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RLI CORP（RLI）与Rollins, Inc.（ROL）财务数据对比。点击上方公司名可切换其他公司
Rollins, Inc.的季度营收约是RLI CORP的1.9倍（$906.4M vs $465.7M），RLI CORP净利率更高（19.6% vs 11.9%，领先7.7%），Rollins, Inc.同比增速更快（10.2% vs 6.1%），RLI CORP自由现金流更多（$155.0M vs $111.2M），过去两年RLI CORP的营收复合增速更高（2.3% vs 0.8%）
RLI Corp是一家总部位于美国伊利诺伊州皮奥里亚的专业保险公司，主营财产保险与意外伤害保险业务，深耕保险领域多年，凭借成熟的风险管控体系与定制化产品矩阵，为不同类型的客户提供全面可靠的风险保障服务。
Rollins, Inc.是北美知名虫害防治服务商，面向住宅及商业客户提供专业防控服务。公司依托Orkin、HomeTeam Pest Defense等多家全资子公司布局全球业务，覆盖北美、英国等市场，在民用及商用虫害治理领域具备深厚的行业积累与品牌优势。
RLI vs ROL — 直观对比
营收规模更大
ROL
是对方的1.9倍
$465.7M
营收增速更快
ROL
高出4.2%
6.1%
净利率更高
RLI
高出7.7%
11.9%
自由现金流更多
RLI
多$43.8M
$111.2M
两年增速更快
RLI
近两年复合增速
0.8%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $465.7M | $906.4M |
| 净利润 | $91.2M | $107.8M |
| 毛利率 | — | — |
| 营业利润率 | 24.4% | 16.1% |
| 净利率 | 19.6% | 11.9% |
| 营收同比 | 6.1% | 10.2% |
| 净利润同比 | 123.1% | 2.5% |
| 每股收益（稀释后） | $1.00 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RLIROL
| Q1 26 | — | $906.4M | ||
| Q4 25 | $465.7M | $912.9M | ||
| Q3 25 | $509.3M | $1.0B | ||
| Q2 25 | $499.8M | $999.5M | ||
| Q1 25 | $407.7M | $822.5M | ||
| Q4 24 | $439.1M | $832.2M | ||
| Q3 24 | $470.0M | $916.3M | ||
| Q2 24 | $416.4M | $891.9M |
净利润RLIROL
| Q1 26 | — | $107.8M | ||
| Q4 25 | $91.2M | $116.4M | ||
| Q3 25 | $124.6M | $163.5M | ||
| Q2 25 | $124.3M | $141.5M | ||
| Q1 25 | $63.2M | $105.2M | ||
| Q4 24 | $40.9M | $105.7M | ||
| Q3 24 | $95.0M | $136.9M | ||
| Q2 24 | $82.0M | $129.4M |
营业利润率RLIROL
| Q1 26 | — | 16.1% | ||
| Q4 25 | 24.4% | 17.5% | ||
| Q3 25 | 30.9% | 21.9% | ||
| Q2 25 | 31.3% | 19.8% | ||
| Q1 25 | 19.3% | 17.3% | ||
| Q4 24 | 10.8% | 18.1% | ||
| Q3 24 | 24.9% | 20.9% | ||
| Q2 24 | 24.8% | 20.4% |
净利率RLIROL
| Q1 26 | — | 11.9% | ||
| Q4 25 | 19.6% | 12.8% | ||
| Q3 25 | 24.5% | 15.9% | ||
| Q2 25 | 24.9% | 14.2% | ||
| Q1 25 | 15.5% | 12.8% | ||
| Q4 24 | 9.3% | 12.7% | ||
| Q3 24 | 20.2% | 14.9% | ||
| Q2 24 | 19.7% | 14.5% |
每股收益（稀释后）RLIROL
| Q1 26 | — | $0.22 | ||
| Q4 25 | $1.00 | $0.24 | ||
| Q3 25 | $1.35 | $0.34 | ||
| Q2 25 | $1.34 | $0.29 | ||
| Q1 25 | $0.68 | $0.22 | ||
| Q4 24 | $-2.87 | $0.22 | ||
| Q3 24 | $2.06 | $0.28 | ||
| Q2 24 | $1.78 | $0.27 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $116.5M |
| 总债务越低越好 | — | $650.6M |
| 股东权益账面价值 | $1.8B | $1.4B |
| 总资产 | $6.2B | $3.2B |
| 负债/权益比越低杠杆越低 | — | 0.47× |
8季度趋势，按日历期对齐
现金及短期投资RLIROL
| Q1 26 | — | $116.5M | ||
| Q4 25 | — | $100.0M | ||
| Q3 25 | — | $127.4M | ||
| Q2 25 | — | $123.0M | ||
| Q1 25 | — | $201.2M | ||
| Q4 24 | — | $89.6M | ||
| Q3 24 | — | $95.3M | ||
| Q2 24 | — | $106.7M |
总债务RLIROL
| Q1 26 | — | $650.6M | ||
| Q4 25 | — | $486.1M | ||
| Q3 25 | $100.0M | $485.7M | ||
| Q2 25 | $100.0M | $485.3M | ||
| Q1 25 | $100.0M | $485.5M | ||
| Q4 24 | $100.0M | $395.3M | ||
| Q3 24 | $100.0M | — | ||
| Q2 24 | $100.0M | — |
股东权益RLIROL
| Q1 26 | — | $1.4B | ||
| Q4 25 | $1.8B | $1.4B | ||
| Q3 25 | $1.9B | $1.5B | ||
| Q2 25 | $1.7B | $1.4B | ||
| Q1 25 | $1.6B | $1.4B | ||
| Q4 24 | $1.5B | $1.3B | ||
| Q3 24 | $1.7B | $1.3B | ||
| Q2 24 | $1.6B | $1.2B |
总资产RLIROL
| Q1 26 | — | $3.2B | ||
| Q4 25 | $6.2B | $3.1B | ||
| Q3 25 | $6.2B | $3.2B | ||
| Q2 25 | $6.0B | $3.2B | ||
| Q1 25 | $5.7B | $2.9B | ||
| Q4 24 | $5.6B | $2.8B | ||
| Q3 24 | $5.8B | $2.8B | ||
| Q2 24 | $5.5B | $2.8B |
负债/权益比RLIROL
| Q1 26 | — | 0.47× | ||
| Q4 25 | — | 0.35× | ||
| Q3 25 | 0.05× | 0.32× | ||
| Q2 25 | 0.06× | 0.34× | ||
| Q1 25 | 0.06× | 0.36× | ||
| Q4 24 | 0.07× | 0.30× | ||
| Q3 24 | 0.06× | — | ||
| Q2 24 | 0.06× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $156.8M | $118.4M |
| 自由现金流经营现金流 - 资本支出 | $155.0M | $111.2M |
| 自由现金流率自由现金流/营收 | 33.3% | 12.3% |
| 资本支出强度资本支出/营收 | 0.4% | 0.8% |
| 现金转化率经营现金流/净利润 | 1.72× | 1.10× |
| 过去12个月自由现金流最近4个季度 | $608.7M | $621.1M |
8季度趋势，按日历期对齐
经营现金流RLIROL
| Q1 26 | — | $118.4M | ||
| Q4 25 | $156.8M | $164.7M | ||
| Q3 25 | $179.2M | $191.3M | ||
| Q2 25 | $174.7M | $175.1M | ||
| Q1 25 | $103.5M | $146.9M | ||
| Q4 24 | $128.1M | $188.2M | ||
| Q3 24 | $219.4M | $146.9M | ||
| Q2 24 | $141.8M | $145.1M |
自由现金流RLIROL
| Q1 26 | — | $111.2M | ||
| Q4 25 | $155.0M | $159.0M | ||
| Q3 25 | $177.8M | $182.8M | ||
| Q2 25 | $173.4M | $168.0M | ||
| Q1 25 | $102.5M | $140.1M | ||
| Q4 24 | $127.6M | $184.0M | ||
| Q3 24 | $219.0M | $139.4M | ||
| Q2 24 | $139.1M | $136.4M |
自由现金流率RLIROL
| Q1 26 | — | 12.3% | ||
| Q4 25 | 33.3% | 17.4% | ||
| Q3 25 | 34.9% | 17.8% | ||
| Q2 25 | 34.7% | 16.8% | ||
| Q1 25 | 25.1% | 17.0% | ||
| Q4 24 | 29.0% | 22.1% | ||
| Q3 24 | 46.6% | 15.2% | ||
| Q2 24 | 33.4% | 15.3% |
资本支出强度RLIROL
| Q1 26 | — | 0.8% | ||
| Q4 25 | 0.4% | 0.6% | ||
| Q3 25 | 0.3% | 0.8% | ||
| Q2 25 | 0.3% | 0.7% | ||
| Q1 25 | 0.3% | 0.8% | ||
| Q4 24 | 0.1% | 0.5% | ||
| Q3 24 | 0.1% | 0.8% | ||
| Q2 24 | 0.7% | 1.0% |
现金转化率RLIROL
| Q1 26 | — | 1.10× | ||
| Q4 25 | 1.72× | 1.41× | ||
| Q3 25 | 1.44× | 1.17× | ||
| Q2 25 | 1.41× | 1.24× | ||
| Q1 25 | 1.64× | 1.40× | ||
| Q4 24 | 3.13× | 1.78× | ||
| Q3 24 | 2.31× | 1.07× | ||
| Q2 24 | 1.73× | 1.12× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
RLI
| Casualty Segment | $246.8M | 53% |
| Property Insurance Segment | $122.5M | 26% |
| Other | $59.3M | 13% |
| Surety Insurance Segment | $37.1M | 8% |
ROL
暂无分部数据
