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $48.1M | $-29.4M |
| 自由现金流经营现金流 - 资本支出 | $47.5M | $-31.7M |
| 自由现金流率自由现金流/营收 | 208.7% | -117.2% |
| 资本支出强度资本支出/营收 | 2.6% | 8.5% |
| 现金转化率经营现金流/净利润 | 35.29× | — |
| 过去12个月自由现金流最近4个季度 | $51.2M | $-70.8M |
8季度趋势，按日历期对齐
经营现金流PAYSRUM
| Q4 25 | $48.1M | $-29.4M | ||
| Q3 25 | $6.8M | $-10.6M | ||
| Q2 25 | $3.6M | — | ||
| Q1 25 | $-6.0M | $-14.5M | ||
| Q4 24 | $14.3M | $-12.4M | ||
| Q3 24 | $-20.2M | $-19.1M | ||
| Q2 24 | $20.6M | $-21.7M | ||
| Q1 24 | $8.2M | $-33.9M |
自由现金流PAYSRUM
| Q4 25 | $47.5M | $-31.7M | ||
| Q3 25 | $6.3M | $-12.0M | ||
| Q2 25 | $3.6M | — | ||
| Q1 25 | $-6.1M | $-14.6M | ||
| Q4 24 | $14.2M | $-12.4M | ||
| Q3 24 | $-20.3M | $-19.9M | ||
| Q2 24 | $20.4M | $-23.1M | ||
| Q1 24 | $8.2M | $-34.3M |
自由现金流率PAYSRUM
| Q4 25 | 208.7% | -117.2% | ||
| Q3 25 | 29.2% | -48.6% | ||
| Q2 25 | 18.6% | — | ||
| Q1 25 | -32.9% | -61.7% | ||
| Q4 24 | 91.0% | -40.9% | ||
| Q3 24 | -133.0% | -79.5% | ||
| Q2 24 | 142.4% | -102.8% | ||
| Q1 24 | 62.1% | -193.3% |
资本支出强度PAYSRUM
| Q4 25 | 2.6% | 8.5% | ||
| Q3 25 | 2.1% | 5.7% | ||
| Q2 25 | 0.5% | — | ||
| Q1 25 | 0.4% | 0.6% | ||
| Q4 24 | 0.7% | 0.1% | ||
| Q3 24 | 0.8% | 3.4% | ||
| Q2 24 | 1.0% | 6.1% | ||
| Q1 24 | 0.4% | 2.4% |
现金转化率PAYSRUM
| Q4 25 | 35.29× | — | ||
| Q3 25 | 3.05× | — | ||
| Q2 25 | 2.62× | — | ||
| Q1 25 | -2.33× | — | ||
| Q4 24 | 10.43× | — | ||
| Q3 24 | -14.03× | — | ||
| Q2 24 | 29.48× | — | ||
| Q1 24 | 26.67× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PAYS
| Plasma Industry | $12.6M | 55% |
| Pharma Industry | $9.6M | 42% |
| Other | $558.4K | 2% |
RUM
| Audience Monetization | $23.8M | 88% |
| Other Initiatives | $3.3M | 12% |
