vs
PROG Holdings, Inc.（PRG）与SSR MINING INC.（SSRM）财务数据对比。点击上方公司名可切换其他公司
PROG Holdings, Inc.的季度营收约是SSR MINING INC.的1.2倍（$651.6M vs $521.7M），SSR MINING INC.净利率更高（34.8% vs 5.5%，领先29.2%），PROG Holdings, Inc.同比增速更快（457.1% vs 61.4%），过去两年SSR MINING INC.的营收复合增速更高（50.5% vs 4.9%）
PROG Holdings是一家总部位于美国的金融科技企业，主要面向美国本土市场提供灵活的租购及销售点融资解决方案，核心业务涵盖零售合作伙伴融资、消费信贷与支付服务，帮助消费者无需满足传统信用要求即可购买电子产品、家居用品等商品。
SSR Mining Inc.（前身为白银标准资源公司）总部位于美国科罗拉多州丹佛，主营金、银、铜、铅、锌矿产开采，拥有阿根廷最大的银矿，同时在美洲全境及土耳其开展矿产勘探业务。2020年与阿拉瑟黄金合并后迁至丹佛，现任总裁兼首席执行官为罗德尼·P·安塔尔。
PRG vs SSRM — 直观对比
营收规模更大
PRG
是对方的1.2倍
$521.7M
营收增速更快
PRG
高出395.7%
61.4%
净利率更高
SSRM
高出29.2%
5.5%
两年增速更快
SSRM
近两年复合增速
4.9%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $651.6M | $521.7M |
| 净利润 | $36.1M | $181.5M |
| 毛利率 | — | — |
| 营业利润率 | 10.0% | 38.8% |
| 净利率 | 5.5% | 34.8% |
| 营收同比 | 457.1% | 61.4% |
| 净利润同比 | 3.8% | 3166.6% |
| 每股收益（稀释后） | $3.68 | $0.84 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PRGSSRM
| Q1 26 | $651.6M | — | ||
| Q4 25 | $525.4M | $521.7M | ||
| Q3 25 | $595.1M | $385.8M | ||
| Q2 25 | $604.7M | $405.5M | ||
| Q1 25 | $684.1M | $316.6M | ||
| Q4 24 | $558.9M | $323.2M | ||
| Q3 24 | $606.1M | $257.4M | ||
| Q2 24 | $592.2M | $184.8M |
净利润PRGSSRM
| Q1 26 | $36.1M | — | ||
| Q4 25 | $40.5M | $181.5M | ||
| Q3 25 | $33.1M | $65.4M | ||
| Q2 25 | $38.5M | $90.1M | ||
| Q1 25 | $34.7M | $58.8M | ||
| Q4 24 | $57.5M | $5.6M | ||
| Q3 24 | $84.0M | $10.6M | ||
| Q2 24 | $33.8M | $9.7M |
营业利润率PRGSSRM
| Q1 26 | 10.0% | — | ||
| Q4 25 | 6.9% | 38.8% | ||
| Q3 25 | 9.0% | 21.6% | ||
| Q2 25 | 10.0% | 26.9% | ||
| Q1 25 | 8.2% | 21.1% | ||
| Q4 24 | 8.9% | 10.6% | ||
| Q3 24 | 8.1% | 3.5% | ||
| Q2 24 | 9.4% | 5.8% |
净利率PRGSSRM
| Q1 26 | 5.5% | — | ||
| Q4 25 | 7.7% | 34.8% | ||
| Q3 25 | 5.6% | 17.0% | ||
| Q2 25 | 6.4% | 22.2% | ||
| Q1 25 | 5.1% | 18.6% | ||
| Q4 24 | 10.3% | 1.7% | ||
| Q3 24 | 13.9% | 4.1% | ||
| Q2 24 | 5.7% | 5.2% |
每股收益（稀释后）PRGSSRM
| Q1 26 | $3.68 | — | ||
| Q4 25 | $0.99 | $0.84 | ||
| Q3 25 | $0.82 | $0.31 | ||
| Q2 25 | $0.95 | $0.42 | ||
| Q1 25 | $0.83 | $0.28 | ||
| Q4 24 | $1.33 | $0.03 | ||
| Q3 24 | $1.94 | $0.05 | ||
| Q2 24 | $0.77 | $0.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $69.4M | $575.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $774.4M | $3.5B |
| 总资产 | $2.0B | $6.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PRGSSRM
| Q1 26 | $69.4M | — | ||
| Q4 25 | $308.8M | $575.6M | ||
| Q3 25 | $292.6M | $445.4M | ||
| Q2 25 | $222.0M | $438.5M | ||
| Q1 25 | $213.3M | $341.3M | ||
| Q4 24 | $90.9M | $417.3M | ||
| Q3 24 | $221.7M | $365.8M | ||
| Q2 24 | $250.1M | $384.4M |
总债务PRGSSRM
| Q1 26 | — | — | ||
| Q4 25 | $594.9M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $643.6M | $228.6M | ||
| Q3 24 | — | $228.3M | ||
| Q2 24 | — | $228.0M |
股东权益PRGSSRM
| Q1 26 | $774.4M | — | ||
| Q4 25 | $746.4M | $3.5B | ||
| Q3 25 | $703.6M | $3.3B | ||
| Q2 25 | $668.7M | $3.3B | ||
| Q1 25 | $654.4M | $3.2B | ||
| Q4 24 | $650.3M | $3.1B | ||
| Q3 24 | $630.8M | $3.1B | ||
| Q2 24 | $581.9M | $3.1B |
总资产PRGSSRM
| Q1 26 | $2.0B | — | ||
| Q4 25 | $1.6B | $6.1B | ||
| Q3 25 | $1.5B | $5.9B | ||
| Q2 25 | $1.5B | $5.8B | ||
| Q1 25 | $1.5B | $5.6B | ||
| Q4 24 | $1.5B | $5.2B | ||
| Q3 24 | $1.4B | $5.1B | ||
| Q2 24 | $1.5B | $5.2B |
负债/权益比PRGSSRM
| Q1 26 | — | — | ||
| Q4 25 | 0.80× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.99× | 0.07× | ||
| Q3 24 | — | 0.07× | ||
| Q2 24 | — | 0.07× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $172.1M |
| 自由现金流经营现金流 - 资本支出 | — | $106.4M |
| 自由现金流率自由现金流/营收 | — | 20.4% |
| 资本支出强度资本支出/营收 | — | 12.6% |
| 现金转化率经营现金流/净利润 | — | 0.95× |
| 过去12个月自由现金流最近4个季度 | — | $241.6M |
8季度趋势，按日历期对齐
经营现金流PRGSSRM
| Q1 26 | — | — | ||
| Q4 25 | $-54.9M | $172.1M | ||
| Q3 25 | $110.0M | $57.2M | ||
| Q2 25 | $69.9M | $157.8M | ||
| Q1 25 | $209.9M | $84.8M | ||
| Q4 24 | $-84.5M | $95.0M | ||
| Q3 24 | $31.9M | $-1.3M | ||
| Q2 24 | $55.4M | $-78.1M |
自由现金流PRGSSRM
| Q1 26 | — | — | ||
| Q4 25 | $-57.5M | $106.4M | ||
| Q3 25 | $106.5M | $-2.4M | ||
| Q2 25 | $68.0M | $98.4M | ||
| Q1 25 | $208.0M | $39.3M | ||
| Q4 24 | $-86.8M | $56.4M | ||
| Q3 24 | $29.8M | $-34.1M | ||
| Q2 24 | $53.5M | $-116.3M |
自由现金流率PRGSSRM
| Q1 26 | — | — | ||
| Q4 25 | -10.9% | 20.4% | ||
| Q3 25 | 17.9% | -0.6% | ||
| Q2 25 | 11.2% | 24.3% | ||
| Q1 25 | 30.4% | 12.4% | ||
| Q4 24 | -15.5% | 17.5% | ||
| Q3 24 | 4.9% | -13.2% | ||
| Q2 24 | 9.0% | -62.9% |
资本支出强度PRGSSRM
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | 12.6% | ||
| Q3 25 | 0.6% | 15.4% | ||
| Q2 25 | 0.3% | 14.7% | ||
| Q1 25 | 0.3% | 14.4% | ||
| Q4 24 | 0.4% | 11.9% | ||
| Q3 24 | 0.3% | 12.7% | ||
| Q2 24 | 0.3% | 20.7% |
现金转化率PRGSSRM
| Q1 26 | — | — | ||
| Q4 25 | -1.36× | 0.95× | ||
| Q3 25 | 3.32× | 0.87× | ||
| Q2 25 | 1.82× | 1.75× | ||
| Q1 25 | 6.05× | 1.44× | ||
| Q4 24 | -1.47× | 17.10× | ||
| Q3 24 | 0.38× | -0.13× | ||
| Q2 24 | 1.64× | -8.06× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PRG
暂无分部数据
SSRM
| Gold | $369.3M | 71% |
| Concentrate Sales | $124.4M | 24% |
| Other | $19.1M | 4% |
| Lead | $9.0M | 2% |
