vs
Hagerty, Inc.（HGTY）与PROGRESS SOFTWARE CORP（PRGS）财务数据对比。点击上方公司名可切换其他公司
Hagerty, Inc.的季度营收约是PROGRESS SOFTWARE CORP的1.5倍（$388.1M vs $252.7M），PROGRESS SOFTWARE CORP净利率更高（10.2% vs 7.4%，领先2.8%），PROGRESS SOFTWARE CORP同比增速更快（17.5% vs 16.5%），Hagerty, Inc.自由现金流更多（$194.5M vs $59.9M），过去两年Hagerty, Inc.的营收复合增速更高（19.5% vs 17.0%）
哈格蒂（Hagerty, Inc.）是美国知名汽车生活方式及会员服务企业，同时是全球规模最大的经典老爷车特种保险供应商，总部位于密歇根州特拉弗斯城，业务范围覆盖加拿大、德国及英国市场。
Progress Software是全球领先的企业级软件服务商，主营应用开发平台、数据连接工具、数字体验解决方案等产品，服务覆盖金融、医疗、制造、零售等多行业的全球企业客户，助力客户搭建高性能可扩展的业务应用，提升运营效率。
HGTY vs PRGS — 直观对比
营收规模更大
HGTY
是对方的1.5倍
$252.7M
营收增速更快
PRGS
高出1.1%
16.5%
净利率更高
PRGS
高出2.8%
7.4%
自由现金流更多
HGTY
多$134.5M
$59.9M
两年增速更快
HGTY
近两年复合增速
17.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $388.1M | $252.7M |
| 净利润 | $28.6M | $25.7M |
| 毛利率 | — | 81.6% |
| 营业利润率 | 10.2% | 15.2% |
| 净利率 | 7.4% | 10.2% |
| 营收同比 | 16.5% | 17.5% |
| 净利润同比 | 238.4% | 2144.6% |
| 每股收益（稀释后） | — | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HGTYPRGS
| Q4 25 | $388.1M | $252.7M | ||
| Q3 25 | $380.0M | $249.8M | ||
| Q2 25 | $368.7M | $237.4M | ||
| Q1 25 | $319.6M | $238.0M | ||
| Q4 24 | $333.2M | $215.0M | ||
| Q3 24 | $323.4M | $178.7M | ||
| Q2 24 | $313.2M | $175.1M | ||
| Q1 24 | $271.7M | $184.7M |
净利润HGTYPRGS
| Q4 25 | $28.6M | $25.7M | ||
| Q3 25 | $46.2M | $19.4M | ||
| Q2 25 | $47.2M | $17.0M | ||
| Q1 25 | $27.3M | $10.9M | ||
| Q4 24 | $8.4M | $1.1M | ||
| Q3 24 | $19.0M | $28.5M | ||
| Q2 24 | $42.7M | $16.2M | ||
| Q1 24 | $8.2M | $22.6M |
毛利率HGTYPRGS
| Q4 25 | — | 81.6% | ||
| Q3 25 | — | 81.0% | ||
| Q2 25 | — | 80.1% | ||
| Q1 25 | — | 80.6% | ||
| Q4 24 | — | 83.0% | ||
| Q3 24 | — | 83.7% | ||
| Q2 24 | — | 81.7% | ||
| Q1 24 | — | 82.2% |
营业利润率HGTYPRGS
| Q4 25 | 10.2% | 15.2% | ||
| Q3 25 | 9.0% | 17.6% | ||
| Q2 25 | 12.9% | 16.3% | ||
| Q1 25 | 8.1% | 13.6% | ||
| Q4 24 | 1.8% | 10.0% | ||
| Q3 24 | 3.1% | 22.6% | ||
| Q2 24 | 12.2% | 15.5% | ||
| Q1 24 | 4.5% | 19.0% |
净利率HGTYPRGS
| Q4 25 | 7.4% | 10.2% | ||
| Q3 25 | 12.2% | 7.8% | ||
| Q2 25 | 12.8% | 7.2% | ||
| Q1 25 | 8.5% | 4.6% | ||
| Q4 24 | 2.5% | 0.5% | ||
| Q3 24 | 5.9% | 15.9% | ||
| Q2 24 | 13.6% | 9.2% | ||
| Q1 24 | 3.0% | 12.3% |
每股收益（稀释后）HGTYPRGS
| Q4 25 | — | $0.59 | ||
| Q3 25 | — | $0.44 | ||
| Q2 25 | — | $0.39 | ||
| Q1 25 | — | $0.24 | ||
| Q4 24 | — | $0.01 | ||
| Q3 24 | — | $0.65 | ||
| Q2 24 | — | $0.37 | ||
| Q1 24 | — | $0.51 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $160.2M | $94.8M |
| 总债务越低越好 | $177.9M | $1.4B |
| 股东权益账面价值 | $221.3M | $478.3M |
| 总资产 | $2.1B | $2.5B |
| 负债/权益比越低杠杆越低 | 0.80× | 2.93× |
8季度趋势，按日历期对齐
现金及短期投资HGTYPRGS
| Q4 25 | $160.2M | $94.8M | ||
| Q3 25 | $290.5M | $99.0M | ||
| Q2 25 | $259.6M | $102.0M | ||
| Q1 25 | $232.7M | $124.2M | ||
| Q4 24 | $178.7M | $118.1M | ||
| Q3 24 | $208.9M | $232.7M | ||
| Q2 24 | $186.4M | $190.4M | ||
| Q1 24 | $131.2M | $133.2M |
总债务HGTYPRGS
| Q4 25 | $177.9M | $1.4B | ||
| Q3 25 | $104.4M | $1.4B | ||
| Q2 25 | $153.4M | $1.5B | ||
| Q1 25 | $132.6M | $1.5B | ||
| Q4 24 | $105.8M | $1.5B | ||
| Q3 24 | $122.9M | — | ||
| Q2 24 | $98.0M | — | ||
| Q1 24 | $91.5M | — |
股东权益HGTYPRGS
| Q4 25 | $221.3M | $478.3M | ||
| Q3 25 | $211.7M | $477.7M | ||
| Q2 25 | $172.3M | $452.7M | ||
| Q1 25 | $162.9M | $431.8M | ||
| Q4 24 | $150.3M | $438.8M | ||
| Q3 24 | $148.3M | $425.6M | ||
| Q2 24 | $94.4M | $401.7M | ||
| Q1 24 | $93.5M | $461.7M |
总资产HGTYPRGS
| Q4 25 | $2.1B | $2.5B | ||
| Q3 25 | $2.2B | $2.4B | ||
| Q2 25 | $2.0B | $2.4B | ||
| Q1 25 | $1.8B | $2.5B | ||
| Q4 24 | $1.7B | $2.5B | ||
| Q3 24 | $1.8B | $1.6B | ||
| Q2 24 | $1.7B | $1.6B | ||
| Q1 24 | $1.6B | $1.5B |
负债/权益比HGTYPRGS
| Q4 25 | 0.80× | 2.93× | ||
| Q3 25 | 0.49× | 2.97× | ||
| Q2 25 | 0.89× | 3.22× | ||
| Q1 25 | 0.81× | 3.50× | ||
| Q4 24 | 0.70× | 3.48× | ||
| Q3 24 | 0.83× | — | ||
| Q2 24 | 1.04× | — | ||
| Q1 24 | 0.98× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $219.0M | $62.8M |
| 自由现金流经营现金流 - 资本支出 | $194.5M | $59.9M |
| 自由现金流率自由现金流/营收 | 50.1% | 23.7% |
| 资本支出强度资本支出/营收 | 6.3% | 1.1% |
| 现金转化率经营现金流/净利润 | 7.67× | 2.44× |
| 过去12个月自由现金流最近4个季度 | $365.8M | $229.5M |
8季度趋势，按日历期对齐
经营现金流HGTYPRGS
| Q4 25 | $219.0M | $62.8M | ||
| Q3 25 | $92.2M | $73.4M | ||
| Q2 25 | $53.9M | $30.0M | ||
| Q1 25 | $43.8M | $68.9M | ||
| Q4 24 | $177.0M | $19.7M | ||
| Q3 24 | $67.4M | $57.7M | ||
| Q2 24 | $64.0M | $63.7M | ||
| Q1 24 | $58.2M | $70.5M |
自由现金流HGTYPRGS
| Q4 25 | $194.5M | $59.9M | ||
| Q3 25 | $85.2M | $72.4M | ||
| Q2 25 | $47.7M | $29.5M | ||
| Q1 25 | $38.4M | $67.7M | ||
| Q4 24 | $155.7M | $16.8M | ||
| Q3 24 | $62.0M | $56.6M | ||
| Q2 24 | $56.6M | $62.7M | ||
| Q1 24 | $53.7M | $70.2M |
自由现金流率HGTYPRGS
| Q4 25 | 50.1% | 23.7% | ||
| Q3 25 | 22.4% | 29.0% | ||
| Q2 25 | 12.9% | 12.4% | ||
| Q1 25 | 12.0% | 28.4% | ||
| Q4 24 | 46.7% | 7.8% | ||
| Q3 24 | 19.2% | 31.7% | ||
| Q2 24 | 18.1% | 35.8% | ||
| Q1 24 | 19.8% | 38.0% |
资本支出强度HGTYPRGS
| Q4 25 | 6.3% | 1.1% | ||
| Q3 25 | 1.8% | 0.4% | ||
| Q2 25 | 1.7% | 0.2% | ||
| Q1 25 | 1.7% | 0.5% | ||
| Q4 24 | 6.4% | 1.3% | ||
| Q3 24 | 1.7% | 0.6% | ||
| Q2 24 | 2.4% | 0.5% | ||
| Q1 24 | 1.7% | 0.2% |
现金转化率HGTYPRGS
| Q4 25 | 7.67× | 2.44× | ||
| Q3 25 | 2.00× | 3.78× | ||
| Q2 25 | 1.14× | 1.76× | ||
| Q1 25 | 1.61× | 6.30× | ||
| Q4 24 | 20.97× | 17.13× | ||
| Q3 24 | 3.55× | 2.03× | ||
| Q2 24 | 1.50× | 3.93× | ||
| Q1 24 | 7.10× | 3.11× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HGTY
暂无分部数据
PRGS
| Maintenanceand Services | $187.5M | 74% |
| Share File Acquisition | $67.5M | 27% |
