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PDF SOLUTIONS INC（PDFS）与TFS Financial CORP（TFSL）财务数据对比。点击上方公司名可切换其他公司
TFS Financial CORP的季度营收约是PDF SOLUTIONS INC的1.3倍（$83.7M vs $62.4M），TFS Financial CORP净利率更高（26.6% vs -0.1%，领先26.7%），PDF SOLUTIONS INC同比增速更快（24.6% vs 11.9%），TFS Financial CORP自由现金流更多（$57.1M vs $7.5M），过去两年PDF SOLUTIONS INC的营收复合增速更高（22.9% vs 4.2%）
PDF Solutions Inc是一家总部位于美国加利福尼亚州圣克拉拉的跨国企业，主营软件业务与工程技术服务，目前在纳斯达克交易所挂牌上市，股票代码为PDFS。
TFS金融公司是一家总部位于美国的金融控股企业，主要通过旗下零售银行子公司开展业务，提供住房抵押贷款、储蓄账户及其他消费金融产品，核心客群主要分布于俄亥俄州和佛罗里达州，以个人及家庭客户为服务重心。
PDFS vs TFSL — 直观对比
营收规模更大
TFSL
是对方的1.3倍
$62.4M
营收增速更快
PDFS
高出12.7%
11.9%
净利率更高
TFSL
高出26.7%
-0.1%
自由现金流更多
TFSL
多$49.5M
$7.5M
两年增速更快
PDFS
近两年复合增速
4.2%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $62.4M | $83.7M |
| 净利润 | $-48.0K | $22.3M |
| 毛利率 | 72.9% | — |
| 营业利润率 | 5.5% | 34.0% |
| 净利率 | -0.1% | 26.6% |
| 营收同比 | 24.6% | 11.9% |
| 净利润同比 | -108.9% | -0.7% |
| 每股收益（稀释后） | $0.00 | $0.08 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PDFSTFSL
| Q4 25 | $62.4M | $83.7M | ||
| Q3 25 | $57.1M | $85.5M | ||
| Q2 25 | $51.7M | $82.0M | ||
| Q1 25 | $47.8M | $79.1M | ||
| Q4 24 | $50.1M | $74.8M | ||
| Q3 24 | $46.4M | $75.1M | ||
| Q2 24 | $41.7M | $75.5M | ||
| Q1 24 | $41.3M | $77.1M |
净利润PDFSTFSL
| Q4 25 | $-48.0K | $22.3M | ||
| Q3 25 | $1.3M | $26.0M | ||
| Q2 25 | $1.1M | $21.5M | ||
| Q1 25 | $-3.0M | $21.0M | ||
| Q4 24 | $539.0K | $22.4M | ||
| Q3 24 | $2.2M | $18.2M | ||
| Q2 24 | $1.7M | $20.0M | ||
| Q1 24 | $-393.0K | $20.7M |
毛利率PDFSTFSL
| Q4 25 | 72.9% | — | ||
| Q3 25 | 72.3% | — | ||
| Q2 25 | 71.2% | — | ||
| Q1 25 | 72.9% | — | ||
| Q4 24 | 68.3% | — | ||
| Q3 24 | 73.1% | — | ||
| Q2 24 | 70.6% | — | ||
| Q1 24 | 67.3% | — |
营业利润率PDFSTFSL
| Q4 25 | 5.5% | 34.0% | ||
| Q3 25 | 8.5% | 37.9% | ||
| Q2 25 | 2.2% | 33.3% | ||
| Q1 25 | -7.4% | 33.5% | ||
| Q4 24 | 1.0% | 37.9% | ||
| Q3 24 | 4.6% | 30.7% | ||
| Q2 24 | 0.6% | 33.4% | ||
| Q1 24 | -4.7% | 33.6% |
净利率PDFSTFSL
| Q4 25 | -0.1% | 26.6% | ||
| Q3 25 | 2.3% | 30.4% | ||
| Q2 25 | 2.2% | 26.2% | ||
| Q1 25 | -6.3% | 26.6% | ||
| Q4 24 | 1.1% | 30.0% | ||
| Q3 24 | 4.8% | 24.2% | ||
| Q2 24 | 4.1% | 26.4% | ||
| Q1 24 | -1.0% | 26.9% |
每股收益（稀释后）PDFSTFSL
| Q4 25 | $0.00 | $0.08 | ||
| Q3 25 | $0.03 | $0.09 | ||
| Q2 25 | $0.03 | $0.08 | ||
| Q1 25 | $-0.08 | $0.07 | ||
| Q4 24 | $0.01 | $0.08 | ||
| Q3 24 | $0.06 | $0.07 | ||
| Q2 24 | $0.04 | $0.07 | ||
| Q1 24 | $-0.01 | $0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $42.2M | $456.7M |
| 总债务越低越好 | $67.0M | — |
| 股东权益账面价值 | $271.0M | $1.9B |
| 总资产 | $418.7M | $17.5B |
| 负债/权益比越低杠杆越低 | 0.25× | — |
8季度趋势，按日历期对齐
现金及短期投资PDFSTFSL
| Q4 25 | $42.2M | $456.7M | ||
| Q3 25 | $35.9M | $429.4M | ||
| Q2 25 | $40.4M | $452.6M | ||
| Q1 25 | $54.1M | $463.6M | ||
| Q4 24 | $114.9M | $465.9M | ||
| Q3 24 | $120.2M | $463.7M | ||
| Q2 24 | $117.9M | $560.4M | ||
| Q1 24 | $122.9M | $594.3M |
总债务PDFSTFSL
| Q4 25 | $67.0M | — | ||
| Q3 25 | $67.6M | — | ||
| Q2 25 | $68.1M | — | ||
| Q1 25 | $68.7M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益PDFSTFSL
| Q4 25 | $271.0M | $1.9B | ||
| Q3 25 | $264.4M | $1.9B | ||
| Q2 25 | $257.5M | $1.9B | ||
| Q1 25 | $249.0M | $1.9B | ||
| Q4 24 | $246.0M | $1.9B | ||
| Q3 24 | $240.5M | $1.9B | ||
| Q2 24 | $232.2M | $1.9B | ||
| Q1 24 | $225.4M | $1.9B |
总资产PDFSTFSL
| Q4 25 | $418.7M | $17.5B | ||
| Q3 25 | $406.4M | $17.5B | ||
| Q2 25 | $391.1M | $17.4B | ||
| Q1 25 | $390.0M | $17.1B | ||
| Q4 24 | $315.3M | $17.1B | ||
| Q3 24 | $307.4M | $17.1B | ||
| Q2 24 | $298.0M | $17.0B | ||
| Q1 24 | $286.8M | $17.0B |
负债/权益比PDFSTFSL
| Q4 25 | 0.25× | — | ||
| Q3 25 | 0.26× | — | ||
| Q2 25 | 0.26× | — | ||
| Q1 25 | 0.28× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $17.3M | $58.7M |
| 自由现金流经营现金流 - 资本支出 | $7.5M | $57.1M |
| 自由现金流率自由现金流/营收 | 12.1% | 68.2% |
| 资本支出强度资本支出/营收 | 15.7% | 2.0% |
| 现金转化率经营现金流/净利润 | — | 2.64× |
| 过去12个月自由现金流最近4个季度 | $-8.6M | $167.4M |
8季度趋势，按日历期对齐
经营现金流PDFSTFSL
| Q4 25 | $17.3M | $58.7M | ||
| Q3 25 | $3.3M | $82.4M | ||
| Q2 25 | $-5.2M | $26.8M | ||
| Q1 25 | $8.6M | $21.2M | ||
| Q4 24 | $1.6M | $45.5M | ||
| Q3 24 | $9.3M | $88.6M | ||
| Q2 24 | $684.0K | $96.7M | ||
| Q1 24 | $-1.9M | $14.2M |
自由现金流PDFSTFSL
| Q4 25 | $7.5M | $57.1M | ||
| Q3 25 | $-2.9M | $71.0M | ||
| Q2 25 | $-13.8M | $25.0M | ||
| Q1 25 | $535.0K | $14.3M | ||
| Q4 24 | $-4.0M | $44.9M | ||
| Q3 24 | $5.1M | $85.5M | ||
| Q2 24 | $-4.6M | $95.9M | ||
| Q1 24 | $-3.9M | $13.4M |
自由现金流率PDFSTFSL
| Q4 25 | 12.1% | 68.2% | ||
| Q3 25 | -5.1% | 83.0% | ||
| Q2 25 | -26.6% | 30.5% | ||
| Q1 25 | 1.1% | 18.0% | ||
| Q4 24 | -8.0% | 60.0% | ||
| Q3 24 | 11.0% | 113.8% | ||
| Q2 24 | -11.1% | 127.0% | ||
| Q1 24 | -9.4% | 17.4% |
资本支出强度PDFSTFSL
| Q4 25 | 15.7% | 2.0% | ||
| Q3 25 | 10.8% | 13.4% | ||
| Q2 25 | 16.5% | 2.1% | ||
| Q1 25 | 17.0% | 8.8% | ||
| Q4 24 | 11.3% | 0.9% | ||
| Q3 24 | 9.0% | 4.1% | ||
| Q2 24 | 12.8% | 1.1% | ||
| Q1 24 | 4.9% | 1.1% |
现金转化率PDFSTFSL
| Q4 25 | — | 2.64× | ||
| Q3 25 | 2.54× | 3.17× | ||
| Q2 25 | -4.55× | 1.24× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | 2.98× | 2.03× | ||
| Q3 24 | 4.20× | 4.86× | ||
| Q2 24 | 0.40× | 4.85× | ||
| Q1 24 | — | 0.69× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PDFS
| Volumebased | $38.0M | 61% |
| Other | $24.4M | 39% |
TFSL
暂无分部数据
