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Root, Inc.（ROOT）与Tyler Technologies（TYL）财务数据对比。点击上方公司名可切换其他公司
Tyler Technologies的季度营收约是Root, Inc.的1.5倍（$613.5M vs $397.0M），Root, Inc.同比增速更快（21.5% vs 8.6%），过去两年Root, Inc.的营收复合增速更高（24.8% vs 6.5%）
Root Inc.旗下的Root保险公司是一家专注于汽车保险的线上保险公司，业务主要运营于美国地区，依托数字化技术为美国车主提供便捷的线上汽车保险服务。
Tyler Technologies, Inc.是总部位于美国得克萨斯州普莱诺的科技企业，主营面向美国公共部门提供自研专有软件，目前在全美17个州设有办事处，另在加拿大安大略省多伦多市设有一处办公网点。
ROOT vs TYL — 直观对比
营收规模更大
TYL
是对方的1.5倍
$397.0M
营收增速更快
ROOT
高出13.0%
8.6%
两年增速更快
ROOT
近两年复合增速
6.5%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $397.0M | $613.5M |
| 净利润 | — | $81.2M |
| 毛利率 | — | 48.3% |
| 营业利润率 | 2.6% | 16.3% |
| 净利率 | — | 13.2% |
| 营收同比 | 21.5% | 8.6% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $0.35 | $1.88 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ROOTTYL
| Q1 26 | — | $613.5M | ||
| Q4 25 | $397.0M | $575.2M | ||
| Q3 25 | $387.8M | $595.9M | ||
| Q2 25 | $382.9M | $596.1M | ||
| Q1 25 | $349.4M | $565.2M | ||
| Q4 24 | $326.7M | $541.1M | ||
| Q3 24 | $305.7M | $543.3M | ||
| Q2 24 | $289.2M | $541.0M |
净利润ROOTTYL
| Q1 26 | — | $81.2M | ||
| Q4 25 | — | $65.5M | ||
| Q3 25 | $-5.4M | $84.4M | ||
| Q2 25 | $22.0M | $84.6M | ||
| Q1 25 | $18.4M | $81.1M | ||
| Q4 24 | — | $65.2M | ||
| Q3 24 | $22.8M | $75.9M | ||
| Q2 24 | $-7.8M | $67.7M |
毛利率ROOTTYL
| Q1 26 | — | 48.3% | ||
| Q4 25 | — | 45.5% | ||
| Q3 25 | — | 47.2% | ||
| Q2 25 | — | 45.8% | ||
| Q1 25 | — | 47.3% | ||
| Q4 24 | — | 43.8% | ||
| Q3 24 | — | 43.7% | ||
| Q2 24 | — | 44.0% |
营业利润率ROOTTYL
| Q1 26 | — | 16.3% | ||
| Q4 25 | 2.6% | 13.0% | ||
| Q3 25 | 0.1% | 16.4% | ||
| Q2 25 | 7.1% | 16.0% | ||
| Q1 25 | 6.8% | 15.8% | ||
| Q4 24 | 10.7% | 13.2% | ||
| Q3 24 | 11.3% | 15.2% | ||
| Q2 24 | 1.3% | 14.4% |
净利率ROOTTYL
| Q1 26 | — | 13.2% | ||
| Q4 25 | — | 11.4% | ||
| Q3 25 | -1.4% | 14.2% | ||
| Q2 25 | 5.7% | 14.2% | ||
| Q1 25 | 5.3% | 14.3% | ||
| Q4 24 | — | 12.1% | ||
| Q3 24 | 7.5% | 14.0% | ||
| Q2 24 | -2.7% | 12.5% |
每股收益（稀释后）ROOTTYL
| Q1 26 | — | $1.88 | ||
| Q4 25 | $0.35 | $1.50 | ||
| Q3 25 | $-0.35 | $1.93 | ||
| Q2 25 | $1.29 | $1.93 | ||
| Q1 25 | $1.07 | $1.84 | ||
| Q4 24 | $1.42 | $1.48 | ||
| Q3 24 | $1.35 | $1.74 | ||
| Q2 24 | $-0.52 | $1.57 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $669.3M | $346.4M |
| 总债务越低越好 | $200.3M | — |
| 股东权益账面价值 | $284.3M | $3.6B |
| 总资产 | $1.7B | $4.8B |
| 负债/权益比越低杠杆越低 | 0.70× | — |
8季度趋势，按日历期对齐
现金及短期投资ROOTTYL
| Q1 26 | — | $346.4M | ||
| Q4 25 | $669.3M | $1.1B | ||
| Q3 25 | $653.3M | $950.8M | ||
| Q2 25 | $641.4M | $892.3M | ||
| Q1 25 | $609.4M | $807.4M | ||
| Q4 24 | $599.3M | $768.0M | ||
| Q3 24 | $674.8M | $544.3M | ||
| Q2 24 | $667.2M | $258.0M |
总债务ROOTTYL
| Q1 26 | — | — | ||
| Q4 25 | $200.3M | $599.7M | ||
| Q3 25 | $200.4M | $599.2M | ||
| Q2 25 | $200.1M | $598.8M | ||
| Q1 25 | $200.0M | $598.4M | ||
| Q4 24 | $200.1M | $597.9M | ||
| Q3 24 | $300.9M | $597.5M | ||
| Q2 24 | $300.1M | $597.1M |
股东权益ROOTTYL
| Q1 26 | — | $3.6B | ||
| Q4 25 | $284.3M | $3.7B | ||
| Q3 25 | $265.0M | $3.6B | ||
| Q2 25 | $244.5M | $3.6B | ||
| Q1 25 | $228.7M | $3.5B | ||
| Q4 24 | $203.7M | $3.4B | ||
| Q3 24 | $181.9M | $3.3B | ||
| Q2 24 | $151.3M | $3.1B |
总资产ROOTTYL
| Q1 26 | — | $4.8B | ||
| Q4 25 | $1.7B | $5.6B | ||
| Q3 25 | $1.6B | $5.5B | ||
| Q2 25 | $1.6B | $5.4B | ||
| Q1 25 | $1.6B | $5.2B | ||
| Q4 24 | $1.5B | $5.2B | ||
| Q3 24 | $1.6B | $5.0B | ||
| Q2 24 | $1.5B | $4.8B |
负债/权益比ROOTTYL
| Q1 26 | — | — | ||
| Q4 25 | 0.70× | 0.16× | ||
| Q3 25 | 0.76× | 0.17× | ||
| Q2 25 | 0.82× | 0.16× | ||
| Q1 25 | 0.87× | 0.17× | ||
| Q4 24 | 0.98× | 0.18× | ||
| Q3 24 | 1.65× | 0.18× | ||
| Q2 24 | 1.98× | 0.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.5M | $107.3M |
| 自由现金流经营现金流 - 资本支出 | — | $2.0M |
| 自由现金流率自由现金流/营收 | — | 0.3% |
| 资本支出强度资本支出/营收 | 0.0% | — |
| 现金转化率经营现金流/净利润 | — | 1.32× |
| 过去12个月自由现金流最近4个季度 | — | $585.7M |
8季度趋势，按日历期对齐
经营现金流ROOTTYL
| Q1 26 | — | $107.3M | ||
| Q4 25 | $206.5M | $243.9M | ||
| Q3 25 | $57.6M | $255.2M | ||
| Q2 25 | $52.0M | $98.3M | ||
| Q1 25 | $26.8M | $56.2M | ||
| Q4 24 | $195.7M | $224.8M | ||
| Q3 24 | $49.4M | $263.7M | ||
| Q2 24 | $62.6M | $64.3M |
自由现金流ROOTTYL
| Q1 26 | — | $2.0M | ||
| Q4 25 | — | $239.6M | ||
| Q3 25 | — | $251.3M | ||
| Q2 25 | — | $92.8M | ||
| Q1 25 | — | $53.8M | ||
| Q4 24 | $195.3M | $221.0M | ||
| Q3 24 | — | $260.8M | ||
| Q2 24 | $62.4M | $57.7M |
自由现金流率ROOTTYL
| Q1 26 | — | 0.3% | ||
| Q4 25 | — | 41.7% | ||
| Q3 25 | — | 42.2% | ||
| Q2 25 | — | 15.6% | ||
| Q1 25 | — | 9.5% | ||
| Q4 24 | 59.8% | 40.8% | ||
| Q3 24 | — | 48.0% | ||
| Q2 24 | 21.6% | 10.7% |
资本支出强度ROOTTYL
| Q1 26 | — | — | ||
| Q4 25 | 0.0% | 0.8% | ||
| Q3 25 | 0.0% | 0.7% | ||
| Q2 25 | 0.0% | 0.9% | ||
| Q1 25 | 0.0% | 0.4% | ||
| Q4 24 | 0.1% | 0.7% | ||
| Q3 24 | 0.0% | 0.5% | ||
| Q2 24 | 0.1% | 1.2% |
现金转化率ROOTTYL
| Q1 26 | — | 1.32× | ||
| Q4 25 | — | 3.72× | ||
| Q3 25 | — | 3.02× | ||
| Q2 25 | 2.36× | 1.16× | ||
| Q1 25 | 1.46× | 0.69× | ||
| Q4 24 | — | 3.45× | ||
| Q3 24 | 2.17× | 3.47× | ||
| Q2 24 | — | 0.95× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ROOT
暂无分部数据
TYL
| Subscriptions | $429.7M | 70% |
| Maintenance | $108.9M | 18% |
| Other | $74.9M | 12% |
