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RBB Bancorp（RBB）与万物新生（RERE）财务数据对比。点击上方公司名可切换其他公司
万物新生的季度营收约是RBB Bancorp的1.3倍（$43.2M vs $32.3M），RBB Bancorp净利率更高（31.5% vs 16.9%，领先14.6%）
RBB银行控股公司是总部位于美国的金融控股集团，旗下核心主体为皇家商业银行，主要服务亚裔社群、中小微企业、不动产投资者及零售客户，提供商业信贷、储蓄存款、财富管理等多元金融服务，业务覆盖美国沿海核心都会区。
万物新生集团（ATRenew Inc.）是中国领先的二手消费电子产品交易与服务平台运营商，核心业务覆盖数码产品回收、质检、翻新及售卖，运营有爱回收等知名品牌，服务覆盖个人消费者及企业客户，市场遍及国内及部分东南亚地区。
RBB vs RERE — 直观对比
营收规模更大
RERE
是对方的1.3倍
$32.3M
净利率更高
RBB
高出14.6%
16.9%
损益表 — Q4 FY2025 vs Q1 FY2023
| 指标 | | |
|---|---|---|
| 营收 | $32.3M | $43.2M |
| 净利润 | $10.2M | $7.3M |
| 毛利率 | — | — |
| 营业利润率 | 39.5% | — |
| 净利率 | 31.5% | 16.9% |
| 营收同比 | 12.6% | — |
| 净利润同比 | 132.1% | — |
| 每股收益（稀释后） | $0.59 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RBBRERE
| Q4 25 | $32.3M | — | ||
| Q3 25 | $32.6M | — | ||
| Q2 25 | $35.8M | — | ||
| Q1 25 | $28.5M | — | ||
| Q4 24 | $28.7M | — | ||
| Q3 24 | $30.3M | — | ||
| Q2 24 | $27.5M | — | ||
| Q1 24 | $28.2M | — |
净利润RBBRERE
| Q4 25 | $10.2M | — | ||
| Q3 25 | $10.1M | — | ||
| Q2 25 | $9.3M | — | ||
| Q1 25 | $2.3M | — | ||
| Q4 24 | $4.4M | — | ||
| Q3 24 | $7.0M | — | ||
| Q2 24 | $7.2M | — | ||
| Q1 24 | $8.0M | — |
营业利润率RBBRERE
| Q4 25 | 39.5% | — | ||
| Q3 25 | 40.7% | — | ||
| Q2 25 | 36.1% | — | ||
| Q1 25 | 11.2% | — | ||
| Q4 24 | 17.6% | — | ||
| Q3 24 | 31.6% | — | ||
| Q2 24 | 35.6% | — | ||
| Q1 24 | 39.9% | — |
净利率RBBRERE
| Q4 25 | 31.5% | — | ||
| Q3 25 | 31.2% | — | ||
| Q2 25 | 26.1% | — | ||
| Q1 25 | 8.0% | — | ||
| Q4 24 | 15.3% | — | ||
| Q3 24 | 23.1% | — | ||
| Q2 24 | 26.4% | — | ||
| Q1 24 | 28.4% | — |
每股收益（稀释后）RBBRERE
| Q4 25 | $0.59 | — | ||
| Q3 25 | $0.59 | — | ||
| Q2 25 | $0.52 | — | ||
| Q1 25 | $0.13 | — | ||
| Q4 24 | $0.26 | — | ||
| Q3 24 | $0.39 | — | ||
| Q2 24 | $0.39 | — | ||
| Q1 24 | $0.43 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $212.3M | $228.0M |
| 总债务越低越好 | $119.9M | — |
| 股东权益账面价值 | $523.4M | $557.1M |
| 总资产 | $4.2B | $722.9M |
| 负债/权益比越低杠杆越低 | 0.23× | — |
8季度趋势，按日历期对齐
现金及短期投资RBBRERE
| Q4 25 | $212.3M | — | ||
| Q3 25 | $234.9M | — | ||
| Q2 25 | $191.9M | — | ||
| Q1 25 | $238.8M | — | ||
| Q4 24 | $257.7M | — | ||
| Q3 24 | $349.4M | — | ||
| Q2 24 | $252.8M | — | ||
| Q1 24 | — | — |
总债务RBBRERE
| Q4 25 | $119.9M | — | ||
| Q3 25 | $119.8M | — | ||
| Q2 25 | $119.7M | — | ||
| Q1 25 | $119.6M | — | ||
| Q4 24 | $119.5M | — | ||
| Q3 24 | $119.4M | — | ||
| Q2 24 | $119.3M | — | ||
| Q1 24 | $119.2M | — |
股东权益RBBRERE
| Q4 25 | $523.4M | — | ||
| Q3 25 | $514.3M | — | ||
| Q2 25 | $517.7M | — | ||
| Q1 25 | $510.3M | — | ||
| Q4 24 | $507.9M | — | ||
| Q3 24 | $509.7M | — | ||
| Q2 24 | $511.3M | — | ||
| Q1 24 | $514.0M | — |
总资产RBBRERE
| Q4 25 | $4.2B | — | ||
| Q3 25 | $4.2B | — | ||
| Q2 25 | $4.1B | — | ||
| Q1 25 | $4.0B | — | ||
| Q4 24 | $4.0B | — | ||
| Q3 24 | $4.0B | — | ||
| Q2 24 | $3.9B | — | ||
| Q1 24 | $3.9B | — |
负债/权益比RBBRERE
| Q4 25 | 0.23× | — | ||
| Q3 25 | 0.23× | — | ||
| Q2 25 | 0.23× | — | ||
| Q1 25 | 0.23× | — | ||
| Q4 24 | 0.24× | — | ||
| Q3 24 | 0.23× | — | ||
| Q2 24 | 0.23× | — | ||
| Q1 24 | 0.23× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $43.4M | — |
| 自由现金流经营现金流 - 资本支出 | $42.6M | — |
| 自由现金流率自由现金流/营收 | 131.8% | — |
| 资本支出强度资本支出/营收 | 2.5% | — |
| 现金转化率经营现金流/净利润 | 4.26× | — |
| 过去12个月自由现金流最近4个季度 | $73.5M | — |
8季度趋势，按日历期对齐
经营现金流RBBRERE
| Q4 25 | $43.4M | — | ||
| Q3 25 | $2.1M | — | ||
| Q2 25 | $21.7M | — | ||
| Q1 25 | $7.8M | — | ||
| Q4 24 | $58.5M | — | ||
| Q3 24 | $24.5M | — | ||
| Q2 24 | $11.7M | — | ||
| Q1 24 | $4.8M | — |
自由现金流RBBRERE
| Q4 25 | $42.6M | — | ||
| Q3 25 | $1.8M | — | ||
| Q2 25 | $21.6M | — | ||
| Q1 25 | $7.6M | — | ||
| Q4 24 | $57.7M | — | ||
| Q3 24 | $24.2M | — | ||
| Q2 24 | $11.5M | — | ||
| Q1 24 | $4.7M | — |
自由现金流率RBBRERE
| Q4 25 | 131.8% | — | ||
| Q3 25 | 5.4% | — | ||
| Q2 25 | 60.2% | — | ||
| Q1 25 | 26.7% | — | ||
| Q4 24 | 201.0% | — | ||
| Q3 24 | 80.0% | — | ||
| Q2 24 | 42.0% | — | ||
| Q1 24 | 16.6% | — |
资本支出强度RBBRERE
| Q4 25 | 2.5% | — | ||
| Q3 25 | 1.1% | — | ||
| Q2 25 | 0.3% | — | ||
| Q1 25 | 0.6% | — | ||
| Q4 24 | 2.7% | — | ||
| Q3 24 | 0.8% | — | ||
| Q2 24 | 0.5% | — | ||
| Q1 24 | 0.5% | — |
现金转化率RBBRERE
| Q4 25 | 4.26× | — | ||
| Q3 25 | 0.21× | — | ||
| Q2 25 | 2.32× | — | ||
| Q1 25 | 3.39× | — | ||
| Q4 24 | 13.34× | — | ||
| Q3 24 | 3.50× | — | ||
| Q2 24 | 1.61× | — | ||
| Q1 24 | 0.60× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
