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Roadzen Inc.（RDZN）与Rumble Inc.（RUM）财务数据对比。点击上方公司名可切换其他公司
Rumble Inc.的季度营收约是Roadzen Inc.的1.9倍（$27.1M vs $14.4M），Roadzen Inc.净利率更高（-63.7% vs -120.8%，领先57.1%），Roadzen Inc.同比增速更快（18.8% vs -10.5%），过去两年Roadzen Inc.的营收复合增速更高（19.8% vs 15.2%）
Roadzen Inc是一家全球化保险科技企业，主打AI驱动的车险、出行风险管理及联网车辆服务，客户覆盖保险公司、车队运营商及汽车行业企业，业务遍及北美、欧洲、亚洲市场，致力于优化保险运营流程、降低风险成本并提升用户体验。
Rumble Inc.是一家加美跨国企业，主营在线视频平台、网络托管及云服务，总部位于加拿大多伦多，美国总部设在佛罗里达州朗博特基。公司由加拿大科技创业者克里斯·帕夫洛夫斯基于2013年创立，云服务板块为Truth Social提供托管支持，其视频平台在美国保守派及极右翼用户群体中广受欢迎，属于“另类科技”阵营。
RDZN vs RUM — 直观对比
营收规模更大
RUM
是对方的1.9倍
$14.4M
营收增速更快
RDZN
高出29.2%
-10.5%
净利率更高
RDZN
高出57.1%
-120.8%
两年增速更快
RDZN
近两年复合增速
15.2%
损益表 — Q3 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $14.4M | $27.1M |
| 净利润 | $-9.1M | $-32.7M |
| 毛利率 | 63.7% | 5.5% |
| 营业利润率 | -16.5% | -131.1% |
| 净利率 | -63.7% | -120.8% |
| 营收同比 | 18.8% | -10.5% |
| 净利润同比 | -263.4% | 86.2% |
| 每股收益（稀释后） | $-0.12 | $-0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RDZNRUM
| Q4 25 | $14.4M | $27.1M | ||
| Q3 25 | $13.7M | $24.8M | ||
| Q2 25 | $10.9M | — | ||
| Q1 25 | $11.4M | $23.7M | ||
| Q4 24 | $12.1M | $30.2M | ||
| Q3 24 | $11.9M | $25.1M | ||
| Q2 24 | $8.9M | $22.5M | ||
| Q1 24 | $10.0M | $17.7M |
净利润RDZNRUM
| Q4 25 | $-9.1M | $-32.7M | ||
| Q3 25 | $-2.1M | $-16.3M | ||
| Q2 25 | $-4.0M | — | ||
| Q1 25 | $-135.7K | $-2.7M | ||
| Q4 24 | $-2.5M | $-236.8M | ||
| Q3 24 | $-21.8M | $-31.5M | ||
| Q2 24 | $-48.4M | $-26.8M | ||
| Q1 24 | $-34.0M | $-43.3M |
毛利率RDZNRUM
| Q4 25 | 63.7% | 5.5% | ||
| Q3 25 | 55.7% | -1.8% | ||
| Q2 25 | 58.9% | — | ||
| Q1 25 | 65.7% | -26.7% | ||
| Q4 24 | 64.6% | -14.2% | ||
| Q3 24 | 56.1% | -45.4% | ||
| Q2 24 | 39.2% | -58.8% | ||
| Q1 24 | 73.4% | -79.5% |
营业利润率RDZNRUM
| Q4 25 | -16.5% | -131.1% | ||
| Q3 25 | -24.4% | -113.6% | ||
| Q2 25 | -23.2% | — | ||
| Q1 25 | -32.5% | -153.5% | ||
| Q4 24 | -26.2% | -80.1% | ||
| Q3 24 | -198.3% | -131.0% | ||
| Q2 24 | -340.3% | -172.7% | ||
| Q1 24 | -349.1% | -197.4% |
净利率RDZNRUM
| Q4 25 | -63.7% | -120.8% | ||
| Q3 25 | -15.4% | -65.7% | ||
| Q2 25 | -36.9% | — | ||
| Q1 25 | -1.2% | -11.2% | ||
| Q4 24 | -20.8% | -783.2% | ||
| Q3 24 | -183.7% | -125.9% | ||
| Q2 24 | -542.0% | -119.2% | ||
| Q1 24 | -339.7% | -244.1% |
每股收益（稀释后）RDZNRUM
| Q4 25 | $-0.12 | $-0.13 | ||
| Q3 25 | $-0.03 | $-0.06 | ||
| Q2 25 | $-0.05 | — | ||
| Q1 25 | $0.03 | $-0.01 | ||
| Q4 24 | $-0.04 | $-1.17 | ||
| Q3 24 | $-0.32 | $-0.15 | ||
| Q2 24 | $-0.71 | $-0.13 | ||
| Q1 24 | $6.32 | $-0.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $5.1M | $237.9M |
| 总债务越低越好 | $4.8M | — |
| 股东权益账面价值 | $-26.6M | $274.8M |
| 总资产 | $44.9M | $336.8M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资RDZNRUM
| Q4 25 | $5.1M | $237.9M | ||
| Q3 25 | $5.0M | $269.8M | ||
| Q2 25 | $3.1M | — | ||
| Q1 25 | $4.8M | $301.3M | ||
| Q4 24 | $5.8M | $114.0M | ||
| Q3 24 | $6.0M | $132.0M | ||
| Q2 24 | $7.8M | $154.2M | ||
| Q1 24 | $11.2M | $183.8M |
总债务RDZNRUM
| Q4 25 | $4.8M | — | ||
| Q3 25 | $4.8M | — | ||
| Q2 25 | $150.3K | — | ||
| Q1 25 | $139.8K | — | ||
| Q4 24 | $117.1K | — | ||
| Q3 24 | $1.3M | — | ||
| Q2 24 | $1.4M | — | ||
| Q1 24 | $1.5M | — |
股东权益RDZNRUM
| Q4 25 | $-26.6M | $274.8M | ||
| Q3 25 | $-28.0M | $302.2M | ||
| Q2 25 | $-28.1M | — | ||
| Q1 25 | $-25.1M | $339.6M | ||
| Q4 24 | $-29.2M | $-63.1M | ||
| Q3 24 | $-33.1M | $166.1M | ||
| Q2 24 | $-32.5M | $192.7M | ||
| Q1 24 | $-10.1M | $210.7M |
总资产RDZNRUM
| Q4 25 | $44.9M | $336.8M | ||
| Q3 25 | $41.5M | $367.2M | ||
| Q2 25 | $33.0M | — | ||
| Q1 25 | $32.6M | $391.1M | ||
| Q4 24 | $32.0M | $195.3M | ||
| Q3 24 | $29.1M | $217.2M | ||
| Q2 24 | $34.1M | $243.2M | ||
| Q1 24 | $58.1M | $263.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-7.5M | $-29.4M |
| 自由现金流经营现金流 - 资本支出 | — | $-31.7M |
| 自由现金流率自由现金流/营收 | — | -117.2% |
| 资本支出强度资本支出/营收 | — | 8.5% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-70.8M |
8季度趋势，按日历期对齐
经营现金流RDZNRUM
| Q4 25 | $-7.5M | $-29.4M | ||
| Q3 25 | $-6.1M | $-10.6M | ||
| Q2 25 | $-2.9M | — | ||
| Q1 25 | $-18.1M | $-14.5M | ||
| Q4 24 | $-3.2M | $-12.4M | ||
| Q3 24 | $-5.6M | $-19.1M | ||
| Q2 24 | $-5.7M | $-21.7M | ||
| Q1 24 | $-19.2M | $-33.9M |
自由现金流RDZNRUM
| Q4 25 | — | $-31.7M | ||
| Q3 25 | — | $-12.0M | ||
| Q2 25 | — | — | ||
| Q1 25 | $-18.6M | $-14.6M | ||
| Q4 24 | — | $-12.4M | ||
| Q3 24 | — | $-19.9M | ||
| Q2 24 | — | $-23.1M | ||
| Q1 24 | $-19.7M | $-34.3M |
自由现金流率RDZNRUM
| Q4 25 | — | -117.2% | ||
| Q3 25 | — | -48.6% | ||
| Q2 25 | — | — | ||
| Q1 25 | -162.8% | -61.7% | ||
| Q4 24 | — | -40.9% | ||
| Q3 24 | — | -79.5% | ||
| Q2 24 | — | -102.8% | ||
| Q1 24 | -196.7% | -193.3% |
资本支出强度RDZNRUM
| Q4 25 | — | 8.5% | ||
| Q3 25 | — | 5.7% | ||
| Q2 25 | — | — | ||
| Q1 25 | 3.7% | 0.6% | ||
| Q4 24 | — | 0.1% | ||
| Q3 24 | — | 3.4% | ||
| Q2 24 | — | 6.1% | ||
| Q1 24 | 4.6% | 2.4% |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
RDZN
| Insurance Service | $8.0M | 56% |
| Commision And Distrubution Service | $6.4M | 44% |
RUM
| Audience Monetization | $23.8M | 88% |
| Other Initiatives | $3.3M | 12% |
