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美国合众银行（USB）与WORLD KINECT CORP（WKC）财务数据对比。点击上方公司名可切换其他公司
WORLD KINECT CORP的季度营收约是美国合众银行的1.3倍（$9.7B vs $7.4B），美国合众银行净利率更高（27.8% vs -0.0%，领先27.8%），美国合众银行同比增速更快（5.1% vs 2.0%），过去两年美国合众银行的营收复合增速更高（4.7% vs -6.0%）
美国合众银行是美国跨国银行机构，总部位于明尼苏达州明尼阿波利斯，在特拉华州注册成立。截至2025年为美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为系统重要性机构，旗下核心运营主体提供银行、投资、按揭等多元金融服务。
世界科耐特公司（原世界燃料服务公司）是一家总部位于美国佛罗里达州多拉市的能源大宗商品服务企业，在2022年财富美国500强榜单中排名第70位。公司核心业务涵盖航空、海运、建筑及陆路运输领域能源大宗商品的销售、交易与融资及相关服务，2013年起也开展天然气与电力相关业务。
USB vs WKC — 直观对比
营收规模更大
WKC
是对方的1.3倍
$7.4B
营收增速更快
USB
高出3.1%
2.0%
净利率更高
USB
高出27.8%
-0.0%
两年增速更快
USB
近两年复合增速
-6.0%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $7.4B | $9.7B |
| 净利润 | $2.0B | $-700.0K |
| 毛利率 | — | 2.8% |
| 营业利润率 | 34.4% | 97.8% |
| 净利率 | 27.8% | -0.0% |
| 营收同比 | 5.1% | 2.0% |
| 净利润同比 | 23.0% | 224.2% |
| 每股收益（稀释后） | $1.26 | $0.50 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收USBWKC
| Q1 26 | — | $9.7B | ||
| Q4 25 | $7.4B | $9.0B | ||
| Q3 25 | $7.3B | $9.4B | ||
| Q2 25 | $7.0B | $9.0B | ||
| Q1 25 | $7.0B | $9.5B | ||
| Q4 24 | $7.0B | $9.8B | ||
| Q3 24 | $6.9B | $10.5B | ||
| Q2 24 | $6.9B | $11.0B |
净利润USBWKC
| Q1 26 | — | $-700.0K | ||
| Q4 25 | $2.0B | $-279.6M | ||
| Q3 25 | $2.0B | $25.7M | ||
| Q2 25 | $1.8B | $-339.4M | ||
| Q1 25 | $1.7B | $-21.1M | ||
| Q4 24 | $1.7B | $-101.8M | ||
| Q3 24 | $1.7B | $33.5M | ||
| Q2 24 | $1.6B | $108.3M |
毛利率USBWKC
| Q1 26 | — | 2.8% | ||
| Q4 25 | — | 2.6% | ||
| Q3 25 | — | 2.7% | ||
| Q2 25 | — | 2.6% | ||
| Q1 25 | — | 2.4% | ||
| Q4 24 | — | 2.7% | ||
| Q3 24 | — | 2.6% | ||
| Q2 24 | — | 2.2% |
营业利润率USBWKC
| Q1 26 | — | 97.8% | ||
| Q4 25 | 34.4% | -3.1% | ||
| Q3 25 | 34.5% | 0.7% | ||
| Q2 25 | 32.7% | -3.8% | ||
| Q1 25 | 31.0% | -0.1% | ||
| Q4 24 | 30.1% | 0.3% | ||
| Q3 24 | 30.2% | 0.7% | ||
| Q2 24 | 29.9% | 0.4% |
净利率USBWKC
| Q1 26 | — | -0.0% | ||
| Q4 25 | 27.8% | -3.1% | ||
| Q3 25 | 27.3% | 0.3% | ||
| Q2 25 | 25.9% | -3.8% | ||
| Q1 25 | 24.6% | -0.2% | ||
| Q4 24 | 23.7% | -1.0% | ||
| Q3 24 | 25.0% | 0.3% | ||
| Q2 24 | 23.3% | 1.0% |
每股收益（稀释后）USBWKC
| Q1 26 | — | $0.50 | ||
| Q4 25 | $1.26 | $-5.02 | ||
| Q3 25 | $1.22 | $0.46 | ||
| Q2 25 | $1.11 | $-6.06 | ||
| Q1 25 | $1.03 | $-0.37 | ||
| Q4 24 | $1.01 | $-1.70 | ||
| Q3 24 | $1.03 | $0.57 | ||
| Q2 24 | $0.97 | $1.81 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $151.1M |
| 总债务越低越好 | — | $798.7M |
| 股东权益账面价值 | $65.2B | $1.2B |
| 总资产 | $692.3B | $6.8B |
| 负债/权益比越低杠杆越低 | — | 0.66× |
8季度趋势，按日历期对齐
现金及短期投资USBWKC
| Q1 26 | — | $151.1M | ||
| Q4 25 | — | $193.5M | ||
| Q3 25 | — | $473.6M | ||
| Q2 25 | — | $403.2M | ||
| Q1 25 | — | $456.4M | ||
| Q4 24 | — | $382.9M | ||
| Q3 24 | — | $373.8M | ||
| Q2 24 | — | $524.6M |
总债务USBWKC
| Q1 26 | — | $798.7M | ||
| Q4 25 | — | $685.2M | ||
| Q3 25 | — | $766.6M | ||
| Q2 25 | — | $775.2M | ||
| Q1 25 | — | $792.3M | ||
| Q4 24 | — | $796.8M | ||
| Q3 24 | — | $798.0M | ||
| Q2 24 | — | $797.8M |
股东权益USBWKC
| Q1 26 | — | $1.2B | ||
| Q4 25 | $65.2B | $1.3B | ||
| Q3 25 | $63.3B | $1.6B | ||
| Q2 25 | $61.4B | $1.6B | ||
| Q1 25 | $60.1B | $1.9B | ||
| Q4 24 | $58.6B | $1.9B | ||
| Q3 24 | $58.9B | $2.0B | ||
| Q2 24 | $56.4B | $2.0B |
总资产USBWKC
| Q1 26 | — | $6.8B | ||
| Q4 25 | $692.3B | $5.9B | ||
| Q3 25 | $695.4B | $6.1B | ||
| Q2 25 | $686.4B | $6.1B | ||
| Q1 25 | $676.5B | $6.6B | ||
| Q4 24 | $678.3B | $6.7B | ||
| Q3 24 | $686.5B | $7.0B | ||
| Q2 24 | $680.1B | $7.2B |
负债/权益比USBWKC
| Q1 26 | — | 0.66× | ||
| Q4 25 | — | 0.53× | ||
| Q3 25 | — | 0.47× | ||
| Q2 25 | — | 0.48× | ||
| Q1 25 | — | 0.41× | ||
| Q4 24 | — | 0.41× | ||
| Q3 24 | — | 0.39× | ||
| Q2 24 | — | 0.39× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $2.8B | — |
| 自由现金流经营现金流 - 资本支出 | — | $-60.2M |
| 自由现金流率自由现金流/营收 | — | -0.6% |
| 资本支出强度资本支出/营收 | — | 0.1% |
| 现金转化率经营现金流/净利润 | 1.39× | — |
| 过去12个月自由现金流最近4个季度 | — | $67.9M |
8季度趋势，按日历期对齐
经营现金流USBWKC
| Q1 26 | — | — | ||
| Q4 25 | $2.8B | $34.2M | ||
| Q3 25 | $3.4B | $116.1M | ||
| Q2 25 | $2.0B | $28.2M | ||
| Q1 25 | $-285.0M | $114.4M | ||
| Q4 24 | $4.8B | $120.3M | ||
| Q3 24 | $972.0M | $-38.5M | ||
| Q2 24 | $2.9B | $67.9M |
自由现金流USBWKC
| Q1 26 | — | $-60.2M | ||
| Q4 25 | — | $12.9M | ||
| Q3 25 | — | $102.0M | ||
| Q2 25 | — | $13.2M | ||
| Q1 25 | — | $99.2M | ||
| Q4 24 | — | $102.4M | ||
| Q3 24 | — | $-56.7M | ||
| Q2 24 | — | $53.3M |
自由现金流率USBWKC
| Q1 26 | — | -0.6% | ||
| Q4 25 | — | 0.1% | ||
| Q3 25 | — | 1.1% | ||
| Q2 25 | — | 0.1% | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | — | 1.0% | ||
| Q3 24 | — | -0.5% | ||
| Q2 24 | — | 0.5% |
资本支出强度USBWKC
| Q1 26 | — | 0.1% | ||
| Q4 25 | — | 0.2% | ||
| Q3 25 | — | 0.2% | ||
| Q2 25 | — | 0.2% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 0.1% |
现金转化率USBWKC
| Q1 26 | — | — | ||
| Q4 25 | 1.39× | — | ||
| Q3 25 | 1.69× | 4.52× | ||
| Q2 25 | 1.12× | — | ||
| Q1 25 | -0.17× | — | ||
| Q4 24 | 2.87× | — | ||
| Q3 24 | 0.57× | -1.15× | ||
| Q2 24 | 1.79× | 0.63× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
USB
暂无分部数据
WKC
| Aviation segment | $5.0B | 52% |
| Land segment | $2.6B | 27% |
| Marine segment | $2.1B | 21% |
