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PennyMac Financial Services, Inc.（PFSI）与Rollins, Inc.（ROL）财务数据对比。点击上方公司名可切换其他公司
Rollins, Inc.的季度营收约是PennyMac Financial Services, Inc.的1.7倍（$906.4M vs $538.0M），PennyMac Financial Services, Inc.净利率更高（1752.5% vs 11.9%，领先1740.6%），PennyMac Financial Services, Inc.同比增速更快（14.4% vs 10.2%），Rollins, Inc.自由现金流更多（$111.2M vs $-1.7B），过去两年PennyMac Financial Services, Inc.的营收复合增速更高（32.7% vs 0.8%）
PennyMac Financial Services是总部位于美国加利福尼亚州西湖村的住宅抵押贷款企业，核心业务涵盖美国抵押贷款的发放、贷后服务，以及抵押贷款市场相关投资管理。公司下设两家子公司，其中PNMAC资本管理有限公司负责运营旗下的抵押贷款不动产投资信托（REIT）PennyMac Mortgage Investment Trust。
Rollins, Inc.是北美知名虫害防治服务商，面向住宅及商业客户提供专业防控服务。公司依托Orkin、HomeTeam Pest Defense等多家全资子公司布局全球业务，覆盖北美、英国等市场，在民用及商用虫害治理领域具备深厚的行业积累与品牌优势。
PFSI vs ROL — 直观对比
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $538.0M | $906.4M |
| 净利润 | $106.8M | $107.8M |
| 毛利率 | — | — |
| 营业利润率 | 25.0% | 16.1% |
| 净利率 | 1752.5% | 11.9% |
| 营收同比 | 14.4% | 10.2% |
| 净利润同比 | 2.2% | 2.5% |
| 每股收益（稀释后） | $1.97 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q1 26 | — | $906.4M | ||
| Q4 25 | $538.0M | $912.9M | ||
| Q3 25 | $632.9M | $1.0B | ||
| Q2 25 | $444.7M | $999.5M | ||
| Q1 25 | $430.9M | $822.5M | ||
| Q4 24 | $470.1M | $832.2M | ||
| Q3 24 | $411.8M | $916.3M | ||
| Q2 24 | $406.1M | $891.9M |
| Q1 26 | — | $107.8M | ||
| Q4 25 | $106.8M | $116.4M | ||
| Q3 25 | $181.5M | $163.5M | ||
| Q2 25 | $136.5M | $141.5M | ||
| Q1 25 | $76.3M | $105.2M | ||
| Q4 24 | $104.5M | $105.7M | ||
| Q3 24 | $69.4M | $136.9M | ||
| Q2 24 | $98.3M | $129.4M |
| Q1 26 | — | 16.1% | ||
| Q4 25 | 25.0% | 17.5% | ||
| Q3 25 | 37.3% | 21.9% | ||
| Q2 25 | 17.2% | 19.8% | ||
| Q1 25 | 24.2% | 17.3% | ||
| Q4 24 | 27.5% | 18.1% | ||
| Q3 24 | 22.8% | 20.9% | ||
| Q2 24 | 33.0% | 20.4% |
| Q1 26 | — | 11.9% | ||
| Q4 25 | 1752.5% | 12.8% | ||
| Q3 25 | 28.7% | 15.9% | ||
| Q2 25 | 30.7% | 14.2% | ||
| Q1 25 | 17.7% | 12.8% | ||
| Q4 24 | 2559.8% | 12.7% | ||
| Q3 24 | 16.8% | 14.9% | ||
| Q2 24 | 24.2% | 14.5% |
| Q1 26 | — | $0.22 | ||
| Q4 25 | $1.97 | $0.24 | ||
| Q3 25 | $3.37 | $0.34 | ||
| Q2 25 | $2.54 | $0.29 | ||
| Q1 25 | $1.42 | $0.22 | ||
| Q4 24 | $1.95 | $0.22 | ||
| Q3 24 | $1.30 | $0.28 | ||
| Q2 24 | $1.85 | $0.27 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $410.0M | $116.5M |
| 总债务越低越好 | $6.2B | $650.6M |
| 股东权益账面价值 | $4.3B | $1.4B |
| 总资产 | $29.4B | $3.2B |
| 负债/权益比越低杠杆越低 | 1.45× | 0.47× |
8季度趋势，按日历期对齐
| Q1 26 | — | $116.5M | ||
| Q4 25 | $410.0M | $100.0M | ||
| Q3 25 | $62.2M | $127.4M | ||
| Q2 25 | $462.3M | $123.0M | ||
| Q1 25 | $443.4M | $201.2M | ||
| Q4 24 | $420.6M | $89.6M | ||
| Q3 24 | $667.9M | $95.3M | ||
| Q2 24 | $188.8M | $106.7M |
| Q1 26 | — | $650.6M | ||
| Q4 25 | $6.2B | $486.1M | ||
| Q3 25 | $6.2B | $485.7M | ||
| Q2 25 | $5.6B | $485.3M | ||
| Q1 25 | $5.8B | $485.5M | ||
| Q4 24 | $5.3B | $395.3M | ||
| Q3 24 | $4.9B | — | ||
| Q2 24 | $4.9B | — |
| Q1 26 | — | $1.4B | ||
| Q4 25 | $4.3B | $1.4B | ||
| Q3 25 | $4.2B | $1.5B | ||
| Q2 25 | $4.0B | $1.4B | ||
| Q1 25 | $3.9B | $1.4B | ||
| Q4 24 | $3.8B | $1.3B | ||
| Q3 24 | $3.7B | $1.3B | ||
| Q2 24 | $3.7B | $1.2B |
| Q1 26 | — | $3.2B | ||
| Q4 25 | $29.4B | $3.1B | ||
| Q3 25 | $25.4B | $3.2B | ||
| Q2 25 | $24.2B | $3.2B | ||
| Q1 25 | $23.9B | $2.9B | ||
| Q4 24 | $26.1B | $2.8B | ||
| Q3 24 | $22.9B | $2.8B | ||
| Q2 24 | $21.6B | $2.8B |
| Q1 26 | — | 0.47× | ||
| Q4 25 | 1.45× | 0.35× | ||
| Q3 25 | 1.48× | 0.32× | ||
| Q2 25 | 1.38× | 0.34× | ||
| Q1 25 | 1.48× | 0.36× | ||
| Q4 24 | 1.37× | 0.30× | ||
| Q3 24 | 1.32× | — | ||
| Q2 24 | 1.35× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-1.7B | $118.4M |
| 自由现金流经营现金流 - 资本支出 | $-1.7B | $111.2M |
| 自由现金流率自由现金流/营收 | -309.3% | 12.3% |
| 资本支出强度资本支出/营收 | 2.2% | 0.8% |
| 现金转化率经营现金流/净利润 | -15.46× | 1.10× |
| 过去12个月自由现金流最近4个季度 | $-1.4B | $621.1M |
8季度趋势，按日历期对齐
| Q1 26 | — | $118.4M | ||
| Q4 25 | $-1.7B | $164.7M | ||
| Q3 25 | $-697.4M | $191.3M | ||
| Q2 25 | $-131.3M | $175.1M | ||
| Q1 25 | $1.1B | $146.9M | ||
| Q4 24 | $-4.5B | $188.2M | ||
| Q3 24 | $-393.7M | $146.9M | ||
| Q2 24 | $-1.1B | $145.1M |
| Q1 26 | — | $111.2M | ||
| Q4 25 | $-1.7B | $159.0M | ||
| Q3 25 | $-699.4M | $182.8M | ||
| Q2 25 | $-132.6M | $168.0M | ||
| Q1 25 | $1.1B | $140.1M | ||
| Q4 24 | $-4.5B | $184.0M | ||
| Q3 24 | $-393.9M | $139.4M | ||
| Q2 24 | $-1.1B | $136.4M |
| Q1 26 | — | 12.3% | ||
| Q4 25 | -309.3% | 17.4% | ||
| Q3 25 | -110.5% | 17.8% | ||
| Q2 25 | -29.8% | 16.8% | ||
| Q1 25 | 247.3% | 17.0% | ||
| Q4 24 | -964.7% | 22.1% | ||
| Q3 24 | -95.6% | 15.2% | ||
| Q2 24 | -269.2% | 15.3% |
| Q1 26 | — | 0.8% | ||
| Q4 25 | 2.2% | 0.6% | ||
| Q3 25 | 0.3% | 0.8% | ||
| Q2 25 | 0.3% | 0.7% | ||
| Q1 25 | 0.1% | 0.8% | ||
| Q4 24 | 0.4% | 0.5% | ||
| Q3 24 | 0.0% | 0.8% | ||
| Q2 24 | 0.1% | 1.0% |
| Q1 26 | — | 1.10× | ||
| Q4 25 | -15.46× | 1.41× | ||
| Q3 25 | -3.84× | 1.17× | ||
| Q2 25 | -0.96× | 1.24× | ||
| Q1 25 | 13.97× | 1.40× | ||
| Q4 24 | -43.39× | 1.78× | ||
| Q3 24 | -5.68× | 1.07× | ||
| Q2 24 | -11.12× | 1.12× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
