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HANOVER INSURANCE GROUP, INC.（THG）与新闻集团（TRI）财务数据对比。点击上方公司名可切换其他公司
新闻集团的季度营收约是HANOVER INSURANCE GROUP, INC.的1.1倍（$1.8B vs $1.7B），新闻集团净利率更高（17.5% vs 11.9%，领先5.7%），HANOVER INSURANCE GROUP, INC.同比增速更快（5.5% vs 2.6%）
汉诺威保险集团是总部位于美国马萨诸塞州伍斯特市的保险企业，1852年成立时主营财产责任保险，以原名公开上市交易，直至上世纪90年代初更名为Allmerica财产意外伤害保险公司。
新闻集团是美国头部大众传媒及出版企业，总部位于纽约曼哈顿中城美洲大道1211号。2013年6月28日由原新闻集团分拆成立，原集团旗下传媒娱乐资产划归21世纪福克斯，当前业务覆盖数字房产信息、新闻媒体、图书出版、有线电视等领域。
THG vs TRI — 直观对比
营收规模更大
TRI
是对方的1.1倍
$1.7B
营收增速更快
THG
高出2.9%
2.6%
净利率更高
TRI
高出5.7%
11.9%
损益表 — Q4 FY2025 vs Q2 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.7B | $1.8B |
| 净利润 | $198.5M | $313.0M |
| 毛利率 | — | — |
| 营业利润率 | 17.3% | 24.4% |
| 净利率 | 11.9% | 17.5% |
| 营收同比 | 5.5% | 2.6% |
| 净利润同比 | 18.2% | -62.8% |
| 每股收益（稀释后） | $5.46 | $0.69 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收THGTRI
| Q4 25 | $1.7B | — | ||
| Q3 25 | $1.7B | — | ||
| Q2 25 | $1.7B | $1.8B | ||
| Q1 25 | $1.6B | — | ||
| Q4 24 | $1.6B | — | ||
| Q3 24 | $1.6B | — | ||
| Q2 24 | $1.5B | $1.7B | ||
| Q1 24 | $1.6B | — |
净利润THGTRI
| Q4 25 | $198.5M | — | ||
| Q3 25 | $178.7M | — | ||
| Q2 25 | $157.1M | $313.0M | ||
| Q1 25 | $128.2M | — | ||
| Q4 24 | $167.9M | — | ||
| Q3 24 | $102.1M | — | ||
| Q2 24 | $40.5M | $841.0M | ||
| Q1 24 | $115.5M | — |
营业利润率THGTRI
| Q4 25 | 17.3% | — | ||
| Q3 25 | 14.9% | — | ||
| Q2 25 | 12.7% | 24.4% | ||
| Q1 25 | 11.6% | — | ||
| Q4 24 | 16.1% | — | ||
| Q3 24 | 9.6% | — | ||
| Q2 24 | 6.2% | 23.9% | ||
| Q1 24 | 9.7% | — |
净利率THGTRI
| Q4 25 | 11.9% | — | ||
| Q3 25 | 10.7% | — | ||
| Q2 25 | 9.5% | 17.5% | ||
| Q1 25 | 8.0% | — | ||
| Q4 24 | 10.6% | — | ||
| Q3 24 | 6.5% | — | ||
| Q2 24 | 2.6% | 48.3% | ||
| Q1 24 | 7.4% | — |
每股收益（稀释后）THGTRI
| Q4 25 | $5.46 | — | ||
| Q3 25 | $4.90 | — | ||
| Q2 25 | $4.30 | $0.69 | ||
| Q1 25 | $3.50 | — | ||
| Q4 24 | $4.60 | — | ||
| Q3 24 | $2.80 | — | ||
| Q2 24 | $1.12 | $1.86 | ||
| Q1 24 | $3.18 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.1B | $664.0M |
| 总债务越低越好 | $843.3M | — |
| 股东权益账面价值 | $3.6B | $12.6B |
| 总资产 | $16.9B | $18.0B |
| 负债/权益比越低杠杆越低 | 0.24× | — |
8季度趋势，按日历期对齐
现金及短期投资THGTRI
| Q4 25 | $1.1B | — | ||
| Q3 25 | $915.7M | — | ||
| Q2 25 | $244.1M | $664.0M | ||
| Q1 25 | $315.1M | — | ||
| Q4 24 | $435.5M | — | ||
| Q3 24 | $427.1M | — | ||
| Q2 24 | $337.6M | $1.7B | ||
| Q1 24 | $264.6M | — |
总债务THGTRI
| Q4 25 | $843.3M | — | ||
| Q3 25 | $843.0M | — | ||
| Q2 25 | $347.8M | — | ||
| Q1 25 | $722.5M | — | ||
| Q4 24 | $722.3M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益THGTRI
| Q4 25 | $3.6B | — | ||
| Q3 25 | $3.4B | — | ||
| Q2 25 | $3.2B | $12.6B | ||
| Q1 25 | $3.0B | — | ||
| Q4 24 | $2.8B | — | ||
| Q3 24 | $2.9B | — | ||
| Q2 24 | $2.6B | $11.6B | ||
| Q1 24 | $2.5B | — |
总资产THGTRI
| Q4 25 | $16.9B | — | ||
| Q3 25 | $16.8B | — | ||
| Q2 25 | $15.7B | $18.0B | ||
| Q1 25 | $15.5B | — | ||
| Q4 24 | $15.3B | — | ||
| Q3 24 | $15.4B | — | ||
| Q2 24 | $14.9B | $18.4B | ||
| Q1 24 | $14.6B | — |
负债/权益比THGTRI
| Q4 25 | 0.24× | — | ||
| Q3 25 | 0.25× | — | ||
| Q2 25 | 0.11× | — | ||
| Q1 25 | 0.24× | — | ||
| Q4 24 | 0.25× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $378.2M | $746.0M |
| 自由现金流经营现金流 - 资本支出 | $377.0M | — |
| 自由现金流率自由现金流/营收 | 22.6% | — |
| 资本支出强度资本支出/营收 | 0.1% | — |
| 现金转化率经营现金流/净利润 | 1.91× | 2.38× |
| 过去12个月自由现金流最近4个季度 | $1.2B | — |
8季度趋势，按日历期对齐
经营现金流THGTRI
| Q4 25 | $378.2M | — | ||
| Q3 25 | $554.4M | — | ||
| Q2 25 | $206.6M | $746.0M | ||
| Q1 25 | $38.9M | — | ||
| Q4 24 | $213.5M | — | ||
| Q3 24 | $394.7M | — | ||
| Q2 24 | $139.5M | $705.0M | ||
| Q1 24 | $58.7M | — |
自由现金流THGTRI
| Q4 25 | $377.0M | — | ||
| Q3 25 | $551.4M | — | ||
| Q2 25 | $204.9M | — | ||
| Q1 25 | $37.1M | — | ||
| Q4 24 | $210.5M | — | ||
| Q3 24 | $392.3M | — | ||
| Q2 24 | $137.3M | — | ||
| Q1 24 | $56.1M | — |
自由现金流率THGTRI
| Q4 25 | 22.6% | — | ||
| Q3 25 | 33.1% | — | ||
| Q2 25 | 12.4% | — | ||
| Q1 25 | 2.3% | — | ||
| Q4 24 | 13.3% | — | ||
| Q3 24 | 25.1% | — | ||
| Q2 24 | 8.9% | — | ||
| Q1 24 | 3.6% | — |
资本支出强度THGTRI
| Q4 25 | 0.1% | — | ||
| Q3 25 | 0.2% | — | ||
| Q2 25 | 0.1% | — | ||
| Q1 25 | 0.1% | — | ||
| Q4 24 | 0.2% | — | ||
| Q3 24 | 0.2% | — | ||
| Q2 24 | 0.1% | — | ||
| Q1 24 | 0.2% | — |
现金转化率THGTRI
| Q4 25 | 1.91× | — | ||
| Q3 25 | 3.10× | — | ||
| Q2 25 | 1.32× | 2.38× | ||
| Q1 25 | 0.30× | — | ||
| Q4 24 | 1.27× | — | ||
| Q3 24 | 3.87× | — | ||
| Q2 24 | 3.44× | 0.84× | ||
| Q1 24 | 0.51× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
THG
| Personal Lines Segment | $684.6M | 41% |
| Core Commercial Lines Segment | $617.8M | 37% |
| Specialty Lines Segment | $377.9M | 23% |
TRI
暂无分部数据
