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PLUMAS BANCORP（PLBC）与REGIS CORP（RGS）财务数据对比。点击上方公司名可切换其他公司
REGIS CORP的季度营收约是PLUMAS BANCORP的2.0倍（$57.1M vs $28.6M），PLUMAS BANCORP同比增速更快（35.1% vs 22.3%），PLUMAS BANCORP自由现金流更多（$20.3M vs $891.0K），过去两年PLUMAS BANCORP的营收复合增速更高（20.8% vs 7.8%）
Plumas Bancorp是一家美国银行控股公司，通过旗下子公司Plumas Bank开展业务，为加利福尼亚州北部及内华达州的个人客户、中小企业和本地社区机构提供存款、各类贷款、财富管理等综合零售及商业银行服务。
瑞吉斯公司是一家美国美发沙龙运营商，总部位于明尼苏达州明尼阿波利斯市。截至2021年8月，该集团旗下拥有5563家加盟沙龙以及276家直营门店，是北美地区规模领先的美发沙龙连锁经营企业。
PLBC vs RGS — 直观对比
营收规模更大
RGS
是对方的2.0倍
$28.6M
营收增速更快
PLBC
高出12.8%
22.3%
自由现金流更多
PLBC
多$19.4M
$891.0K
两年增速更快
PLBC
近两年复合增速
7.8%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $28.6M | $57.1M |
| 净利润 | — | $456.0K |
| 毛利率 | — | — |
| 营业利润率 | 48.9% | 10.8% |
| 净利率 | — | 0.8% |
| 营收同比 | 35.1% | 22.3% |
| 净利润同比 | — | -94.0% |
| 每股收益（稀释后） | $1.56 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PLBCRGS
| Q4 25 | $28.6M | $57.1M | ||
| Q3 25 | $27.4M | $59.0M | ||
| Q2 25 | $20.5M | $60.4M | ||
| Q1 25 | $21.8M | $57.0M | ||
| Q4 24 | $21.2M | $46.7M | ||
| Q3 24 | $21.1M | $46.1M | ||
| Q2 24 | $20.6M | $49.4M | ||
| Q1 24 | $19.6M | $49.2M |
净利润PLBCRGS
| Q4 25 | — | $456.0K | ||
| Q3 25 | $5.1M | $1.4M | ||
| Q2 25 | $6.3M | $116.5M | ||
| Q1 25 | $7.2M | $250.0K | ||
| Q4 24 | — | $7.6M | ||
| Q3 24 | $7.8M | $-853.0K | ||
| Q2 24 | $6.8M | $91.2M | ||
| Q1 24 | $6.3M | $-2.3M |
营业利润率PLBCRGS
| Q4 25 | 48.9% | 10.8% | ||
| Q3 25 | 25.2% | 10.0% | ||
| Q2 25 | 42.2% | 12.1% | ||
| Q1 25 | 46.1% | 8.8% | ||
| Q4 24 | 50.3% | 11.8% | ||
| Q3 24 | 50.6% | 4.6% | ||
| Q2 24 | 45.1% | — | ||
| Q1 24 | 42.8% | 8.3% |
净利率PLBCRGS
| Q4 25 | — | 0.8% | ||
| Q3 25 | 18.8% | 2.3% | ||
| Q2 25 | 30.8% | 192.9% | ||
| Q1 25 | 33.0% | 0.4% | ||
| Q4 24 | — | 16.4% | ||
| Q3 24 | 37.1% | -1.9% | ||
| Q2 24 | 32.9% | 184.7% | ||
| Q1 24 | 31.9% | -4.7% |
每股收益（稀释后）PLBCRGS
| Q4 25 | $1.56 | $0.16 | ||
| Q3 25 | $0.73 | $0.49 | ||
| Q2 25 | $1.05 | $43.67 | ||
| Q1 25 | $1.20 | $0.08 | ||
| Q4 24 | $1.30 | $2.71 | ||
| Q3 24 | $1.31 | $-0.36 | ||
| Q2 24 | $1.14 | $38.40 | ||
| Q1 24 | $1.05 | $-1.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $80.6M | $18.4M |
| 总债务越低越好 | — | $113.3M |
| 股东权益账面价值 | $261.1M | $188.7M |
| 总资产 | $2.2B | $588.3M |
| 负债/权益比越低杠杆越低 | — | 0.60× |
8季度趋势，按日历期对齐
现金及短期投资PLBCRGS
| Q4 25 | $80.6M | $18.4M | ||
| Q3 25 | $87.3M | $16.6M | ||
| Q2 25 | $79.3M | $17.0M | ||
| Q1 25 | $87.3M | $13.3M | ||
| Q4 24 | $82.0M | $10.2M | ||
| Q3 24 | $118.0M | $6.3M | ||
| Q2 24 | $109.9M | $10.1M | ||
| Q1 24 | $128.2M | $5.9M |
总债务PLBCRGS
| Q4 25 | — | $113.3M | ||
| Q3 25 | — | $111.3M | ||
| Q2 25 | — | $110.8M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | — | $111.5M | ||
| Q3 24 | — | $95.2M | ||
| Q2 24 | — | $99.5M | ||
| Q1 24 | — | $179.7M |
股东权益PLBCRGS
| Q4 25 | $261.1M | $188.7M | ||
| Q3 25 | $245.9M | $187.6M | ||
| Q2 25 | $193.1M | $185.6M | ||
| Q1 25 | $187.6M | $68.6M | ||
| Q4 24 | $177.9M | $66.7M | ||
| Q3 24 | $181.9M | $56.4M | ||
| Q2 24 | $165.2M | $56.8M | ||
| Q1 24 | $161.5M | $-35.8M |
总资产PLBCRGS
| Q4 25 | $2.2B | $588.3M | ||
| Q3 25 | $2.2B | $592.1M | ||
| Q2 25 | $1.6B | $599.0M | ||
| Q1 25 | $1.6B | $511.2M | ||
| Q4 24 | $1.6B | $530.1M | ||
| Q3 24 | $1.7B | $508.9M | ||
| Q2 24 | $1.6B | $530.5M | ||
| Q1 24 | $1.6B | $543.7M |
负债/权益比PLBCRGS
| Q4 25 | — | 0.60× | ||
| Q3 25 | — | 0.59× | ||
| Q2 25 | — | 0.60× | ||
| Q1 25 | — | 1.63× | ||
| Q4 24 | — | 1.67× | ||
| Q3 24 | — | 1.69× | ||
| Q2 24 | — | 1.75× | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $21.6M | $1.7M |
| 自由现金流经营现金流 - 资本支出 | $20.3M | $891.0K |
| 自由现金流率自由现金流/营收 | 70.9% | 1.6% |
| 资本支出强度资本支出/营收 | 4.6% | 1.4% |
| 现金转化率经营现金流/净利润 | — | 3.65× |
| 过去12个月自由现金流最近4个季度 | $34.4M | $14.9M |
8季度趋势，按日历期对齐
经营现金流PLBCRGS
| Q4 25 | $21.6M | $1.7M | ||
| Q3 25 | $5.6M | $2.3M | ||
| Q2 25 | $2.1M | $6.8M | ||
| Q1 25 | $7.5M | $6.2M | ||
| Q4 24 | $30.5M | $2.1M | ||
| Q3 24 | $8.0M | $-1.3M | ||
| Q2 24 | $5.1M | $5.1M | ||
| Q1 24 | $9.2M | $-277.0K |
自由现金流PLBCRGS
| Q4 25 | $20.3M | $891.0K | ||
| Q3 25 | $4.8M | $1.9M | ||
| Q2 25 | $2.0M | $6.2M | ||
| Q1 25 | $7.3M | $5.9M | ||
| Q4 24 | $29.8M | $1.7M | ||
| Q3 24 | $7.8M | $-1.4M | ||
| Q2 24 | $4.8M | $5.1M | ||
| Q1 24 | $9.0M | $-326.0K |
自由现金流率PLBCRGS
| Q4 25 | 70.9% | 1.6% | ||
| Q3 25 | 17.5% | 3.2% | ||
| Q2 25 | 9.9% | 10.3% | ||
| Q1 25 | 33.7% | 10.3% | ||
| Q4 24 | 141.0% | 3.6% | ||
| Q3 24 | 37.1% | -3.0% | ||
| Q2 24 | 23.5% | 10.3% | ||
| Q1 24 | 45.8% | -0.7% |
资本支出强度PLBCRGS
| Q4 25 | 4.6% | 1.4% | ||
| Q3 25 | 2.9% | 0.7% | ||
| Q2 25 | 0.2% | 0.9% | ||
| Q1 25 | 0.8% | 0.6% | ||
| Q4 24 | 3.2% | 0.9% | ||
| Q3 24 | 0.7% | 0.0% | ||
| Q2 24 | 1.1% | 0.0% | ||
| Q1 24 | 1.0% | 0.1% |
现金转化率PLBCRGS
| Q4 25 | — | 3.65× | ||
| Q3 25 | 1.09× | 1.68× | ||
| Q2 25 | 0.33× | 0.06× | ||
| Q1 25 | 1.04× | 24.80× | ||
| Q4 24 | — | 0.28× | ||
| Q3 24 | 1.02× | — | ||
| Q2 24 | 0.75× | 0.06× | ||
| Q1 24 | 1.46× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PLBC
暂无分部数据
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
