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信安金融集团（PFG）与希捷科技（STX）财务数据对比。点击上方公司名可切换其他公司
信安金融集团的季度营收约是希捷科技的1.6倍（$4.6B vs $2.8B），希捷科技净利率更高（21.0% vs 11.3%，领先9.7%），希捷科技同比增速更快（30.8% vs -3.7%），过去两年希捷科技的营收复合增速更高（30.7% vs 6.3%）
信安金融集团（股票代码：PFG）是总部位于美国艾奥瓦州得梅因的全球性金融服务企业，核心业务涵盖投资管理、保险服务两大板块，在全球多个区域开展业务，为机构客户和个人用户提供专业定制化的金融解决方案，在行业内拥有较高知名度。
希捷科技是全球知名的美国数据存储企业，1978年注册成立时名为舒加特科技，1979年正式开展业务，2010年起注册地变更为爱尔兰都柏林，运营总部设在美国加利福尼亚州弗里蒙特，面向全球市场提供专业的数据存储产品与解决方案。
PFG vs STX — 直观对比
营收规模更大
PFG
是对方的1.6倍
$2.8B
营收增速更快
STX
高出34.5%
-3.7%
净利率更高
STX
高出9.7%
11.3%
两年增速更快
STX
近两年复合增速
6.3%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $4.6B | $2.8B |
| 净利润 | $517.0M | $593.0M |
| 毛利率 | — | 41.6% |
| 营业利润率 | — | 29.8% |
| 净利率 | 11.3% | 21.0% |
| 营收同比 | -3.7% | 30.8% |
| 净利润同比 | -42.9% | 74.4% |
| 每股收益（稀释后） | $2.30 | $2.60 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PFGSTX
| Q1 26 | — | $2.8B | ||
| Q4 25 | $4.6B | $2.6B | ||
| Q3 25 | $3.7B | — | ||
| Q2 25 | $3.7B | $2.4B | ||
| Q1 25 | $3.7B | $2.2B | ||
| Q4 24 | $4.8B | $2.3B | ||
| Q3 24 | $3.0B | $2.2B | ||
| Q2 24 | $4.3B | $1.9B |
净利润PFGSTX
| Q1 26 | — | $593.0M | ||
| Q4 25 | $517.0M | $549.0M | ||
| Q3 25 | $213.8M | — | ||
| Q2 25 | $406.2M | $488.0M | ||
| Q1 25 | $48.1M | $340.0M | ||
| Q4 24 | $905.4M | $336.0M | ||
| Q3 24 | $-220.0M | $305.0M | ||
| Q2 24 | $353.1M | $513.0M |
毛利率PFGSTX
| Q1 26 | — | 41.6% | ||
| Q4 25 | — | 39.4% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 37.4% | ||
| Q1 25 | — | 35.2% | ||
| Q4 24 | — | 34.9% | ||
| Q3 24 | — | 32.9% | ||
| Q2 24 | — | 31.8% |
营业利润率PFGSTX
| Q1 26 | — | 29.8% | ||
| Q4 25 | — | 26.4% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 23.2% | ||
| Q1 25 | — | 20.0% | ||
| Q4 24 | — | 21.0% | ||
| Q3 24 | — | 18.6% | ||
| Q2 24 | — | 16.6% |
净利率PFGSTX
| Q1 26 | — | 21.0% | ||
| Q4 25 | 11.3% | 20.9% | ||
| Q3 25 | 5.8% | — | ||
| Q2 25 | 11.1% | 20.0% | ||
| Q1 25 | 1.3% | 15.7% | ||
| Q4 24 | 19.1% | 14.5% | ||
| Q3 24 | -7.3% | 14.1% | ||
| Q2 24 | 8.2% | 27.2% |
每股收益（稀释后）PFGSTX
| Q1 26 | — | $2.60 | ||
| Q4 25 | $2.30 | $2.43 | ||
| Q3 25 | $0.95 | — | ||
| Q2 25 | $1.79 | $2.24 | ||
| Q1 25 | $0.21 | $1.57 | ||
| Q4 24 | $3.92 | $1.55 | ||
| Q3 24 | $-0.95 | $1.41 | ||
| Q2 24 | $1.49 | $2.43 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.4B | $1.0B |
| 总债务越低越好 | $3.9B | — |
| 股东权益账面价值 | $11.9B | $459.0M |
| 总资产 | $341.4B | $8.7B |
| 负债/权益比越低杠杆越低 | 0.33× | — |
8季度趋势，按日历期对齐
现金及短期投资PFGSTX
| Q1 26 | — | $1.0B | ||
| Q4 25 | $4.4B | $1.1B | ||
| Q3 25 | $5.1B | — | ||
| Q2 25 | $3.7B | $891.0M | ||
| Q1 25 | $3.9B | $814.0M | ||
| Q4 24 | $4.2B | $1.2B | ||
| Q3 24 | $6.2B | $1.2B | ||
| Q2 24 | $4.8B | $1.4B |
总债务PFGSTX
| Q1 26 | — | — | ||
| Q4 25 | $3.9B | — | ||
| Q3 25 | $3.9B | — | ||
| Q2 25 | $3.9B | — | ||
| Q1 25 | $4.3B | — | ||
| Q4 24 | $4.0B | — | ||
| Q3 24 | $3.9B | — | ||
| Q2 24 | $3.9B | — |
股东权益PFGSTX
| Q1 26 | — | $459.0M | ||
| Q4 25 | $11.9B | $-63.0M | ||
| Q3 25 | $11.7B | — | ||
| Q2 25 | $11.4B | $-453.0M | ||
| Q1 25 | $11.2B | $-829.0M | ||
| Q4 24 | $11.1B | $-1.1B | ||
| Q3 24 | $11.2B | $-1.3B | ||
| Q2 24 | $11.0B | $-1.5B |
总资产PFGSTX
| Q1 26 | — | $8.7B | ||
| Q4 25 | $341.4B | $8.4B | ||
| Q3 25 | $334.5B | — | ||
| Q2 25 | $323.1B | $8.0B | ||
| Q1 25 | $313.0B | $7.6B | ||
| Q4 24 | $313.7B | $8.0B | ||
| Q3 24 | $322.9B | $8.0B | ||
| Q2 24 | $308.8B | $7.7B |
负债/权益比PFGSTX
| Q1 26 | — | — | ||
| Q4 25 | 0.33× | — | ||
| Q3 25 | 0.34× | — | ||
| Q2 25 | 0.34× | — | ||
| Q1 25 | 0.39× | — | ||
| Q4 24 | 0.36× | — | ||
| Q3 24 | 0.35× | — | ||
| Q2 24 | 0.36× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.7B | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 3.37× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流PFGSTX
| Q1 26 | — | — | ||
| Q4 25 | $1.7B | $532.0M | ||
| Q3 25 | $1.0B | — | ||
| Q2 25 | $811.9M | $508.0M | ||
| Q1 25 | $977.3M | $259.0M | ||
| Q4 24 | $1.5B | $221.0M | ||
| Q3 24 | $1.1B | $95.0M | ||
| Q2 24 | $1.4B | $434.0M |
自由现金流PFGSTX
| Q1 26 | — | — | ||
| Q4 25 | — | $427.0M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $425.0M | ||
| Q1 25 | — | $216.0M | ||
| Q4 24 | — | $150.0M | ||
| Q3 24 | — | $27.0M | ||
| Q2 24 | — | $380.0M |
自由现金流率PFGSTX
| Q1 26 | — | — | ||
| Q4 25 | — | 16.2% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 17.4% | ||
| Q1 25 | — | 10.0% | ||
| Q4 24 | — | 6.5% | ||
| Q3 24 | — | 1.2% | ||
| Q2 24 | — | 20.1% |
资本支出强度PFGSTX
| Q1 26 | — | — | ||
| Q4 25 | — | 4.0% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 3.4% | ||
| Q1 25 | — | 2.0% | ||
| Q4 24 | — | 3.1% | ||
| Q3 24 | — | 3.1% | ||
| Q2 24 | — | 2.9% |
现金转化率PFGSTX
| Q1 26 | — | — | ||
| Q4 25 | 3.37× | 0.97× | ||
| Q3 25 | 4.70× | — | ||
| Q2 25 | 2.00× | 1.04× | ||
| Q1 25 | 20.32× | 0.76× | ||
| Q4 24 | 1.61× | 0.66× | ||
| Q3 24 | — | 0.31× | ||
| Q2 24 | 4.05× | 0.85× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PFG
| Segment Retirement And Income Solutions | $1.6B | 36% |
| Segment Benefits And Protection | $1.1B | 23% |
| Other | $582.8M | 13% |
| Segment Principal Asset Management | $465.6M | 10% |
| Subsegment Investment Management | $449.4M | 10% |
| Administrative Service | $152.2M | 3% |
| Subsegment International Pension | $91.2M | 2% |
| Segment Corporate | $73.0M | 2% |
| Subsegment Life Insurance | $26.1M | 1% |
| Financial Service Other | $25.1M | 1% |
| Residential Mortgage | $7.4M | 0% |
| Subsegment Specialty Benefits | $3.7M | 0% |
| Deposit Account | $3.4M | 0% |
| Commission Income | $1.8M | 0% |
STX
| OE Ms | $2.3B | 81% |
| Distributors | $335.0M | 12% |
| Retail | $188.0M | 7% |
