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Rhinebeck Bancorp, Inc.（RBKB）与Rocky Mountain Chocolate Factory, Inc.（RMCF）财务数据对比。点击上方公司名可切换其他公司
Rhinebeck Bancorp, Inc.的季度营收约是Rocky Mountain Chocolate Factory, Inc.的1.8倍（$13.5M vs $7.5M），Rhinebeck Bancorp, Inc.净利率更高（17.3% vs -2.1%，领先19.3%），Rhinebeck Bancorp, Inc.同比增速更快（1701.1% vs -4.4%），Rhinebeck Bancorp, Inc.自由现金流更多（$10.9M vs $-1.3M），过去两年Rhinebeck Bancorp, Inc.的营收复合增速更高（14.0% vs 1.9%）
Rhinebeck Bancorp, Inc.是总部位于美国纽约的区域性银行控股企业，旗下运营莱茵贝克银行，主要面向纽约哈德逊谷地区的个人消费者与中小企业提供储蓄、贷款、抵押贷款、财富管理等零售及商业金融服务。
落基山巧克力厂是美国知名巧克力企业，同时开展国际特许经营业务，集糖果生产与零售运营于一体，总部位于美国科罗拉多州杜兰戈，除美国本土门店外，在巴拿马、菲律宾也设有经营网点。
RBKB vs RMCF — 直观对比
营收规模更大
RBKB
是对方的1.8倍
$7.5M
营收增速更快
RBKB
高出1705.5%
-4.4%
净利率更高
RBKB
高出19.3%
-2.1%
自由现金流更多
RBKB
多$12.2M
$-1.3M
两年增速更快
RBKB
近两年复合增速
1.9%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $13.5M | $7.5M |
| 净利润 | $2.3M | $-155.0K |
| 毛利率 | — | 34.0% |
| 营业利润率 | 21.7% | 1.1% |
| 净利率 | 17.3% | -2.1% |
| 营收同比 | 1701.1% | -4.4% |
| 净利润同比 | 188.0% | 81.7% |
| 每股收益（稀释后） | $0.21 | $-0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RBKBRMCF
| Q4 25 | $13.5M | $7.5M | ||
| Q3 25 | $14.0M | $6.8M | ||
| Q2 25 | $13.1M | $6.4M | ||
| Q1 25 | $12.8M | $8.9M | ||
| Q4 24 | $750.0K | $7.9M | ||
| Q3 24 | $773.0K | $6.4M | ||
| Q2 24 | $10.7M | $6.4M | ||
| Q1 24 | $10.4M | $7.3M |
净利润RBKBRMCF
| Q4 25 | $2.3M | $-155.0K | ||
| Q3 25 | $2.7M | $-662.0K | ||
| Q2 25 | $2.7M | $-324.0K | ||
| Q1 25 | $2.3M | $-2.9M | ||
| Q4 24 | $-2.7M | $-847.0K | ||
| Q3 24 | $-8.1M | $-722.0K | ||
| Q2 24 | $975.0K | $-1.7M | ||
| Q1 24 | $1.1M | $-1.6M |
毛利率RBKBRMCF
| Q4 25 | — | 34.0% | ||
| Q3 25 | — | 23.6% | ||
| Q2 25 | — | 31.1% | ||
| Q1 25 | — | 10.8% | ||
| Q4 24 | — | 23.4% | ||
| Q3 24 | — | 31.8% | ||
| Q2 24 | — | 12.8% | ||
| Q1 24 | — | 24.3% |
营业利润率RBKBRMCF
| Q4 25 | 21.7% | 1.1% | ||
| Q3 25 | 23.9% | -7.0% | ||
| Q2 25 | 26.6% | -2.3% | ||
| Q1 25 | 22.9% | -30.3% | ||
| Q4 24 | -444.9% | -8.9% | ||
| Q3 24 | -1332.3% | -14.3% | ||
| Q2 24 | 11.8% | -25.4% | ||
| Q1 24 | 13.9% | -21.7% |
净利率RBKBRMCF
| Q4 25 | 17.3% | -2.1% | ||
| Q3 25 | 19.3% | -9.7% | ||
| Q2 25 | 20.8% | -5.1% | ||
| Q1 25 | 17.9% | -32.5% | ||
| Q4 24 | -353.9% | -10.7% | ||
| Q3 24 | -1042.9% | -11.3% | ||
| Q2 24 | 9.2% | -25.9% | ||
| Q1 24 | 10.8% | -21.9% |
每股收益（稀释后）RBKBRMCF
| Q4 25 | $0.21 | $-0.02 | ||
| Q3 25 | $0.25 | $-0.09 | ||
| Q2 25 | $0.25 | $-0.04 | ||
| Q1 25 | $0.21 | $-0.38 | ||
| Q4 24 | $-0.24 | $-0.11 | ||
| Q3 24 | $-0.75 | $-0.11 | ||
| Q2 24 | $0.09 | $-0.26 | ||
| Q1 24 | $0.10 | $-0.25 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $641.0K |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $136.9M | $6.0M |
| 总资产 | $1.3B | $20.7M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资RBKBRMCF
| Q4 25 | — | $641.0K | ||
| Q3 25 | — | $2.0M | ||
| Q2 25 | — | $893.0K | ||
| Q1 25 | — | $720.0K | ||
| Q4 24 | — | $1.1M | ||
| Q3 24 | — | $973.0K | ||
| Q2 24 | — | $637.0K | ||
| Q1 24 | — | $2.1M |
股东权益RBKBRMCF
| Q4 25 | $136.9M | $6.0M | ||
| Q3 25 | $133.0M | $6.1M | ||
| Q2 25 | $129.0M | $6.7M | ||
| Q1 25 | $126.0M | $7.0M | ||
| Q4 24 | $121.8M | $9.8M | ||
| Q3 24 | $122.7M | $10.5M | ||
| Q2 24 | $116.2M | $9.0M | ||
| Q1 24 | $114.3M | $10.6M |
总资产RBKBRMCF
| Q4 25 | $1.3B | $20.7M | ||
| Q3 25 | $1.3B | $22.3M | ||
| Q2 25 | $1.3B | $20.1M | ||
| Q1 25 | $1.3B | $21.2M | ||
| Q4 24 | $1.3B | $21.6M | ||
| Q3 24 | $1.3B | $21.1M | ||
| Q2 24 | $1.3B | $19.0M | ||
| Q1 24 | $1.3B | $20.6M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $11.7M | $-1.2M |
| 自由现金流经营现金流 - 资本支出 | $10.9M | $-1.3M |
| 自由现金流率自由现金流/营收 | 80.6% | -16.9% |
| 资本支出强度资本支出/营收 | 6.3% | 0.5% |
| 现金转化率经营现金流/净利润 | 5.03× | — |
| 过去12个月自由现金流最近4个季度 | $19.4M | — |
8季度趋势，按日历期对齐
经营现金流RBKBRMCF
| Q4 25 | $11.7M | $-1.2M | ||
| Q3 25 | $2.2M | $-488.0K | ||
| Q2 25 | $2.4M | $350.0K | ||
| Q1 25 | $4.3M | $1.2M | ||
| Q4 24 | $8.5M | $-2.1M | ||
| Q3 24 | $-3.6M | $-3.5M | ||
| Q2 24 | $12.0M | $-2.2M | ||
| Q1 24 | $-3.5M | $129.0K |
自由现金流RBKBRMCF
| Q4 25 | $10.9M | $-1.3M | ||
| Q3 25 | $2.0M | $-544.0K | ||
| Q2 25 | $2.2M | $182.0K | ||
| Q1 25 | $4.2M | — | ||
| Q4 24 | $7.7M | — | ||
| Q3 24 | $-3.6M | $-4.6M | ||
| Q2 24 | $11.8M | $-2.6M | ||
| Q1 24 | $-3.7M | $-352.3K |
自由现金流率RBKBRMCF
| Q4 25 | 80.6% | -16.9% | ||
| Q3 25 | 14.5% | -8.0% | ||
| Q2 25 | 17.2% | 2.9% | ||
| Q1 25 | 32.8% | — | ||
| Q4 24 | 1023.9% | — | ||
| Q3 24 | -469.0% | -72.6% | ||
| Q2 24 | 111.1% | -40.2% | ||
| Q1 24 | -36.0% | -4.9% |
资本支出强度RBKBRMCF
| Q4 25 | 6.3% | 0.5% | ||
| Q3 25 | 1.4% | 0.8% | ||
| Q2 25 | 1.4% | 2.6% | ||
| Q1 25 | 0.9% | — | ||
| Q4 24 | 105.5% | — | ||
| Q3 24 | 6.3% | 17.5% | ||
| Q2 24 | 1.2% | 6.5% | ||
| Q1 24 | 2.3% | 6.6% |
现金转化率RBKBRMCF
| Q4 25 | 5.03× | — | ||
| Q3 25 | 0.83× | — | ||
| Q2 25 | 0.89× | — | ||
| Q1 25 | 1.89× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 12.27× | — | ||
| Q1 24 | -3.12× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
RBKB
暂无分部数据
RMCF
| Manufacturing | $5.9M | 78% |
| Transferred At Point In Time | $1.2M | 16% |
| Other | $414.0K | 5% |
