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普尔斯马特（PSMT）与UPBOUND GROUP, INC.（UPBD）财务数据对比。点击上方公司名可切换其他公司
普尔斯马特的季度营收约是UPBOUND GROUP, INC.的1.2倍（$1.4B vs $1.2B），普尔斯马特净利率更高（2.9% vs 1.7%，领先1.3%），UPBOUND GROUP, INC.同比增速更快（10.9% vs 9.9%），普尔斯马特自由现金流更多（$32.6M vs $24.0M），过去两年UPBOUND GROUP, INC.的营收复合增速更高（4.5% vs 3.5%）
PriceSmart（普尔斯马特）是一家美资会员制仓储商超运营商，业务覆盖中美洲、加勒比地区及南美洲。公司由Price Club的创立者索尔·普莱斯与罗伯特·普莱斯共同创办，罗伯特·普莱斯现任董事会主席。
Upbound Group, Inc.是美国领先的灵活租购解决方案提供商，主营家具、消费电子、家用电器、家居配饰等商品的租售业务，为无法便捷获得传统信贷服务的消费者提供可负担的支付选择。
PSMT vs UPBD — 直观对比
营收规模更大
PSMT
是对方的1.2倍
$1.2B
营收增速更快
UPBD
高出0.9%
9.9%
净利率更高
PSMT
高出1.3%
1.7%
自由现金流更多
PSMT
多$8.6M
$24.0M
两年增速更快
UPBD
近两年复合增速
3.5%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.4B | $1.2B |
| 净利润 | $40.2M | $19.7M |
| 毛利率 | 17.7% | 49.0% |
| 营业利润率 | 4.6% | 4.8% |
| 净利率 | 2.9% | 1.7% |
| 营收同比 | 9.9% | 10.9% |
| 净利润同比 | 7.3% | -36.3% |
| 每股收益（稀释后） | $1.29 | $0.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收PSMTUPBD
| Q4 25 | $1.4B | $1.2B | ||
| Q3 25 | $1.3B | $1.2B | ||
| Q2 25 | $1.3B | $1.2B | ||
| Q1 25 | $1.4B | $1.2B | ||
| Q4 24 | $1.3B | $1.1B | ||
| Q3 24 | $1.2B | $1.1B | ||
| Q2 24 | $1.2B | $1.1B | ||
| Q1 24 | $1.3B | $1.1B |
净利润PSMTUPBD
| Q4 25 | $40.2M | $19.7M | ||
| Q3 25 | $31.5M | $13.2M | ||
| Q2 25 | $35.2M | $15.5M | ||
| Q1 25 | $43.8M | $24.8M | ||
| Q4 24 | $37.4M | $31.0M | ||
| Q3 24 | $29.1M | $30.9M | ||
| Q2 24 | $32.5M | $33.9M | ||
| Q1 24 | $39.3M | $27.7M |
毛利率PSMTUPBD
| Q4 25 | 17.7% | 49.0% | ||
| Q3 25 | — | 48.3% | ||
| Q2 25 | — | 49.4% | ||
| Q1 25 | 17.1% | 46.8% | ||
| Q4 24 | 17.4% | 47.1% | ||
| Q3 24 | — | 47.8% | ||
| Q2 24 | — | 49.4% | ||
| Q1 24 | — | 48.3% |
营业利润率PSMTUPBD
| Q4 25 | 4.6% | 4.8% | ||
| Q3 25 | 4.0% | 4.5% | ||
| Q2 25 | 4.3% | 4.4% | ||
| Q1 25 | 4.8% | 5.3% | ||
| Q4 24 | 4.6% | 7.3% | ||
| Q3 24 | 4.0% | 6.6% | ||
| Q2 24 | 4.1% | 7.5% | ||
| Q1 24 | 4.9% | 5.6% |
净利率PSMTUPBD
| Q4 25 | 2.9% | 1.7% | ||
| Q3 25 | 2.4% | 1.1% | ||
| Q2 25 | 2.7% | 1.3% | ||
| Q1 25 | 3.2% | 2.1% | ||
| Q4 24 | 3.0% | 2.9% | ||
| Q3 24 | 2.4% | 2.9% | ||
| Q2 24 | 2.6% | 3.2% | ||
| Q1 24 | 3.0% | 2.5% |
每股收益（稀释后）PSMTUPBD
| Q4 25 | $1.29 | $0.35 | ||
| Q3 25 | $1.02 | $0.22 | ||
| Q2 25 | $1.14 | $0.26 | ||
| Q1 25 | $1.45 | $0.42 | ||
| Q4 24 | $1.21 | $0.55 | ||
| Q3 24 | $0.94 | $0.55 | ||
| Q2 24 | $1.08 | $0.61 | ||
| Q1 24 | $1.31 | $0.50 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $320.6M | $120.5M |
| 总债务越低越好 | $180.3M | — |
| 股东权益账面价值 | $1.3B | $695.7M |
| 总资产 | $2.4B | $3.3B |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资PSMTUPBD
| Q4 25 | $320.6M | $120.5M | ||
| Q3 25 | $314.2M | $107.0M | ||
| Q2 25 | $262.4M | $106.8M | ||
| Q1 25 | $247.3M | $107.3M | ||
| Q4 24 | $222.2M | $60.9M | ||
| Q3 24 | $225.5M | $85.1M | ||
| Q2 24 | $228.2M | $82.5M | ||
| Q1 24 | $264.2M | $84.8M |
总债务PSMTUPBD
| Q4 25 | $180.3M | — | ||
| Q3 25 | $186.6M | — | ||
| Q2 25 | $103.1M | — | ||
| Q1 25 | $107.1M | — | ||
| Q4 24 | $115.6M | — | ||
| Q3 24 | $130.4M | — | ||
| Q2 24 | $135.1M | — | ||
| Q1 24 | $140.0M | — |
股东权益PSMTUPBD
| Q4 25 | $1.3B | $695.7M | ||
| Q3 25 | $1.2B | $687.3M | ||
| Q2 25 | $1.2B | $685.5M | ||
| Q1 25 | $1.2B | $679.2M | ||
| Q4 24 | $1.2B | $629.0M | ||
| Q3 24 | $1.1B | $611.8M | ||
| Q2 24 | $1.1B | $596.3M | ||
| Q1 24 | $1.1B | $578.3M |
总资产PSMTUPBD
| Q4 25 | $2.4B | $3.3B | ||
| Q3 25 | $2.3B | $3.2B | ||
| Q2 25 | $2.1B | $3.1B | ||
| Q1 25 | $2.1B | $3.0B | ||
| Q4 24 | $2.1B | $2.6B | ||
| Q3 24 | $2.0B | $2.6B | ||
| Q2 24 | $2.0B | $2.6B | ||
| Q1 24 | $2.0B | $2.6B |
负债/权益比PSMTUPBD
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.15× | — | ||
| Q2 25 | 0.08× | — | ||
| Q1 25 | 0.09× | — | ||
| Q4 24 | 0.10× | — | ||
| Q3 24 | 0.12× | — | ||
| Q2 24 | 0.12× | — | ||
| Q1 24 | 0.13× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $71.2M | $41.6M |
| 自由现金流经营现金流 - 资本支出 | $32.6M | $24.0M |
| 自由现金流率自由现金流/营收 | 2.4% | 2.0% |
| 资本支出强度资本支出/营收 | 2.8% | 1.5% |
| 现金转化率经营现金流/净利润 | 1.77× | 2.11× |
| 过去12个月自由现金流最近4个季度 | $125.5M | $238.7M |
8季度趋势，按日历期对齐
经营现金流PSMTUPBD
| Q4 25 | $71.2M | $41.6M | ||
| Q3 25 | $82.1M | $118.4M | ||
| Q2 25 | $52.8M | $7.8M | ||
| Q1 25 | $87.9M | $137.7M | ||
| Q4 24 | $38.5M | $-61.9M | ||
| Q3 24 | $41.8M | $106.2M | ||
| Q2 24 | $38.1M | $15.0M | ||
| Q1 24 | $86.6M | $45.4M |
自由现金流PSMTUPBD
| Q4 25 | $32.6M | $24.0M | ||
| Q3 25 | $25.6M | $97.9M | ||
| Q2 25 | $14.0M | $-10.4M | ||
| Q1 25 | $53.2M | $127.2M | ||
| Q4 24 | $10.3M | $-74.0M | ||
| Q3 24 | $15.2M | $88.3M | ||
| Q2 24 | $-308.0K | $613.0K | ||
| Q1 24 | $16.4M | $33.6M |
自由现金流率PSMTUPBD
| Q4 25 | 2.4% | 2.0% | ||
| Q3 25 | 1.9% | 8.4% | ||
| Q2 25 | 1.1% | -0.9% | ||
| Q1 25 | 3.9% | 10.8% | ||
| Q4 24 | 0.8% | -6.9% | ||
| Q3 24 | 1.2% | 8.3% | ||
| Q2 24 | -0.0% | 0.1% | ||
| Q1 24 | 1.3% | 3.1% |
资本支出强度PSMTUPBD
| Q4 25 | 2.8% | 1.5% | ||
| Q3 25 | 4.2% | 1.8% | ||
| Q2 25 | 2.9% | 1.6% | ||
| Q1 25 | 2.5% | 0.9% | ||
| Q4 24 | 2.2% | 1.1% | ||
| Q3 24 | 2.2% | 1.7% | ||
| Q2 24 | 3.1% | 1.3% | ||
| Q1 24 | 5.4% | 1.1% |
现金转化率PSMTUPBD
| Q4 25 | 1.77× | 2.11× | ||
| Q3 25 | 2.60× | 8.96× | ||
| Q2 25 | 1.50× | 0.50× | ||
| Q1 25 | 2.01× | 5.56× | ||
| Q4 24 | 1.03× | -2.00× | ||
| Q3 24 | 1.44× | 3.44× | ||
| Q2 24 | 1.17× | 0.44× | ||
| Q1 24 | 2.20× | 1.64× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
PSMT
| Fresh Foods | $454.9M | 33% |
| Caribbean Operations Segment | $396.5M | 29% |
| Colombia Operations Segment | $204.1M | 15% |
| Hardlines | $162.6M | 12% |
| Softlines | $99.8M | 7% |
| ship Income Member | $24.5M | 2% |
| Health Services | $14.5M | 1% |
| Other Revenue And Income | $4.2M | 0% |
| United States Operations Segment | $510.0K | 0% |
| Export Sales | $359.0K | 0% |
UPBD
暂无分部数据
