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PROG Holdings, Inc.(PRG)与SCANSOURCE, INC.(SCSC)财务数据对比。点击上方公司名可切换其他公司
SCANSOURCE, INC.的季度营收约是PROG Holdings, Inc.的1.2倍($766.5M vs $651.6M),PROG Holdings, Inc.净利率更高(5.5% vs 2.2%,领先3.4%),PROG Holdings, Inc.同比增速更快(457.1% vs 2.5%),过去两年PROG Holdings, Inc.的营收复合增速更高(4.9% vs 0.9%)
PROG Holdings是一家总部位于美国的金融科技企业,主要面向美国本土市场提供灵活的租购及销售点融资解决方案,核心业务涵盖零售合作伙伴融资、消费信贷与支付服务,帮助消费者无需满足传统信用要求即可购买电子产品、家居用品等商品。
ScanSource是全球领先的专业技术分销商,主营销售点系统、条码扫描设备、网络安全产品、云服务及通信解决方案,面向北美、拉美、欧洲的增值经销商、服务提供商及企业客户,覆盖零售、医疗、工业、公共部门等领域。
PRG vs SCSC — 直观对比
营收规模更大
SCSC
是对方的1.2倍
$651.6M
营收增速更快
PRG
高出454.6%
2.5%
净利率更高
PRG
高出3.4%
2.2%
两年增速更快
PRG
近两年复合增速
0.9%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | ||
|---|---|---|
| 营收 | $651.6M | $766.5M |
| 净利润 | $36.1M | $16.5M |
| 毛利率 | — | 13.4% |
| 营业利润率 | 10.0% | 2.3% |
| 净利率 | 5.5% | 2.2% |
| 营收同比 | 457.1% | 2.5% |
| 净利润同比 | 3.8% | -3.3% |
| 每股收益(稀释后) | $3.68 | $0.75 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
PRG
SCSC
| Q1 26 | $651.6M | — | ||
| Q4 25 | $525.4M | $766.5M | ||
| Q3 25 | $595.1M | $739.6M | ||
| Q2 25 | $604.7M | $812.9M | ||
| Q1 25 | $684.1M | $704.8M | ||
| Q4 24 | $558.9M | $747.5M | ||
| Q3 24 | $606.1M | $775.6M | ||
| Q2 24 | $592.2M | $746.1M |
净利润
PRG
SCSC
| Q1 26 | $36.1M | — | ||
| Q4 25 | $40.5M | $16.5M | ||
| Q3 25 | $33.1M | $19.9M | ||
| Q2 25 | $38.5M | $20.1M | ||
| Q1 25 | $34.7M | $17.4M | ||
| Q4 24 | $57.5M | $17.1M | ||
| Q3 24 | $84.0M | $17.0M | ||
| Q2 24 | $33.8M | $16.1M |
毛利率
PRG
SCSC
| Q1 26 | — | — | ||
| Q4 25 | — | 13.4% | ||
| Q3 25 | — | 14.5% | ||
| Q2 25 | — | 12.9% | ||
| Q1 25 | — | 14.2% | ||
| Q4 24 | — | 13.6% | ||
| Q3 24 | — | 13.1% | ||
| Q2 24 | — | 13.0% |
营业利润率
PRG
SCSC
| Q1 26 | 10.0% | — | ||
| Q4 25 | 6.9% | 2.3% | ||
| Q3 25 | 9.0% | 3.5% | ||
| Q2 25 | 10.0% | 3.3% | ||
| Q1 25 | 8.2% | 3.2% | ||
| Q4 24 | 8.9% | 2.5% | ||
| Q3 24 | 8.1% | 2.3% | ||
| Q2 24 | 9.4% | 2.9% |
净利率
PRG
SCSC
| Q1 26 | 5.5% | — | ||
| Q4 25 | 7.7% | 2.2% | ||
| Q3 25 | 5.6% | 2.7% | ||
| Q2 25 | 6.4% | 2.5% | ||
| Q1 25 | 5.1% | 2.5% | ||
| Q4 24 | 10.3% | 2.3% | ||
| Q3 24 | 13.9% | 2.2% | ||
| Q2 24 | 5.7% | 2.2% |
每股收益(稀释后)
PRG
SCSC
| Q1 26 | $3.68 | — | ||
| Q4 25 | $0.99 | $0.75 | ||
| Q3 25 | $0.82 | $0.89 | ||
| Q2 25 | $0.95 | $0.87 | ||
| Q1 25 | $0.83 | $0.74 | ||
| Q4 24 | $1.33 | $0.70 | ||
| Q3 24 | $1.94 | $0.69 | ||
| Q2 24 | $0.77 | $0.66 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | $69.4M | $83.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $774.4M | $910.9M |
| 总资产 | $2.0B | $1.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势,按日历期对齐
现金及短期投资
PRG
SCSC
| Q1 26 | $69.4M | — | ||
| Q4 25 | $308.8M | $83.5M | ||
| Q3 25 | $292.6M | $124.9M | ||
| Q2 25 | $222.0M | $126.2M | ||
| Q1 25 | $213.3M | $146.3M | ||
| Q4 24 | $90.9M | $110.5M | ||
| Q3 24 | $221.7M | $145.0M | ||
| Q2 24 | $250.1M | $185.5M |
总债务
PRG
SCSC
| Q1 26 | — | — | ||
| Q4 25 | $594.9M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $643.6M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益
PRG
SCSC
| Q1 26 | $774.4M | — | ||
| Q4 25 | $746.4M | $910.9M | ||
| Q3 25 | $703.6M | $914.0M | ||
| Q2 25 | $668.7M | $906.4M | ||
| Q1 25 | $654.4M | $901.7M | ||
| Q4 24 | $650.3M | $900.7M | ||
| Q3 24 | $630.8M | $920.9M | ||
| Q2 24 | $581.9M | $924.3M |
总资产
PRG
SCSC
| Q1 26 | $2.0B | — | ||
| Q4 25 | $1.6B | $1.7B | ||
| Q3 25 | $1.5B | $1.7B | ||
| Q2 25 | $1.5B | $1.8B | ||
| Q1 25 | $1.5B | $1.7B | ||
| Q4 24 | $1.5B | $1.7B | ||
| Q3 24 | $1.4B | $1.8B | ||
| Q2 24 | $1.5B | $1.8B |
负债/权益比
PRG
SCSC
| Q1 26 | — | — | ||
| Q4 25 | 0.80× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.99× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | — | $30.8M |
| 自由现金流经营现金流 - 资本支出 | — | $28.9M |
| 自由现金流率自由现金流/营收 | — | 3.8% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | 1.87× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势,按日历期对齐
经营现金流
PRG
SCSC
| Q1 26 | — | — | ||
| Q4 25 | $-54.9M | $30.8M | ||
| Q3 25 | $110.0M | $23.2M | ||
| Q2 25 | $69.9M | — | ||
| Q1 25 | $209.9M | $66.1M | ||
| Q4 24 | $-84.5M | $-6.2M | ||
| Q3 24 | $31.9M | $44.8M | ||
| Q2 24 | $55.4M | — |
自由现金流
PRG
SCSC
| Q1 26 | — | — | ||
| Q4 25 | $-57.5M | $28.9M | ||
| Q3 25 | $106.5M | $20.8M | ||
| Q2 25 | $68.0M | — | ||
| Q1 25 | $208.0M | $64.6M | ||
| Q4 24 | $-86.8M | $-8.2M | ||
| Q3 24 | $29.8M | $42.5M | ||
| Q2 24 | $53.5M | — |
自由现金流率
PRG
SCSC
| Q1 26 | — | — | ||
| Q4 25 | -10.9% | 3.8% | ||
| Q3 25 | 17.9% | 2.8% | ||
| Q2 25 | 11.2% | — | ||
| Q1 25 | 30.4% | 9.2% | ||
| Q4 24 | -15.5% | -1.1% | ||
| Q3 24 | 4.9% | 5.5% | ||
| Q2 24 | 9.0% | — |
资本支出强度
PRG
SCSC
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | 0.3% | ||
| Q3 25 | 0.6% | 0.3% | ||
| Q2 25 | 0.3% | 0.3% | ||
| Q1 25 | 0.3% | 0.2% | ||
| Q4 24 | 0.4% | 0.3% | ||
| Q3 24 | 0.3% | 0.3% | ||
| Q2 24 | 0.3% | 0.2% |
现金转化率
PRG
SCSC
| Q1 26 | — | — | ||
| Q4 25 | -1.36× | 1.87× | ||
| Q3 25 | 3.32× | 1.17× | ||
| Q2 25 | 1.82× | — | ||
| Q1 25 | 6.05× | 3.79× | ||
| Q4 24 | -1.47× | -0.36× | ||
| Q3 24 | 0.38× | 2.64× | ||
| Q2 24 | 1.64× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PRG
暂无分部数据
SCSC
| Products And Services | $723.4M | 94% |
| Intelisys Advisory | $25.0M | 3% |
| Recurring Revenue | $18.2M | 2% |