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PCB BANCORP（PCB）与Rumble Inc.（RUM）财务数据对比。点击上方公司名可切换其他公司
PCB BANCORP的季度营收约是Rumble Inc.的1.1倍（$29.2M vs $27.1M），PCB BANCORP同比增速更快（11.3% vs -10.5%），PCB BANCORP自由现金流更多（$24.4M vs $-31.7M），过去两年Rumble Inc.的营收复合增速更高（15.2% vs 10.4%）
PCB BANCORP旗下的PCB银行是一家总部位于加利福尼亚州的美国社区银行，主要服务韩裔美国社群，提供商业银行服务，目前在全美8个州设有分支机构，规模在韩资背景美国银行中位列第三，仅次于希望银行与韩美银行。
Rumble Inc.是一家加美跨国企业，主营在线视频平台、网络托管及云服务，总部位于加拿大多伦多，美国总部设在佛罗里达州朗博特基。公司由加拿大科技创业者克里斯·帕夫洛夫斯基于2013年创立，云服务板块为Truth Social提供托管支持，其视频平台在美国保守派及极右翼用户群体中广受欢迎，属于“另类科技”阵营。
PCB vs RUM — 直观对比
营收规模更大
PCB
是对方的1.1倍
$27.1M
营收增速更快
PCB
高出21.8%
-10.5%
自由现金流更多
PCB
多$56.1M
$-31.7M
两年增速更快
RUM
近两年复合增速
10.4%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $29.2M | $27.1M |
| 净利润 | — | $-32.7M |
| 毛利率 | — | 5.5% |
| 营业利润率 | 45.0% | -131.1% |
| 净利率 | — | -120.8% |
| 营收同比 | 11.3% | -10.5% |
| 净利润同比 | — | 86.2% |
| 每股收益（稀释后） | $0.65 | $-0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PCBRUM
| Q4 25 | $29.2M | $27.1M | ||
| Q3 25 | $30.4M | $24.8M | ||
| Q2 25 | $29.3M | — | ||
| Q1 25 | $26.9M | $23.7M | ||
| Q4 24 | $26.2M | $30.2M | ||
| Q3 24 | $25.3M | $25.1M | ||
| Q2 24 | $24.2M | $22.5M | ||
| Q1 24 | $23.9M | $17.7M |
净利润PCBRUM
| Q4 25 | — | $-32.7M | ||
| Q3 25 | $11.4M | $-16.3M | ||
| Q2 25 | $9.1M | — | ||
| Q1 25 | $7.7M | $-2.7M | ||
| Q4 24 | — | $-236.8M | ||
| Q3 24 | $7.8M | $-31.5M | ||
| Q2 24 | $6.3M | $-26.8M | ||
| Q1 24 | $4.7M | $-43.3M |
毛利率PCBRUM
| Q4 25 | — | 5.5% | ||
| Q3 25 | — | -1.8% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -26.7% | ||
| Q4 24 | — | -14.2% | ||
| Q3 24 | — | -45.4% | ||
| Q2 24 | — | -58.8% | ||
| Q1 24 | — | -79.5% |
营业利润率PCBRUM
| Q4 25 | 45.0% | -131.1% | ||
| Q3 25 | 52.3% | -113.6% | ||
| Q2 25 | 43.3% | — | ||
| Q1 25 | 40.2% | -153.5% | ||
| Q4 24 | 39.3% | -80.1% | ||
| Q3 24 | 42.2% | -131.0% | ||
| Q2 24 | 36.3% | -172.7% | ||
| Q1 24 | 27.2% | -197.4% |
净利率PCBRUM
| Q4 25 | — | -120.8% | ||
| Q3 25 | 37.5% | -65.7% | ||
| Q2 25 | 31.0% | — | ||
| Q1 25 | 28.8% | -11.2% | ||
| Q4 24 | — | -783.2% | ||
| Q3 24 | 30.8% | -125.9% | ||
| Q2 24 | 25.9% | -119.2% | ||
| Q1 24 | 19.6% | -244.1% |
每股收益（稀释后）PCBRUM
| Q4 25 | $0.65 | $-0.13 | ||
| Q3 25 | $0.78 | $-0.06 | ||
| Q2 25 | $0.62 | — | ||
| Q1 25 | $0.53 | $-0.01 | ||
| Q4 24 | $0.46 | $-1.17 | ||
| Q3 24 | $0.52 | $-0.15 | ||
| Q2 24 | $0.43 | $-0.13 | ||
| Q1 24 | $0.33 | $-0.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $207.1M | $237.9M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $390.0M | $274.8M |
| 总资产 | $3.3B | $336.8M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PCBRUM
| Q4 25 | $207.1M | $237.9M | ||
| Q3 25 | $369.5M | $269.8M | ||
| Q2 25 | $263.6M | — | ||
| Q1 25 | $214.3M | $301.3M | ||
| Q4 24 | $198.8M | $114.0M | ||
| Q3 24 | $193.1M | $132.0M | ||
| Q2 24 | $177.6M | $154.2M | ||
| Q1 24 | $239.8M | $183.8M |
股东权益PCBRUM
| Q4 25 | $390.0M | $274.8M | ||
| Q3 25 | $384.5M | $302.2M | ||
| Q2 25 | $376.5M | — | ||
| Q1 25 | $370.9M | $339.6M | ||
| Q4 24 | $363.8M | $-63.1M | ||
| Q3 24 | $362.3M | $166.1M | ||
| Q2 24 | $353.5M | $192.7M | ||
| Q1 24 | $350.0M | $210.7M |
总资产PCBRUM
| Q4 25 | $3.3B | $336.8M | ||
| Q3 25 | $3.4B | $367.2M | ||
| Q2 25 | $3.3B | — | ||
| Q1 25 | $3.2B | $391.1M | ||
| Q4 24 | $3.1B | $195.3M | ||
| Q3 24 | $2.9B | $217.2M | ||
| Q2 24 | $2.9B | $243.2M | ||
| Q1 24 | $2.9B | $263.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $26.6M | $-29.4M |
| 自由现金流经营现金流 - 资本支出 | $24.4M | $-31.7M |
| 自由现金流率自由现金流/营收 | 83.6% | -117.2% |
| 资本支出强度资本支出/营收 | 7.5% | 8.5% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $46.0M | $-70.8M |
8季度趋势，按日历期对齐
经营现金流PCBRUM
| Q4 25 | $26.6M | $-29.4M | ||
| Q3 25 | $16.4M | $-10.6M | ||
| Q2 25 | $4.9M | — | ||
| Q1 25 | $2.3M | $-14.5M | ||
| Q4 24 | $39.0M | $-12.4M | ||
| Q3 24 | $11.9M | $-19.1M | ||
| Q2 24 | $14.6M | $-21.7M | ||
| Q1 24 | $8.2M | $-33.9M |
自由现金流PCBRUM
| Q4 25 | $24.4M | $-31.7M | ||
| Q3 25 | $16.2M | $-12.0M | ||
| Q2 25 | $3.8M | — | ||
| Q1 25 | $1.6M | $-14.6M | ||
| Q4 24 | $34.9M | $-12.4M | ||
| Q3 24 | $11.9M | $-19.9M | ||
| Q2 24 | $12.8M | $-23.1M | ||
| Q1 24 | $6.0M | $-34.3M |
自由现金流率PCBRUM
| Q4 25 | 83.6% | -117.2% | ||
| Q3 25 | 53.2% | -48.6% | ||
| Q2 25 | 13.1% | — | ||
| Q1 25 | 6.0% | -61.7% | ||
| Q4 24 | 133.2% | -40.9% | ||
| Q3 24 | 46.8% | -79.5% | ||
| Q2 24 | 53.1% | -102.8% | ||
| Q1 24 | 25.2% | -193.3% |
资本支出强度PCBRUM
| Q4 25 | 7.5% | 8.5% | ||
| Q3 25 | 0.8% | 5.7% | ||
| Q2 25 | 3.7% | — | ||
| Q1 25 | 2.8% | 0.6% | ||
| Q4 24 | 15.5% | 0.1% | ||
| Q3 24 | 0.1% | 3.4% | ||
| Q2 24 | 7.3% | 6.1% | ||
| Q1 24 | 9.3% | 2.4% |
现金转化率PCBRUM
| Q4 25 | — | — | ||
| Q3 25 | 1.44× | — | ||
| Q2 25 | 0.54× | — | ||
| Q1 25 | 0.30× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.52× | — | ||
| Q2 24 | 2.33× | — | ||
| Q1 24 | 1.76× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PCB
暂无分部数据
RUM
| Audience Monetization | $23.8M | 88% |
| Other Initiatives | $3.3M | 12% |
