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旅行者集团（TRV）与联合果品公司（UFCS）财务数据对比。点击上方公司名可切换其他公司
旅行者集团的季度营收约是联合果品公司的34.0倍（$12.4B vs $365.8M）。联合果品公司同比增速更快（9.8% vs 3.5%）。过去两年联合果品公司的营收复合增速更高（11.2% vs 5.2%）
旅行者集团是美国跨国保险企业，为美国第二大商业财产及意外伤害保险承保商，同时是美国第六大通过独立代理人展业的个人保险提供商。公司注册地为明尼苏达州，总部设于纽约市，最大办事处在康涅狄格州哈特福德，2009年6月8日起成为道琼斯工业平均指数成分股。
联合果品公司是一家美国跨国企业，主营在拉丁美洲种植园种植的热带水果贸易，产品销往美国与欧洲。公司1899年由波士顿果品公司与迈纳·C·基思的香蕉贸易企业合并成立，在20世纪上半叶发展蓬勃，掌控了中美洲、哥伦比亚加勒比海岸及西印度群岛的大片领地与运输网络。
TRV vs UFCS — 直观对比
营收规模更大
TRV
是对方的34.0倍
$365.8M
营收增速更快
UFCS
高出6.3%
3.5%
两年增速更快
UFCS
近两年复合增速
5.2%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $12.4B | $365.8M |
| 净利润 | $2.5B | — |
| 毛利率 | — | — |
| 营业利润率 | 25.0% | 13.2% |
| 净利率 | 20.1% | — |
| 营收同比 | 3.5% | 9.8% |
| 净利润同比 | 19.9% | — |
| 每股收益（稀释后） | $10.96 | $1.45 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收TRVUFCS
| Q4 25 | $12.4B | $365.8M | ||
| Q3 25 | $12.5B | $354.0M | ||
| Q2 25 | $12.1B | $335.5M | ||
| Q1 25 | $11.8B | $331.1M | ||
| Q4 24 | $12.0B | $333.2M | ||
| Q3 24 | $11.9B | $323.0M | ||
| Q2 24 | $11.3B | $301.2M | ||
| Q1 24 | $11.2B | $296.0M |
净利润TRVUFCS
| Q4 25 | $2.5B | — | ||
| Q3 25 | $1.9B | $39.2M | ||
| Q2 25 | $1.5B | $22.9M | ||
| Q1 25 | $395.0M | $17.7M | ||
| Q4 24 | $2.1B | — | ||
| Q3 24 | $1.3B | $19.7M | ||
| Q2 24 | $534.0M | $-2.7M | ||
| Q1 24 | $1.1B | $13.5M |
营业利润率TRVUFCS
| Q4 25 | 25.0% | 13.2% | ||
| Q3 25 | 18.8% | 13.7% | ||
| Q2 25 | 15.5% | 8.7% | ||
| Q1 25 | 4.0% | 6.6% | ||
| Q4 24 | 21.6% | 11.9% | ||
| Q3 24 | 13.1% | 7.7% | ||
| Q2 24 | 5.8% | -1.3% | ||
| Q1 24 | 12.2% | 5.5% |
净利率TRVUFCS
| Q4 25 | 20.1% | — | ||
| Q3 25 | 15.1% | 11.1% | ||
| Q2 25 | 12.5% | 6.8% | ||
| Q1 25 | 3.3% | 5.3% | ||
| Q4 24 | 17.3% | — | ||
| Q3 24 | 10.6% | 6.1% | ||
| Q2 24 | 4.7% | -0.9% | ||
| Q1 24 | 10.0% | 4.6% |
每股收益（稀释后）TRVUFCS
| Q4 25 | $10.96 | $1.45 | ||
| Q3 25 | $8.24 | $1.49 | ||
| Q2 25 | $6.53 | $0.87 | ||
| Q1 25 | $1.70 | $0.67 | ||
| Q4 24 | $8.96 | $1.22 | ||
| Q3 24 | $5.42 | $0.76 | ||
| Q2 24 | $2.29 | $-0.11 | ||
| Q1 24 | $4.80 | $0.52 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $156.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $32.9B | $941.2M |
| 总资产 | $143.7B | $3.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资TRVUFCS
| Q4 25 | — | $156.3M | ||
| Q3 25 | — | $233.7M | ||
| Q2 25 | — | $202.1M | ||
| Q1 25 | — | $183.7M | ||
| Q4 24 | — | $200.9M | ||
| Q3 24 | — | $197.4M | ||
| Q2 24 | — | $153.4M | ||
| Q1 24 | — | $217.8M |
股东权益TRVUFCS
| Q4 25 | $32.9B | $941.2M | ||
| Q3 25 | $31.6B | $898.7M | ||
| Q2 25 | $29.5B | $845.7M | ||
| Q1 25 | $28.2B | $817.7M | ||
| Q4 24 | $27.9B | $781.5M | ||
| Q3 24 | $27.7B | $785.8M | ||
| Q2 24 | $24.9B | $726.6M | ||
| Q1 24 | $25.0B | $736.8M |
总资产TRVUFCS
| Q4 25 | $143.7B | $3.8B | ||
| Q3 25 | $143.7B | $3.8B | ||
| Q2 25 | $138.9B | $3.7B | ||
| Q1 25 | $136.0B | $3.5B | ||
| Q4 24 | $133.2B | $3.5B | ||
| Q3 24 | $134.6B | $3.5B | ||
| Q2 24 | $129.3B | $3.4B | ||
| Q1 24 | $127.4B | $3.2B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $2.7B | $119.8M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 1.08× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流TRVUFCS
| Q4 25 | $2.7B | $119.8M | ||
| Q3 25 | $4.2B | $60.8M | ||
| Q2 25 | $2.3B | $53.4M | ||
| Q1 25 | $1.4B | $35.7M | ||
| Q4 24 | $2.1B | $156.3M | ||
| Q3 24 | $3.9B | $56.5M | ||
| Q2 24 | $1.7B | $91.3M | ||
| Q1 24 | $1.5B | $36.2M |
现金转化率TRVUFCS
| Q4 25 | 1.08× | — | ||
| Q3 25 | 2.24× | 1.55× | ||
| Q2 25 | 1.55× | 2.33× | ||
| Q1 25 | 3.44× | 2.02× | ||
| Q4 24 | 0.99× | — | ||
| Q3 24 | 3.08× | 2.86× | ||
| Q2 24 | 3.14× | — | ||
| Q1 24 | 1.30× | 2.68× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
TRV
| Business And International Insurance | $6.6B | 53% |
| Personal Insurance | $4.6B | 37% |
| Bond And Specialty Insurance | $1.2B | 9% |
UFCS
暂无分部数据
