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Primerica, Inc.（PRI）与Taylor Morrison Home Corp（TMHC）财务数据对比。点击上方公司名可切换其他公司
Taylor Morrison Home Corp的季度营收约是Primerica, Inc.的1.6倍（$1.4B vs $853.7M），Primerica, Inc.净利率更高（23.1% vs 7.1%，领先16.0%），Primerica, Inc.同比增速更快（11.0% vs -26.8%），过去两年Primerica, Inc.的营收复合增速更高（7.2% vs -16.5%）
Primerica, Inc.是一家采用多层次营销模式的金融服务机构，业务覆盖美国与加拿大市场，主要面向当地中等收入家庭提供保险、投资等多元化金融产品，满足客户的风险保障与差异化财富管理需求。
泰勒莫里森住房公司是美国规模最大的住宅建筑商之一，总部位于亚利桑那州斯科茨代尔，2007年7月由泰勒伍德罗与莫里森住房合并成立。公司业务覆盖亚利桑那、加利福尼亚、得克萨斯等十余个州，产品涵盖首次置业、中端及中高端住宅，可满足不同层级客户的住房需求。
PRI vs TMHC — 直观对比
营收规模更大
TMHC
是对方的1.6倍
$853.7M
营收增速更快
PRI
高出37.9%
-26.8%
净利率更高
PRI
高出16.0%
7.1%
两年增速更快
PRI
近两年复合增速
-16.5%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $853.7M | $1.4B |
| 净利润 | $197.0M | $98.6M |
| 毛利率 | — | 21.0% |
| 营业利润率 | 28.9% | — |
| 净利率 | 23.1% | 7.1% |
| 营收同比 | 11.0% | -26.8% |
| 净利润同比 | 17.9% | -53.8% |
| 每股收益（稀释后） | $6.11 | $1.12 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PRITMHC
| Q1 26 | — | $1.4B | ||
| Q4 25 | $853.7M | $2.1B | ||
| Q3 25 | $839.9M | $2.1B | ||
| Q2 25 | $793.3M | $2.0B | ||
| Q1 25 | $804.8M | $1.9B | ||
| Q4 24 | $768.8M | $2.4B | ||
| Q3 24 | $774.1M | $2.1B | ||
| Q2 24 | $803.4M | $2.0B |
净利润PRITMHC
| Q1 26 | — | $98.6M | ||
| Q4 25 | $197.0M | $174.0M | ||
| Q3 25 | $206.8M | $201.4M | ||
| Q2 25 | $178.3M | $193.6M | ||
| Q1 25 | $169.1M | $213.5M | ||
| Q4 24 | $167.1M | $242.5M | ||
| Q3 24 | $164.4M | $251.1M | ||
| Q2 24 | $1.2M | $199.5M |
毛利率PRITMHC
| Q1 26 | — | 21.0% | ||
| Q4 25 | — | 22.0% | ||
| Q3 25 | — | 22.7% | ||
| Q2 25 | — | 23.0% | ||
| Q1 25 | — | 24.4% | ||
| Q4 24 | — | 23.9% | ||
| Q3 24 | — | 25.0% | ||
| Q2 24 | 98.0% | 23.7% |
营业利润率PRITMHC
| Q1 26 | — | — | ||
| Q4 25 | 28.9% | — | ||
| Q3 25 | 32.3% | — | ||
| Q2 25 | 29.6% | — | ||
| Q1 25 | 27.5% | — | ||
| Q4 24 | 64.7% | — | ||
| Q3 24 | 32.9% | — | ||
| Q2 24 | 1.0% | — |
净利率PRITMHC
| Q1 26 | — | 7.1% | ||
| Q4 25 | 23.1% | 8.3% | ||
| Q3 25 | 24.6% | 9.6% | ||
| Q2 25 | 22.5% | 9.5% | ||
| Q1 25 | 21.0% | 11.3% | ||
| Q4 24 | 21.7% | 10.3% | ||
| Q3 24 | 21.2% | 11.8% | ||
| Q2 24 | 0.1% | 10.0% |
每股收益（稀释后）PRITMHC
| Q1 26 | — | $1.12 | ||
| Q4 25 | $6.11 | $1.77 | ||
| Q3 25 | $6.35 | $2.01 | ||
| Q2 25 | $5.40 | $1.92 | ||
| Q1 25 | $5.05 | $2.07 | ||
| Q4 24 | $4.92 | $2.29 | ||
| Q3 24 | $4.83 | $2.37 | ||
| Q2 24 | $0.03 | $1.86 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $756.2M | $652.9M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.4B | $6.2B |
| 总资产 | $15.0B | $9.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资PRITMHC
| Q1 26 | — | $652.9M | ||
| Q4 25 | $756.2M | $850.0M | ||
| Q3 25 | $644.9M | $370.6M | ||
| Q2 25 | $621.2M | $130.2M | ||
| Q1 25 | $625.1M | $377.8M | ||
| Q4 24 | $687.8M | $487.2M | ||
| Q3 24 | $550.1M | $256.4M | ||
| Q2 24 | $627.3M | $246.8M |
总债务PRITMHC
| Q1 26 | — | — | ||
| Q4 25 | — | $2.3B | ||
| Q3 25 | — | $2.2B | ||
| Q2 25 | — | $2.1B | ||
| Q1 25 | — | $2.1B | ||
| Q4 24 | — | $2.1B | ||
| Q3 24 | — | $2.1B | ||
| Q2 24 | — | $2.2B |
股东权益PRITMHC
| Q1 26 | — | $6.2B | ||
| Q4 25 | $2.4B | $6.3B | ||
| Q3 25 | $2.3B | $6.2B | ||
| Q2 25 | $2.3B | $6.1B | ||
| Q1 25 | $2.3B | $6.0B | ||
| Q4 24 | $2.3B | $5.9B | ||
| Q3 24 | $1.9B | $5.7B | ||
| Q2 24 | $2.1B | $5.5B |
总资产PRITMHC
| Q1 26 | — | $9.8B | ||
| Q4 25 | $15.0B | $9.8B | ||
| Q3 25 | $14.8B | $9.6B | ||
| Q2 25 | $14.8B | $9.5B | ||
| Q1 25 | $14.6B | $9.4B | ||
| Q4 24 | $14.6B | $9.3B | ||
| Q3 24 | $14.8B | $9.3B | ||
| Q2 24 | $14.6B | $9.1B |
负债/权益比PRITMHC
| Q1 26 | — | — | ||
| Q4 25 | — | 0.36× | ||
| Q3 25 | — | 0.35× | ||
| Q2 25 | — | 0.35× | ||
| Q1 25 | — | 0.35× | ||
| Q4 24 | — | 0.36× | ||
| Q3 24 | — | 0.37× | ||
| Q2 24 | — | 0.39× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $338.2M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 1.72× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流PRITMHC
| Q1 26 | — | — | ||
| Q4 25 | $338.2M | $646.4M | ||
| Q3 25 | $202.9M | $219.6M | ||
| Q2 25 | $162.6M | $-126.0M | ||
| Q1 25 | $197.5M | $77.2M | ||
| Q4 24 | $270.6M | $438.2M | ||
| Q3 24 | $207.3M | $135.9M | ||
| Q2 24 | $173.3M | $-233.3M |
自由现金流PRITMHC
| Q1 26 | — | — | ||
| Q4 25 | — | $635.3M | ||
| Q3 25 | — | $206.6M | ||
| Q2 25 | — | $-133.6M | ||
| Q1 25 | — | $68.7M | ||
| Q4 24 | — | $428.2M | ||
| Q3 24 | — | $127.1M | ||
| Q2 24 | — | $-241.7M |
自由现金流率PRITMHC
| Q1 26 | — | — | ||
| Q4 25 | — | 30.3% | ||
| Q3 25 | — | 9.9% | ||
| Q2 25 | — | -6.6% | ||
| Q1 25 | — | 3.6% | ||
| Q4 24 | — | 18.2% | ||
| Q3 24 | — | 6.0% | ||
| Q2 24 | — | -12.1% |
资本支出强度PRITMHC
| Q1 26 | — | — | ||
| Q4 25 | — | 0.5% | ||
| Q3 25 | — | 0.6% | ||
| Q2 25 | — | 0.4% | ||
| Q1 25 | — | 0.4% | ||
| Q4 24 | — | 0.4% | ||
| Q3 24 | — | 0.4% | ||
| Q2 24 | — | 0.4% |
现金转化率PRITMHC
| Q1 26 | — | — | ||
| Q4 25 | 1.72× | 3.71× | ||
| Q3 25 | 0.98× | 1.09× | ||
| Q2 25 | 0.91× | -0.65× | ||
| Q1 25 | 1.17× | 0.36× | ||
| Q4 24 | 1.62× | 1.81× | ||
| Q3 24 | 1.26× | 0.54× | ||
| Q2 24 | 147.98× | -1.17× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PRI
| Revenues From Sources Other Than Contracts With Customers | $445.9M | 52% |
| Investment And Savings Products Segment Revenues | $340.3M | 40% |
| Other | $56.5M | 7% |
| Segment Revenues From Contracts With Customers | $11.0M | 1% |
TMHC
| Home closings revenue, net | $1.3B | 95% |
| Financial services revenue, net | $49.3M | 4% |
| Land closings revenue | $14.5M | 1% |
| Amenity and other revenue | $11.9M | 1% |
