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RENAISSANCERE HOLDINGS LTD（RNR）与Ulta Beauty（ULTA）财务数据对比。点击上方公司名可切换其他公司
Ulta Beauty的季度营收约是RENAISSANCERE HOLDINGS LTD的1.3倍（$2.9B vs $2.2B），RENAISSANCERE HOLDINGS LTD净利率更高（23.5% vs 8.1%，领先15.4%），Ulta Beauty同比增速更快（12.9% vs -36.8%），过去两年Ulta Beauty的营收复合增速更高（7.2% vs -11.9%）
RenaissanceRe Holdings Ltd是总部位于百慕大的保险及相关商业服务提供商，核心业务覆盖再保险、常规保险两大板块，同时运营风险相关创新投资业务，为全球客户提供专业的风险对冲与保险解决方案。
Ulta Beauty是美国头部美妆连锁品牌，总部位于伊利诺伊州博林布鲁克，旗下门店在售商品覆盖高低端彩妆、香水、美甲、身体护理、美发产品及美妆工具等全品类美妆个护产品，每家门店均配备对外开放的美容沙龙，为消费者提供一站式美妆消费及服务体验。
RNR vs ULTA — 直观对比
营收规模更大
ULTA
是对方的1.3倍
$2.2B
营收增速更快
ULTA
高出49.7%
-36.8%
净利率更高
RNR
高出15.4%
8.1%
两年增速更快
ULTA
近两年复合增速
-11.9%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $2.2B | $2.9B |
| 净利润 | $515.8M | $230.9M |
| 毛利率 | — | 40.4% |
| 营业利润率 | — | 10.8% |
| 净利率 | 23.5% | 8.1% |
| 营收同比 | -36.8% | 12.9% |
| 净利润同比 | 72.6% | -4.7% |
| 每股收益（稀释后） | $6.57 | $5.14 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RNRULTA
| Q1 26 | $2.2B | — | ||
| Q4 25 | $3.0B | $2.9B | ||
| Q3 25 | $3.2B | $2.8B | ||
| Q2 25 | $3.2B | $2.8B | ||
| Q1 25 | $3.5B | — | ||
| Q4 24 | $2.3B | $2.5B | ||
| Q3 24 | $4.0B | $2.6B | ||
| Q2 24 | $2.8B | $2.7B |
净利润RNRULTA
| Q1 26 | $515.8M | — | ||
| Q4 25 | $760.5M | $230.9M | ||
| Q3 25 | $916.5M | $260.9M | ||
| Q2 25 | $835.4M | $305.1M | ||
| Q1 25 | $170.0M | — | ||
| Q4 24 | $-189.7M | $242.2M | ||
| Q3 24 | $1.2B | $252.6M | ||
| Q2 24 | $503.9M | $313.1M |
毛利率RNRULTA
| Q1 26 | — | — | ||
| Q4 25 | — | 40.4% | ||
| Q3 25 | — | 39.2% | ||
| Q2 25 | — | 39.1% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 39.7% | ||
| Q3 24 | — | 38.3% | ||
| Q2 24 | — | 39.2% |
营业利润率RNRULTA
| Q1 26 | — | — | ||
| Q4 25 | 42.5% | 10.8% | ||
| Q3 25 | 46.3% | 12.4% | ||
| Q2 25 | 41.8% | 14.1% | ||
| Q1 25 | -2.0% | — | ||
| Q4 24 | -3.6% | 12.6% | ||
| Q3 24 | 43.7% | 12.9% | ||
| Q2 24 | 25.0% | 14.7% |
净利率RNRULTA
| Q1 26 | 23.5% | — | ||
| Q4 25 | 25.6% | 8.1% | ||
| Q3 25 | 28.7% | 9.4% | ||
| Q2 25 | 26.1% | 10.7% | ||
| Q1 25 | 4.9% | — | ||
| Q4 24 | -8.3% | 9.6% | ||
| Q3 24 | 29.8% | 9.9% | ||
| Q2 24 | 17.8% | 11.5% |
每股收益（稀释后）RNRULTA
| Q1 26 | $6.57 | — | ||
| Q4 25 | $16.16 | $5.14 | ||
| Q3 25 | $19.40 | $5.78 | ||
| Q2 25 | $17.20 | $6.70 | ||
| Q1 25 | $3.27 | — | ||
| Q4 24 | $-3.76 | $5.14 | ||
| Q3 24 | $22.62 | $5.30 | ||
| Q2 24 | $9.41 | $6.47 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.6B | $204.9M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $4.3B | $2.6B |
| 总资产 | $53.7B | $7.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资RNRULTA
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.7B | $204.9M | ||
| Q3 25 | $1.7B | $242.7M | ||
| Q2 25 | $1.4B | $454.6M | ||
| Q1 25 | $1.6B | — | ||
| Q4 24 | $1.7B | $177.8M | ||
| Q3 24 | $1.6B | $414.0M | ||
| Q2 24 | $1.6B | $524.6M |
总债务RNRULTA
| Q1 26 | — | — | ||
| Q4 25 | $2.3B | — | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $2.3B | — | ||
| Q1 25 | $2.8B | — | ||
| Q4 24 | $1.9B | — | ||
| Q3 24 | $1.9B | — | ||
| Q2 24 | $2.0B | — |
股东权益RNRULTA
| Q1 26 | $4.3B | — | ||
| Q4 25 | $11.6B | $2.6B | ||
| Q3 25 | $11.5B | $2.6B | ||
| Q2 25 | $10.8B | $2.4B | ||
| Q1 25 | $10.3B | — | ||
| Q4 24 | $10.6B | $2.3B | ||
| Q3 24 | $11.2B | $2.3B | ||
| Q2 24 | $10.2B | $2.3B |
总资产RNRULTA
| Q1 26 | $53.7B | — | ||
| Q4 25 | $53.8B | $7.0B | ||
| Q3 25 | $54.5B | $6.6B | ||
| Q2 25 | $54.7B | $6.0B | ||
| Q1 25 | $53.6B | — | ||
| Q4 24 | $50.7B | $6.0B | ||
| Q3 24 | $52.8B | $5.7B | ||
| Q2 24 | $51.6B | $5.6B |
负债/权益比RNRULTA
| Q1 26 | — | — | ||
| Q4 25 | 0.20× | — | ||
| Q3 25 | 0.19× | — | ||
| Q2 25 | 0.21× | — | ||
| Q1 25 | 0.27× | — | ||
| Q4 24 | 0.18× | — | ||
| Q3 24 | 0.17× | — | ||
| Q2 24 | 0.19× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $5.6M |
| 自由现金流经营现金流 - 资本支出 | — | $-81.6M |
| 自由现金流率自由现金流/营收 | — | -2.9% |
| 资本支出强度资本支出/营收 | — | 3.1% |
| 现金转化率经营现金流/净利润 | — | 0.02× |
| 过去12个月自由现金流最近4个季度 | — | $-92.2M |
8季度趋势，按日历期对齐
经营现金流RNRULTA
| Q1 26 | — | — | ||
| Q4 25 | $483.0M | $5.6M | ||
| Q3 25 | $1.6B | $96.5M | ||
| Q2 25 | $1.5B | $220.0M | ||
| Q1 25 | $157.8M | — | ||
| Q4 24 | $778.9M | $-56.8M | ||
| Q3 24 | $1.5B | $199.5M | ||
| Q2 24 | $1.2B | $159.3M |
自由现金流RNRULTA
| Q1 26 | — | — | ||
| Q4 25 | — | $-81.6M | ||
| Q3 25 | — | $19.6M | ||
| Q2 25 | — | $141.0M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $-171.1M | ||
| Q3 24 | — | $104.3M | ||
| Q2 24 | — | $68.3M |
自由现金流率RNRULTA
| Q1 26 | — | — | ||
| Q4 25 | — | -2.9% | ||
| Q3 25 | — | 0.7% | ||
| Q2 25 | — | 4.9% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | -6.8% | ||
| Q3 24 | — | 4.1% | ||
| Q2 24 | — | 2.5% |
资本支出强度RNRULTA
| Q1 26 | — | — | ||
| Q4 25 | — | 3.1% | ||
| Q3 25 | — | 2.8% | ||
| Q2 25 | — | 2.8% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 4.5% | ||
| Q3 24 | — | 3.7% | ||
| Q2 24 | — | 3.3% |
现金转化率RNRULTA
| Q1 26 | — | — | ||
| Q4 25 | 0.64× | 0.02× | ||
| Q3 25 | 1.73× | 0.37× | ||
| Q2 25 | 1.76× | 0.72× | ||
| Q1 25 | 0.93× | — | ||
| Q4 24 | — | -0.23× | ||
| Q3 24 | 1.26× | 0.79× | ||
| Q2 24 | 2.41× | 0.51× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
