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Pioneer Bancorp, Inc.（PBFS）与Rumble Inc.（RUM）财务数据对比。点击上方公司名可切换其他公司
Rumble Inc.的季度营收约是Pioneer Bancorp, Inc.的1.1倍（$27.1M vs $25.0M），Pioneer Bancorp, Inc.净利率更高（82.1% vs -120.8%，领先202.9%），过去两年Pioneer Bancorp, Inc.的营收复合增速更高（144.9% vs 15.2%）
先锋银行控股公司（马里兰州）是一家美国银行控股企业，为先锋银行的母公司，主要面向马里兰州本地社区用户提供零售及商业银行服务，涵盖存款账户、住房与商业抵押贷款、消费贷款及小微企业融资等产品。
Rumble Inc.是一家加美跨国企业，主营在线视频平台、网络托管及云服务，总部位于加拿大多伦多，美国总部设在佛罗里达州朗博特基。公司由加拿大科技创业者克里斯·帕夫洛夫斯基于2013年创立，云服务板块为Truth Social提供托管支持，其视频平台在美国保守派及极右翼用户群体中广受欢迎，属于“另类科技”阵营。
PBFS vs RUM — 直观对比
营收规模更大
RUM
是对方的1.1倍
$25.0M
净利率更高
PBFS
高出202.9%
-120.8%
两年增速更快
PBFS
近两年复合增速
15.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $25.0M | $27.1M |
| 净利润 | $3.7M | $-32.7M |
| 毛利率 | — | 5.5% |
| 营业利润率 | 21.3% | -131.1% |
| 净利率 | 82.1% | -120.8% |
| 营收同比 | — | -10.5% |
| 净利润同比 | — | 86.2% |
| 每股收益（稀释后） | $0.16 | $-0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PBFSRUM
| Q4 25 | $25.0M | $27.1M | ||
| Q3 25 | $24.0M | $24.8M | ||
| Q2 25 | $24.4M | — | ||
| Q1 25 | $22.8M | $23.7M | ||
| Q4 24 | — | $30.2M | ||
| Q3 24 | $22.0M | $25.1M | ||
| Q2 24 | $20.9M | $22.5M | ||
| Q1 24 | $21.6M | $17.7M |
净利润PBFSRUM
| Q4 25 | $3.7M | $-32.7M | ||
| Q3 25 | $4.3M | $-16.3M | ||
| Q2 25 | $6.5M | — | ||
| Q1 25 | $5.8M | $-2.7M | ||
| Q4 24 | — | $-236.8M | ||
| Q3 24 | $6.3M | $-31.5M | ||
| Q2 24 | $3.9M | $-26.8M | ||
| Q1 24 | $4.7M | $-43.3M |
毛利率PBFSRUM
| Q4 25 | — | 5.5% | ||
| Q3 25 | — | -1.8% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -26.7% | ||
| Q4 24 | — | -14.2% | ||
| Q3 24 | — | -45.4% | ||
| Q2 24 | — | -58.8% | ||
| Q1 24 | — | -79.5% |
营业利润率PBFSRUM
| Q4 25 | 21.3% | -131.1% | ||
| Q3 25 | 23.4% | -113.6% | ||
| Q2 25 | 33.3% | — | ||
| Q1 25 | 32.5% | -153.5% | ||
| Q4 24 | — | -80.1% | ||
| Q3 24 | 37.2% | -131.0% | ||
| Q2 24 | 24.1% | -172.7% | ||
| Q1 24 | 28.1% | -197.4% |
净利率PBFSRUM
| Q4 25 | 82.1% | -120.8% | ||
| Q3 25 | 18.0% | -65.7% | ||
| Q2 25 | 26.4% | — | ||
| Q1 25 | 25.3% | -11.2% | ||
| Q4 24 | — | -783.2% | ||
| Q3 24 | 28.7% | -125.9% | ||
| Q2 24 | 107.4% | -119.2% | ||
| Q1 24 | 21.9% | -244.1% |
每股收益（稀释后）PBFSRUM
| Q4 25 | $0.16 | $-0.13 | ||
| Q3 25 | $0.18 | $-0.06 | ||
| Q2 25 | $0.26 | — | ||
| Q1 25 | $0.23 | $-0.01 | ||
| Q4 24 | — | $-1.17 | ||
| Q3 24 | $0.25 | $-0.15 | ||
| Q2 24 | $0.15 | $-0.13 | ||
| Q1 24 | $0.19 | $-0.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $237.9M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $323.9M | $274.8M |
| 总资产 | $2.2B | $336.8M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PBFSRUM
| Q4 25 | — | $237.9M | ||
| Q3 25 | — | $269.8M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $301.3M | ||
| Q4 24 | — | $114.0M | ||
| Q3 24 | — | $132.0M | ||
| Q2 24 | — | $154.2M | ||
| Q1 24 | — | $183.8M |
股东权益PBFSRUM
| Q4 25 | $323.9M | $274.8M | ||
| Q3 25 | $314.2M | $302.2M | ||
| Q2 25 | $314.2M | — | ||
| Q1 25 | $310.7M | $339.6M | ||
| Q4 24 | — | $-63.1M | ||
| Q3 24 | $303.8M | $166.1M | ||
| Q2 24 | $296.5M | $192.7M | ||
| Q1 24 | $289.0M | $210.7M |
总资产PBFSRUM
| Q4 25 | $2.2B | $336.8M | ||
| Q3 25 | $2.2B | $367.2M | ||
| Q2 25 | $2.1B | — | ||
| Q1 25 | $2.1B | $391.1M | ||
| Q4 24 | — | $195.3M | ||
| Q3 24 | $2.0B | $217.2M | ||
| Q2 24 | — | $243.2M | ||
| Q1 24 | $2.0B | $263.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $11.1M | $-29.4M |
| 自由现金流经营现金流 - 资本支出 | — | $-31.7M |
| 自由现金流率自由现金流/营收 | — | -117.2% |
| 资本支出强度资本支出/营收 | — | 8.5% |
| 现金转化率经营现金流/净利润 | 2.97× | — |
| 过去12个月自由现金流最近4个季度 | — | $-70.8M |
8季度趋势，按日历期对齐
经营现金流PBFSRUM
| Q4 25 | $11.1M | $-29.4M | ||
| Q3 25 | $3.9M | $-10.6M | ||
| Q2 25 | $5.1M | — | ||
| Q1 25 | $-3.5M | $-14.5M | ||
| Q4 24 | — | $-12.4M | ||
| Q3 24 | $1.9M | $-19.1M | ||
| Q2 24 | $9.0M | $-21.7M | ||
| Q1 24 | $3.3M | $-33.9M |
自由现金流PBFSRUM
| Q4 25 | — | $-31.7M | ||
| Q3 25 | — | $-12.0M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $-14.6M | ||
| Q4 24 | — | $-12.4M | ||
| Q3 24 | — | $-19.9M | ||
| Q2 24 | — | $-23.1M | ||
| Q1 24 | — | $-34.3M |
自由现金流率PBFSRUM
| Q4 25 | — | -117.2% | ||
| Q3 25 | — | -48.6% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -61.7% | ||
| Q4 24 | — | -40.9% | ||
| Q3 24 | — | -79.5% | ||
| Q2 24 | — | -102.8% | ||
| Q1 24 | — | -193.3% |
资本支出强度PBFSRUM
| Q4 25 | — | 8.5% | ||
| Q3 25 | — | 5.7% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 0.1% | ||
| Q3 24 | — | 3.4% | ||
| Q2 24 | — | 6.1% | ||
| Q1 24 | — | 2.4% |
现金转化率PBFSRUM
| Q4 25 | 2.97× | — | ||
| Q3 25 | 0.90× | — | ||
| Q2 25 | 0.78× | — | ||
| Q1 25 | -0.61× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.30× | — | ||
| Q2 24 | 2.30× | — | ||
| Q1 24 | 0.70× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PBFS
暂无分部数据
RUM
| Audience Monetization | $23.8M | 88% |
| Other Initiatives | $3.3M | 12% |
