vs
null（SWIM）与TFS Financial CORP（TFSL）财务数据对比。点击上方公司名可切换其他公司
null的季度营收约是TFS Financial CORP的1.2倍（$100.0M vs $83.7M），TFS Financial CORP净利率更高（26.6% vs -7.0%，领先33.6%），null同比增速更快（14.5% vs 11.9%），TFS Financial CORP自由现金流更多（$57.1M vs $14.1M），过去两年TFS Financial CORP的营收复合增速更高（4.2% vs -4.9%）
该企业是一家源自美国的跨国律师事务所，1934年创立于加利福尼亚州洛杉矶，在诉讼业务、公司法务以及监管合规法律领域拥有深厚的行业积累与知名度，是全球颇具影响力的综合性律所之一。
TFS金融公司是一家总部位于美国的金融控股企业，主要通过旗下零售银行子公司开展业务，提供住房抵押贷款、储蓄账户及其他消费金融产品，核心客群主要分布于俄亥俄州和佛罗里达州，以个人及家庭客户为服务重心。
SWIM vs TFSL — 直观对比
营收规模更大
SWIM
是对方的1.2倍
$83.7M
营收增速更快
SWIM
高出2.6%
11.9%
净利率更高
TFSL
高出33.6%
-7.0%
自由现金流更多
TFSL
多$43.0M
$14.1M
两年增速更快
TFSL
近两年复合增速
-4.9%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $100.0M | $83.7M |
| 净利润 | $-7.0M | $22.3M |
| 毛利率 | 28.0% | — |
| 营业利润率 | -10.7% | 34.0% |
| 净利率 | -7.0% | 26.6% |
| 营收同比 | 14.5% | 11.9% |
| 净利润同比 | 76.0% | -0.7% |
| 每股收益（稀释后） | $-0.06 | $0.08 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收SWIMTFSL
| Q4 25 | $100.0M | $83.7M | ||
| Q3 25 | $161.9M | $85.5M | ||
| Q2 25 | $172.6M | $82.0M | ||
| Q1 25 | $111.4M | $79.1M | ||
| Q4 24 | $87.3M | $74.8M | ||
| Q3 24 | $150.5M | $75.1M | ||
| Q2 24 | $160.1M | $75.5M | ||
| Q1 24 | $110.6M | $77.1M |
净利润SWIMTFSL
| Q4 25 | $-7.0M | $22.3M | ||
| Q3 25 | $8.1M | $26.0M | ||
| Q2 25 | $16.0M | $21.5M | ||
| Q1 25 | $-6.0M | $21.0M | ||
| Q4 24 | $-29.2M | $22.4M | ||
| Q3 24 | $5.9M | $18.2M | ||
| Q2 24 | $13.3M | $20.0M | ||
| Q1 24 | $-7.9M | $20.7M |
毛利率SWIMTFSL
| Q4 25 | 28.0% | — | ||
| Q3 25 | 35.4% | — | ||
| Q2 25 | 37.1% | — | ||
| Q1 25 | 29.5% | — | ||
| Q4 24 | 24.6% | — | ||
| Q3 24 | 32.4% | — | ||
| Q2 24 | 33.1% | — | ||
| Q1 24 | 27.7% | — |
营业利润率SWIMTFSL
| Q4 25 | -10.7% | 34.0% | ||
| Q3 25 | 13.3% | 37.9% | ||
| Q2 25 | 14.3% | 33.3% | ||
| Q1 25 | -4.4% | 33.5% | ||
| Q4 24 | -14.9% | 37.9% | ||
| Q3 24 | 8.9% | 30.7% | ||
| Q2 24 | 12.5% | 33.4% | ||
| Q1 24 | -1.9% | 33.6% |
净利率SWIMTFSL
| Q4 25 | -7.0% | 26.6% | ||
| Q3 25 | 5.0% | 30.4% | ||
| Q2 25 | 9.3% | 26.2% | ||
| Q1 25 | -5.4% | 26.6% | ||
| Q4 24 | -33.4% | 30.0% | ||
| Q3 24 | 3.9% | 24.2% | ||
| Q2 24 | 8.3% | 26.4% | ||
| Q1 24 | -7.1% | 26.9% |
每股收益（稀释后）SWIMTFSL
| Q4 25 | $-0.06 | $0.08 | ||
| Q3 25 | $0.07 | $0.09 | ||
| Q2 25 | $0.13 | $0.08 | ||
| Q1 25 | $-0.05 | $0.07 | ||
| Q4 24 | $-0.24 | $0.08 | ||
| Q3 24 | $0.05 | $0.07 | ||
| Q2 24 | $0.11 | $0.07 | ||
| Q1 24 | $-0.07 | $0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $456.7M |
| 总债务越低越好 | $279.8M | — |
| 股东权益账面价值 | $405.9M | $1.9B |
| 总资产 | $823.2M | $17.5B |
| 负债/权益比越低杠杆越低 | 0.69× | — |
8季度趋势，按日历期对齐
现金及短期投资SWIMTFSL
| Q4 25 | — | $456.7M | ||
| Q3 25 | — | $429.4M | ||
| Q2 25 | — | $452.6M | ||
| Q1 25 | — | $463.6M | ||
| Q4 24 | — | $465.9M | ||
| Q3 24 | — | $463.7M | ||
| Q2 24 | — | $560.4M | ||
| Q1 24 | — | $594.3M |
总债务SWIMTFSL
| Q4 25 | $279.8M | — | ||
| Q3 25 | $281.1M | — | ||
| Q2 25 | $281.5M | — | ||
| Q1 25 | $306.9M | — | ||
| Q4 24 | $281.5M | — | ||
| Q3 24 | $282.8M | — | ||
| Q2 24 | $282.4M | — | ||
| Q1 24 | $282.8M | — |
股东权益SWIMTFSL
| Q4 25 | $405.9M | $1.9B | ||
| Q3 25 | $408.4M | $1.9B | ||
| Q2 25 | $398.4M | $1.9B | ||
| Q1 25 | $381.1M | $1.9B | ||
| Q4 24 | $387.2M | $1.9B | ||
| Q3 24 | $416.6M | $1.9B | ||
| Q2 24 | $408.1M | $1.9B | ||
| Q1 24 | $391.8M | $1.9B |
总资产SWIMTFSL
| Q4 25 | $823.2M | $17.5B | ||
| Q3 25 | $844.4M | $17.5B | ||
| Q2 25 | $822.1M | $17.4B | ||
| Q1 25 | $824.6M | $17.1B | ||
| Q4 24 | $794.2M | $17.1B | ||
| Q3 24 | $853.4M | $17.1B | ||
| Q2 24 | $830.0M | $17.0B | ||
| Q1 24 | $808.6M | $17.0B |
负债/权益比SWIMTFSL
| Q4 25 | 0.69× | — | ||
| Q3 25 | 0.69× | — | ||
| Q2 25 | 0.71× | — | ||
| Q1 25 | 0.81× | — | ||
| Q4 24 | 0.73× | — | ||
| Q3 24 | 0.68× | — | ||
| Q2 24 | 0.69× | — | ||
| Q1 24 | 0.72× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $23.3M | $58.7M |
| 自由现金流经营现金流 - 资本支出 | $14.1M | $57.1M |
| 自由现金流率自由现金流/营收 | 14.1% | 68.2% |
| 资本支出强度资本支出/营收 | 9.2% | 2.0% |
| 现金转化率经营现金流/净利润 | — | 2.64× |
| 过去12个月自由现金流最近4个季度 | $38.0M | $167.4M |
8季度趋势，按日历期对齐
经营现金流SWIMTFSL
| Q4 25 | $23.3M | $58.7M | ||
| Q3 25 | $51.0M | $82.4M | ||
| Q2 25 | $36.0M | $26.8M | ||
| Q1 25 | $-46.9M | $21.2M | ||
| Q4 24 | $6.2M | $45.5M | ||
| Q3 24 | $37.2M | $88.6M | ||
| Q2 24 | $52.4M | $96.7M | ||
| Q1 24 | $-34.5M | $14.2M |
自由现金流SWIMTFSL
| Q4 25 | $14.1M | $57.1M | ||
| Q3 25 | $45.2M | $71.0M | ||
| Q2 25 | $29.1M | $25.0M | ||
| Q1 25 | $-50.3M | $14.3M | ||
| Q4 24 | $-98.0K | $44.9M | ||
| Q3 24 | $33.2M | $85.5M | ||
| Q2 24 | $47.9M | $95.9M | ||
| Q1 24 | $-39.9M | $13.4M |
自由现金流率SWIMTFSL
| Q4 25 | 14.1% | 68.2% | ||
| Q3 25 | 27.9% | 83.0% | ||
| Q2 25 | 16.8% | 30.5% | ||
| Q1 25 | -45.2% | 18.0% | ||
| Q4 24 | -0.1% | 60.0% | ||
| Q3 24 | 22.1% | 113.8% | ||
| Q2 24 | 29.9% | 127.0% | ||
| Q1 24 | -36.0% | 17.4% |
资本支出强度SWIMTFSL
| Q4 25 | 9.2% | 2.0% | ||
| Q3 25 | 3.6% | 13.4% | ||
| Q2 25 | 4.0% | 2.1% | ||
| Q1 25 | 3.1% | 8.8% | ||
| Q4 24 | 7.2% | 0.9% | ||
| Q3 24 | 2.7% | 4.1% | ||
| Q2 24 | 2.8% | 1.1% | ||
| Q1 24 | 4.8% | 1.1% |
现金转化率SWIMTFSL
| Q4 25 | — | 2.64× | ||
| Q3 25 | 6.29× | 3.17× | ||
| Q2 25 | 2.25× | 1.24× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | — | 2.03× | ||
| Q3 24 | 6.32× | 4.86× | ||
| Q2 24 | 3.95× | 4.85× | ||
| Q1 24 | — | 0.69× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
SWIM
| In Ground Swimming Pools | $50.2M | 50% |
| Covers | $37.0M | 37% |
| Liners | $12.7M | 13% |
TFSL
暂无分部数据
