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PROSPERITY BANCSHARES INC（PB）与VinFast Auto Ltd.（VFS）财务数据对比。点击上方公司名可切换其他公司
VinFast Auto Ltd.的季度营收约是PROSPERITY BANCSHARES INC的2.0倍（$718.6M vs $367.6M），PROSPERITY BANCSHARES INC净利率更高（31.6% vs -2.8%，领先34.4%）
Prosperity Bancshares Inc.是总部位于美国得克萨斯州休斯顿的银行控股公司，业务覆盖得克萨斯州及俄克拉荷马州中部。截至2019年12月31日，公司共运营285家分支机构，广泛分布在休斯顿、达拉斯-沃斯堡都会区及得州南部、东部、中部、西部等区域。
VinFast Auto Ltd.是越南跨国汽车企业，由越南最大私营综合企业集团之一Vingroup创立。Vingroup由越南知名企业家潘日旺创办，业务覆盖地产、零售、医疗、科技等多个领域，是越南本土头部企业集团。
PB vs VFS — 直观对比
营收规模更大
VFS
是对方的2.0倍
$367.6M
净利率更高
PB
高出34.4%
-2.8%
损益表 — Q1 FY2026 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $367.6M | $718.6M |
| 净利润 | $116.3M | $-20.0M |
| 毛利率 | — | — |
| 营业利润率 | — | -96.1% |
| 净利率 | 31.6% | -2.8% |
| 营收同比 | — | — |
| 净利润同比 | -10.7% | — |
| 每股收益（稀释后） | $1.16 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PBVFS
| Q1 26 | $367.6M | — | ||
| Q4 25 | $275.0M | — | ||
| Q3 25 | $273.4M | $718.6M | ||
| Q2 25 | $267.7M | $663.0M | ||
| Q1 25 | $265.4M | $656.5M | ||
| Q4 24 | $267.8M | — | ||
| Q3 24 | $261.7M | $511.6M | ||
| Q2 24 | $258.8M | — |
净利润PBVFS
| Q1 26 | $116.3M | — | ||
| Q4 25 | $139.9M | — | ||
| Q3 25 | $137.6M | $-20.0M | ||
| Q2 25 | $135.2M | $-51.8M | ||
| Q1 25 | $130.2M | $-26.1M | ||
| Q4 24 | $130.1M | — | ||
| Q3 24 | $127.3M | $-10.4M | ||
| Q2 24 | $111.6M | — |
营业利润率PBVFS
| Q1 26 | — | — | ||
| Q4 25 | 65.1% | — | ||
| Q3 25 | 64.4% | -96.1% | ||
| Q2 25 | 64.3% | -79.0% | ||
| Q1 25 | 62.7% | -74.0% | ||
| Q4 24 | 62.0% | — | ||
| Q3 24 | 62.1% | -65.9% | ||
| Q2 24 | 55.2% | — |
净利率PBVFS
| Q1 26 | 31.6% | — | ||
| Q4 25 | 50.9% | — | ||
| Q3 25 | 50.3% | -2.8% | ||
| Q2 25 | 50.5% | -7.8% | ||
| Q1 25 | 49.1% | -4.0% | ||
| Q4 24 | 48.6% | — | ||
| Q3 24 | 48.6% | -2.0% | ||
| Q2 24 | 43.1% | — |
每股收益（稀释后）PBVFS
| Q1 26 | $1.16 | — | ||
| Q4 25 | $1.48 | — | ||
| Q3 25 | $1.45 | — | ||
| Q2 25 | $1.42 | — | ||
| Q1 25 | $1.37 | — | ||
| Q4 24 | $1.36 | — | ||
| Q3 24 | $1.34 | — | ||
| Q2 24 | $1.17 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $8.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $8.2B | — |
| 总资产 | $43.6B | $183.2M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PBVFS
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $8.8M | ||
| Q2 25 | — | $650.0M | ||
| Q1 25 | — | $2.4M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $1.9M | ||
| Q2 24 | — | — |
股东权益PBVFS
| Q1 26 | $8.2B | — | ||
| Q4 25 | $7.6B | — | ||
| Q3 25 | $7.7B | — | ||
| Q2 25 | $7.6B | $-7.2B | ||
| Q1 25 | $7.5B | — | ||
| Q4 24 | $7.4B | — | ||
| Q3 24 | $7.4B | — | ||
| Q2 24 | $7.3B | — |
总资产PBVFS
| Q1 26 | $43.6B | — | ||
| Q4 25 | $38.5B | — | ||
| Q3 25 | $38.3B | $183.2M | ||
| Q2 25 | $38.4B | $7.2B | ||
| Q1 25 | $38.8B | $158.2M | ||
| Q4 24 | $39.6B | — | ||
| Q3 24 | $40.1B | $151.8M | ||
| Q2 24 | $39.8B | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
VFS
| Sales of vehicles | $662.9M | 92% |
| Sales of spare parts and components | $41.3M | 6% |
| Revenue from leasing activities | $12.3M | 2% |
| Finance income | $2.4M | 0% |
| Rendering of services | $1.2M | 0% |
