vs
TFS Financial CORP（TFSL）与TELOS CORP（TLS）财务数据对比。点击上方公司名可切换其他公司
TFS Financial CORP的季度营收约是TELOS CORP的1.8倍（$83.7M vs $46.8M），TFS Financial CORP净利率更高（26.6% vs -34.9%，领先61.5%），TELOS CORP同比增速更快（77.4% vs 11.9%），TFS Financial CORP自由现金流更多（$57.1M vs $8.0M），过去两年TELOS CORP的营收复合增速更高（25.7% vs 4.2%）
TFS金融公司是一家总部位于美国的金融控股企业，主要通过旗下零售银行子公司开展业务，提供住房抵押贷款、储蓄账户及其他消费金融产品，核心客群主要分布于俄亥俄州和佛罗里达州，以个人及家庭客户为服务重心。
泰洛斯公司（Telos Corporation）是一家信息技术与网络安全企业，总部位于美国弗吉尼亚州阿什本。公司主要服务对象为政府与企业客户，业务合同大部分来自美国国防部，核心客户涵盖美国军方、情报机构、民政部门以及北约盟友机构。
TFSL vs TLS — 直观对比
营收规模更大
TFSL
是对方的1.8倍
$46.8M
营收增速更快
TLS
高出65.5%
11.9%
净利率更高
TFSL
高出61.5%
-34.9%
自由现金流更多
TFSL
多$49.1M
$8.0M
两年增速更快
TLS
近两年复合增速
4.2%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $83.7M | $46.8M |
| 净利润 | $22.3M | $-16.3M |
| 毛利率 | — | 35.0% |
| 营业利润率 | 34.0% | -39.6% |
| 净利率 | 26.6% | -34.9% |
| 营收同比 | 11.9% | 77.4% |
| 净利润同比 | -0.7% | -74.8% |
| 每股收益（稀释后） | $0.08 | $-0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收TFSLTLS
| Q4 25 | $83.7M | $46.8M | ||
| Q3 25 | $85.5M | $51.4M | ||
| Q2 25 | $82.0M | $36.0M | ||
| Q1 25 | $79.1M | $30.6M | ||
| Q4 24 | $74.8M | $26.4M | ||
| Q3 24 | $75.1M | $23.8M | ||
| Q2 24 | $75.5M | $28.5M | ||
| Q1 24 | $77.1M | $29.6M |
净利润TFSLTLS
| Q4 25 | $22.3M | $-16.3M | ||
| Q3 25 | $26.0M | $-2.1M | ||
| Q2 25 | $21.5M | $-9.5M | ||
| Q1 25 | $21.0M | $-8.6M | ||
| Q4 24 | $22.4M | $-9.3M | ||
| Q3 24 | $18.2M | $-28.1M | ||
| Q2 24 | $20.0M | $-7.8M | ||
| Q1 24 | $20.7M | $-7.4M |
毛利率TFSLTLS
| Q4 25 | — | 35.0% | ||
| Q3 25 | — | 39.9% | ||
| Q2 25 | — | 33.2% | ||
| Q1 25 | — | 39.8% | ||
| Q4 24 | — | 40.3% | ||
| Q3 24 | — | 13.2% | ||
| Q2 24 | — | 34.1% | ||
| Q1 24 | — | 37.0% |
营业利润率TFSLTLS
| Q4 25 | 34.0% | -39.6% | ||
| Q3 25 | 37.9% | -4.8% | ||
| Q2 25 | 33.3% | -27.5% | ||
| Q1 25 | 33.5% | -29.5% | ||
| Q4 24 | 37.9% | -37.6% | ||
| Q3 24 | 30.7% | -121.4% | ||
| Q2 24 | 33.4% | -30.3% | ||
| Q1 24 | 33.6% | -28.5% |
净利率TFSLTLS
| Q4 25 | 26.6% | -34.9% | ||
| Q3 25 | 30.4% | -4.1% | ||
| Q2 25 | 26.2% | -26.5% | ||
| Q1 25 | 26.6% | -28.1% | ||
| Q4 24 | 30.0% | -35.4% | ||
| Q3 24 | 24.2% | -118.0% | ||
| Q2 24 | 26.4% | -27.2% | ||
| Q1 24 | 26.9% | -24.9% |
每股收益（稀释后）TFSLTLS
| Q4 25 | $0.08 | $-0.22 | ||
| Q3 25 | $0.09 | $-0.03 | ||
| Q2 25 | $0.08 | $-0.13 | ||
| Q1 25 | $0.07 | $-0.12 | ||
| Q4 24 | $0.08 | $-0.13 | ||
| Q3 24 | $0.07 | $-0.39 | ||
| Q2 24 | $0.07 | $-0.11 | ||
| Q1 24 | $0.07 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $456.7M | $53.2M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.9B | $96.0M |
| 总资产 | $17.5B | $139.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资TFSLTLS
| Q4 25 | $456.7M | $53.2M | ||
| Q3 25 | $429.4M | $59.0M | ||
| Q2 25 | $452.6M | $57.0M | ||
| Q1 25 | $463.6M | $57.8M | ||
| Q4 24 | $465.9M | $54.6M | ||
| Q3 24 | $463.7M | $69.8M | ||
| Q2 24 | $560.4M | $80.1M | ||
| Q1 24 | $594.3M | $93.9M |
股东权益TFSLTLS
| Q4 25 | $1.9B | $96.0M | ||
| Q3 25 | $1.9B | $119.7M | ||
| Q2 25 | $1.9B | $118.4M | ||
| Q1 25 | $1.9B | $126.1M | ||
| Q4 24 | $1.9B | $127.1M | ||
| Q3 24 | $1.9B | $129.5M | ||
| Q2 24 | $1.9B | $149.1M | ||
| Q1 24 | $1.9B | $154.4M |
总资产TFSLTLS
| Q4 25 | $17.5B | $139.9M | ||
| Q3 25 | $17.5B | $164.3M | ||
| Q2 25 | $17.4B | $165.0M | ||
| Q1 25 | $17.1B | $158.1M | ||
| Q4 24 | $17.1B | $158.2M | ||
| Q3 24 | $17.1B | $166.3M | ||
| Q2 24 | $17.0B | $182.4M | ||
| Q1 24 | $17.0B | $195.4M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $58.7M | $8.0M |
| 自由现金流经营现金流 - 资本支出 | $57.1M | $8.0M |
| 自由现金流率自由现金流/营收 | 68.2% | 17.0% |
| 资本支出强度资本支出/营收 | 2.0% | 0.1% |
| 现金转化率经营现金流/净利润 | 2.64× | — |
| 过去12个月自由现金流最近4个季度 | $167.4M | $29.4M |
8季度趋势，按日历期对齐
经营现金流TFSLTLS
| Q4 25 | $58.7M | $8.0M | ||
| Q3 25 | $82.4M | $9.1M | ||
| Q2 25 | $26.8M | $7.0M | ||
| Q1 25 | $21.2M | $6.1M | ||
| Q4 24 | $45.5M | $-10.5M | ||
| Q3 24 | $88.6M | $-7.1M | ||
| Q2 24 | $96.7M | $-8.0M | ||
| Q1 24 | $14.2M | $-350.0K |
自由现金流TFSLTLS
| Q4 25 | $57.1M | $8.0M | ||
| Q3 25 | $71.0M | $8.7M | ||
| Q2 25 | $25.0M | $6.8M | ||
| Q1 25 | $14.3M | $6.0M | ||
| Q4 24 | $44.9M | $-12.4M | ||
| Q3 24 | $85.5M | $-7.1M | ||
| Q2 24 | $95.9M | $-8.2M | ||
| Q1 24 | $13.4M | $-447.0K |
自由现金流率TFSLTLS
| Q4 25 | 68.2% | 17.0% | ||
| Q3 25 | 83.0% | 16.9% | ||
| Q2 25 | 30.5% | 19.0% | ||
| Q1 25 | 18.0% | 19.5% | ||
| Q4 24 | 60.0% | -47.0% | ||
| Q3 24 | 113.8% | -30.0% | ||
| Q2 24 | 127.0% | -28.9% | ||
| Q1 24 | 17.4% | -1.5% |
资本支出强度TFSLTLS
| Q4 25 | 2.0% | 0.1% | ||
| Q3 25 | 13.4% | 0.9% | ||
| Q2 25 | 2.1% | 0.4% | ||
| Q1 25 | 8.8% | 0.4% | ||
| Q4 24 | 0.9% | 7.1% | ||
| Q3 24 | 4.1% | 0.2% | ||
| Q2 24 | 1.1% | 0.8% | ||
| Q1 24 | 1.1% | 0.3% |
现金转化率TFSLTLS
| Q4 25 | 2.64× | — | ||
| Q3 25 | 3.17× | — | ||
| Q2 25 | 1.24× | — | ||
| Q1 25 | 1.01× | — | ||
| Q4 24 | 2.03× | — | ||
| Q3 24 | 4.86× | — | ||
| Q2 24 | 4.85× | — | ||
| Q1 24 | 0.69× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
TFSL
暂无分部数据
TLS
| Security Solutions Segment | $44.8M | 96% |
| Secure Networks Segment | $1.9M | 4% |
