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RUSH ENTERPRISES INC \TX\（RUSHA）与Unum Group（UNM）财务数据对比。点击上方公司名可切换其他公司
Unum Group的季度营收约是RUSH ENTERPRISES INC \TX\的2.0倍（$3.4B vs $1.7B），Unum Group净利率更高（6.9% vs 3.7%，领先3.3%），Unum Group同比增速更快（8.5% vs -9.0%），过去两年Unum Group的营收复合增速更高（1.9% vs -6.8%）
Rush Enterprises是总部位于美国得克萨斯州新布朗费尔斯的商用车经销商，核心业务是通过旗下Rush Truck Centers销售全新及二手卡车。2019年该公司在全美20个州运营超200家卡车中心，在加拿大设有14个网点，2020年入选财富500强榜单。
Unum Group是美国财富500强保险企业，总部位于田纳西州查塔努加，前身为1848年成立的联合相互保险公司，1999年合并后曾用名UnumProvident至2007年。集团现设四大业务板块，覆盖美、英、波兰市场，旗下承保主体包括保罗里维尔人寿保险、普罗维登斯人伤意外险公司等。
RUSHA vs UNM — 直观对比
营收规模更大
UNM
是对方的2.0倍
$1.7B
营收增速更快
UNM
高出17.5%
-9.0%
净利率更高
UNM
高出3.3%
3.7%
两年增速更快
UNM
近两年复合增速
-6.8%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.7B | $3.4B |
| 净利润 | $61.7M | $232.0M |
| 毛利率 | 20.4% | — |
| 营业利润率 | 4.9% | — |
| 净利率 | 3.7% | 6.9% |
| 营收同比 | -9.0% | 8.5% |
| 净利润同比 | 1.8% | 22.7% |
| 每股收益（稀释后） | $0.77 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收RUSHAUNM
| Q1 26 | $1.7B | $3.4B | ||
| Q4 25 | $1.7B | $3.2B | ||
| Q3 25 | $1.8B | $3.4B | ||
| Q2 25 | $1.8B | $3.4B | ||
| Q1 25 | $1.8B | $3.1B | ||
| Q4 24 | $1.9B | $3.2B | ||
| Q3 24 | $1.8B | $3.2B | ||
| Q2 24 | $1.9B | $3.2B |
净利润RUSHAUNM
| Q1 26 | $61.7M | $232.0M | ||
| Q4 25 | $64.3M | $174.1M | ||
| Q3 25 | $66.7M | $39.7M | ||
| Q2 25 | $72.4M | $335.6M | ||
| Q1 25 | $60.3M | $189.1M | ||
| Q4 24 | $74.8M | $348.7M | ||
| Q3 24 | $79.1M | $645.7M | ||
| Q2 24 | $78.7M | $389.5M |
毛利率RUSHAUNM
| Q1 26 | 20.4% | — | ||
| Q4 25 | 20.8% | — | ||
| Q3 25 | 21.0% | — | ||
| Q2 25 | 20.7% | — | ||
| Q1 25 | 20.3% | — | ||
| Q4 24 | 19.3% | — | ||
| Q3 24 | 21.0% | — | ||
| Q2 24 | 20.2% | — |
营业利润率RUSHAUNM
| Q1 26 | 4.9% | — | ||
| Q4 25 | 5.5% | 6.7% | ||
| Q3 25 | 5.6% | 1.6% | ||
| Q2 25 | 6.0% | 12.4% | ||
| Q1 25 | 5.2% | 7.9% | ||
| Q4 24 | 5.8% | 13.8% | ||
| Q3 24 | 6.7% | 15.6% | ||
| Q2 24 | 6.4% | 15.3% |
净利率RUSHAUNM
| Q1 26 | 3.7% | 6.9% | ||
| Q4 25 | 3.8% | 5.4% | ||
| Q3 25 | 3.7% | 1.2% | ||
| Q2 25 | 3.9% | 10.0% | ||
| Q1 25 | 3.4% | 6.1% | ||
| Q4 24 | 3.9% | 10.8% | ||
| Q3 24 | 4.4% | 20.1% | ||
| Q2 24 | 4.1% | 12.0% |
每股收益（稀释后）RUSHAUNM
| Q1 26 | $0.77 | — | ||
| Q4 25 | $0.81 | $1.06 | ||
| Q3 25 | $0.83 | $0.23 | ||
| Q2 25 | $0.90 | $1.92 | ||
| Q1 25 | $0.73 | $1.06 | ||
| Q4 24 | $-95.13 | $1.91 | ||
| Q3 24 | $0.97 | $3.46 | ||
| Q2 24 | $97.00 | $2.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $2.1M |
| 总债务越低越好 | $277.8M | $3.8M |
| 股东权益账面价值 | $2.3B | $10.9M |
| 总资产 | $4.5B | $62.7M |
| 负债/权益比越低杠杆越低 | 0.12× | 0.35× |
8季度趋势，按日历期对齐
现金及短期投资RUSHAUNM
| Q1 26 | — | $2.1M | ||
| Q4 25 | $212.6M | — | ||
| Q3 25 | $242.0M | — | ||
| Q2 25 | $211.1M | — | ||
| Q1 25 | $228.7M | — | ||
| Q4 24 | $228.1M | — | ||
| Q3 24 | $185.1M | — | ||
| Q2 24 | $167.3M | — |
总债务RUSHAUNM
| Q1 26 | $277.8M | $3.8M | ||
| Q4 25 | $274.8M | $3.8B | ||
| Q3 25 | — | $3.5B | ||
| Q2 25 | — | $3.5B | ||
| Q1 25 | — | $3.5B | ||
| Q4 24 | $408.4M | $3.5B | ||
| Q3 24 | — | $3.5B | ||
| Q2 24 | — | $3.5B |
股东权益RUSHAUNM
| Q1 26 | $2.3B | $10.9M | ||
| Q4 25 | $2.2B | $11.1B | ||
| Q3 25 | $2.2B | $10.9B | ||
| Q2 25 | $2.2B | $11.3B | ||
| Q1 25 | $2.2B | $11.2B | ||
| Q4 24 | $2.1B | $11.0B | ||
| Q3 24 | $2.1B | $11.0B | ||
| Q2 24 | $2.0B | $10.5B |
总资产RUSHAUNM
| Q1 26 | $4.5B | $62.7M | ||
| Q4 25 | $4.4B | $63.5B | ||
| Q3 25 | $4.6B | $63.7B | ||
| Q2 25 | $4.7B | $62.8B | ||
| Q1 25 | $4.7B | $62.5B | ||
| Q4 24 | $4.6B | $62.0B | ||
| Q3 24 | $4.6B | $64.1B | ||
| Q2 24 | $4.5B | $62.0B |
负债/权益比RUSHAUNM
| Q1 26 | 0.12× | 0.35× | ||
| Q4 25 | 0.12× | 0.34× | ||
| Q3 25 | — | 0.32× | ||
| Q2 25 | — | 0.31× | ||
| Q1 25 | — | 0.31× | ||
| Q4 24 | 0.19× | 0.32× | ||
| Q3 24 | — | 0.32× | ||
| Q2 24 | — | 0.33× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | — |
| 自由现金流经营现金流 - 资本支出 | $411.6M | — |
| 自由现金流率自由现金流/营收 | 24.4% | — |
| 资本支出强度资本支出/营收 | 2.0% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $828.4M | — |
8季度趋势，按日历期对齐
经营现金流RUSHAUNM
| Q1 26 | — | — | ||
| Q4 25 | $112.9M | $357.9M | ||
| Q3 25 | $367.8M | $-371.8M | ||
| Q2 25 | $227.6M | $348.0M | ||
| Q1 25 | $153.5M | $353.6M | ||
| Q4 24 | $392.3M | $485.8M | ||
| Q3 24 | $111.7M | $390.0M | ||
| Q2 24 | $270.6M | $339.1M |
自由现金流RUSHAUNM
| Q1 26 | $411.6M | — | ||
| Q4 25 | $31.9M | $320.1M | ||
| Q3 25 | $271.2M | $-402.6M | ||
| Q2 25 | $113.8M | $320.1M | ||
| Q1 25 | $45.1M | $317.8M | ||
| Q4 24 | $263.5M | $453.8M | ||
| Q3 24 | $-20.0M | $352.3M | ||
| Q2 24 | $177.2M | $311.4M |
自由现金流率RUSHAUNM
| Q1 26 | 24.4% | — | ||
| Q4 25 | 1.9% | 9.9% | ||
| Q3 25 | 15.2% | -11.9% | ||
| Q2 25 | 6.2% | 9.5% | ||
| Q1 25 | 2.6% | 10.3% | ||
| Q4 24 | 13.7% | 14.0% | ||
| Q3 24 | -1.1% | 11.0% | ||
| Q2 24 | 9.1% | 9.6% |
资本支出强度RUSHAUNM
| Q1 26 | 2.0% | — | ||
| Q4 25 | 4.8% | 1.2% | ||
| Q3 25 | 5.4% | 0.9% | ||
| Q2 25 | 6.2% | 0.8% | ||
| Q1 25 | 6.2% | 1.2% | ||
| Q4 24 | 6.7% | 1.0% | ||
| Q3 24 | 7.3% | 1.2% | ||
| Q2 24 | 4.8% | 0.9% |
现金转化率RUSHAUNM
| Q1 26 | — | — | ||
| Q4 25 | 1.75× | 2.06× | ||
| Q3 25 | 5.51× | -9.37× | ||
| Q2 25 | 3.14× | 1.04× | ||
| Q1 25 | 2.55× | 1.87× | ||
| Q4 24 | 5.25× | 1.39× | ||
| Q3 24 | 1.41× | 0.60× | ||
| Q2 24 | 3.44× | 0.87× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
RUSHA
| New and used commercial vehicle sales | $955.1M | 57% |
| Aftermarket products and services sales | $627.2M | 37% |
| Lease and rental sales | $92.3M | 5% |
| Finance and insurance | $5.6M | 0% |
UNM
| Premium Income | $2.8B | 83% |
| Other | $561.2M | 17% |
