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Root, Inc.（ROOT）与联合果品公司（UFCS）财务数据对比。点击上方公司名可切换其他公司
Root, Inc.的季度营收约是联合果品公司的1.1倍（$397.0M vs $365.8M），Root, Inc.同比增速更快（21.5% vs 9.8%），过去两年Root, Inc.的营收复合增速更高（24.8% vs 11.2%）
Root Inc.旗下的Root保险公司是一家专注于汽车保险的线上保险公司，业务主要运营于美国地区，依托数字化技术为美国车主提供便捷的线上汽车保险服务。
联合果品公司是一家美国跨国企业，主营在拉丁美洲种植园种植的热带水果贸易，产品销往美国与欧洲。公司1899年由波士顿果品公司与迈纳·C·基思的香蕉贸易企业合并成立，在20世纪上半叶发展蓬勃，掌控了中美洲、哥伦比亚加勒比海岸及西印度群岛的大片领地与运输网络。
ROOT vs UFCS — 直观对比
营收规模更大
ROOT
是对方的1.1倍
$365.8M
营收增速更快
ROOT
高出11.7%
9.8%
两年增速更快
ROOT
近两年复合增速
11.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $397.0M | $365.8M |
| 净利润 | — | — |
| 毛利率 | — | — |
| 营业利润率 | 2.6% | 13.2% |
| 净利率 | — | — |
| 营收同比 | 21.5% | 9.8% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $0.35 | $1.45 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ROOTUFCS
| Q4 25 | $397.0M | $365.8M | ||
| Q3 25 | $387.8M | $354.0M | ||
| Q2 25 | $382.9M | $335.5M | ||
| Q1 25 | $349.4M | $331.1M | ||
| Q4 24 | $326.7M | $333.2M | ||
| Q3 24 | $305.7M | $323.0M | ||
| Q2 24 | $289.2M | $301.2M | ||
| Q1 24 | $254.9M | $296.0M |
净利润ROOTUFCS
| Q4 25 | — | — | ||
| Q3 25 | $-5.4M | $39.2M | ||
| Q2 25 | $22.0M | $22.9M | ||
| Q1 25 | $18.4M | $17.7M | ||
| Q4 24 | — | — | ||
| Q3 24 | $22.8M | $19.7M | ||
| Q2 24 | $-7.8M | $-2.7M | ||
| Q1 24 | $-6.2M | $13.5M |
营业利润率ROOTUFCS
| Q4 25 | 2.6% | 13.2% | ||
| Q3 25 | 0.1% | 13.7% | ||
| Q2 25 | 7.1% | 8.7% | ||
| Q1 25 | 6.8% | 6.6% | ||
| Q4 24 | 10.7% | 11.9% | ||
| Q3 24 | 11.3% | 7.7% | ||
| Q2 24 | 1.3% | -1.3% | ||
| Q1 24 | 2.1% | 5.5% |
净利率ROOTUFCS
| Q4 25 | — | — | ||
| Q3 25 | -1.4% | 11.1% | ||
| Q2 25 | 5.7% | 6.8% | ||
| Q1 25 | 5.3% | 5.3% | ||
| Q4 24 | — | — | ||
| Q3 24 | 7.5% | 6.1% | ||
| Q2 24 | -2.7% | -0.9% | ||
| Q1 24 | -2.4% | 4.6% |
每股收益（稀释后）ROOTUFCS
| Q4 25 | $0.35 | $1.45 | ||
| Q3 25 | $-0.35 | $1.49 | ||
| Q2 25 | $1.29 | $0.87 | ||
| Q1 25 | $1.07 | $0.67 | ||
| Q4 24 | $1.42 | $1.22 | ||
| Q3 24 | $1.35 | $0.76 | ||
| Q2 24 | $-0.52 | $-0.11 | ||
| Q1 24 | $-0.42 | $0.52 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $669.3M | $156.3M |
| 总债务越低越好 | $200.3M | — |
| 股东权益账面价值 | $284.3M | $941.2M |
| 总资产 | $1.7B | $3.8B |
| 负债/权益比越低杠杆越低 | 0.70× | — |
8季度趋势，按日历期对齐
现金及短期投资ROOTUFCS
| Q4 25 | $669.3M | $156.3M | ||
| Q3 25 | $653.3M | $233.7M | ||
| Q2 25 | $641.4M | $202.1M | ||
| Q1 25 | $609.4M | $183.7M | ||
| Q4 24 | $599.3M | $200.9M | ||
| Q3 24 | $674.8M | $197.4M | ||
| Q2 24 | $667.2M | $153.4M | ||
| Q1 24 | $640.5M | $217.8M |
总债务ROOTUFCS
| Q4 25 | $200.3M | — | ||
| Q3 25 | $200.4M | — | ||
| Q2 25 | $200.1M | — | ||
| Q1 25 | $200.0M | — | ||
| Q4 24 | $200.1M | — | ||
| Q3 24 | $300.9M | — | ||
| Q2 24 | $300.1M | — | ||
| Q1 24 | $299.3M | — |
股东权益ROOTUFCS
| Q4 25 | $284.3M | $941.2M | ||
| Q3 25 | $265.0M | $898.7M | ||
| Q2 25 | $244.5M | $845.7M | ||
| Q1 25 | $228.7M | $817.7M | ||
| Q4 24 | $203.7M | $781.5M | ||
| Q3 24 | $181.9M | $785.8M | ||
| Q2 24 | $151.3M | $726.6M | ||
| Q1 24 | $165.7M | $736.8M |
总资产ROOTUFCS
| Q4 25 | $1.7B | $3.8B | ||
| Q3 25 | $1.6B | $3.8B | ||
| Q2 25 | $1.6B | $3.7B | ||
| Q1 25 | $1.6B | $3.5B | ||
| Q4 24 | $1.5B | $3.5B | ||
| Q3 24 | $1.6B | $3.5B | ||
| Q2 24 | $1.5B | $3.4B | ||
| Q1 24 | $1.4B | $3.2B |
负债/权益比ROOTUFCS
| Q4 25 | 0.70× | — | ||
| Q3 25 | 0.76× | — | ||
| Q2 25 | 0.82× | — | ||
| Q1 25 | 0.87× | — | ||
| Q4 24 | 0.98× | — | ||
| Q3 24 | 1.65× | — | ||
| Q2 24 | 1.98× | — | ||
| Q1 24 | 1.81× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $206.5M | $269.7M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | 0.0% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ROOTUFCS
| Q4 25 | $206.5M | $269.7M | ||
| Q3 25 | $57.6M | $60.8M | ||
| Q2 25 | $52.0M | $53.4M | ||
| Q1 25 | $26.8M | $35.7M | ||
| Q4 24 | $195.7M | $340.3M | ||
| Q3 24 | $49.4M | $56.5M | ||
| Q2 24 | $62.6M | $91.3M | ||
| Q1 24 | $14.5M | $36.2M |
自由现金流ROOTUFCS
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $195.3M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | $62.4M | — | ||
| Q1 24 | $14.3M | — |
自由现金流率ROOTUFCS
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 59.8% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 21.6% | — | ||
| Q1 24 | 5.6% | — |
资本支出强度ROOTUFCS
| Q4 25 | 0.0% | — | ||
| Q3 25 | 0.0% | — | ||
| Q2 25 | 0.0% | — | ||
| Q1 25 | 0.0% | — | ||
| Q4 24 | 0.1% | — | ||
| Q3 24 | 0.0% | — | ||
| Q2 24 | 0.1% | — | ||
| Q1 24 | 0.1% | — |
现金转化率ROOTUFCS
| Q4 25 | — | — | ||
| Q3 25 | — | 1.55× | ||
| Q2 25 | 2.36× | 2.33× | ||
| Q1 25 | 1.46× | 2.02× | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.17× | 2.86× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 2.68× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
