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PATRIOT NATIONAL BANCORP INC（PNBK）与Rocky Mountain Chocolate Factory, Inc.（RMCF）财务数据对比。点击上方公司名可切换其他公司
PATRIOT NATIONAL BANCORP INC的季度营收约是Rocky Mountain Chocolate Factory, Inc.的1.3倍（$9.5M vs $7.5M），PATRIOT NATIONAL BANCORP INC同比增速更快（44.3% vs -4.4%），Rocky Mountain Chocolate Factory, Inc.自由现金流更多（$-1.3M vs $-14.3M），过去两年PATRIOT NATIONAL BANCORP INC的营收复合增速更高（11.5% vs 1.9%）
爱国者国民银行股份公司（股票代码PNBK）是一家银行控股公司，旗下核心机构爱国者国民银行总部位于康涅狄格州斯坦福德，公司股票在纳斯达克交易所挂牌上市。
落基山巧克力厂是美国知名巧克力企业，同时开展国际特许经营业务，集糖果生产与零售运营于一体，总部位于美国科罗拉多州杜兰戈，除美国本土门店外，在巴拿马、菲律宾也设有经营网点。
PNBK vs RMCF — 直观对比
营收规模更大
PNBK
是对方的1.3倍
$7.5M
营收增速更快
PNBK
高出48.8%
-4.4%
自由现金流更多
RMCF
多$13.1M
$-14.3M
两年增速更快
PNBK
近两年复合增速
1.9%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $9.5M | $7.5M |
| 净利润 | — | $-155.0K |
| 毛利率 | — | 34.0% |
| 营业利润率 | -36.3% | 1.1% |
| 净利率 | — | -2.1% |
| 营收同比 | 44.3% | -4.4% |
| 净利润同比 | — | 81.7% |
| 每股收益（稀释后） | $0.13 | $-0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PNBKRMCF
| Q4 25 | $9.5M | $7.5M | ||
| Q3 25 | $7.2M | $6.8M | ||
| Q2 25 | $6.2M | $6.4M | ||
| Q1 25 | $6.7M | $8.9M | ||
| Q4 24 | $6.6M | $7.9M | ||
| Q3 24 | $7.1M | $6.4M | ||
| Q2 24 | $7.1M | $6.4M | ||
| Q1 24 | $7.7M | $7.3M |
净利润PNBKRMCF
| Q4 25 | — | $-155.0K | ||
| Q3 25 | $-2.7M | $-662.0K | ||
| Q2 25 | $-5.0M | $-324.0K | ||
| Q1 25 | $-2.8M | $-2.9M | ||
| Q4 24 | — | $-847.0K | ||
| Q3 24 | $-27.0M | $-722.0K | ||
| Q2 24 | $-3.1M | $-1.7M | ||
| Q1 24 | $-299.0K | $-1.6M |
毛利率PNBKRMCF
| Q4 25 | — | 34.0% | ||
| Q3 25 | — | 23.6% | ||
| Q2 25 | — | 31.1% | ||
| Q1 25 | — | 10.8% | ||
| Q4 24 | — | 23.4% | ||
| Q3 24 | — | 31.8% | ||
| Q2 24 | — | 12.8% | ||
| Q1 24 | — | 24.3% |
营业利润率PNBKRMCF
| Q4 25 | -36.3% | 1.1% | ||
| Q3 25 | -36.9% | -7.0% | ||
| Q2 25 | -81.2% | -2.3% | ||
| Q1 25 | -41.5% | -30.3% | ||
| Q4 24 | -205.4% | -8.9% | ||
| Q3 24 | -32.4% | -14.3% | ||
| Q2 24 | -56.5% | -25.4% | ||
| Q1 24 | -3.0% | -21.7% |
净利率PNBKRMCF
| Q4 25 | — | -2.1% | ||
| Q3 25 | -36.8% | -9.7% | ||
| Q2 25 | -80.4% | -5.1% | ||
| Q1 25 | -41.6% | -32.5% | ||
| Q4 24 | — | -10.7% | ||
| Q3 24 | -378.9% | -11.3% | ||
| Q2 24 | -43.5% | -25.9% | ||
| Q1 24 | -3.9% | -21.9% |
每股收益（稀释后）PNBKRMCF
| Q4 25 | $0.13 | $-0.02 | ||
| Q3 25 | $-0.03 | $-0.09 | ||
| Q2 25 | $-0.06 | $-0.04 | ||
| Q1 25 | $-0.21 | $-0.38 | ||
| Q4 24 | $-2.40 | $-0.11 | ||
| Q3 24 | $-6.78 | $-0.11 | ||
| Q2 24 | $-0.77 | $-0.26 | ||
| Q1 24 | $-0.08 | $-0.25 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $641.0K |
| 总债务越低越好 | $16.4M | — |
| 股东权益账面价值 | $94.7M | $6.0M |
| 总资产 | $1.1B | $20.7M |
| 负债/权益比越低杠杆越低 | 0.17× | — |
8季度趋势，按日历期对齐
现金及短期投资PNBKRMCF
| Q4 25 | — | $641.0K | ||
| Q3 25 | — | $2.0M | ||
| Q2 25 | — | $893.0K | ||
| Q1 25 | — | $720.0K | ||
| Q4 24 | — | $1.1M | ||
| Q3 24 | — | $973.0K | ||
| Q2 24 | — | $637.0K | ||
| Q1 24 | — | $2.1M |
总债务PNBKRMCF
| Q4 25 | $16.4M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $33.1M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益PNBKRMCF
| Q4 25 | $94.7M | $6.0M | ||
| Q3 25 | $95.0M | $6.1M | ||
| Q2 25 | $66.2M | $6.7M | ||
| Q1 25 | $57.1M | $7.0M | ||
| Q4 24 | $4.3M | $9.8M | ||
| Q3 24 | $16.4M | $10.5M | ||
| Q2 24 | $40.5M | $9.0M | ||
| Q1 24 | $43.6M | $10.6M |
总资产PNBKRMCF
| Q4 25 | $1.1B | $20.7M | ||
| Q3 25 | $950.8M | $22.3M | ||
| Q2 25 | $930.0M | $20.1M | ||
| Q1 25 | $956.6M | $21.2M | ||
| Q4 24 | $1.0B | $21.6M | ||
| Q3 24 | $974.1M | $21.1M | ||
| Q2 24 | $1.0B | $19.0M | ||
| Q1 24 | $1.1B | $20.6M |
负债/权益比PNBKRMCF
| Q4 25 | 0.17× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 7.76× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-14.2M | $-1.2M |
| 自由现金流经营现金流 - 资本支出 | $-14.3M | $-1.3M |
| 自由现金流率自由现金流/营收 | -150.8% | -16.9% |
| 资本支出强度资本支出/营收 | 1.8% | 0.5% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-24.6M | — |
8季度趋势，按日历期对齐
经营现金流PNBKRMCF
| Q4 25 | $-14.2M | $-1.2M | ||
| Q3 25 | $-5.2M | $-488.0K | ||
| Q2 25 | $921.0K | $350.0K | ||
| Q1 25 | $-5.8M | $1.2M | ||
| Q4 24 | $2.7M | $-2.1M | ||
| Q3 24 | $-2.6M | $-3.5M | ||
| Q2 24 | $6.0M | $-2.2M | ||
| Q1 24 | $1.8M | $129.0K |
自由现金流PNBKRMCF
| Q4 25 | $-14.3M | $-1.3M | ||
| Q3 25 | $-5.3M | $-544.0K | ||
| Q2 25 | $918.0K | $182.0K | ||
| Q1 25 | $-5.9M | — | ||
| Q4 24 | $2.6M | — | ||
| Q3 24 | $-2.7M | $-4.6M | ||
| Q2 24 | $6.0M | $-2.6M | ||
| Q1 24 | $1.8M | $-352.3K |
自由现金流率PNBKRMCF
| Q4 25 | -150.8% | -16.9% | ||
| Q3 25 | -72.8% | -8.0% | ||
| Q2 25 | 14.8% | 2.9% | ||
| Q1 25 | -88.0% | — | ||
| Q4 24 | 39.9% | — | ||
| Q3 24 | -37.3% | -72.6% | ||
| Q2 24 | 84.6% | -40.2% | ||
| Q1 24 | 23.0% | -4.9% |
资本支出强度PNBKRMCF
| Q4 25 | 1.8% | 0.5% | ||
| Q3 25 | 0.3% | 0.8% | ||
| Q2 25 | 0.0% | 2.6% | ||
| Q1 25 | 1.0% | — | ||
| Q4 24 | 0.8% | — | ||
| Q3 24 | 0.9% | 17.5% | ||
| Q2 24 | 0.7% | 6.5% | ||
| Q1 24 | 0.5% | 6.6% |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PNBK
暂无分部数据
RMCF
| Manufacturing | $5.9M | 78% |
| Transferred At Point In Time | $1.2M | 16% |
| Other | $414.0K | 5% |
