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PROGRESS SOFTWARE CORP（PRGS）与SAFETY INSURANCE GROUP INC（SAFT）财务数据对比。点击上方公司名可切换其他公司
SAFETY INSURANCE GROUP INC的季度营收约是PROGRESS SOFTWARE CORP的1.3倍（$319.3M vs $252.7M），PROGRESS SOFTWARE CORP净利率更高（10.2% vs 6.3%，领先3.9%），PROGRESS SOFTWARE CORP同比增速更快（17.5% vs 11.4%），SAFETY INSURANCE GROUP INC自由现金流更多（$192.0M vs $59.9M），过去两年PROGRESS SOFTWARE CORP的营收复合增速更高（17.0% vs 9.1%）
Progress Software是全球领先的企业级软件服务商，主营应用开发平台、数据连接工具、数字体验解决方案等产品，服务覆盖金融、医疗、制造、零售等多行业的全球企业客户，助力客户搭建高性能可扩展的业务应用，提升运营效率。
全美互助保险集团及其关联公司，常简称为Nationwide，是一家总部位于美国俄亥俄州哥伦布市的大型保险金融服务集团，在亚利桑那州斯科茨代尔、爱荷华州得梅因都设有区域总部。目前集团拥有约2.4万名员工，位列2025年财富美国500强榜单第72名。
PRGS vs SAFT — 直观对比
营收规模更大
SAFT
是对方的1.3倍
$252.7M
营收增速更快
PRGS
高出6.2%
11.4%
净利率更高
PRGS
高出3.9%
6.3%
自由现金流更多
SAFT
多$132.1M
$59.9M
两年增速更快
PRGS
近两年复合增速
9.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $252.7M | $319.3M |
| 净利润 | $25.7M | $20.1M |
| 毛利率 | 81.6% | — |
| 营业利润率 | 15.2% | 8.0% |
| 净利率 | 10.2% | 6.3% |
| 营收同比 | 17.5% | 11.4% |
| 净利润同比 | 2144.6% | 147.3% |
| 每股收益（稀释后） | $0.59 | $1.36 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PRGSSAFT
| Q4 25 | $252.7M | $319.3M | ||
| Q3 25 | $249.8M | $326.6M | ||
| Q2 25 | $237.4M | $316.3M | ||
| Q1 25 | $238.0M | $301.4M | ||
| Q4 24 | $215.0M | $286.7M | ||
| Q3 24 | $178.7M | $295.3M | ||
| Q2 24 | $175.1M | $269.8M | ||
| Q1 24 | $184.7M | $268.2M |
净利润PRGSSAFT
| Q4 25 | $25.7M | $20.1M | ||
| Q3 25 | $19.4M | $28.3M | ||
| Q2 25 | $17.0M | $28.9M | ||
| Q1 25 | $10.9M | $21.9M | ||
| Q4 24 | $1.1M | $8.1M | ||
| Q3 24 | $28.5M | $25.9M | ||
| Q2 24 | $16.2M | $16.6M | ||
| Q1 24 | $22.6M | $20.1M |
毛利率PRGSSAFT
| Q4 25 | 81.6% | — | ||
| Q3 25 | 81.0% | — | ||
| Q2 25 | 80.1% | — | ||
| Q1 25 | 80.6% | — | ||
| Q4 24 | 83.0% | — | ||
| Q3 24 | 83.7% | — | ||
| Q2 24 | 81.7% | — | ||
| Q1 24 | 82.2% | — |
营业利润率PRGSSAFT
| Q4 25 | 15.2% | 8.0% | ||
| Q3 25 | 17.6% | 11.1% | ||
| Q2 25 | 16.3% | 11.6% | ||
| Q1 25 | 13.6% | 9.4% | ||
| Q4 24 | 10.0% | 3.5% | ||
| Q3 24 | 22.6% | 11.1% | ||
| Q2 24 | 15.5% | 7.9% | ||
| Q1 24 | 19.0% | 9.5% |
净利率PRGSSAFT
| Q4 25 | 10.2% | 6.3% | ||
| Q3 25 | 7.8% | 8.7% | ||
| Q2 25 | 7.2% | 9.1% | ||
| Q1 25 | 4.6% | 7.3% | ||
| Q4 24 | 0.5% | 2.8% | ||
| Q3 24 | 15.9% | 8.8% | ||
| Q2 24 | 9.2% | 6.2% | ||
| Q1 24 | 12.3% | 7.5% |
每股收益（稀释后）PRGSSAFT
| Q4 25 | $0.59 | $1.36 | ||
| Q3 25 | $0.44 | $1.91 | ||
| Q2 25 | $0.39 | $1.95 | ||
| Q1 25 | $0.24 | $1.48 | ||
| Q4 24 | $0.01 | $0.56 | ||
| Q3 24 | $0.65 | $1.73 | ||
| Q2 24 | $0.37 | $1.13 | ||
| Q1 24 | $0.51 | $1.36 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $94.8M | $73.9M |
| 总债务越低越好 | $1.4B | $50.0M |
| 股东权益账面价值 | $478.3M | $892.3M |
| 总资产 | $2.5B | $2.5B |
| 负债/权益比越低杠杆越低 | 2.93× | 0.06× |
8季度趋势，按日历期对齐
现金及短期投资PRGSSAFT
| Q4 25 | $94.8M | $73.9M | ||
| Q3 25 | $99.0M | $56.2M | ||
| Q2 25 | $102.0M | $49.4M | ||
| Q1 25 | $124.2M | $64.7M | ||
| Q4 24 | $118.1M | $59.0M | ||
| Q3 24 | $232.7M | $82.3M | ||
| Q2 24 | $190.4M | $44.6M | ||
| Q1 24 | $133.2M | $30.8M |
总债务PRGSSAFT
| Q4 25 | $1.4B | $50.0M | ||
| Q3 25 | $1.4B | $30.0M | ||
| Q2 25 | $1.5B | $30.0M | ||
| Q1 25 | $1.5B | $30.0M | ||
| Q4 24 | $1.5B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益PRGSSAFT
| Q4 25 | $478.3M | $892.3M | ||
| Q3 25 | $477.7M | $899.6M | ||
| Q2 25 | $452.7M | $873.3M | ||
| Q1 25 | $431.8M | $850.7M | ||
| Q4 24 | $438.8M | $828.5M | ||
| Q3 24 | $425.6M | $851.4M | ||
| Q2 24 | $401.7M | $810.2M | ||
| Q1 24 | $461.7M | $807.1M |
总资产PRGSSAFT
| Q4 25 | $2.5B | $2.5B | ||
| Q3 25 | $2.4B | $2.4B | ||
| Q2 25 | $2.4B | $2.4B | ||
| Q1 25 | $2.5B | $2.3B | ||
| Q4 24 | $2.5B | $2.3B | ||
| Q3 24 | $1.6B | $2.3B | ||
| Q2 24 | $1.6B | $2.2B | ||
| Q1 24 | $1.5B | $2.1B |
负债/权益比PRGSSAFT
| Q4 25 | 2.93× | 0.06× | ||
| Q3 25 | 2.97× | 0.03× | ||
| Q2 25 | 3.22× | 0.03× | ||
| Q1 25 | 3.50× | 0.04× | ||
| Q4 24 | 3.48× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $62.8M | $194.5M |
| 自由现金流经营现金流 - 资本支出 | $59.9M | $192.0M |
| 自由现金流率自由现金流/营收 | 23.7% | 60.1% |
| 资本支出强度资本支出/营收 | 1.1% | 0.8% |
| 现金转化率经营现金流/净利润 | 2.44× | 9.67× |
| 过去12个月自由现金流最近4个季度 | $229.5M | — |
8季度趋势，按日历期对齐
经营现金流PRGSSAFT
| Q4 25 | $62.8M | $194.5M | ||
| Q3 25 | $73.4M | $85.5M | ||
| Q2 25 | $30.0M | $32.3M | ||
| Q1 25 | $68.9M | $3.2M | ||
| Q4 24 | $19.7M | $128.7M | ||
| Q3 24 | $57.7M | $73.8M | ||
| Q2 24 | $63.7M | $25.6M | ||
| Q1 24 | $70.5M | $-21.1M |
自由现金流PRGSSAFT
| Q4 25 | $59.9M | $192.0M | ||
| Q3 25 | $72.4M | — | ||
| Q2 25 | $29.5M | $32.3M | ||
| Q1 25 | $67.7M | $2.8M | ||
| Q4 24 | $16.8M | $124.3M | ||
| Q3 24 | $56.6M | $73.2M | ||
| Q2 24 | $62.7M | $25.0M | ||
| Q1 24 | $70.2M | $-24.2M |
自由现金流率PRGSSAFT
| Q4 25 | 23.7% | 60.1% | ||
| Q3 25 | 29.0% | — | ||
| Q2 25 | 12.4% | 10.2% | ||
| Q1 25 | 28.4% | 0.9% | ||
| Q4 24 | 7.8% | 43.4% | ||
| Q3 24 | 31.7% | 24.8% | ||
| Q2 24 | 35.8% | 9.3% | ||
| Q1 24 | 38.0% | -9.0% |
资本支出强度PRGSSAFT
| Q4 25 | 1.1% | 0.8% | ||
| Q3 25 | 0.4% | 0.0% | ||
| Q2 25 | 0.2% | 0.0% | ||
| Q1 25 | 0.5% | 0.1% | ||
| Q4 24 | 1.3% | 1.5% | ||
| Q3 24 | 0.6% | 0.2% | ||
| Q2 24 | 0.5% | 0.2% | ||
| Q1 24 | 0.2% | 1.1% |
现金转化率PRGSSAFT
| Q4 25 | 2.44× | 9.67× | ||
| Q3 25 | 3.78× | 3.02× | ||
| Q2 25 | 1.76× | 1.12× | ||
| Q1 25 | 6.30× | 0.14× | ||
| Q4 24 | 17.13× | 15.83× | ||
| Q3 24 | 2.03× | 2.85× | ||
| Q2 24 | 3.93× | 1.54× | ||
| Q1 24 | 3.11× | -1.05× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PRGS
| Maintenanceand Services | $187.5M | 74% |
| Share File Acquisition | $67.5M | 27% |
SAFT
暂无分部数据
