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PROSPERITY BANCSHARES INC（PB）与Westrock Coffee Co（WEST）财务数据对比。点击上方公司名可切换其他公司
PROSPERITY BANCSHARES INC的季度营收约是Westrock Coffee Co的1.1倍（$367.6M vs $339.5M），PROSPERITY BANCSHARES INC净利率更高（31.6% vs -6.6%，领先38.3%），过去两年Westrock Coffee Co的营收复合增速更高（32.8% vs 19.2%）
Prosperity Bancshares Inc.是总部位于美国得克萨斯州休斯顿的银行控股公司，业务覆盖得克萨斯州及俄克拉荷马州中部。截至2019年12月31日，公司共运营285家分支机构，广泛分布在休斯顿、达拉斯-沃斯堡都会区及得州南部、东部、中部、西部等区域。
Westrock Coffee Co是一家全球化综合咖啡及饮品解决方案供应商，业务覆盖咖啡、茶与功能性饮品的采购、烘焙、生产及分销，为北美及全球其他区域的零售、餐饮和商业客户提供定制化产品及配套服务。
PB vs WEST — 直观对比
营收规模更大
PB
是对方的1.1倍
$339.5M
净利率更高
PB
高出38.3%
-6.6%
两年增速更快
WEST
近两年复合增速
19.2%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $367.6M | $339.5M |
| 净利润 | $116.3M | $-22.6M |
| 毛利率 | — | 11.5% |
| 营业利润率 | — | -2.6% |
| 净利率 | 31.6% | -6.6% |
| 营收同比 | — | 48.3% |
| 净利润同比 | -10.7% | 8.3% |
| 每股收益（稀释后） | $1.16 | $-0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PBWEST
| Q1 26 | $367.6M | — | ||
| Q4 25 | $275.0M | $339.5M | ||
| Q3 25 | $273.4M | $354.8M | ||
| Q2 25 | $267.7M | $280.9M | ||
| Q1 25 | $265.4M | $213.8M | ||
| Q4 24 | $267.8M | $229.0M | ||
| Q3 24 | $261.7M | $220.9M | ||
| Q2 24 | $258.8M | $208.4M |
净利润PBWEST
| Q1 26 | $116.3M | — | ||
| Q4 25 | $139.9M | $-22.6M | ||
| Q3 25 | $137.6M | $-19.1M | ||
| Q2 25 | $135.2M | $-21.6M | ||
| Q1 25 | $130.2M | $-27.2M | ||
| Q4 24 | $130.1M | $-24.6M | ||
| Q3 24 | $127.3M | $-14.3M | ||
| Q2 24 | $111.6M | $-17.8M |
毛利率PBWEST
| Q1 26 | — | — | ||
| Q4 25 | — | 11.5% | ||
| Q3 25 | — | 11.7% | ||
| Q2 25 | — | 14.7% | ||
| Q1 25 | — | 13.6% | ||
| Q4 24 | — | 16.6% | ||
| Q3 24 | — | 16.8% | ||
| Q2 24 | — | 19.9% |
营业利润率PBWEST
| Q1 26 | — | — | ||
| Q4 25 | 65.1% | -2.6% | ||
| Q3 25 | 64.4% | -2.4% | ||
| Q2 25 | 64.3% | -5.3% | ||
| Q1 25 | 62.7% | -6.1% | ||
| Q4 24 | 62.0% | -4.3% | ||
| Q3 24 | 62.1% | -5.8% | ||
| Q2 24 | 55.2% | -7.9% |
净利率PBWEST
| Q1 26 | 31.6% | — | ||
| Q4 25 | 50.9% | -6.6% | ||
| Q3 25 | 50.3% | -5.4% | ||
| Q2 25 | 50.5% | -7.7% | ||
| Q1 25 | 49.1% | -12.7% | ||
| Q4 24 | 48.6% | -10.7% | ||
| Q3 24 | 48.6% | -6.5% | ||
| Q2 24 | 43.1% | -8.5% |
每股收益（稀释后）PBWEST
| Q1 26 | $1.16 | — | ||
| Q4 25 | $1.48 | $-0.22 | ||
| Q3 25 | $1.45 | $-0.20 | ||
| Q2 25 | $1.42 | $-0.23 | ||
| Q1 25 | $1.37 | $-0.29 | ||
| Q4 24 | $1.36 | $-0.26 | ||
| Q3 24 | $1.34 | $-0.16 | ||
| Q2 24 | $1.17 | $-0.20 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $49.9M |
| 总债务越低越好 | — | $444.1M |
| 股东权益账面价值 | $8.2B | $-1.9M |
| 总资产 | $43.6B | $1.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PBWEST
| Q1 26 | — | — | ||
| Q4 25 | — | $49.9M | ||
| Q3 25 | — | $34.0M | ||
| Q2 25 | — | $44.0M | ||
| Q1 25 | — | $33.1M | ||
| Q4 24 | — | $26.2M | ||
| Q3 24 | — | $22.4M | ||
| Q2 24 | — | $24.3M |
总债务PBWEST
| Q1 26 | — | — | ||
| Q4 25 | — | $444.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $393.1M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益PBWEST
| Q1 26 | $8.2B | — | ||
| Q4 25 | $7.6B | $-1.9M | ||
| Q3 25 | $7.7B | $11.4M | ||
| Q2 25 | $7.6B | $18.2M | ||
| Q1 25 | $7.5B | $71.4M | ||
| Q4 24 | $7.4B | $97.5M | ||
| Q3 24 | $7.4B | $110.3M | ||
| Q2 24 | $7.3B | $81.5M |
总资产PBWEST
| Q1 26 | $43.6B | — | ||
| Q4 25 | $38.5B | $1.2B | ||
| Q3 25 | $38.3B | $1.2B | ||
| Q2 25 | $38.4B | $1.2B | ||
| Q1 25 | $38.8B | $1.1B | ||
| Q4 24 | $39.6B | $1.1B | ||
| Q3 24 | $40.1B | $1.1B | ||
| Q2 24 | $39.8B | $1.1B |
负债/权益比PBWEST
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 4.03× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $36.7M |
| 自由现金流经营现金流 - 资本支出 | — | $27.8M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | — | 2.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-107.8M |
8季度趋势，按日历期对齐
经营现金流PBWEST
| Q1 26 | — | — | ||
| Q4 25 | $78.3M | $36.7M | ||
| Q3 25 | $194.8M | $-26.6M | ||
| Q2 25 | $98.2M | $-7.0M | ||
| Q1 25 | $178.2M | $-22.1M | ||
| Q4 24 | $-205.8M | $2.8M | ||
| Q3 24 | $274.6M | $-332.0K | ||
| Q2 24 | $216.5M | $-23.7M |
自由现金流PBWEST
| Q1 26 | — | — | ||
| Q4 25 | $68.5M | $27.8M | ||
| Q3 25 | $185.7M | $-44.7M | ||
| Q2 25 | $91.8M | $-27.5M | ||
| Q1 25 | $171.1M | $-63.4M | ||
| Q4 24 | $-210.7M | $-15.4M | ||
| Q3 24 | $270.2M | $-36.7M | ||
| Q2 24 | $211.8M | $-59.9M |
自由现金流率PBWEST
| Q1 26 | — | — | ||
| Q4 25 | 24.9% | 8.2% | ||
| Q3 25 | 67.9% | -12.6% | ||
| Q2 25 | 34.3% | -9.8% | ||
| Q1 25 | 64.5% | -29.7% | ||
| Q4 24 | -78.7% | -6.7% | ||
| Q3 24 | 103.3% | -16.6% | ||
| Q2 24 | 81.8% | -28.7% |
资本支出强度PBWEST
| Q1 26 | — | — | ||
| Q4 25 | 3.6% | 2.6% | ||
| Q3 25 | 3.3% | 5.1% | ||
| Q2 25 | 2.4% | 7.3% | ||
| Q1 25 | 2.7% | 19.3% | ||
| Q4 24 | 1.8% | 7.9% | ||
| Q3 24 | 1.7% | 16.5% | ||
| Q2 24 | 1.8% | 17.4% |
现金转化率PBWEST
| Q1 26 | — | — | ||
| Q4 25 | 0.56× | — | ||
| Q3 25 | 1.42× | — | ||
| Q2 25 | 0.73× | — | ||
| Q1 25 | 1.37× | — | ||
| Q4 24 | -1.58× | — | ||
| Q3 24 | 2.16× | — | ||
| Q2 24 | 1.94× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
WEST
| Coffee And Tea | $202.6M | 60% |
| Flavors Extracts And Ingredients | $69.6M | 21% |
| Sustainable Sourcing And Traceability Segments | $66.9M | 20% |
