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奇富科技（QFIN）与Rackspace Technology, Inc.（RXT）财务数据对比。点击上方公司名可切换其他公司
奇富科技的季度营收约是Rackspace Technology, Inc.的1.1倍（$731.2M vs $682.8M），奇富科技净利率更高（27.5% vs -4.8%，领先32.3%），过去两年奇富科技的营收复合增速更高（16.4% vs -0.6%）
奇富科技（原360数科）是中国头部金融科技企业，主要为持牌金融机构提供智能风控、信贷技术解决方案，服务广大个人消费者及中小微企业，依托大数据、人工智能技术提升金融服务的普惠性与运营效率。
Rackspace Technology, Inc.是总部位于美国得克萨斯州圣安东尼奥的云计算企业，在弗吉尼亚州雷斯顿以及澳大利亚、加拿大、英国、印度、迪拜、瑞士、荷兰、德国、新加坡、墨西哥、中国香港等多个国家和地区设有办事处，数据中心分布于全球多个主要城市，为客户提供专业的云计算相关服务。
QFIN vs RXT — 直观对比
营收规模更大
QFIN
是对方的1.1倍
$682.8M
净利率更高
QFIN
高出32.3%
-4.8%
两年增速更快
QFIN
近两年复合增速
-0.6%
损益表 — Q3 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $731.2M | $682.8M |
| 净利润 | $201.2M | $-32.7M |
| 毛利率 | — | 17.6% |
| 营业利润率 | 32.7% | -0.5% |
| 净利率 | 27.5% | -4.8% |
| 营收同比 | — | -0.4% |
| 净利润同比 | — | 41.6% |
| 每股收益（稀释后） | — | $-0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收QFINRXT
| Q4 25 | — | $682.8M | ||
| Q3 25 | $731.2M | $671.2M | ||
| Q2 25 | $728.1M | $666.3M | ||
| Q1 25 | $646.4M | $665.4M | ||
| Q4 24 | — | $685.6M | ||
| Q3 24 | $622.7M | $675.8M | ||
| Q2 24 | $572.4M | $684.9M | ||
| Q1 24 | $575.2M | $690.8M |
净利润QFINRXT
| Q4 25 | — | $-32.7M | ||
| Q3 25 | $201.2M | $-67.1M | ||
| Q2 25 | $241.6M | $-54.5M | ||
| Q1 25 | $247.6M | $-71.5M | ||
| Q4 24 | — | $-56.0M | ||
| Q3 24 | $256.3M | $-186.6M | ||
| Q2 24 | $189.4M | $25.0M | ||
| Q1 24 | $160.7M | $-640.6M |
毛利率QFINRXT
| Q4 25 | — | 17.6% | ||
| Q3 25 | — | 19.4% | ||
| Q2 25 | — | 19.4% | ||
| Q1 25 | — | 19.1% | ||
| Q4 24 | — | 19.2% | ||
| Q3 24 | — | 20.3% | ||
| Q2 24 | — | 19.2% | ||
| Q1 24 | — | 19.2% |
营业利润率QFINRXT
| Q4 25 | — | -0.5% | ||
| Q3 25 | 32.7% | -5.1% | ||
| Q2 25 | 41.0% | -3.8% | ||
| Q1 25 | 42.1% | -5.8% | ||
| Q4 24 | — | -4.2% | ||
| Q3 24 | 52.4% | -25.7% | ||
| Q2 24 | 47.7% | -7.9% | ||
| Q1 24 | 32.8% | -94.5% |
净利率QFINRXT
| Q4 25 | — | -4.8% | ||
| Q3 25 | 27.5% | -10.0% | ||
| Q2 25 | 33.2% | -8.2% | ||
| Q1 25 | 38.3% | -10.7% | ||
| Q4 24 | — | -8.2% | ||
| Q3 24 | 41.2% | -27.6% | ||
| Q2 24 | 33.1% | 3.7% | ||
| Q1 24 | 27.9% | -92.7% |
每股收益（稀释后）QFINRXT
| Q4 25 | — | $-0.13 | ||
| Q3 25 | — | $-0.28 | ||
| Q2 25 | — | $-0.23 | ||
| Q1 25 | — | $-0.31 | ||
| Q4 24 | — | $-0.20 | ||
| Q3 24 | — | $-0.82 | ||
| Q2 24 | — | $0.11 | ||
| Q1 24 | — | $-2.91 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $6.5B | $105.8M |
| 总债务越低越好 | — | $2.7B |
| 股东权益账面价值 | $24.3B | $-1.2B |
| 总资产 | $61.4B | $2.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资QFINRXT
| Q4 25 | — | $105.8M | ||
| Q3 25 | $6.5B | $99.5M | ||
| Q2 25 | $5.3B | $103.9M | ||
| Q1 25 | $8.6B | $128.0M | ||
| Q4 24 | — | $144.0M | ||
| Q3 24 | $4.3B | $157.1M | ||
| Q2 24 | $6.3B | $190.2M | ||
| Q1 24 | $5.3B | $282.6M |
总债务QFINRXT
| Q4 25 | — | $2.7B | ||
| Q3 25 | — | $2.8B | ||
| Q2 25 | — | $2.8B | ||
| Q1 25 | — | $2.8B | ||
| Q4 24 | — | $2.8B | ||
| Q3 24 | — | $2.8B | ||
| Q2 24 | — | $2.9B | ||
| Q1 24 | — | $3.0B |
股东权益QFINRXT
| Q4 25 | — | $-1.2B | ||
| Q3 25 | $24.3B | $-1.2B | ||
| Q2 25 | $24.1B | $-1.1B | ||
| Q1 25 | $23.1B | $-1.1B | ||
| Q4 24 | — | $-1.0B | ||
| Q3 24 | $22.9B | $-949.7M | ||
| Q2 24 | $22.6B | $-756.2M | ||
| Q1 24 | $22.1B | $-787.2M |
总资产QFINRXT
| Q4 25 | — | $2.8B | ||
| Q3 25 | $61.4B | $2.8B | ||
| Q2 25 | $59.8B | $2.9B | ||
| Q1 25 | $55.6B | $3.0B | ||
| Q4 24 | — | $3.1B | ||
| Q3 24 | $47.0B | $3.1B | ||
| Q2 24 | $47.0B | $3.4B | ||
| Q1 24 | $47.4B | $3.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $351.4M | $59.7M |
| 自由现金流经营现金流 - 资本支出 | — | $56.0M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | — | 0.5% |
| 现金转化率经营现金流/净利润 | 1.75× | — |
| 过去12个月自由现金流最近4个季度 | — | $90.6M |
8季度趋势，按日历期对齐
经营现金流QFINRXT
| Q4 25 | — | $59.7M | ||
| Q3 25 | $351.4M | $70.7M | ||
| Q2 25 | $366.0M | $8.4M | ||
| Q1 25 | $386.6M | $12.6M | ||
| Q4 24 | — | $54.3M | ||
| Q3 24 | $338.0M | $51.8M | ||
| Q2 24 | $269.9M | $24.1M | ||
| Q1 24 | $271.2M | $-90.3M |
自由现金流QFINRXT
| Q4 25 | — | $56.0M | ||
| Q3 25 | — | $42.7M | ||
| Q2 25 | — | $-12.4M | ||
| Q1 25 | — | $4.3M | ||
| Q4 24 | — | $34.4M | ||
| Q3 24 | — | $27.3M | ||
| Q2 24 | — | $-14.5M | ||
| Q1 24 | — | $-118.4M |
自由现金流率QFINRXT
| Q4 25 | — | 8.2% | ||
| Q3 25 | — | 6.4% | ||
| Q2 25 | — | -1.9% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 5.0% | ||
| Q3 24 | — | 4.0% | ||
| Q2 24 | — | -2.1% | ||
| Q1 24 | — | -17.1% |
资本支出强度QFINRXT
| Q4 25 | — | 0.5% | ||
| Q3 25 | — | 4.2% | ||
| Q2 25 | — | 3.1% | ||
| Q1 25 | — | 1.2% | ||
| Q4 24 | — | 2.9% | ||
| Q3 24 | — | 3.6% | ||
| Q2 24 | — | 5.6% | ||
| Q1 24 | — | 4.1% |
现金转化率QFINRXT
| Q4 25 | — | — | ||
| Q3 25 | 1.75× | — | ||
| Q2 25 | 1.52× | — | ||
| Q1 25 | 1.56× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.32× | — | ||
| Q2 24 | 1.43× | 0.96× | ||
| Q1 24 | 1.69× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
QFIN
暂无分部数据
RXT
| Public Cloud Services Segment | $442.2M | 65% |
| Private Cloud Service Segment | $240.6M | 35% |
