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PROCORE TECHNOLOGIES, INC.（PCOR）与PROG Holdings, Inc.（PRG）财务数据对比。点击上方公司名可切换其他公司
PROG Holdings, Inc.的季度营收约是PROCORE TECHNOLOGIES, INC.的1.9倍（$651.6M vs $349.1M），PROG Holdings, Inc.净利率更高（5.5% vs -10.8%，领先16.3%），PROG Holdings, Inc.同比增速更快（457.1% vs 15.6%），过去两年PROCORE TECHNOLOGIES, INC.的营收复合增速更高（13.8% vs 4.9%）
Procore Technologies是2002年成立的美国建筑管理软件即服务（SaaS）企业，总部位于加利福尼亚州卡平特里亚。公司打造的全球平台可连接建筑行业从业者，支持搭建简化工作流，统一展现建筑项目信息，覆盖任务追踪、项目流程管理、日程排期等核心功能。
PROG Holdings是一家总部位于美国的金融科技企业，主要面向美国本土市场提供灵活的租购及销售点融资解决方案，核心业务涵盖零售合作伙伴融资、消费信贷与支付服务，帮助消费者无需满足传统信用要求即可购买电子产品、家居用品等商品。
PCOR vs PRG — 直观对比
营收规模更大
PRG
是对方的1.9倍
$349.1M
营收增速更快
PRG
高出441.5%
15.6%
净利率更高
PRG
高出16.3%
-10.8%
两年增速更快
PCOR
近两年复合增速
4.9%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $349.1M | $651.6M |
| 净利润 | $-37.6M | $36.1M |
| 毛利率 | 80.1% | — |
| 营业利润率 | -12.3% | 10.0% |
| 净利率 | -10.8% | 5.5% |
| 营收同比 | 15.6% | 457.1% |
| 净利润同比 | 39.6% | 3.8% |
| 每股收益（稀释后） | $-0.25 | $3.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PCORPRG
| Q1 26 | — | $651.6M | ||
| Q4 25 | $349.1M | $525.4M | ||
| Q3 25 | $338.9M | $595.1M | ||
| Q2 25 | $323.9M | $604.7M | ||
| Q1 25 | $310.6M | $684.1M | ||
| Q4 24 | $302.0M | $558.9M | ||
| Q3 24 | $295.9M | $606.1M | ||
| Q2 24 | $284.3M | $592.2M |
净利润PCORPRG
| Q1 26 | — | $36.1M | ||
| Q4 25 | $-37.6M | $40.5M | ||
| Q3 25 | $-9.1M | $33.1M | ||
| Q2 25 | $-21.1M | $38.5M | ||
| Q1 25 | $-33.0M | $34.7M | ||
| Q4 24 | $-62.3M | $57.5M | ||
| Q3 24 | $-26.4M | $84.0M | ||
| Q2 24 | $-6.3M | $33.8M |
毛利率PCORPRG
| Q1 26 | — | — | ||
| Q4 25 | 80.1% | — | ||
| Q3 25 | 79.7% | — | ||
| Q2 25 | 79.1% | — | ||
| Q1 25 | 79.1% | — | ||
| Q4 24 | 81.2% | — | ||
| Q3 24 | 81.4% | — | ||
| Q2 24 | 83.1% | — |
营业利润率PCORPRG
| Q1 26 | — | 10.0% | ||
| Q4 25 | -12.3% | 6.9% | ||
| Q3 25 | -4.4% | 9.0% | ||
| Q2 25 | -9.3% | 10.0% | ||
| Q1 25 | -11.7% | 8.2% | ||
| Q4 24 | -21.9% | 8.9% | ||
| Q3 24 | -12.3% | 8.1% | ||
| Q2 24 | -5.2% | 9.4% |
净利率PCORPRG
| Q1 26 | — | 5.5% | ||
| Q4 25 | -10.8% | 7.7% | ||
| Q3 25 | -2.7% | 5.6% | ||
| Q2 25 | -6.5% | 6.4% | ||
| Q1 25 | -10.6% | 5.1% | ||
| Q4 24 | -20.6% | 10.3% | ||
| Q3 24 | -8.9% | 13.9% | ||
| Q2 24 | -2.2% | 5.7% |
每股收益（稀释后）PCORPRG
| Q1 26 | — | $3.68 | ||
| Q4 25 | $-0.25 | $0.99 | ||
| Q3 25 | $-0.06 | $0.82 | ||
| Q2 25 | $-0.14 | $0.95 | ||
| Q1 25 | $-0.22 | $0.83 | ||
| Q4 24 | $-0.42 | $1.33 | ||
| Q3 24 | $-0.18 | $1.94 | ||
| Q2 24 | $-0.04 | $0.77 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $768.5M | $69.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.3B | $774.4M |
| 总资产 | $2.2B | $2.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PCORPRG
| Q1 26 | — | $69.4M | ||
| Q4 25 | $768.5M | $308.8M | ||
| Q3 25 | $684.0M | $292.6M | ||
| Q2 25 | $620.9M | $222.0M | ||
| Q1 25 | $566.7M | $213.3M | ||
| Q4 24 | $775.4M | $90.9M | ||
| Q3 24 | $756.9M | $221.7M | ||
| Q2 24 | $735.4M | $250.1M |
总债务PCORPRG
| Q1 26 | — | — | ||
| Q4 25 | — | $594.9M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $643.6M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益PCORPRG
| Q1 26 | — | $774.4M | ||
| Q4 25 | $1.3B | $746.4M | ||
| Q3 25 | $1.2B | $703.6M | ||
| Q2 25 | $1.2B | $668.7M | ||
| Q1 25 | $1.2B | $654.4M | ||
| Q4 24 | $1.3B | $650.3M | ||
| Q3 24 | $1.3B | $630.8M | ||
| Q2 24 | $1.3B | $581.9M |
总资产PCORPRG
| Q1 26 | — | $2.0B | ||
| Q4 25 | $2.2B | $1.6B | ||
| Q3 25 | $2.1B | $1.5B | ||
| Q2 25 | $2.0B | $1.5B | ||
| Q1 25 | $1.9B | $1.5B | ||
| Q4 24 | $2.1B | $1.5B | ||
| Q3 24 | $2.0B | $1.4B | ||
| Q2 24 | $2.0B | $1.5B |
负债/权益比PCORPRG
| Q1 26 | — | — | ||
| Q4 25 | — | 0.80× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.99× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $114.9M | — |
| 自由现金流经营现金流 - 资本支出 | $109.2M | — |
| 自由现金流率自由现金流/营收 | 31.3% | — |
| 资本支出强度资本支出/营收 | 1.6% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $282.2M | — |
8季度趋势，按日历期对齐
经营现金流PCORPRG
| Q1 26 | — | — | ||
| Q4 25 | $114.9M | $-54.9M | ||
| Q3 25 | $88.5M | $110.0M | ||
| Q2 25 | $30.8M | $69.9M | ||
| Q1 25 | $66.0M | $209.9M | ||
| Q4 24 | $29.1M | $-84.5M | ||
| Q3 24 | $39.3M | $31.9M | ||
| Q2 24 | $58.7M | $55.4M |
自由现金流PCORPRG
| Q1 26 | — | — | ||
| Q4 25 | $109.2M | $-57.5M | ||
| Q3 25 | $83.1M | $106.5M | ||
| Q2 25 | $27.9M | $68.0M | ||
| Q1 25 | $62.0M | $208.0M | ||
| Q4 24 | $17.4M | $-86.8M | ||
| Q3 24 | $35.7M | $29.8M | ||
| Q2 24 | $56.8M | $53.5M |
自由现金流率PCORPRG
| Q1 26 | — | — | ||
| Q4 25 | 31.3% | -10.9% | ||
| Q3 25 | 24.5% | 17.9% | ||
| Q2 25 | 8.6% | 11.2% | ||
| Q1 25 | 20.0% | 30.4% | ||
| Q4 24 | 5.8% | -15.5% | ||
| Q3 24 | 12.1% | 4.9% | ||
| Q2 24 | 20.0% | 9.0% |
资本支出强度PCORPRG
| Q1 26 | — | — | ||
| Q4 25 | 1.6% | 0.5% | ||
| Q3 25 | 1.6% | 0.6% | ||
| Q2 25 | 0.9% | 0.3% | ||
| Q1 25 | 1.3% | 0.3% | ||
| Q4 24 | 3.9% | 0.4% | ||
| Q3 24 | 1.2% | 0.3% | ||
| Q2 24 | 0.7% | 0.3% |
现金转化率PCORPRG
| Q1 26 | — | — | ||
| Q4 25 | — | -1.36× | ||
| Q3 25 | — | 3.32× | ||
| Q2 25 | — | 1.82× | ||
| Q1 25 | — | 6.05× | ||
| Q4 24 | — | -1.47× | ||
| Q3 24 | — | 0.38× | ||
| Q2 24 | — | 1.64× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PCOR
| US | $298.3M | 85% |
| Non Us | $50.9M | 15% |
PRG
暂无分部数据
